Form 497VPI Nationwide VL Separate
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E-mailSupplement dated March
27, 2026
to the following initial summary prospectus(es):
to the following initial summary prospectus(es):
Nationwide Protector IVUL, Nationwide Protector IVUL - Series H, Nationwide Accumulator IVUL and Nationwide Accumulator IVUL - Series H dated May 1, 2025
| This supplement updates certain information contained in your initial summary prospectus. Please read and
retain this supplement for future reference. |
The Board of Trustees of the funds approved the merger of the Legg
Mason Partners Variable Equity Trust - ClearBridge Variable Dividend Strategy Portfolio: Class I ("Target Fund 1") into the Lincoln Variable Insurance Products Trust - LVIP ClearBridge Dividend Strategy Fund: Standard Class ("Acquiring Fund 1"), as well as the merger of Legg Mason Partners
Variable Equity Trust - ClearBridge Variable Large Cap Growth Portfolio: Class I ("Target Fund 2") into Lincoln Variable Insurance Products Trust - LVIP ClearBridge Large Cap Growth Fund: Standard Class ("Target Fund 2"). Subject to shareholder
approval, the merger will be effective on or about April 24, 2026 (the "Effective Date").
As of the Effective Date, the following changes apply to the policy:
•
Target Funds 1 and 2 will no longer be available to receive transfers or new purchase
payments;
•
Target Funds 1 and 2 will transfer all or substantially all of its assets to the respective
Acquiring Funds 1 and 2 in exchange for shares of the respective Acquiring Fund 1 or 2; and
•
Acquiring Funds 1 and 2 will assume all liabilities of the respective Target
Fund.
Accordingly, the following changes apply to the prospectus:
(1) Appendix is amended to add the following:
| Type |
Underlying Mutual Fund and Adviser/Subadviser |
Current
Expenses |
Average Annual Total
Returns
(as of 12/31/2025) | ||
| 1 year |
5 year |
10 year | |||
| Equity |
Lincoln Variable Insurance Products Trust - LVIP ClearBridge
Dividend Strategy Fund: Standard Class
This Sub-Account is only available in policies issued before April 24,
2026 Investment Advisor: Lincoln Financial Investments Corporation Sub-Advisor: ClearBridge Investments, LLC |
0.75%* |
12.62% |
11.86% |
12.46% |
| Equity |
Lincoln Variable Insurance Products Trust - LVIP ClearBridge
Large Cap Growth Fund: Standard Class
This Sub-Account is only available in policies issued before April 24,
2026 Investment Advisor: Lincoln Financial Investments Corporation Sub-Advisor: ClearBridge Investments, LLC |
0.74% |
8.62% |
10.57% |
14.46% |
*
This underlying mutual fund’s current expenses reflect a temporary fee reduction.
(2) All references in the prospectus to Target Funds 1 and 2 are deleted
and replaced with the Acquiring Funds 1 and 2.
ISP-1041
1
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