Form 485BPOS MIDLAND NATIONAL LIFE

September 17, 2025 2:41 PM EDT
N-4MIDLAND NATIONAL LIFE INSURANCE CO RILA0002040519N-412/31/2024false
Fidelity® VIP Investment Grade Bond Svc 2
Fidelity Management & Research Company LLC
xbrli:pure00020405192025-09-172025-09-170002040519ck0002040519:C000257470Memberck0002040519:C000048820Member2025-09-172025-09-17

As filed with the Securities and Exchange Commission on September 17, 2025
Registration Nos. 333-255058; 333-283566
Investment Company Act No. 811-07772
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
 
FORM N-4
 
(File No. 333-283566)
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
 Pre-Effective Amendment No. __
    ☐    
    
 
Post-Effective Amendment No. 6
        ☒    
 
 And  
(File Nos. 333-255058; 811-07772)
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
 Pre-Effective Amendment No. __
    ☐    
    
 
Post-Effective Amendment No. 9
        ☒    
 
 and  
REGISTRATION STATEMENT
UNDER
THE INVESTMENT COMPANY ACT OF 1940
 
Amendment No. 165
    ☒    
    
 
Midland National Life Separate Account C
(Exact Name of Registered Separate Account)

Midland National Life Insurance Company
(Exact Name of Insurance Company)
 
West Des Moines, Iowa 50266-1071
(Address of Insurance Company’s Principal Executive Offices)
Insurance Company’s Telephone Number, including Area Code:
(877) 586-0240
 



Name and Address of Agent for Service:Copy to:
  
Brett L. Agnew, Esq.Dodie C. Kent, Esq.
Senior Vice President, Deputy General Counsel
Eversheds-Sutherland (US) LLP
Midland National Life Insurance CompanyThe Grace Building, 40th Floor
Sammons Financial Group1114 Avenue of the Americas
8300 Mills Civic ParkwayNew York, NY 10036-7703
West Des Moines, IA 50266 
 
Approximate Date of Proposed Public Offering: Continuously on and after the effective date of the Registration Statement.
It is proposed that this filing will become effective:

☒    immediately upon filing pursuant to paragraph (b) of Rule 485

Check each box that appropriately characterizes the Registrant(s):

☒    Insurance Company relying on Rule 12h-7 under the Exchange Act

 
 


Explanatory Note

This Post-Effective Amendment No. 6 to the Registration Statement on Form N-4 (File No. 333-283566) and Post-Effective Amendment No. 9 to the Registration Statement on Form N-4 (File No. 333-255058) (together, the “Amendments”) are being filed solely to amend the Prospectus dated May 1, 2025 to include information about a new Portfolio Company that will be made available as an investment option under the LiveWell Dynamic Annuity Contracts, as reflected in the supplement included herein. Accordingly, the Amendments consist only of the facing page, this explanatory note, a supplement to the Prospectus, an updated Part C, and the signature pages to the Registration Statement. The Amendments incorporate by reference the Prospectus and Statement of Additional Information, each dated May 1, 2025, as supplemented on July 18, 2025, included in Post-Effective Amendment No. 5 to the Registration Statement on Form N-4 (File No. 333-283566) and Post-Effective Amendment No. 8 to the Registration Statement on Form N-4 (File No. 333-255058), each filed on July 18, 2025. The Amendment is not intended to amend or delete any part of the Registration Statements other than as set forth herein.



Supplement dated September 17, 2025
to the Prospectus dated May 1, 2025
for the LiveWell Dynamic Annuity
issued by Midland National Life Insurance Company
through the Midland National Life Separate Account C

This Supplement describes an additional Portfolio Company that is being made available as an investment option under your Contract. Please read this Supplement carefully and retain it with your Prospectus for future reference.

Effective September 30, 2025, the following Portfolio Company will be available as an investment option under the Contract:
Type
Portfolio and Adviser/Subadviser
Current Expenses
Average Annual Total Returns
(as of 12/31/24)
1-Year Return
5-Year Return
10-Year Return
Corporate Bond – General
Fidelity® VIP Investment Grade Bond Svc 2
Fidelity Management & Research Company LLC
0.63%1.50%0.20%1.68%

Additional information is available in the prospectus for the Portfolio Company, which can be amended from time to time and can be found online at www.srslivewell.com/individual-investors-da-prospectuses. You can also request this information at no cost by calling 866-747-3421 or sending an email request to [email protected].

* * *

If you have any questions, please call the Customer Service Center toll-free at 1-866-747-3421, or write the Customer Service Center at Midland National Life Insurance Company, PO Box 9261 Des Moines, IA 50306-9261.

Please retain this supplement for future reference.


Part C
OTHER INFORMATION
Item 27. Exhibits

(a)
(b)Not Applicable
(c)(1)
(2)
(d)(1)
(2)
(3)
(4)
(e)
(f)(1)
(2)
(g)Not Applicable
(h)(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
(17)
(18)
(19)
(20)
(21)
(22)
(23)
(24)
(25)


(26)
(27)
(28)
(29)
(30)
(31)
(32)
(33)
(34)
(35)
(36)
(37)
(38)
(39)
(40)
(41)
(42)
(43)
(44)
(45)
(46)
(47)
(48)
(49)
(50)
(51)
(52)
(53)
(54)
(55)


(56)
(57)
(58)
(59)
(60)
(61)
(k)(1)
(l)(1)
(m)
Not Applicable
(n)
Not Applicable
(o)
Not Applicable
(p)
(q)
Not Applicable
(r)
 

1
Incorporated herein by reference to Pre-Effective Amendment No. 2 for Form S-6 on April 23, 1997 (File No. 333-14061)
2
Incorporated herein by reference to Post-Effective Amendment No. 5 for Form N-4 on February 23, 1998 (File No. 33-64016)
3
Incorporated herein by reference to Post-Effective Amendment No. 6 for Form S-6 on February 15, 2001 (File No. 333-14061)
4
Incorporated herein by reference to Post-Effective Amendment No. 5 for Form N-4 on April 28, 2003 (File No. 333-71800)
5
Incorporated herein by reference to Initial N-4 Filing on June 7, 1993 (File 33-64016)
6
Incorporated herein by reference to Post-Effective Amendment No. 4 for Form N-4 on April 29, 1997 (File No. 33-64016)
7
Incorporated herein by reference to Post-Effective Amendment No. 12 for Form N-4 on April 28, 2008 (File No. 333-108437)
8
Incorporated herein by reference to Pre-Effective Amendment No. 1 for Form N-4 on December 15, 2011 (File No. 333-176870)
9
Incorporated herein by reference to Post-Effective Amendment No. 1 for Form N-4 on April 25, 2012 (File No. 333-176870)
10Incorporated herein by reference to Post-Effective Amendment No. 2 for Form N-4 on September 20, 2012 (File No. 333-176870)
11
Incorporated herein by reference to Post-Effective Amendment No. 8 for Form N-6 on April 26, 2013 (File No. 333-148824)
12
Incorporated herein by reference to Post-Effective Amendment No. 3 for Form N-4 on April 26, 2013 (File No. 333-176870)
13
Incorporated herein by reference to Post-Effective Amendment No. 4 for Form N-4 on July 12, 2013 (File No. 333-176870)
14
Incorporated herein by reference to Post-Effective Amendment No. 7 for Form N-4 on July 25, 2014 (File No. 333-176870)
15
Incorporated herein by reference to Post-Effective Amendment No. 9 for Form N-4 on July 16, 2015 (File No. 333-176870)
16
Incorporated herein by reference to Post-Effective Amendment No. 12 for Form N-4 on April 26, 2018 (File No. 333-176870)
17
Incorporated herein by reference to Post-Effective Amendment No. 13 for Form N-4 on April 29, 2019 (File No. 333-176870)
18
Incorporated herein by reference to Pre-Effective Amendment No. 1 for Form N-4 on December 9, 2021 (File No. 333-255058)


19
Incorporated herein by reference to Post-Effective Amendment No. 1 for Form N-4 on April 29, 2022 (File No. 333-255058)
20
Incorporated herein by reference to Post-Effective Amendment No. 4 for Form N-4 on November 13, 2023 (File No. 333-255058)
21
Incorporated herein by reference to Post-Effective Amendment No. 1 for Form N-4 on April 17, 2025 (File No. 333-283566)
22
Filed herein.


Item 28. Directors and Officers of the Insurance Company

Name and Principal Business Address1
Position and Offices with Depositor
Esfandyar E. DinshawPresident, Chairman of the Board & Chief Executive Officer
Darron K. AshDirector
James Roderick ClarkDirector
Thomas J. CorcoranDirector
Susan T. DeakinsDirector
George A. FiskDirector
Carl M. Harris
Director
William D. HeinzDirector
Gina A. Norris
Director
Gerald R. Blair3
President – Sammons Life Insurance Group
Casey C. Decker
Chief Operating Officer
William L. LowePresident – Sammons Institutional Group and Director
Joseph E. PaulPresident – Sammons Corporate Markets
Robert R. TeKolstePresident – Sammons Independent Annuity Group and Director
Brett L. Agnew
Senior Vice President, Deputy General Counsel – Securities & Investments and Assistant Secretary
David C. Attaway
Senior Vice President
Kathleen Bartling2
Chief People Officer
Kelly L. Coomer3
Senior Vice President & Chief Information Officer
Brian D. Hansen
Senior Vice President & Chief Development Officer
Eric Y. LinSenior Vice President & Corporate Actuary
John D. MelvinSenior Vice President & Chief Investment Officer
Michael L. MockSenior Vice President – Wealth Management Strategy
Michael A. Pietig
Senior Vice President – Services
Amy E. Teas
Senior Vice President, General Counsel & Secretary
Stacy L. Bagby
Vice President – Sales & Compliance Administration
Marcy L. Baker
Vice President – Risk & Asset Liability Management
Neil A.Berns
Vice President & Chief Strategy Officer-Life
Jamie E. Beyer2
Vice President – Valuation
Bryce A. Biklen
Vice President & Chief Distribution Officer SIAG
Lori L. BochnerVice President – Marketing
Gregory J. BonzagniVice President – National Sales
Eric Boucher
Vice President – Enterprise Risk Management
Kerry Cahill
Vice President – Business & Sales Development
Jackie L. Cockrum
Vice President – New Business Operations
Timothy D. Crawford
Vice President & Associate General Counsel-Life & Annuity Operations
Pam DoeppeVice President
Nathan L. Driskill
Vice President – Sales MNL
Linda M. Durman
Vice President – Annuity Product Development & Inforce Management


Daniel E. Edsen
Vice President, Chief Financial Officer & Treasurer
Adora M. Ellis
Vice President – Investment Portfolio Management
Kirk P. EvansVice President – Product Development & Risk Management
Lynne M. Flater
Vice President & Chief Tax Officer
Trent J. Freier
Vice President – Corporate Markets
Patrick Glover
Vice President – Financial Reporting
Christie S. Goodrich
Vice President – Life Product
Cyndi J. Hall
Vice President – Chief Compliance Officer
Jeffrey P. Heppner
Vice President – Information Technology
Jeannie M. Iannello2
Vice President – Life New Business & Underwriting
Robert Johnson, Jr.Vice President – Chief Distribution & Sales Officer MNL
Mark E. Kalinowski3
Vice President – Investment & Hedging Strategies
Tracey E. KnudtsonVice President – Talent & Organizational Development and HR Business Partner
Khen C. Leuk3
Vice President – Chief Underwriting Officer, SFG Bermuda Ltd.
Brent A. MardisVice President - Chief Strategy Officer
Kevin W. Mechtley
Vice President – Business Development & Chief Innovation Officer
Paul J. MocarskiVice President & Chief Information Security Officer
Seth G. Nailor
Vice President – Agency and Customer Support
Katrisha Neisse2
Vice President - Strategy & Business Development- Life
Adam W. Newland
Vice President – Audit
Jackson P. Ode
Vice President – Sales MNL
Cheryl O’Heath3
Vice President – Information Technology
Susan B. OsweilerVice President – Chief Risk Officer
Varun B. Parekh3
Vice President – Information Technology
Matthew P. Pelham
Vice President – Information Technology
Melissa R. PhillipsVice President – Sales Operations Life
Henry Pietrkowski3
Vice President – Associate General Counsel – Litigation
Amy E. Rider
Vice President – Strategic Risk & Mortality Management
Sarah E. Theis
Vice President & Chief Strategy Officer
Rachelle L. Tieszen2
Vice President – Total Rewards and HR Business Partner
Piera Valle
Vice President – Financial Institutions
Carmen R. Walter
Vice President – Product Development Corporate Markets
Heath C. Williams2
Vice President – Information Technology
Aaron D. Witt
Vice President – Chief Digital & Data Officer
Stephanie Wynne
Vice President – Corporate Development Operations & Integration
Lori DenHerder
Associate Vice President – Compliance Investigations & AML Officer
Logan S. Veurink2
Associate Vice President – Capital Planning & Analysis
Jill Williams3
Associate Vice President – Operational Compliance
1    Unless noted otherwise, the principal business address for each officer and director is 8300 Mills Civic Parkway, West Des Moines, IA 50266
2    One Sammons Plaza, Sioux Falls, SD 57193-9991
3    433 W. Van Buren Street, Chicago, IL 60607
Item 29. Persons Controlled By or Under Common Control With the Insurance Company or Registered Separate Account.
The Insurance Company, Midland National Life Insurance Company (Midland) is an indirect subsidiary of Sammons Enterprises, Inc. The Registered Separate Account is a segregated asset account of Midland. Shares of Sammons Enterprises, Inc. are held by GreatBanc Trust Company, as Trustee of the Sammons Enterprises, Inc. Employee Stock Ownership Trust (ESOT). Other direct or indirect subsidiaries of Sammons Enterprises, Inc. (SEI), as of December 31, 2024, are:

Name of Parent, Subsidiaries Or AffiliatesDomiciliary LocationIf Control is Ownership Provide Percentage
19160 West Bellfort Richmond Owner, LLCDE100.00
215 Castro LLCDE100.00


49 North, LLCDE100.00
5 Burlington Woods JV, LLCDE44.00
5 Burlington Woods, LLCDE100.00
550 Capital, Inc.DE100.00
800 Main Street Providence Village Owner, LLCDE100.00
ABV Holdings, LLCNC100.00
Access Plus (Scotland) Ltd.ZZZ100.00
Aerial Platform Hire LimitedIRL100.00
AIS SIND, LLCDE100.00
AJ Highland Park Investors, LLCDE100.00
AJ Renaissance Place Investors, LLC DE100.00
AK St. Louis Holdings, LLCDE100.00
AK St. Louis Manager, LLCDE50.00
AK St. Louis Owner, LLCDE100.00
Albemarle Solar Center, LLCNC100.00
Albion 636 Division, LLCDE100.00
Albion at Beachwood LLCDE50.00
Albion at Evanston Investors I, LLCDE100.00
Albion at Evanston, LLCDE100.00
Albion at Highland Park, LLCDE100.00
Albion at Murfreesboro, LLCDE100.00
Albion at New Forum Member, LLCDE100.00
Albion at Oak Park Investors I, LLCDE100.00
Albion at Oak Park Member, LLCDE100.00
Albion at Oak Park, LLCDE100.00
Albion at Palatine, LLCDE100.00
Albion at Parklane GP, LLCDE100.00
Albion at Parklane Limited Partner, LLC DE100.00
Albion at Renaissance Place, LLC DE100.00
Albion Columbus 1, LLCDE100.00
Albion Columbus Investors 1, LLCDE20.00
Albion Construction LLCDE100.00
Albion DeVille Member LLCDE100.00
Albion HoldCo LLCDE100.00
Albion in the Gulch Investors, LLCDE100.00
Albion in the Gulch Member, LLCDE100.00
Albion in the Gulch, LLCDE100.00
Albion Jacobs Highland Park, LLCDE100.00
Albion Jacobs Renaissance Place, LLC DE100.00
Albion Lawrenceville, LLCDE100.00
Albion Murfreesboro Investors, LLCDE20.00
Albion Murfreesboro Member, LLCDE100.00
Albion Music Row II, LLCDE100.00
Albion Music Row, LLCDE100.00
Albion on Lake Cook Mezz, LLCDE100.00
Albion on Lake Cook, LLCDE100.00
Albion Residential LLCDE100.00
Albion St. Louis, LLCDE100.00
AmeyBriggs Fleet and Equipment LimitedGBR50.00
AmeyBriggs Services Holding LimitedGBR50.00


AmeyBriggs Services LimitedGBR100.00
Asheville Resolution CorporationDE100.00
Aspen Solar, LLCNC100.00
ATCAP-CCI Atlanta Industrial II, LLCDE95.00
ATCAP-CCI Atlanta Industrial, LLCDE92.50
ATCAP-CCI Emerson Industrial, LLCDE95.00
ATCAP-CCI Flint Industrial, LLCDE95.00
Atlas Atlanta Cobb International, LLCDE100.00
Atlas Atlanta II Doan, LLCDE100.00
Atlas Atlanta II International, LLCDE100.00
Atlas Atlanta II Park, LLCDE100.00
Atlas Atlanta II Shackleford, LLCDE100.00
Atlas Atlanta Mountain Industrial, LLCDE100.00
Atlas Atlanta Oakcliff, LLCDE100.00
Atlas Atlanta Royal Atlanta, LLCDE100.00
Atlas Atlanta Tuckerstone, LLCDE100.00
Atlas Emerson, LLC (Indianapolis, IN)DE100.00
Atlas Flint 146, LLCDE100.00
Atlas Flint Air Center, LLC DE100.00
Atlas Flint Bergen, LLC DE100.00
Atlas Flint Dorothy, LLCDE100.00
Atlas Flint International, LLC DE100.00
Atlas Flint Lake Emma, LLC DE100.00
Atlas Flint Park Row, LLC DE100.00
Balloo Hire Centre LimitedIRL100.00
Balloo Hire LimitedIRL100.00
Balsam Solar, LLCNC100.00
Bannagroe LimitedIRL100.00
BE Finance LimitedGBR100.00
Beachwood Apartments LLCDE100.00
Beacon Capital Management, Inc.OH100.00
Bestow Life Insurance CompanyIA100.00
Beulah Belle Grazing Association, LLCWY100.00
Blulift LimitedIRL100.00
BRE NC Solar 1, LLCNC100.00
Briggs Equipment Ireland LimitedIRL100.00
Briggs Equipment Mexico, Inc.DE100.00
Briggs Equipment UK LimitedGBR100.00
Briggs Equipment, S.A. de C.V.MEX 99.00
Briggs Equipment, S.A. de C.V.MEX 1.00
Briggs Industrial Solutions, Inc.DE100.00
Briggs International, Inc.DE100.00
Briggs UK Holdings, Inc.DE100.00
Broadway Solar Center, LLCNC100.00
Burleson Wilshire Investment Partners, LLCDE100.00
Canal Reinsurance CompanyIA100.00
Cast Iron Energy, LLCDE100.00
CCE Funding LLCDE100.00
CCI Alexandria SL LLCDE100.00
CCI Atlanta Industrial LLCDE100.00


CCI Bethesda SL LLCDE100.00
CCI GG Prime 1 LLCDE100.00
CCI Historic, Inc.DE100.00
CCI Horizon LLCDE100.00
CCI Industrial - ATCAP Atlanta II Investor LLCDE100.00
CCI Industrial - ATCAP Emerson Investor LLCDE100.00
CCI Industrial - ATCAP Flint Investor LLCDE100.00
CCI Industrial - JSC Georgetown I Investor LLCDE100.00
CCI Industrial - JSC Georgetown II Investor LLCDE100.00
CCI Industrial - JSC Lakeview I Investor LLCDE100.00
CCI Industrial - JSC Lakeview II - SAF BTS Investor LLCDE100.00
CCI Industrial - JSC Lakeview II Investor LLCDE100.00
CCI Industrial - JSC Landis I Investor LLCDE100.00
CCI Industrial - JSC Landis II Investor LLCDE100.00
CCI Industrial - KDC Oncor Investor LLCDE100.00
CCI Industrial - SM Cary Investor LLCDE100.00
CCI Industrial - SM Locust Grove Investor LLCDE100.00
CCI Industrial Holdings LLCDE100.00
CCI JSC Holdings LLCDE100.00
CCI MAC 5BW LLCDE100.00
CCI Manager LLCDE100.00
CCI MF Holdings LLCDE100.00
CCI MFH - KV San Cierra Investor LLCDE100.00
CCI MFH - KV Tribeca/Encore Investor LLCDE100.00
CCI Residential LLCDE100.00
CCI Retail – GBT TX Sprouts Investor LLCDE100.00
CCI Retail Holdings LLCDE100.00
CCI SSL Funding LLCDE100.00
CCI SSL Holding LLCDE100.00
CCI Tysons SL, LLCDE100.00
CCI Westfields Investor LLC (fka CCI Ohana LLC)DE100.00
CCI/HTC, Inc.DE100.00
Cedar Solar, LLCNC100.00
Clemina Hydro Power GP Ltd.CAN100.00
Clemina Hydro Power LPCAN99.00
Clemina Hydro Power LPCAN0.01
Columbia Mountains Power GP Ltd.CAN100.00
Columbia Mountains Power LPCAN99.00
Columbia Mountains Power LPCAN0.01
Community Investments, Inc.DE100.00
Compatriot Capital, Inc.DE100.00
Connect18 Energy Holdings, Inc.DE100.00
Consolidated Investment Services, Inc.DE100.00
Constitution, LLCDE100.00
Controladora Briggs de Mexico, S. de R.L. de C.V.MEX 99.00
Controladora Briggs de Mexico, S. de R.L. de C.V.MEX 1.00
Cornwall Solar Center, LLCNC100.00
Crestwood Solar Center, LLCNC100.00
Dement Farm, LLCNC100.00
Duplin Solar II, LLCNC100.00


Durham Solar, LLCNC100.00
E2M Holdings, LLCDE30.00
E2M Partners, LLCDE100.00
Elm Solar, LLCNC100.00
English Hydro Power GP Ltd.CAN100.00
English Hydro Power LPCAN0.01
English Hydro Power LPCAN99.00
Enterhealth, LLCTX21.30
ESA Newton Grove 1 NC, LLCNC100.00
ESA Selma NC 1, LLCNC100.00
ESA Smithfield 1 NC, LLCNC100.00
Flagship Energy, LLCDE100.00
Forklift Operations de Mexico, S.A. de C.V.MEX 99.00
Forklift Operations de Mexico, S.A. de C.V.MEX 1.00
Forkway (Hire) LimitedGBR100.00
Forkway Group LimitedGBR100.00
Forkway LimitedGBR100.00
Foundation X, LLCDE100.00
Galway Pland and Tool Hire LimitedIRL100.00
GBT-CCI TX Sprouts JV, LLCDE82.00
Gerrity Group, LLCDE100.00
Gerrity Holdings LLCDE40.00
Gerrity Prime 1, LLCDE99.00
Gerrity Prime 1, LLCDE1.00
Gerrity Retail Fund 3 Management, LLCDE100.00
Gerrity Retail Fund 3, L.P.DE40.00
Gerrity Retail Fund 3, L.P.DE0.00
Gerrity Retail Fund 3, L.P.DE4.30
Gerrity Retail Investors 3, LLCDE94.70
Gerrity Retail Partners 3, LLCDE100.00
GFL Access LimitedGBR100.00
GFL Holdings LimitedGBR100.00
Gila Bend Power Partners, LLCDE100.00
GRF Special, LLCDE0.00
GRF Special, LLCDE100.00
Gwynedd Forklifts LimitedGBR100.00
H2 Fuels, Inc.DE100.00
Harrell's Hill Solar Center, LLCNC100.00
Heelstone Energy II, LLCDE100.00
Heelstone Energy III, LLCDE100.00
Heelstone Energy IV, LLCDE100.00
Heelstone Energy V, LLCDE100.00
Heelstone Energy VI, LLCDE100.00
Heelstone Energy VIII, LLCDE100.00
Heelstone Energy, LLCDE100.00
Heelstone Land Holdings, LLCDE100.00
Heestone Energy VII, LLCDE100.00
Heyday Insurance Agency LLCDE100.00
Highland Solar Center, LLCNC100.00
Hiremech Holdings LimitedGBR100.00


Hiremech LimitedGBR100.00
Hitec Lift Trucks LimitedGBR100.00
HyElement Power, Inc.DE100.00
Industrial US Holdings, Inc.DE100.00
Innovative Solar 23, LLCNC100.00
J.B. Plant Hire (Dungannon) LimitedGBR100.00
J.B. Plant Hire LimitedGBR100.00
Jackson-Shaw Company LLCDE100.00
Jackson-Shaw Holdings LLCDE44.75
JLB 2728 Cedar Springs, LPTX30.00
JLB 2728 Cedar Springs, LPTX70.00
JLB BUILDERS LLCTX100.00
JLB CCI Westfields LLCDE80.00
JLB CCI Westfields LLCDE11.62
JLB Chapman GP LLCDE100.00
JLB Chapman LPDE98.00
JLB Chapman LPDE100.00
JLB Chapman LPDE2.00
JLB McLean LLCDE39.00
JLB McLean LLCDE21.90
JLB McLean Partners LPDE65.70
JLB Partners LLCDE40.00
JLB REALTY LLCTX100.00
JLB RESIDENTIAL LLCTX100.00
JLB Stafford Land LPTX100.00
JLB West Paces Phase I GP LLCTX100.00
JLB West Paces Phase I L.P.TX80.00
JLB West Paces Phase I L.P.TX19.00
JLB West Paces Phase I L.P.TX1.00
JSC Manager LLCDE100.00
JSC-CCI Georgetown I JV LLCDE94.00
JSC-CCI Georgetown I JV LLCDE3.50
JSC-CCI Georgetown II JV LLCDE95.00
JSC-CCI Georgetown II JV LLCDE3.50
JSC-CCI Lakeview I JV LLCDE95.00
JSC-CCI Lakeview I JV LLCDE3.50
JSC-CCI Lakeview I LLCDE100.00
JSC-CCI Lakeview I Mezz LLCDE100.00
JSC-CCI Lakeview II - SAF BTS, LLCDE95.00
JSC-CCI Lakeview II - SAF BTS, LLCDE3.50
JSC-CCI Lakeview II JV LLCDE95.00
JSC-CCI Lakeview II JV LLCDE3.50
JSC-CCI Landis I, LLCDE95.00
JSC-CCI Landis I, LLCDE3.50
JSC-CCI Landis II, LLCDE95.00
JSC-CCI Landis II, LLCDE3.50
K2 Development, LLCDE100.00
KDC HoldCo LLCDE25.00
KDC OEDC Investments One LPTX75.00
KDC Real Estate JV I Controlling GP LLCDE25.00


KDC Real Estate JV I General Partner LPDE48.50
KDC Real Estate JV I General Partner LPDE0.00
KDC Real Estate JV I LPDE48.40
KDC Real Estate JV I LPDE0.20
KDC Real Estate JV I Operating LLCDE100.00
KDC Real Estate JV I REIT LLCDE100.00
KDC Real Estate JV I REIT LLCDE0.00
KDC Real Estate JV I REIT Manager LLCDE25.00
Kenansville Solar Farm, LLCNC100.00
KV Encore Apartments, LLCDE100.00
KV San Cierra Apartments, LLCDE100.00
KV San Cierra Holdings, LLC DE85.00
KV Tribeca Apartments, LLCDE100.00
KV Tribeca/Encore Holdings, LLC DE75.00
Kyle Kohlers Crossing, LLCDE100.00
Lafayette Solar I, LLCNC100.00
Laois Hire Services LimitedIRL100.00
Laurinburg Solar, LLCNC100.00
Legacy KDC Holdings, LLCDE35.60
Littlefield Solar Center, LLCNC100.00
Maxim (GB) LimitedGBR100.00
Mexcolift Servicios de Personnel, S. de R.L. de C.V.MEX 99.00
Mexcolift Servicios de Personnel, S. de R.L. de C.V.MEX 1.00
Midland National Life Insurance CompanyIA100.00
Midway Wind, LLCDE100.00
MNL Reinsurance CompanyIA100.00
Montacargas Yale de Mexico, S.A. de C.V. MEX 99.00
Montacargas Yale de Mexico, S.A. de C.V. MEX 1.00
Morgan Farm, LLCNC100.00
My Financial Freedom LLCDE100.00
Nashville Farms, LLCNC100.00
Neckar Investments LimitedGBR100.00
New Forum Apartments JV Investors, LLCDE10.00
New Forum Owner LLCDE100.00
New Roots M TrustDE100.00
New Roots N TrustDE100.00
Neworld Energy Investor LLCDE90.00
Neworld.Energy Holdings, LLCDE25.00
Neworld.Energy Holdings, LLCDE3.00
Neworld.Energy LLCNV100.00
Nextgen Re Holdings, LLCDE100.00
Nishhen Denshi LimitedGBR100.00
North American Company for Life and Health InsuranceIA100.00
North Carolina Solar III, LLCNC100.00
Northern Forklift (Scotland) LimitedGBR100.00
Northrock Financial Services, LLCDE100.00
Northrock Partners Holdco, LLCDE55.00
NorthRock Partners Intermediate, LLCDE55.00
NorthRock Partners Tax Services, LLCDE100.00
NorthRock Partners, LLCDE100.00


NRX Hockey, LLCDE100.00
NRX Holding, LLCDE100.00
Otter, Inc.OK100.00
Parkway Mortgage, Inc.DE100.00
Pathfinder Bison Bend, LLCWY100.00
Pathfinder Buzzard Bird Ranch, LLCWY100.00
Pathfinder Cardwell Access Ranch, LLCWY100.00
Pathfinder Cardwell Ranch, LLCWY100.00
Pathfinder Dumbell Ranch, LLCWY100.00
Pathfinder Land and Ranch Management, LLCWY100.00
Pathfinder Miracle Mile Ranch, LLCWY100.00
Pathfinder Pathfinder Ranch, LLCWY100.00
Pathfinder Perkins Ranch, LLCWY100.00
Pathfinder Ranches, LLCWY100.00
Pathfinder Sand Creek, LLCWY100.00
Pathfinder Stewart Creek Ranch, LLCWY100.00
Pathfinder Sun Ranch, LLCWY100.00
Pathfinder Two Iron Ranch, LLCWY100.00
Pent House AssociatesDE99.00
Pent House AssociatesDE1.00
PR Holdings Inc.DE100.00
Private Tax Services, LLCDE100.00
Property Disposition, Inc.DE100.00
PV Project Holdings I, LLCNC100.00
PV Project Holdings II, LLCNC100.00
PV Project Holdings III, LLCNC100.00
PV Project Holdings IV, LLCNC100.00
PV Project Holdings V, LLCNC100.00
Raeford Farm, LLCNC100.00
Red Hill Solar Center, LLCNC100.00
Red Toad 1425 A Powatan Road, LLCNC100.00
Relay Energy Partners, LLCDE100.00
Rio Bravo Wind Capital, LLCDE100.00
Rio Bravo Wind Holdings, LLCDE100.00
Rio Bravo Wind Renewables, LLCDE100.00
Rio Bravo Windpower, LLCDE100.00
Rockingham Solar, LLCNC100.00
Rosemount Holdings LtdZZZ100.00
RSG Hockey, LLCDE100.00
SAGE Assets, Inc.DE100.00
Samarcand Solar Farm, LLCNC100.00
Sammons BW, Inc.DE100.00
Sammons Capital, Inc.DE100.00
Sammons CorporationDE100.00
Sammons Distribution Holdings, Inc.DE100.00
Sammons Enterprises, Inc. DE100.00
Sammons Enterprises, Inc. ESOTTX
Sammons Equity Alliance, Inc.DE100.00
Sammons Financial Group Asset Management, LLCDE100.00
Sammons Financial Group U.S. Insurance Holdings, LLCDE100.00


Sammons Financial Group Wealth Management Holdings, LLCDE100.00
Sammons Financial Group, Inc.DE100.00
Sammons Financial Network, LLCDE100.00
Sammons Industrial Capital, LLCDE100.00
Sammons Industrial, Inc.DE100.00
Sammons Infrastructure, Inc.DE100.00
Sammons Institutional Group, Inc.DE100.00
Sammons Power Development, Inc.DE100.00
Sammons Renewable Energy Canada Holdings Inc.CAN100.00
Sammons Renewable Energy Holdings, Inc.DE100.00
Sammons Securities, Inc.DE100.00
Sammons Warehouse Solutions, Inc.DE100.00
Serpentine Hydro Power GP Ltd.CAN100.00
Serpentine Hydro Power LPCAN99.00
Serpentine Hydro Power LPCAN0.01
SFG Bermuda, LTDBM100.00
SFG Cary Investors, LLCDE95.00
SFG Cary, LLCDE100.00
SFG Fortuna, LLCDE100.00
SFG Locust Grove Investors, LLCDE95.00
SFG Locust Grove, LLCGA100.00
SFG Tenura, LLCDE100.00
Shelby Randolph Road Solar I, LLCNC100.00
SID Solar I, LLCNC100.00
Silverstone Alexandria II Owner, LLCDE100.00
Silverstone Alexandria II, LPDE90.00
Silverstone Bethesda Owner, LLCDE100.00
Silverstone Bethesda, LPDE85.00
Silverstone Senior Living, LLCDE37.33
Silverstone Tysons Owner, LLCDE100.00
Silverstone Tysons, LPDE85.00
SitePro Rentals, Inc.DE100.00
Ski Partners II, LLCDE32.75
Ski Partners, LLCDE32.74
SLBCA Holding LLCDE100.00
Solberg Reinsurance CompanyIA100.00
Solent Forklift Trucks LimitedGBR100.00
Soo Line Building City Apartments LLCDE100.00
SP Land Company, LLCDE80.00
SRE Blocker #1, Inc.DE100.00
SRE Blocker #2, Inc.DE100.00
SRE Blocker #3, Inc.DE100.00
SRE Blocker #4, Inc.DE100.00
SRE DevCo, Inc.DE100.00
SRE Focalpoint Holdings, Inc.DE100.00
SRE Focalpoint Member, LLCDE100.00
SRE Focalpoint, LLCDE99.50
SRE Hydro Canada CorpCAN100.00
SRE Hydro Canada General Services Ltd.CAN100.00
SRE Hydro Canada-1, LLCDE99.50


SRE Hydro DevCo, Inc.DE100.00
SRE Midway HoldCo LLCDE100.00
SRE Midway LLCDE99.50
SRE Midway Member LLCDE100.00
SRE NC Solar, LLCDE99.50
SRE OpCo, Inc.DE100.00
SRE Rio Bravo, LLCDE99.50
SRE Solar OpCo, Inc.DE100.00
SRE Utility Solar 1, LLCDE100.00
SRE Wind OpCo Inc.DE100.00
SRK Holdings, LLCNC100.00
SSL CCI Funding, LLCDE85.00
Stewart Creek Grazing Association, LLCWY50.00
Stewart Creek Grazing Association, LLCWY50.00
Stone Roots M TrustDE100.00
Stone Roots N TrustDE100.00
Sweetgum Solar, LLCNC100.00
Sweetwater River Conservancy Bald and Golden Eagle Bank, LLCWY100.00
Sweetwater River Conservancy Greater Sage-Grouse Habitat Bank, LLCWY100.00
Sweetwater River Conservancy Wetland Mitigation Bank, LLCWY100.00
Sweetwater River Conservancy, LLCWY100.00
SWS Precision Warehouse Design LLCDE60.00
SWS ServiceCo, Inc.DE100.00
Sync Storage Solutions, Inc.DE100.00
Trail Boss Partners, LLCDE100.00
Trainingplus.Com Ltd.ZZZ100.00
Two Crosses Grazing Association, LLCWY25.00
Two Crosses Grazing Association, LLCWY25.00
Two Crosses Grazing Association, LLCWY25.00
Two Crosses Grazing Association, LLCWY25.00
Van Slyke Solar Center, LLCNC100.00
VGH/Dallas LLCDE70.00
Woodbine Legacy Holdings, LLCDE93.00
Woodbine Legacy Holdings, LLCDE7.00
Woodbine Legacy Investment Partners, LPDE45.70
Woodbine Legacy Pref Partners, LPDE42.10
Wooden Rifle Grazing Association, LLCWY20.00
Wooden Rifle Grazing Association, LLCWY20.00
Wooden Rifle Grazing Association, LLCWY20.00
Wooden Rifle Grazing Association, LLCWY20.00
Wooden Rifle Grazing Association, LLCWY20.00
York Road Solar I, LLCNC100.00
ZV Solar 3, LLCNC100.00
Item 30. Indemnification
Midland National Life Insurance Company indemnifies actions against all officers, directors, and employees to the full extent permitted by Iowa law. This includes any threatened, pending, or completed action, suit or proceeding, whether civil, criminal, administrative, or investigative. Such indemnification includes expenses, judgments, fines, and amounts paid in settlement of such actions, suits, or proceedings.
Insofar as indemnification for liability arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the


Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
Item 31a. Relationship of Principal Underwriter to Other Investment Companies
In addition to Midland National Life Separate Account C, Sammons Financial Network, LLC, the principal underwriter/distributor of the Registered Separate Account, is also the principal underwriter/distributor for variable universal life policies issued through Midland National Life Separate Account A.
Item 31b. Principal Underwriters
The directors and principal officers of Sammons Financial Network, LLC are as follows:

Name and Principal Business Address
Positions and Offices with
Sammons Financial Network, LLC
William L. Lowe
8300 Mills Civic Parkway
West Des Moines, IA 50266
President
Christopher Kobes
8300 Mills Civic Parkway
West Des Moines, IA 50266
Chief Compliance Officer—Broker Dealer
Arlen Dykhuis
8300 Mills Civic Parkway
West Des Moines, IA 50266
Financial Operations Principal
Brett Agnew
8300 Mills Civic Parkway
West Des Moines, IA 50266
Corporate Secretary
Item 31c. Compensation of Principal Underwriters
The following commissions and other compensation were received by each principal underwriter, directly or indirectly, from the Registrant during the Registrant’s last fiscal year:
(1)
Name of Principal
Underwriter
(2)
Net Underwriting
Discounts and
Commissions*
(3)
Compensation on
Redemption
(4)
Brokerage
Commissions
(5)
Other
Compensation**
Sammons Financial Network, LLC
$32,935,712$0$0$8,923,126

*    Represents commissions paid on the LiveWell Variable Annuity, LiveWell Dynamic Annuity, and the Legacy Variable Annuity.
**    Represents an underwriting fee paid to Sammons Financial Network, LLC for LiveWell Variable Annuity contract, LiveWell Dynamic Annuity contract, and the Legacy Variable Annuity contract under Separate Account C.

Item 31A. Information about Contract with Index-Linked Options
Name of the ContractNumber of Contracts OutstandingTotal Value Attributable to the Index-Option Subject to an AdjustmentNumber of Contracts Sold During the Prior Calendar YearGross Premiums Received During the Prior Calendar YearAmount of Contract Value Redeemed During the Prior Calendar YearCombination Contract (Yes/No)
Oak Elite Advisory Registered Index-Linked Variable Annuity
1$136,2031$136,565$225,000
Yes



Name of the ContractNumber of Contracts OutstandingTotal Value Attributable to the Index-Option Subject to an AdjustmentNumber of Contracts Sold During the Prior Calendar YearGross Premiums Received During the Prior Calendar YearAmount of Contract Value Redeemed During the Prior Calendar YearCombination Contract (Yes/No)
LiveWell Dynamic Annuity
2,846$485,785,8992,212$385,605,371$5,629,461
Yes

Item 33. Management Services
No management related services are provided to the Registrant, except as discussed in Parts A and B.

Item 34. Fee Representation and Undertakings
With regard to the offering of the variable Subaccounts under this registration statement, Midland National Life Insurance Company represents that all fees and charges deducted under the Contracts, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred and the risk assumed by Midland National Life Insurance Company.

With regard to the offering of the index-linked Cycle Investments under this registration statement, Midland National Life Insurance Company hereby undertakes:
1. To file, during any period in which offers or sales are being made, a post-effective amendment to
the registration statement to include any prospectus required by section 10(a)(3) of the Securities
Act; and
2. That, for the purpose of determining any liability under the Securities Act, each such post-effective
amendment shall be deemed to be a new registration statement relating to the securities offered
therein, and the offering of such securities at that time shall be deemed to be the initial bona fide
offering thereof.

Section 403(b) Representation
On behalf of Midland National Life Separate Account C, Midland National Life Insurance Company represents that the Separate Account is relying on a no-action letter dated November 28, 1988, to the American Council of Life Insurance (Ref. No. IP-6-88), regarding sections 22(e), 27(c)(1), and 27(d) of the Investment Company Act of 1940, in connection with redeemability restrictions on Section 403(b) Contracts, and that paragraphs numbered (1) through (4) of that letter will be complied with.






SIGNATURES
Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, Midland National Life Separate Account C certifies that it meets all of the requirements for effectiveness of this Post-Effective Amendment to the Registration Statement under Rule 485(b) under the Securities Act and has duly caused this Post-Effective Amendment to the Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of West Des Moines, and State of Iowa, on this seventeenth day of September, 2025.

Pursuant to the requirements of the Securities Act of 1933, Midland National Life Insurance Company certifies that it meets all of the requirements for effectiveness of this Post-Effective Amendment to the Registration Statement under Rule 485(b) under the Securities Act and has duly caused this Post-Effective Amendment to the Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of West Des Moines, and State of Iowa, on this seventeenth day of September, 2025.

   
        MIDLAND NATIONAL LIFE SEPARATE
   
ACCOUNT C (REGISTERED SEPARATE ACCOUNT)

 
By:
  /S/          *
    
ESFANDYAR E. DINSHAW
    Chairman of the Board
     
   MIDLAND NATIONAL LIFE
    
INSURANCE COMPANY (INSURANCE COMPANY)
     
 By:
   /S/         *
    
ESFANDYAR E. DINSHAW
    Chairman of the Board
Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment to the Registration Statement has been signed by the following persons in the capacities and on the dates indicated.


 
Signatures
 
Title
 
/S/  *
President, Chairman of the Board of Directors & Chief Executive Officer
    ESFANDYAR E. DINSHAW
(Principal Executive Officer)
/S/  *
Vice President, Chief Financial Officer & Treasurer
    *DANIEL E. EDSEN
(Principal Financial & Accounting Officer)
/S/  *
Director
    * DARRON K. ASH
 
/S/ *Director
    JAMES RODERICK CLARK
 
/S/ *Director
    THOMAS J. CORCORAN
 
/S/ *Director
    SUSAN T. DEAKINS
 
/S/ *Director
     GEORGE A. FISK
 
/S/ *Director
    CARL M. HARRIS
 
/S/ *Director
    WILLIAM D. HEINZ
 
/S/ *Director
    WILLIAM L. LOWE
 
/S/ *Director
    GINA A. NORRIS
 
/S/ *Director
    ROBERT R. TEKOLSTE
 


*BY:
/s/ Brett Agnew
Date: September 17, 2025
 Brett Agnew 
 Attorney-in-Fact 
 
Pursuant to Power of Attorney
 





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ATTACHMENTS / EXHIBITS

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