Form 485BXT AMERICAN GENERAL LIFE

File Nos. 333-277203

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM N-4

REGISTRATION STATEMENT

UNDER

THE SECURITIES ACT OF 1933

Pre-Effective Amendment No.     [ ]

Post-Effective Amendment No. 12    [X]

AMERICAN GENERAL LIFE INSURANCE COMPANY

(Name of Insurance Company)

2727-A Allen Parkway, Houston, Texas 77019

(Address of Insurance Company’s Principal Offices) (Zip Code)

(800) 871-2000

(Insurance Company’s Telephone Number, including Area Code)

Trina Sandoval, Esq.

American General Life Insurance Company

21650 Oxnard Street, Suite 750, Woodland Hills, California 91367

(Name and Address of Agent for Service)

Approximate Date of Proposed Public Offering: Continuous

It is proposed that this filing will become effective:

[ ] immediately upon filing pursuant to paragraph (b)

[X] on April 18, 2026 pursuant to paragraph (b)

[ ] 60 days after filing pursuant to paragraph (a)(1)

[ ] on (date) pursuant to paragraph (a)(1) of Rule 485 under the Securities Act of 1933 (“Securities Act”)

If appropriate, check the following box:

[X] This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

Check each box that appropriately characterizes the Registrant:

EXPLANATORY NOTE

Designation of New Effective Date for Previously Filed Amendment

This Post-Effective Amendment No. 12 is being filed pursuant to Rule 485(B)(1)(iii) of the Securities Act of 1933 solely to designate April 18, 2026 as the new effective date of Post-Effective Amendment No. 11, which was filed on January  20, 2026.

Parts A, B and C were filed in Registrant’s Post-Effective Amendment No. 11 to Form N-4 on January 20, 2026 and are incorporated by reference.

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, American General Life Insurance Company certifies that it meets all of the requirements for effectiveness of this registration statement under rule 485(b) under the Securities Act and has duly caused this registration statement to be signed on its behalf by the undersigned, duly authorized, in the City of Jersey City, and State of New Jersey on this 19th day of March, 2026.

Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.