Form 485APOS NATIONWIDE LIFE INS CO
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E-mailAs filed with the Securities and Exchange Commission on October 29, 2026
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933File No. 333-289519
Pre-Effective Amendment No.
☐
Post-Effective Amendment No. 10
☒
(Check appropriate box or boxes.)
Nationwide Life Insurance Company
(Name of Insurance Company)
One Nationwide Plaza, Columbus, Ohio 43215
(Address of Insurance Company's Principal Executive Offices) (Zip Code)
(614) 249-7111
Insurance Company's Telephone Number, including Area Code
Denise L. Skingle, Senior Vice President and Secretary
One Nationwide Plaza, Columbus, Ohio 43215
One Nationwide Plaza, Columbus, Ohio 43215
(Name and Address of Agent for Service)
October 30, 2026
Approximate Date of Proposed Public Offering
It is proposed that this filing will become effective (check appropriate box):
☐ immediately upon filing pursuant to paragraph (b)
☐ on (date) pursuant to paragraph (b)
☐ 60 days after filing pursuant to paragraph (a)(1)
☒ on October 30, 2026 pursuant to paragraph (a)(1) of rule 485 under the Securities Act of 1933 ("Securities Act")
If appropriate, check the following box:
☒ this post-effective amendment designates a new effective date for a previously filed post-effective amendment.
Check each box that appropriately characterizes the Registrant:
☐ New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act registration statement or amendment thereto within 3 years preceding this filing)
☐ Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 ("Exchange Act"))
☐ If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of Securities Act
☒ Insurance Company relying on Rule 12h-7 under the Exchange Act
☐ Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)
Supplement dated October 30, 2026
to the following statutory prospectus(es):
to the following statutory prospectus(es):
Nationwide Defender Annuity dated May 1, 2026
| This supplement updates certain information contained in your statutory prospectus. Please read and retain this supplement for future reference. |
Effective November 9, 2026, or the date of state approval (whichever is later), Nationwide is making the following updates:
I.
The Return of Premium Death Benefit Option is no longer available for election as of November 9, 2026, or the date of state approval (whichever is later).
II.
For applications signed on or after November 9, 2026, or the date of state approval (whichever is later), there is no fee associated with the Return of Premium Death Benefit, and it is now the standard Death Benefit for applicants whose ages are 75 or younger at the time of application. For applicants whose ages are 76 or older at the time of application, the standard Death Benefit is the Contract Value.
III.
The following new Index Strategies are offered as investment options under the Contract:
•
MSCI EAFE Index 1 Year with Cap Rate & 20% Buffer
•
MSCI EAFE Index 3 Year with Cap Rate & 10% Buffer
•
MSCI EAFE Index 3 Year with Cap Rate & 20% Buffer
•
MSCI EAFE Index 6 Year with Cap Rate & 10% Buffer
•
MSCI EAFE Index 6 Year with Cap Rate & 20% Buffer
•
Nasdaq-100 Index® 1 Year with Cap Rate & 20% Buffer
•
Nasdaq-100 Index® 3 Year with Cap Rate & 10% Buffer
•
Nasdaq-100 Index® 3 Year with Cap Rate & 20% Buffer
•
Nasdaq-100 Index® 6 Year with Cap Rate & 10% Buffer
•
Nasdaq-100 Index® 6 Year with Cap Rate & 20% Buffer
•
Russell 2000 Index® 1 Year with Cap Rate & 20% Buffer
•
Russell 2000 Index® 3 Year with Cap Rate & 20% Buffer
•
Russell 2000 Index® 6 Year with Cap Rate & 20% Buffer
•
S&P MidCap 400® 1 Year with Cap Rate & 20% Buffer
•
S&P MidCap 400® 3 Year with Cap Rate & 10% Buffer
•
S&P MidCap 400® 3 Year with Cap Rate & 20% Buffer
•
S&P MidCap 400® 6 Year with Cap Rate & 10% Buffer
•
S&P MidCap 400® 6 Year with Cap Rate & 20% Buffer
Accordingly, the following changes apply to the prospectus:
1. The following items under the Contract Features subsection under the Overview of the Contract section are deleted in their entirety and replaced with the following:
Death Benefit. During the accumulation phase, the Contract contains a standard Death Benefit at no additional charge.
For Contracts with applications signed on or after November 9, 2026, or the date of state approval (whichever is later), the standard Death Benefit is:
•
If the age of both the Annuitant and Co-Annuitant is 75 or younger at the time of application the Death Benefit will be the greater of the Contract Value or the Purchase Payments made to the Contract reduced by any withdrawals in the proportion that such withdrawals reduced the Contract Value on the date of the withdrawal.
PROS-1219
1
•
If the age of either the Annuitant and Co-Annuitant is 76 or older at the time of application, then the Death Benefit will be the Contract Value.
For Contracts with applications signed before November 9, 2026, or the date of state approval (whichever is later), the standard Death Benefit is the Contract Value.
Optional Death Benefit. A Death Benefit option was available for an additional charge, which may provide a greater Death Benefit than the standard Death Benefit. The optional Death Benefit was:
•
The Return of Premium Death Benefit Option (no longer available for election)
2. The Fees, Expenses and Adjustments table under the Important Information You Should Consider About the Contract section is deleted in its entirety and replaced with the following:
| Are there Ongoing Fees and Expenses? |
Yes. The table below describes the fees and expenses that you may pay each year, depending on the investment options and optional benefits chosen. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | ||
| Annual Fee |
Minimum |
Maximum | |
| Base Contract |
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| Optional benefits available for an additional charge (for a single optional benefit, if elected)2 |
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| 1 2 3 | |||
| Because each contract is customizable, the options elected affect how much each Contract Owner will pay. To help you understand the cost of owning the Contract, the following table shows the lowest and highest cost a Contract Owner could pay each year, based on current charges. This estimate assumes that no withdrawals are taken from the Contract, which could add a CDSC, MVA, and negative Daily ISE Percentage adjustment that substantially increases costs. | |||
| Lowest Annual Cost Estimate: $ |
Highest Annual Cost Estimate: $ | ||
| Assumes: ● Investment of $100,000 ● 5% annual appreciation ● No optional benefit ● No CDSC or MVA ● No transfers or withdrawals |
Assumes: ● Investment of $100,000 ● 5% annual appreciation ● Most expensive combination of optional benefits ● No CDSC or MVA ● No transfers or withdrawals | ||
PROS-1219
2
| |
4 | ||
3. The following row under the Restrictions sub-table, under the Fees, Expenses, and Adjustments table under the Important Information You Should Consider About the Contract section is deleted in its entirety and replaced with the following:
| Are there Any Restrictions on Contract Benefits? |
|
4. The Annual Contract Expenses table under the Fee Table section is deleted in its entirety and replaced with the following:
| Annual Contract Expenses | |
| Base Contract Expenses (as a percentage of the total of all Index Strategy Values) |
|
| Return of Premium Death Benefit Option (as a percentage of the total of all Index Strategy Values) (no longer available for applications signed on or after November 9, 2026, or the date of state approval (whichever is later)) |
|
| | |
| | |
5. The first two sentences of the Return of Premium Death Benefit Option subsection under the Charges and Adjustments section are deleted in their entirety and replaced with the following:
The Return of Premium Death Benefit Option is no longer available for election. If the Return of Premium Death Benefit Option was elected, Nationwide assesses an annual fee of 0.15%, charged quarterly on the Contract Value allocated to Index Strategies.
6. The Standard Benefits Table and Optional Benefits Table under the Benefits Under the Contract section are deleted in their entirety and replaced with the following:
PROS-1219
3
| Name of Benefit |
Purpose |
Maximum Fee |
Brief Description of Restrictions/Limitations |
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PROS-1219
4
| Name of Benefit |
Purpose |
Maximum Fee |
Brief Description of Restrictions/Limitations |
| |
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|
| Name of Benefit |
Purpose |
Maximum Fee |
Current Fee |
Brief Description of Restrictions/ Limitations |
| |
|
(assessed each Quarter- versary by multiplying the total of all Index Strategy Values by 0.15% divided by 4) |
(assessed each Quarter- versary by multiplying the total of all Index Strategy Values by 0.15% divided by 4) |
|
| |
|
each year remaining in the Strategy Term as of the date of the Performance Lock request (with partial years rounded up to the next full year) multiplied by the Index Strategy Value subject to the Performance Lock request |
each year remaining in the Strategy Term as of the date of the Performance Lock request (with partial years rounded up to the next full year) multiplied by the Index Strategy Value subject to the Performance Lock request |
|
7. The Standard Death Benefit (Return of Contract Value) subsection under the Benefits Under the Contract section is deleted in its entirety and replaced with the following:
PROS-1219
5
| Example: |
| On June 1, which is before her Annuitization Date, Ms. P passes away. She was younger than 76 on the date of application for her contract. On the date of Ms. P’s death, her Contract Value = $24,000 and her total purchase payments (adjusted for amounts withdrawn) = $26,000. The death benefit for Ms. P’s contract will equal $26,000. |
| Example: |
| On June 1, which is before her Annuitization Date, Ms. P passes away. She was older than 75 on the date of application for her contract. On the date of Ms. P’s death, her Contract Value = $24,000. The death benefit for Ms. P’s contract will equal $24,000. |
| Example: |
| On June 1, which is before her Annuitization Date, Ms. P passes away. She has elected the standard death benefit. On the date of Ms. P’s death, her Contract Value = $24,000. The death benefit for Ms. P’s contract will equal $24,000. |
8. The Spousal Protection subsection under the Benefits Under the Contract section is deleted in its entirety and replaced with the following:
PROS-1219
6
| Example: |
| On June 1, which is before her Annuitization Date, Ms. P passes away. Her death benefit contains the Spousal Protection Feature. The death benefit on Ms. P’s contract equals $24,000. |
| Ms. P was married to Mr. P at the time of her death. Under the Spousal Protection Feature, assuming all conditions were met, Mr. P has the option, instead of receiving the $24,000 death benefit, to continue the contract as if it were his own. If he elects to do so, the Contract Value, if it is lower than $24,000, will be adjusted to equal the $24,000 death benefit. From that point forward, the contract will be his and all provisions of the contract apply. Upon Mr. P’s death, his beneficiary will then receive a death benefit equal to the elected death benefit under the contract. |
9. The first paragraph of the Return of Premium Death Benefit Option subsection under the Benefits Under the Contract section is deleted in its entirety and replaced with the following:
10. The fifth paragraph of the Index Strategy Basis subsection under the Benefits Under the Contract section is deleted in its entirety and replaced with the following:
PROS-1219
7
The Index Strategy Basis will also increase during a Strategy Term if an adjustment is made to the Index Strategy Value under the standard Death Benefit (for Contracts with applications signed on or after November 9, 2026, or the date of state approval (whichever is later), when Annuitant and Co-Annuitant, if applicable, are age 75 or younger at application) or Return of Premium Death Benefit Option. The Strategy Basis will increase by the same percentage that the Strategy Value increased due to this adjustment.
11. The first sentence in the first paragraph of the Death Benefit Calculations subsection under the Death Benefit section is deleted in its entirety and replaced with the following:
12. The Current Index Strategies subsection under the Index Strategies section is deleted in its entirety.
13. The table in the Index Strategies section of Appendix A: Investment Options Available Under the Contract is deleted in its entirety and replaced with the following:
| Index1 |
Type of Index |
Strategy Term |
Index Crediting Methodology |
Current Buffer (if held until end of Strategy Term) |
Minimum Cap Rate (for the life of the Index Strategy) |
Minimum Participation Rate (for the life of the Index Strategy) |
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PROS-1219
8
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1
14. The California row in Appendix B: State Variations is deleted in its entirety and replaced with the following:
| State |
State Law Variations |
| California |
● The Death Benefit does not change to Surrender Value upon assignment or a change in ownership of the Contract. ● The CDSC and MVA waiver under the Increase in Remaining Free Withdrawal Amount after a Long-Term Care and Terminal Illness or Injury (CDSC And MVA Waiver) section is not available. ● Until state approval of the Death Benefit and Index Strategy changes, the following items apply: ● The standard Death Benefit is Contract Value. ● The Return of Premium Death Benefit Option remains available for election for a fee. ● The following Index Strategies are not available as investment options under the Contract: MSCI EAFE Index 1 Year with Cap Rate & 20% Buffer MSCI EAFE Index 3 Year with Cap Rate & 10% Buffer MSCI EAFE Index 3 Year with Cap Rate & 20% Buffer MSCI EAFE Index 6 Year with Cap Rate & 10% Buffer MSCI EAFE Index 6 Year with Cap Rate & 20% Buffer Nasdaq 100 Index® 1 Year with Cap Rate & 20% Buffer Nasdaq 100 Index® 3 Year with Cap Rate & 10% Buffer Nasdaq 100 Index® 3 Year with Cap Rate & 20% Buffer Nasdaq 100 Index® 6 Year with Cap Rate & 10% Buffer Nasdaq 100 Index® 6 Year with Cap Rate & 20% Buffer Russell 2000 Index® 1 Year with Cap Rate & 20% Buffer Russell 2000 Index® 3 Year with Cap Rate & 20% Buffer Russell 2000 Index® 6 Year with Cap Rate & 20% Buffer S&P MidCap 400® 1 Year with Cap Rate & 20% Buffer S&P MidCap 400® 3 Year with Cap Rate & 10% Buffer S&P MidCap 400® 3 Year with Cap Rate & 20% Buffer S&P MidCap 400® 6 Year with Cap Rate & 10% Buffer S&P MidCap 400® 6 Year with Cap Rate & 20% Buffer |
PROS-1219
9
Incorporation by Reference
The prospectus supplement dated July 27, 2026, the prospectus, except as modified herein, and the Statement of Additional Information, that were effective May 1, 2026, previously filed with the Commission under SEC file No. 333-289519, are hereby incorporated by reference and made a part of this registration statement.
Prospectus Supplement:
Prospectus:
Statement of Additional Information (SAI):
0
PART C. OTHER INFORMATION
Item 27. Exhibits
a)
Not Applicable.
b)
Not Applicable.
f)
Depositor’s Certificate of Incorporation and By-Laws –
g)
Not Applicable.
h)
Not Applicable.
i)
Not Applicable.
j)
Not Applicable
k)
l)
Consent of Independent Registered Public Accounting Firm – Attached hereto.
m)
Not Applicable.
n)
Not Applicable.
o)
Form of Initial Summary Prospectus – Filed previously with Post-Effective Amendment No. 1 on August 22, 2025 (333-289519) and hereby incorporated by reference.
p)
Power of Attorney – Attached hereto.
q)
Not Applicable.
r)
Historical Current Limits on Index Gains:
| Index |
Buffer |
Term |
1/1/2025 |
2/1/2025 |
3/1/2025 |
4/1/2025 |
5/1/2025 |
6/1/2025 |
7/1/2025 |
8/1/2025 |
9/1/2025 |
10/1/2025 |
11/1/2025 |
12/1/2025 |
| MSCI EAFE Index |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Nasdaq-100 Index® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
3 |
110.00% |
110.00% |
110.00% |
110.00% |
110.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
6 |
120.00% |
120.00% |
120.00% |
120.00% |
120.00% |
105.00% |
105.00% |
105.00% |
105.00% |
105.00% |
105.00% |
105.00% |
| S&P MidCap 400® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
3 |
120.00% |
120.00% |
115.00% |
115.00% |
115.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
6 |
125.00% |
125.00% |
120.00% |
120.00% |
120.00% |
105.00% |
105.00% |
105.00% |
105.00% |
105.00% |
103.00% |
103.00% |
| S&P 500® |
20% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
20% |
3 |
110.00% |
110.00% |
105.00% |
105.00% |
105.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
20% |
6 |
115.00% |
115.00% |
110.00% |
110.00% |
110.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Index |
Buffer |
Term |
1/1/2025 |
2/1/2025 |
3/1/2025 |
4/1/2025 |
5/1/2025 |
6/1/2025 |
7/1/2025 |
8/1/2025 |
9/1/2025 |
10/1/2025 |
11/1/2025 |
12/1/2025 |
| MSCI EAFE Index |
10% |
1 |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
15.00% |
15.00% |
15.00% |
15.00% |
15.00% |
15.00% |
15.00% |
| Nasdaq-100 Index® |
10% |
1 |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
19.00% |
19.00% |
19.00% |
19.00% |
19.00% |
19.00% |
19.00% |
| Russell 2000 Index® |
10% |
1 |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
21.00% |
21.00% |
21.00% |
21.00% |
21.00% |
21.00% |
21.00% |
| Russell 2000 Index® |
10% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| Russell 2000 Index® |
10% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P MidCap 400® |
10% |
1 |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
24.00% |
24.00% |
24.00% |
24.00% |
24.00% |
24.00% |
24.00% |
| S&P 500® |
10% |
1 |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
18.00% |
18.00% |
18.00% |
18.00% |
18.00% |
18.00% |
18.00% |
| S&P 500® |
10% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
85.00% |
85.00% |
85.00% |
85.00% |
85.00% |
85.00% |
85.00% |
| S&P 500® |
10% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
20% |
1 |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
12.00% |
12.00% |
12.00% |
12.00% |
12.00% |
12.00% |
12.00% |
| S&P 500® |
20% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
45.00% |
45.00% |
45.00% |
45.00% |
45.00% |
45.00% |
45.00% |
| S&P 500® |
20% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
200.00% |
3
| Index |
Buffer |
Term |
1/1/2025 |
2/1/2025 |
3/1/2025 |
4/1/2025 |
5/1/2025 |
6/1/2025 |
7/1/2025 |
8/1/2025 |
9/1/2025 |
10/1/2025 |
11/1/2025 |
12/1/2025 |
| MSCI EAFE Index |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Nasdaq-100 Index® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
3 |
115.00% |
115.00% |
115.00% |
115.00% |
115.00% |
115.00% |
115.00% |
115.00% |
110.00% |
110.00% |
115.00% |
115.00% |
| Russell 2000 Index® |
10% |
6 |
125.00% |
125.00% |
125.00% |
125.00% |
125.00% |
125.00% |
125.00% |
125.00% |
120.00% |
120.00% |
120.00% |
120.00% |
| S&P MidCap 400® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
3 |
120.00% |
120.00% |
120.00% |
120.00% |
120.00% |
125.00% |
125.00% |
125.00% |
120.00% |
120.00% |
125.00% |
125.00% |
| S&P 500® |
10% |
6 |
135.00% |
135.00% |
135.00% |
135.00% |
135.00% |
135.00% |
135.00% |
130.00% |
125.00% |
125.00% |
125.00% |
125.00% |
| S&P 500® |
20% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
20% |
3 |
110.00% |
110.00% |
110.00% |
110.00% |
110.00% |
115.00% |
115.00% |
115.00% |
110.00% |
110.00% |
115.00% |
115.00% |
| S&P 500® |
20% |
6 |
120.00% |
120.00% |
120.00% |
120.00% |
120.00% |
120.00% |
120.00% |
120.00% |
115.00% |
115.00% |
115.00% |
115.00% |
| Index |
Buffer |
Term |
1/1/2025 |
2/1/2025 |
3/1/2025 |
4/1/2025 |
5/1/2025 |
6/1/2025 |
7/1/2025 |
8/1/2025 |
9/1/2025 |
10/1/2025 |
11/1/2025 |
12/1/2025 |
| MSCI EAFE Index |
10% |
1 |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
40.00% |
45.00% |
45.00% |
| Nasdaq-100 Index® |
10% |
1 |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
20.00% |
22.00% |
22.00% |
| Russell 2000 Index® |
10% |
1 |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
25.00% |
30.00% |
30.00% |
| Russell 2000 Index® |
10% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| Russell 2000 Index® |
10% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P MidCap 400® |
10% |
1 |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
23.00% |
25.00% |
25.00% |
| S&P 500® |
10% |
1 |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
24.50% |
25.00% |
25.00% |
| S&P 500® |
10% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
10% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
20% |
1 |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
15.00% |
15.00% |
| S&P 500® |
20% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
20% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
4
| Index |
Buffer |
Term |
7/1/2025 |
8/1/2025 |
9/1/2025 |
10/1/2025 |
11/1/2025 |
12/1/2025 |
| MSCI EAFE Index |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Nasdaq-100 Index® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| Russell 2000 Index® |
10% |
3 |
115.00% |
115.00% |
115.00% |
120.00% |
120.00% |
115.00% |
| Russell 2000 Index® |
10% |
6 |
135.00% |
135.00% |
135.00% |
140.00% |
140.00% |
135.00% |
| S&P MidCap 400® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
10% |
3 |
130.00% |
130.00% |
130.00% |
135.00% |
135.00% |
135.00% |
| S&P 500® |
10% |
6 |
150.00% |
150.00% |
150.00% |
155.00% |
155.00% |
150.00% |
| S&P 500® |
20% |
1 |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
| S&P 500® |
20% |
3 |
115.00% |
115.00% |
115.00% |
120.00% |
120.00% |
120.00% |
| S&P 500® |
20% |
6 |
140.00% |
140.00% |
140.00% |
145.00% |
145.00% |
140.00% |
| Index |
Buffer |
Term |
7/1/2025 |
8/1/2025 |
9/1/2025 |
10/1/2025 |
11/1/2025 |
12/1/2025 |
| MSCI EAFE Index |
10% |
1 |
40.00% |
40.00% |
40.00% |
45.00% |
45.00% |
45.00% |
| Nasdaq-100 Index® |
10% |
1 |
22.00% |
22.00% |
22.00% |
25.00% |
25.00% |
25.00% |
| Russell 2000 Index® |
10% |
1 |
26.00% |
26.00% |
26.00% |
30.00% |
30.00% |
30.00% |
| Russell 2000 Index® |
10% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| Russell 2000 Index® |
10% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P MidCap 400® |
10% |
1 |
23.00% |
23.00% |
23.00% |
25.00% |
25.00% |
25.00% |
| S&P 500® |
10% |
1 |
25.00% |
25.00% |
25.00% |
30.00% |
30.00% |
30.00% |
| S&P 500® |
10% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
10% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
20% |
1 |
14.50% |
14.50% |
14.50% |
16.00% |
15.00% |
15.00% |
| S&P 500® |
20% |
3 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
| S&P 500® |
20% |
6 |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
Uncapped |
5
Item 28. Directors and Officers of the Insurance Company
The business address of the Directors and Officers of the Insurance Company is:
One Nationwide Plaza, Columbus, Ohio 43215
One Nationwide Plaza, Columbus, Ohio 43215
| |
|
| President and Chief Operating Officer and Director |
Hawley, Craig A. |
| Executive Vice President-Chief Marketing Officer |
Bair, Ann S. |
| Executive Vice President-Chief Technology Officer |
Carrel, Michael W. |
| Executive Vice President-Chief Human Resources Officer |
Clements, Vinita J. |
| Executive Vice President and Director |
Frommeyer, Timothy G. |
| Executive Vice President-Chief Legal Officer |
Howard, Mark S. |
| Executive Vice President-Chief Customer, Strategy & Innovation Officer |
Mahaffey, Michael W. |
| Senior Vice President-Strategic Planning |
Amodeo, Daniel W. |
| Senior Vice President-Agribusiness Distribution and Underwriting |
Andersen, Nickolas J. |
| Senior Vice President-Investment Management Group |
Aniano, Joseph N. |
| Senior Vice President-Corporate Controller and Chief Accounting Officer |
Benson, James D. |
| Senior Vice President-Chief Economist |
Bostjancic, Kathleen |
| Senior Vice President-P&C Legal |
Boyer, John N. |
| Senior Vice President-Human Resources Business Partner |
Bretz, Angela D. |
| Senior Vice President-Internal Audit |
Burchwell, Jason E. |
| Senior Vice President-Nationwide Pet |
Carnes, Joel R.M. |
| Senior Vice President-Chief Investment Officer |
Coleman, Joel L. |
| Senior Vice President-Chief Compliance Officer |
Dankovic, Rae Ann |
| Senior Vice President-Chief Risk Officer |
Diem, Klaus K. |
| Senior Vice President-Institutional Life |
Dowdy, Jessica |
| Senior Vice President-External Affairs |
English, Steven M. |
| Senior Vice President-Trial Division |
Failor, Scott E. |
| Senior Vice President-Corporate Operations & Litigation Legal |
Furniss, Natalie T. |
| Senior Vice President-Chief Financial Officer - Financial Services and Director |
Ginnan, Steven A. |
| Senior Vice President-PL Product and Underwriting |
Griffin, Sarah E. |
| Senior Vice President-Chief Financial Officer - Property & Casualty |
Guerrero, Oscar |
| Senior Vice President-Human Resources Business Partner |
Hairston, Mia S. |
| Senior Vice President-Underwriting Performance - E&S/Specialty and Commercial |
Hespe, Julie |
| Senior Vice President-Legal - NF |
Innis-Thompson, Janice |
| Senior Vice President-Management Liability & Specialty - E&S/Specialty |
Iorio, Thomas A. |
| Senior Vice President-Marketing - Enterprise Brand Strategy & Activation |
Jackson, Richard W. |
| Senior Vice President-Retirement Solutions |
Jestice, Kevin T. |
| Senior Vice President-E&S/Specialty and Commercial Lines |
Johnston, Russell M. |
| Senior Vice President-Chief Innovation and Digital Officer |
Kandhari, Chetan D. |
| Senior Vice President-Property & Casualty Commercial Lines |
Kempton, Casey E. |
| Senior Vice President-Chief Technology Officer - Technology Strategy, Data & Innovation |
Kolp, Melanie A. |
| Senior Vice President-Nationwide Annuity and Director |
Kotecha, Kush V. |
| Senior Vice President-Chief Technology Officer - Nationwide Financial |
Kuamoo, Misty C. |
| Senior Vice President-Business Performance - Property & Casualty |
Kyung, Jennifer |
| Senior Vice President-Nationwide Agribusiness |
Liggett, Brad R. |
| Senior Vice President-Programs & Alternative Risk - E&S/Specialty |
Lopes, John S. |
| Senior Vice President-Culture & Talent Acquisition |
Lucas, Giavonni |
| Senior Vice President-Chief Information Security Officer |
Lukens, Todd |
| Senior Vice President-Marketing Management - P&C |
MacKenzie, Jennifer B. |
| Senior Vice President-Group Benefits |
Murray, Lindsey E. |
| Senior Vice President-Contract & Brokerage Underwriting - E&S/Specialty |
Nelson, David N. |
| Senior Vice President-Corporate Development and Finance |
O'Brien, Kevin G. |
| Senior Vice President-NF Strategic Customer Solutions |
Perez, J.J. |
| Senior Vice President-Talent & Organization Effectiveness |
Pheister, Erin R. |
| Senior Vice President-Retirement Solutions Distribution |
Ricklin, Suzanne |
6
| Senior Vice President-Marketing Management - Financial Services |
Rodriguez, Kristi L. |
| Senior Vice President-Personal Lines Operations |
Rommel, Jeff M. |
| Senior Vice President-Chief Customer Officer |
Samuel, Michelle |
| Senior Vice President-Finance, Strategy & Governance Legal & Corporate Secretary |
Skingle, Denise L. |
| Senior Vice President-Nationwide Life and Director |
Snyder, Holly R. |
| Senior Vice President-Total Rewards |
Sonneman, Christopher P. |
| Senior Vice President-Sales - Life |
Spencer, Frank W. |
| Senior Vice President-Commercial Lines - Middle Market |
Talkowski, Kristina M. |
| Senior Vice President-Personal Lines Sales & Distribution |
Tripp, Michael N. |
| Senior Vice President-Chief Technology Officer - Property & Casualty |
Vasudeva, Guruprasad C. |
| Senior Vice President-E-Risk Services - E&S/Specialty |
Walsh, James |
| Senior Vice President-Programs - E&S/Specialty |
Wayne, Amber M. |
| Senior Vice President-Human Resources Business Partner |
Webster, Cynthia S. |
| Senior Vice President-Commercial Lines - Small Market |
Williams, George M. |
| Director |
Walker, Kirt A. |
Item 29. Persons Controlled by or Under Common Control with the Insurance Company.
Following is a list of entities directly or indirectly controlled by or under common control with the Insurance Company. Ownership is indicated through indentation. Unless otherwise indicated, each subsidiary is either wholly-owned or majority-owned by the parent company immediately preceding it. (For example, Nationwide Fund Distributors, LLC is either wholly-owned or majority owned by NFS Distributors, Inc.) Separate accounts that have been established pursuant to board resolution but are not, and have never been, active are omitted.
| Company |
Jurisdiction of Domicile |
Brief Description of Business |
| Nationwide Financial Services, Inc. |
Delaware |
The company acts primarily as a holding company for companies within the Nationwide organization that offer or distribute life insurance, long-term savings and retirement products. |
| NFS Distributors, Inc. |
Delaware |
The company acts primarily as a holding company for Nationwide Financial Services, Inc. companies. |
| Nationwide Financial General Agency, Inc. |
Pennsylvania |
The company is a multi-state licensed insurance agency. |
| Nationwide Fund Distributors, LLC |
Delaware |
The company is a limited purpose broker-dealer. |
| Nationwide Fund Management, LLC |
Delaware |
The company provides administration, transfer and dividend disbursing agent services to various mutual fund entities. |
| Nationwide Retirement Solutions, Inc. |
Delaware |
The company markets and administers deferred compensation plans for public employees. |
| Nationwide Securities, LLC |
Delaware |
The company is a general purpose broker-dealer and investment adviser registered with the Securities and Exchange Commission. |
| Nationwide Trust Company, FSB |
Federal |
This is a federal savings bank chartered by the Office of Thrift Supervision in the United States Department of Treasury to exercise deposit, lending, agency, custody and fiduciary powers and to engage in activities permissible for federal savings banks under the Home Owners’ Loan Act of 1933. |
| Nationwide Financial Services Capital Trust |
Delaware |
The trust’s sole purpose is to issue and sell certain securities representing individual beneficial interests in the assets of the trust |
| 525 Cleveland Avenue, LLC |
Ohio |
This is a limited liability company organized under the laws of the State of Ohio. The company was formed to provide remedial real property cleanup prior to sale. |
| Nationwide Life Insurance Company 2 |
Ohio |
The corporation provides individual life insurance, group and health insurance, fixed and variable annuity products and other life insurance products. |
| Jefferson National Life Insurance Company2,3 |
Texas |
The company provides life, health and annuity products. |
| Jefferson National Life Annuity Account C2,3 |
|
A separate account issuing variable annuity products. |
7
| Company |
Jurisdiction of Domicile |
Brief Description of Business |
| Jefferson National Life Annuity Account E2,3 |
|
A separate account issuing variable annuity products. |
| Jefferson National Life Annuity Account F2,3 |
|
A separate account issuing variable annuity products. |
| Jefferson National Life Annuity Account G2,3 |
|
A separate account issuing variable annuity products. |
| Nationwide Jefferson National VA Separate Account 12,3 |
New York |
A separate account issuing variable annuity products. |
| MFS Variable Account2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Multi-Flex Variable Account2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-II2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-32,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-42,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-52,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-62,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-72,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-82,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-92,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-102,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-112,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-122,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-132,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-142,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Variable Account-152,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide Provident VA Separate Account 12,3 |
Pennsylvania |
A separate account issuing variable annuity contracts. |
| Nationwide VLI Separate Account2,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VLI Separate Account-22,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VLI Separate Account-32,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VLI Separate Account-42,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VLI Separate Account-52,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VLI Separate Account-62,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VLI Separate Account-72,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide Provident VLI Separate Account 12,3 |
Pennsylvania |
A separate account issuing variable life insurance policies. |
| Nationwide Investment Services Corporation3 |
Oklahoma |
This is a limited purpose broker-dealer and distributor of variable annuities and variable life products for Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company. The company also provides educational services to retirement plan sponsors and its participants. |
| Nationwide Financial Assignment Company3 |
Ohio |
The company is an administrator of structured settlements. |
| Nationwide Investment Advisors, LLC3 |
Ohio |
The company provides investment advisory services. |
| Eagle Captive Reinsurance, LLC3 |
Ohio |
The company is engaged in the business of insurance |
| Nationwide Life and Annuity Insurance Company2,3 |
Ohio |
The company engages in underwriting life insurance and granting, purchasing and disposing of annuities. |
| Nationwide VA Separate Account-A2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide VA Separate Account-B2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide VA Separate Account-C2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
| Nationwide VA Separate Account-D2,3 |
Ohio |
A separate account issuing variable annuity contracts. |
8
| Company |
Jurisdiction of Domicile |
Brief Description of Business |
| Nationwide Provident VA Separate Account A2,3 |
Delaware |
A separate account issuing variable annuity contracts. |
| Nationwide VL Separate Account-C2,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VL Separate Account-D2,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide VL Separate Account-G2,3 |
Ohio |
A separate account issuing variable life insurance policies. |
| Nationwide Provident VLI Separate Account A2,3 |
Delaware |
A separate account issuing variable life insurance policies. |
| Olentangy Reinsurance, LLC3 |
Vermont |
The company is a captive life reinsurance company. |
| Nationwide SBL, LLC |
Ohio |
The company is a lender offering securities-back lines of credit. |
| Nationwide Life and Benefits Insurance Company (formerly, Direct General Life Insurance Company) |
South Carolina |
The company is a South Carolina stock life insurance company that previously offered a life product only, but is filing stop loss products in majority of states and a fully insured small group health product in a limited number of states. |
| NSM Sales Corporation |
Nevada |
The company is a sales and distribution organization for group health product and ancillary third-party products. |
| The Association Benefits Solution, LLC |
Delaware |
The company is a program manager for self-funded group health program where it coordinates and manages offerings to employers looking for an "off the shelf" solution to self-fund employee health plans. |
| Registered Investment Advisors Services, Inc. |
Texas |
The company is a technology company that facilitates third-party money management services for registered investment advisors. |
| Nationwide Fund Advisors4 |
Delaware |
The trust acts as a registered investment advisor. |
1
This subsidiary/entity is controlled by its immediate parent through contractual association.
2
This subsidiary/entity files separate financial statements.
3
Information for this subsidiary/entity is included in the consolidated financial statements of its immediate parent.
4
This subsidiary/entity is a business trust.
Item 30. Indemnification
Provision is made in Nationwide’s Amended and Restated Code of Regulations and expressly authorized by the General Corporation Law of the State of Ohio, for indemnification by Nationwide of any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative by reason of the fact that such person is or was a director, officer or employee of Nationwide, against expenses, including attorneys fees, judgments, fines and amounts paid in settlement actually and reasonably incurred by such person in connection with such action, suit or proceeding, to the extent and under the circumstances permitted by the General Corporation Law of the State of Ohio.
Insofar as indemnification for liabilities arising under the Securities Act of 1933 ("Act") may be permitted to directors, officers or persons controlling Nationwide pursuant to the foregoing provisions, Nationwide has been informed that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
Item 31. Principal Underwriter
Nationwide Investment Services Corporation ("NISC")
9
a)
NISC serves as principal underwriter and general distributor for the following separate investment accounts of Nationwide or its affiliates:
| Jefferson National Life Annuity Account C |
Nationwide Variable Account-14 |
| Jefferson National Life Annuity Account E |
Nationwide Variable Account-15 |
| Jefferson National Life Annuity Account F |
Nationwide VA Separate Account-A |
| Jefferson National Life Annuity Account G |
Nationwide VA Separate Account-B |
| Nationwide Jefferson National VA Separate Account 1 |
Nationwide VA Separate Account-C |
| MFS Variable Account |
Nationwide VA Separate Account-D |
| Nationwide Multi-Flex Variable Account |
Nationwide VLI Separate Account |
| Nationwide Variable Account |
Nationwide VLI Separate Account-2 |
| Nationwide Variable Account-II |
Nationwide VLI Separate Account-3 |
| Nationwide Variable Account-3 |
Nationwide VLI Separate Account-4 |
| Nationwide Variable Account-4 |
Nationwide VLI Separate Account-5 |
| Nationwide Variable Account-5 |
Nationwide VLI Separate Account-6 |
| Nationwide Variable Account-6 |
Nationwide VLI Separate Account-7 |
| Nationwide Variable Account-7 |
Nationwide VL Separate Account-C |
| Nationwide Variable Account-8 |
Nationwide VL Separate Account-D |
| Nationwide Variable Account-9 |
Nationwide VL Separate Account-G |
| Nationwide Variable Account-10 |
Nationwide Provident VA Separate Account 1 |
| Nationwide Variable Account-11 |
Nationwide Provident VA Separate Account A |
| Nationwide Variable Account-12 |
Nationwide Provident VLI Separate Account 1 |
| Nationwide Variable Account-13 |
Nationwide Provident VLI Separate Account A |
b)
Directors and Officers of NISC:
| President and Director |
Perez, J.J. |
| Senior Vice President and Secretary |
Skingle, Denise L. |
| Vice President-Chief Tax Officer |
Scheiderer, Kevin P. |
| Vice President and Assistant Secretary |
Sutch, Anthony Laurence |
| Vice President-CFO IPS - Individual Life |
Wild, Keith D. |
| Vice President and Assistant Secretary |
Wolf, Bonnie L. |
| Chief Compliance Officer and AML Officer |
Deleget, J. Brian |
| Associate Vice President and Assistant Treasurer |
Hacker, Hope C. |
| Associate Vice President and Assistant Treasurer |
Radabaugh, Nathan |
| Associate Vice President and Treasurer |
Roswell, Ewan T. |
| Associate Vice President and Assistant Treasurer |
Walker, Tonya G. |
| Assistant Secretary |
Bowman, Heidi K. |
| Assistant Secretary |
Dokko, David H. |
| Director |
Jestice, Kevin T. |
| Director |
Kotecha, Kush V. |
The business address of the Directors and Officers of NISC is:
One Nationwide Plaza, Columbus, Ohio 43215.
One Nationwide Plaza, Columbus, Ohio 43215.
c)
| Name of Principal Underwriter |
Net Underwriting Discounts |
Compensation on Redemption |
Brokerage Commissions |
Other Compensation |
| Nationwide Investment Services Corporation |
N/A |
N/A |
N/A |
N/A |
10
| Name of Contract |
Number of Contracts outstanding |
Total value attributable to the Index-Linked Option and/or Fixed Option subject to a Contract Adjustment |
Number of Contracts sold during the prior calendar year |
Gross premiums received during the prior calendar year |
Amount of Contract Value redeemed during the prior calendar year |
Combination Contract (Yes/No) |
| |
|
$ |
|
$ |
$ |
No |
Item 32. Location of Accounts and Records
Steven A. Ginnan
Nationwide Life Insurance Company
One Nationwide Plaza
Columbus, OH 43215
Nationwide Life Insurance Company
One Nationwide Plaza
Columbus, OH 43215
Item 33. Management Services
Not Applicable
Item 34. Fee Representation and Undertakings
Nationwide Life Insurance Company hereby undertakes (1) to file, during any period in which offers or sales are being made, a post-effective amendment to the registration statement to include any prospectus required by section 10(a)(3) of the Securities Act of 1933; and (2) that, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.
11
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has duly caused this registration statement to be signed on its behalf by the undersigned, duly authorized, in the City of Columbus, and State of Ohio, on October 29, 2026.
| Nationwide Life Insurance Company |
| (Insurance Company) |
| By: /s/ Craig A. Hawley* |
| Craig A. Hawley President and Chief Operating Officer |
Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated, on October 29, 2026.
| /s/ CRAIG A. HAWLEY* |
|
| Craig A. Hawley, President and Chief Operating Officer and Director (Principal Executive Officer) |
|
| /s/ KUSH V. KOTECHA* |
|
| Kush V. Kotecha, Senior Vice President-Nationwide Annuity and Director |
|
| /s/ HOLLY R. SNYDER* |
|
| Holly R. Snyder, Senior Vice President-Nationwide Life and Director |
|
| /s/ TIMOTHY G. FROMMEYER* |
|
| Timothy G. Frommeyer, Executive Vice President and Director |
|
| /s/ STEVEN A. GINNAN* |
|
| Steven A. Ginnan, Senior Vice President-Chief Financial Officer – Financial Services and Director (Chief Financial Officer) |
|
| /s/ KIRT A. WALKER* |
|
| Kirt A. Walker, Director |
|
| /s/ JAMES D. BENSON* |
|
| James D. Benson, Senior Vice President-Corporate Controller and Chief Accounting Officer (Principal Accounting Officer) |
|
| |
*By: /s/ Jamie M. Ruff |
| |
Jamie M. Ruff Attorney-in-Fact Pursuant to Power of Attorney |
12
ATTACHMENTS / EXHIBITS
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