Form 497J HORACE MANN LIFE INSURAN

May 6, 2026 12:59 PM EDT
  
May 5, 2025 
VIA EDGAR TRANSMISSION 
U.S. Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549 
Re:
Horace Mann Life Insurance Company
Horace Mann Life Insurance Company Separate Account
(File Nos. 2-24256 and 811-1343) 
Commissioners:
On behalf of Horace Mann Life Insurance Company (the “Company”) and Horace Mann Life Insurance Company Separate Account (the “Account”), I am transmitting forms of summary prospectus or prospectus, as applicable, for the Variable Annuity Contracts offered by the Company that differ from those contained in the above referenced registration statement that was filed electronically with the Securities and Exchange Commission on April 30, 2025.
In Appendix A, the Current Expenses for some funds have been updated to reflect information provided to us after our registration statement was filed.
I certify that, other than the changes described above, the forms of summary prospectus or prospectus, as applicable, for the Variable Annuity Contracts offered by the Company do not differ from those contained in the above referenced registration statement that was filed electronically with the Securities and Exchange Commission on April 30, 2025.
Please contact me at (217) 788-5780, or Maureen Bolinger at 217-788-5720, if you have any questions or comments about this transmittal.
Sincerely, 
/s/ Allen R. Reed
Allen R. Reed
Assistant Vice President and Assistant General Counsel,
Chief Compliance Officer
HMLIC Separate Accounts
Horace Mann Life Insurance Company
cc:
Maureen Bolinger
AVP Retirement Product &
Fund Company Administration
The Horace Mann Companies 1 Horace Mann Plaza Springfield, Illinois 62715-0001
217-789-2500 www.horacemann.com

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