Form 497VPI LINCOLN LIFE VARIABLE
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THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Lincoln Life Variable Annuity Account N
Lincoln Investor Advantage® Advisory
Supplement dated July 10, 2026 to the
Summary Prospectus for New Investors dated May 1, 2026
This Supplement updates certain information contained in the above-referenced summary prospectus for your individual annuity contract. This Supplement should be read in conjunction with the prospectus filed therein. All other terms and provisions of the prospectus, as supplemented, remain unchanged.
The changes described in this Supplement affect:
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Appendix A – Investment Options Available Under The Contract; and
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Appendix B – Investment Requirements.
Appendix A – Investment Options Available Under The Contract:
Addition of a New Investment Option: On or about August 17, 2026, the following fund will be added as an investment option under your Contract:
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Investment Objective
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Fund and Adviser/Sub-adviser
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Current Expenses
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Average Annual Total
Returns (as of 12/31/2025)
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||
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1 Year
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5 Year
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10 Year
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|||
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To generate high income while providing reduced downside risk through exposure to the MerQube US Large-Cap Vol Advantage Autocallable VIP Index (the “Autocallable Index”).
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Calamos U.S. Equity Autocallable VIP Fund – Class II
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1.16%*
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N/A
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N/A
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N/A
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*This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, the fund’s annual expenses reflect temporary expense reductions.
For more complete information about the fund, including its principal investment strategies and principal risks, please refer to the underlying fund prospectus.
Funds Closed to New Investors: Effective August 17, 2026, the LVIP American Century International Fund will no longer be available for Contracts purchased on or after that date.
Appendix B – Investment Requirements:
Effective August 17, 2026, the American Century Diversified Growth Model will no longer be available for Contracts purchased on or after that date.
You may obtain additional information, including underlying fund prospectuses, by contacting your registered representative, visiting www.lfg.com/vaprospectus, or by emailing [email protected].
Please retain this Supplement for future reference.
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