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Form NPORT-P SCHWAB CAPITAL TRUST For: Jul 31

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September 24, 2021 2:32 PM EDT 

  
    NPORT-P
    false
    
      
      
        
          0000904333
          XXXXXXXX
        
      
      
      
      
        S000020937
        C000059133
      
      
      
    
  
  
    
      SCHWAB CAPITAL TRUST
      811-07704
      0000904333
      549300PEK1H7N1HLC797
      211 MAIN STREET
      SAN FRANCISCO
      
      94105
      800-648-5300
      Schwab Target 2035 Fund
      S000020937
      54930011LKD473S5IH80
      2021-10-31
      2021-07-31
      N
    
    
      607587458.07
      37481.65
      607549976.42
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      0.00000000
      N
      
        
          
        
        
        
        
      
      
      
      
      
      
    
    
      
        Baird Aggregate Bond Fund
        549300NWEXVVDQ3ROW37
        Baird Aggregate Bond Fund
        057071854
        
          
        
        576872.53000000
        NS
        USD
        6697490.07000000
        1.102376813421
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Metropolitan West Total Return Bond Fund
        549300APUP7QV16M4J34
        Metropolitan West Total Return Bond Fund
        592905509
        
          
        
        2976780.27500000
        NS
        USD
        33012493.25000000
        5.433708259611
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab International Core Equity Fund
        549300O8SH1VZD5EOI67
        Schwab International Core Equity Fund
        808509210
        
          
        
        3763895.95000000
        NS
        USD
        43209525.51000000
        7.112094014818
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        BBH Cash Management Sweep Vehicle
        N/A
        TIME DEPOSITS
        000000000
        
          
        
        6640447.69000000
        NS
        USD
        6640447.69000000
        1.092987893626
        Long
        STIV
        
        US
        N
        
        2
        
          N
          N
          N
        
      
      
        Schwab Small-Cap Equity Fund
        54930086LYMXICNS1162
        Schwab Small-Cap Equity Fund
        808509673
        
          
        
        952940.30500000
        NS
        USD
        21574568.51000000
        3.551077170166
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab Global Real Estate Fund
        54930056NJ1FRH4T9924
        Schwab Global Real Estate Fund
        808517759
        
          
        
        2845277.48800000
        NS
        USD
        22847578.23000000
        3.760608857995
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        ClearBridge Small Cap Growth Fund
        5493003T8SLPG056ZG32
        ClearBridge Small Cap Growth Fund
        52470H666
        
          
        
        151416.73500000
        NS
        USD
        8714033.10000000
        1.434290747791
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab Core Equity Fund
        549300L2MFZ33S0CO521
        Schwab Core Equity Fund
        808509806
        
          
        
        1636851.92900000
        NS
        USD
        46404752.19000000
        7.638013989143
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Laudus U.S. Large Cap Growth Fund
        54930017OMFIVKDL2J78
        Laudus U.S. Large Cap Growth Fund
        51855Q549
        
          
        
        574129.41500000
        NS
        USD
        19589295.64000000
        3.224310163820
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        ClearBridge Large Cap Growth Fund
        549300PO07BEBIPVM094
        ClearBridge Large Cap Growth Fund
        52469H255
        
          
        
        285013.66500000
        NS
        USD
        21957452.75000000
        3.614098198042
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Laudus International MarketMasters Fund
        5493000Y9R7KH3YK4711
        Laudus International MarketMasters Fund
        808509640
        
          
        
        2619975.37400000
        NS
        USD
        79673451.12000000
        13.11389255407
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Loomis Sayles Investment Grade Bond Fund
        LXBMZ6T88WCKRZUWOE84
        Loomis Sayles Investment Grade Bond Fund
        543487136
        
          
        
        1535849.15200000
        NS
        USD
        17769774.69000000
        2.924825179766
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        PIMCO International Bond Fund U.S. Dollar-Hedged
        549300NKY72DZUNDF872
        PIMCO International Bond Fund U.S. Dollar-Hedged
        693390882
        
          
        
        2112100.36300000
        NS
        USD
        23169740.98000000
        3.813635401078
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Goldman Sachs Emerging Markets Equity Insights Fund
        549300UHNMO4HOGWYU58
        Goldman Sachs Emerging Markets Equity Insights Fund
        38144N569
        
          
        
        1139942.54400000
        NS
        USD
        14192284.67000000
        2.335986374919
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab S&P 500 Index Fund
        549300QXTQYX6BJFPP75
        Schwab S&P 500 Index Fund
        808509855
        
          
        
        1666857.76200000
        NS
        USD
        112912944.80000000
        18.58496406589
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab U.S. Aggregate Bond Index Fund
        549300TE25ZKVNXKCS55
        Schwab U.S. Aggregate Bond Index Fund
        808517718
        
          
        
        5188257.18200000
        NS
        USD
        55047408.70000000
        9.060556470492
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Dodge & Cox Stock Fund
        549300N2LAR50107F166
        Dodge & Cox Stock Fund
        256219106
        
          
        
        139376.02500000
        NS
        USD
        33172887.71000000
        5.460108468026
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab U.S. Mid-Cap Index Fund
        54930023JW7XDBK5VU88
        Schwab U.S. Mid-Cap Index Fund
        80850L726
        
          
        
        140455.21100000
        NS
        USD
        8689963.90000000
        1.430329065471
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab Short-Term Bond Index Fund
        549300P4KD6GXEL7FV90
        Schwab Short-Term Bond Index Fund
        808517692
        
          
        
        1860686.33200000
        NS
        USD
        19165069.22000000
        3.154484398621
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab Fundamental US Large Company Index Fund
        5493000DZZS8PWI2NO50
        Schwab Fundamental US Large Company Index Fund
        808509442
        
          
        
        311134.79000000
        NS
        USD
        6938305.82000000
        1.142014005314
        Long
        EC
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
      
        Schwab Variable Share Price Money Fund
        5493007W93Q67BM3O338
        Schwab Variable Share Price Money Fund
        808515597
        
          
        
        6014237.58900000
        NS
        USD
        6016041.86000000
        0.990213495760
        Long
        STIV
        RF
        US
        N
        
        1
        
          N
          N
          N
        
      
    
    
      
    
    
      2021-08-30
      SCHWAB CAPITAL TRUST
      Mark Fischer
      Mark Fischer
      CFO
    
  
  XXXX
Schwab Capital Trust
Schwab Target 2010 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 73.9% of net assets
 
Equity Funds 28.0%
Global Real Estate 2.0%
Schwab Global Real Estate Fund 153,407 1,231,862
International 9.0%
Laudus International MarketMasters Fund * 125,492 3,816,211
Schwab International Core Equity Fund 153,084 1,757,406
    5,573,617
Large-Cap 15.1%
Schwab Core Equity Fund 69,600 1,973,156
Schwab Fundamental US Large Company Index Fund 5,931 132,261
Schwab S&P 500 Index Fund 106,948 7,244,651
    9,350,068
Mid-Cap 0.7%
Schwab U.S. Mid-Cap Index Fund 7,201 445,523
Small-Cap 1.2%
Schwab Small-Cap Equity Fund 32,885 744,513
    17,345,583
 
Fixed-Income Funds 42.6%
Inflation-Protected Bond 6.5%
Schwab Treasury Inflation Protected Securities Index Fund 318,334 4,052,398
Intermediate-Term Bond 26.2%
Schwab U.S. Aggregate Bond Index Fund 1,532,862 16,263,663
Short-Term Bond 9.9%
Schwab Short-Term Bond Index Fund 592,736 6,105,180
    26,421,241
 
Money Market Fund 3.3%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 2,040,323 2,040,936
Total Affiliated Underlying Funds
(Cost $36,062,250)   45,807,760

Unaffiliated Underlying Funds 24.7% of net assets
 
Equity Funds 7.3%
Large-Cap 6.6%
ClearBridge Large Cap Growth Fund, Class IS 29,468 2,270,216
Dodge & Cox Stock Fund 7,691 1,830,515
    4,100,731
Security Number
of Shares 		Value ($)
Small-Cap 0.7%
ClearBridge Small Cap Growth Fund, Class IS * 7,481 430,511
    4,531,242
 
Fixed-Income Funds 17.4%
Intermediate-Term Bond 15.2%
Baird Aggregate Bond Fund, Institutional Class 289,478 3,360,844
Loomis Sayles Investment Grade Bond Fund, Class Y 56,912 658,476
Metropolitan West Total Return Bond Fund, Class I 487,203 5,403,079
    9,422,399
International Bond 2.2%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 121,648 1,334,476
    10,756,875
Total Unaffiliated Underlying Funds
(Cost $13,535,315)   15,288,117
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 1.7% of net assets
 
Time Deposits 1.7%
ING Bank NV
0.01%, 08/02/21 (b) 594,743 594,743
Skandinaviska Enskilda Banken AB
0.01%, 08/02/21 (b) 476,340 476,340
Total Short-Term Investments
(Cost $1,071,083)   1,071,083
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
1

 

Schwab Target 2010 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $3,453,864 $293,769 ($777,000) $101,446 $744,132 $3,816,211 125,492 $243,769
Schwab Core Equity Fund 2,540,417 188,494 (1,296,000) 232,963 307,282 1,973,156 69,600 108,495
Schwab Dividend Equity Fund 76,027 — (90,894) (9,881) 24,748 — — 557
Schwab Fundamental US Large Company Index Fund — 125,000 — — 7,261 132,261 5,931 —
Schwab Global Real Estate Fund 847,973 120,511 — — 263,378 1,231,862 153,407 40,511
Schwab International Core Equity Fund 1,781,129 370,393 (811,000) 30,153 386,731 1,757,406 153,084 20,392
Schwab S&P 500 Index Fund 5,731,755 990,357 (1,356,000) 170,901 1,707,638 7,244,651 106,948 116,356
Schwab Short-Term Bond Index Fund 5,538,328 987,533 (386,962) (2,992) (30,727) 6,105,180 592,736 55,984
Schwab Small-Cap Equity Fund 608,229 1,413 (164,000) 13,174 285,697 744,513 32,885 1,413
Schwab Treasury Inflation Protected Securities Index Fund 3,472,960 575,228 (170,000) (2,301) 176,511 4,052,398 318,334 74,228
Schwab U.S. Aggregate Bond Index Fund 14,401,866 3,544,146 (1,491,929) (38,166) (152,254) 16,263,663 1,532,862 250,800
Schwab U.S. Mid-Cap Index Fund 406,110 6,933 (108,999) 25,904 115,575 445,523 7,201 6,934
Schwab Variable Share Price Money Fund, Ultra Shares 2,040,684 600,456 (600,000) 38 (242) 2,040,936 2,040,323 455
Total $40,899,342 $7,804,233 ($7,252,784) $521,239 $3,835,730 $45,807,760   $919,894
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $45,807,760 $— $— $45,807,760  
Unaffiliated Underlying Funds1 15,288,117 — — 15,288,117  
Short-Term Investments1 — 1,071,083 — 1,071,083  
Total $61,095,877 $1,071,083 $— $62,166,960  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
2

 

Schwab Capital Trust
Schwab Target 2015 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 74.4% of net assets
 
Equity Funds 31.2%
Global Real Estate 2.0%
Schwab Global Real Estate Fund 214,390 1,721,554
International 10.4%
Laudus International MarketMasters Fund * 200,563 6,099,130
Schwab International Core Equity Fund 228,590 2,624,213
    8,723,343
Large-Cap 16.6%
Schwab Core Equity Fund 99,942 2,833,347
Schwab Fundamental US Large Company Index Fund 3,623 80,789
Schwab S&P 500 Index Fund 163,103 11,048,620
    13,962,756
Mid-Cap 0.8%
Schwab U.S. Mid-Cap Index Fund 10,762 665,859
Small-Cap 1.4%
Schwab Small-Cap Equity Fund 51,032 1,155,375
    26,228,887
 
Fixed-Income Funds 40.1%
Inflation-Protected Bond 6.3%
Schwab Treasury Inflation Protected Securities Index Fund 414,058 5,270,962
Intermediate-Term Bond 24.6%
Schwab U.S. Aggregate Bond Index Fund 1,947,965 20,667,913
Short-Term Bond 9.2%
Schwab Short-Term Bond Index Fund 750,097 7,726,004
    33,664,879
 
Money Market Fund 3.1%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 2,589,464 2,590,241
Total Affiliated Underlying Funds
(Cost $46,612,874)   62,484,007

Unaffiliated Underlying Funds 24.4% of net assets
 
Equity Funds 7.1%
Large-Cap 6.3%
ClearBridge Large Cap Growth Fund, Class IS 37,419 2,882,741
Dodge & Cox Stock Fund 10,394 2,473,967
    5,356,708
Security Number
of Shares 		Value ($)
Small-Cap 0.8%
ClearBridge Small Cap Growth Fund, Class IS * 11,462 659,657
    6,016,365
 
Fixed-Income Funds 17.3%
Intermediate-Term Bond 15.1%
Baird Aggregate Bond Fund, Institutional Class 354,227 4,112,570
Loomis Sayles Investment Grade Bond Fund, Class Y 95,080 1,100,071
Metropolitan West Total Return Bond Fund, Class I 671,352 7,445,293
    12,657,934
International Bond 2.2%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 169,720 1,861,827
    14,519,761
Total Unaffiliated Underlying Funds
(Cost $17,854,885)   20,536,126
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 1.2% of net assets
 
Time Deposits 1.2%
DnB Bank ASA
0.01%, 08/02/21 (b) 841,862 841,862
Skandinaviska Enskilda Banken AB
0.01%, 08/02/21 (b) 176,316 176,316
Total Short-Term Investments
(Cost $1,018,178)   1,018,178
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
3

 

Schwab Target 2015 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $5,392,510 $761,964 ($1,372,000) $137,321 $1,179,335 $6,099,130 200,563 $366,965
Schwab Core Equity Fund 3,737,720 162,390 (1,874,003) 702,590 104,650 2,833,347 99,942 162,388
Schwab Dividend Equity Fund 89,000 — (102,489) 22,868 (9,379) — — 652
Schwab Fundamental US Large Company Index Fund — 68,000 — — 12,789 80,789 3,623 —
Schwab Global Real Estate Fund 1,318,093 120,996 (114,000) 12,729 383,736 1,721,554 214,390 60,996
Schwab International Core Equity Fund 2,755,151 30,691 (821,000) 78,477 580,894 2,624,213 228,590 30,690
Schwab S&P 500 Index Fund 8,418,126 874,772 (1,063,300) 155,339 2,663,683 11,048,620 163,103 169,065
Schwab Short-Term Bond Index Fund 7,265,534 757,172 (254,128) (802) (41,772) 7,726,004 750,097 73,164
Schwab Small-Cap Equity Fund 1,003,720 2,332 (330,000) 90,879 388,444 1,155,375 51,032 2,332
Schwab Treasury Inflation Protected Securities Index Fund 4,745,389 391,365 (100,000) 1,474 232,734 5,270,962 414,058 99,365
Schwab U.S. Aggregate Bond Index Fund 19,039,900 2,573,353 (721,431) (19,541) (204,368) 20,667,913 1,947,965 333,456
Schwab U.S. Mid-Cap Index Fund 608,622 10,392 (165,000) 39,235 172,610 665,859 10,762 10,392
Schwab Variable Share Price Money Fund, Ultra Shares 2,289,929 300,571 — — (259) 2,590,241 2,589,464 575
Total $56,663,694 $6,053,998 ($6,917,351) $1,220,569 $5,463,097 $62,484,007   $1,310,040
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $62,484,007 $— $— $62,484,007  
Unaffiliated Underlying Funds1 20,536,126 — — 20,536,126  
Short-Term Investments1 — 1,018,178 — 1,018,178  
Total $83,020,133 $1,018,178 $— $84,038,311  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
4

 

Schwab Capital Trust
Schwab Target 2020 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 74.4% of net assets
 
Equity Funds 32.9%
Global Real Estate 2.2%
Schwab Global Real Estate Fund 1,494,993 12,004,794
International 11.3%
Laudus International MarketMasters Fund * 1,392,557 42,347,667
Schwab International Core Equity Fund 1,576,030 18,092,822
    60,440,489
Large-Cap 17.1%
Schwab Core Equity Fund 634,354 17,983,933
Schwab Fundamental US Large Company Index Fund 27,171 605,914
Schwab S&P 500 Index Fund 1,081,666 73,272,046
    91,861,893
Mid-Cap 0.8%
Schwab U.S. Mid-Cap Index Fund 69,229 4,283,218
Small-Cap 1.5%
Schwab Small-Cap Equity Fund 365,851 8,282,871
    176,873,265
 
Fixed-Income Funds 38.5%
Inflation-Protected Bond 6.1%
Schwab Treasury Inflation Protected Securities Index Fund 2,571,299 32,732,639
Intermediate-Term Bond 23.7%
Schwab U.S. Aggregate Bond Index Fund 12,011,321 127,440,114
Short-Term Bond 8.7%
Schwab Short-Term Bond Index Fund 4,576,415 47,137,072
    207,309,825
 
Money Market Fund 3.0%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 15,945,587 15,950,371
Total Affiliated Underlying Funds
(Cost $291,684,784)   400,133,461

Unaffiliated Underlying Funds 24.5% of net assets
 
Equity Funds 7.5%
Large-Cap 6.8%
ClearBridge Large Cap Growth Fund, Class IS 254,073 19,573,798
Dodge & Cox Stock Fund 72,383 17,227,887
    36,801,685
Security Number
of Shares 		Value ($)
Small-Cap 0.7%
ClearBridge Small Cap Growth Fund, Class IS * 63,847 3,674,388
    40,476,073
 
Fixed-Income Funds 17.0%
Intermediate-Term Bond 14.8%
Baird Aggregate Bond Fund, Institutional Class 2,122,200 24,638,742
Loomis Sayles Investment Grade Bond Fund, Class Y 649,848 7,518,743
Metropolitan West Total Return Bond Fund, Class I 4,287,242 47,545,519
    79,703,004
International Bond 2.2%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 1,072,210 11,762,145
    91,465,149
Total Unaffiliated Underlying Funds
(Cost $114,086,346)   131,941,222
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investment 0.9% of net assets
 
Time Deposit 0.9%
BNP Paribas SA
0.01%, 08/02/21 (b) 4,640,186 4,640,186
Total Short-Term Investment
(Cost $4,640,186)   4,640,186
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
5

 

Schwab Target 2020 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $40,299,521 $2,654,741 ($10,187,943) $1,550,839 $8,030,509 $42,347,667 1,392,557 $2,654,742
Schwab Core Equity Fund 26,819,643 1,271,702 (15,698,000) 5,453,412 137,176 17,983,933 634,354 1,271,702
Schwab Dividend Equity Fund 494,768 — (569,758) 128,535 (53,545) — — 3,627
Schwab Fundamental US Large Company Index Fund — 510,000 — — 95,914 605,914 27,171 —
Schwab Global Real Estate Fund 9,469,280 435,250 (730,000) (54,303) 2,884,567 12,004,794 1,494,993 435,249
Schwab International Core Equity Fund 20,415,732 226,200 (7,413,000) 718,980 4,144,910 18,092,822 1,576,030 226,200
Schwab S&P 500 Index Fund 60,049,369 3,290,415 (9,745,000) 2,727,049 16,950,213 73,272,046 1,081,666 1,180,417
Schwab Short-Term Bond Index Fund 47,708,605 2,376,714 (2,670,000) (16,560) (261,687) 47,137,072 4,576,415 464,225
Schwab Small-Cap Equity Fund 7,030,894 15,715 (2,080,000) 442,862 2,873,400 8,282,871 365,851 15,715
Schwab Treasury Inflation Protected Securities Index Fund 30,768,451 2,556,358 (2,063,330) 4,432 1,466,728 32,732,639 2,571,299 636,358
Schwab U.S. Aggregate Bond Index Fund 125,652,527 15,886,049 (12,556,724) (290,040) (1,251,698) 127,440,114 12,011,321 2,095,808
Schwab U.S. Mid-Cap Index Fund 4,522,092 65,662 (1,770,000) 399,805 1,065,659 4,283,218 69,229 65,661
Schwab Variable Share Price Money Fund, Ultra Shares 14,748,426 1,203,539 — — (1,594) 15,950,371 15,945,587 3,553
Total $387,979,308 $30,492,345 ($65,483,755) $11,065,011 $36,080,552 $400,133,461   $9,053,257
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $400,133,461 $— $— $400,133,461  
Unaffiliated Underlying Funds1 131,941,222 — — 131,941,222  
Short-Term Investment1 — 4,640,186 — 4,640,186  
Total $532,074,683 $4,640,186 $— $536,714,869  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
6

 

Schwab Capital Trust
Schwab Target 2025 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 72.1% of net assets
 
Equity Funds 43.4%
Global Real Estate 2.7%
Schwab Global Real Estate Fund 2,235,982 17,954,934
International 14.7%
Laudus International MarketMasters Fund * 2,147,013 65,290,660
Schwab International Core Equity Fund 2,728,255 31,320,369
    96,611,029
Large-Cap 22.7%
Laudus U.S. Large Cap Growth Fund * 154,193 5,261,074
Schwab Core Equity Fund 1,309,017 37,110,619
Schwab Fundamental US Large Company Index Fund 35,695 796,004
Schwab S&P 500 Index Fund 1,566,417 106,109,085
    149,276,782
Mid-Cap 1.1%
Schwab U.S. Mid-Cap Index Fund 109,795 6,793,001
Small-Cap 2.2%
Schwab Small-Cap Equity Fund 638,447 14,454,446
    285,090,192
 
Fixed-Income Funds 26.8%
Inflation-Protected Bond 2.9%
Schwab Treasury Inflation Protected Securities Index Fund 1,495,167 19,033,474
Intermediate-Term Bond 17.5%
Schwab U.S. Aggregate Bond Index Fund 10,877,066 115,405,669
Short-Term Bond 6.4%
Schwab Short-Term Bond Index Fund 4,074,178 41,964,031
    176,403,174
 
Money Market Fund 1.9%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 12,648,601 12,652,395
Total Affiliated Underlying Funds
(Cost $344,475,008)   474,145,761

Unaffiliated Underlying Funds 26.5% of net assets
 
Equity Funds 9.2%
International 0.6%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 343,800 4,280,313
Security Number
of Shares 		Value ($)
Large-Cap 7.7%
ClearBridge Large Cap Growth Fund, Class IS 310,950 23,955,591
Dodge & Cox Stock Fund 110,778 26,366,286
    50,321,877
Small-Cap 0.9%
ClearBridge Small Cap Growth Fund, Class IS * 107,133 6,165,531
    60,767,721
 
Fixed-Income Funds 17.3%
Intermediate-Term Bond 13.4%
Baird Aggregate Bond Fund, Institutional Class 1,643,889 19,085,553
Loomis Sayles Investment Grade Bond Fund, Class Y 1,274,285 14,743,479
Metropolitan West Total Return Bond Fund, Class I 4,874,133 54,054,132
    87,883,164
International Bond 3.9%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 2,352,462 25,806,513
    113,689,677
Total Unaffiliated Underlying Funds
(Cost $150,564,597)   174,457,398
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 1.6% of net assets
 
Time Deposits 1.6%
Skandinaviska Enskilda Banken AB
0.01%, 08/02/21 (b) 3,646,765 3,646,765
Sumitomo Mitsui Trust Bank, Limited
0.01%, 08/02/21 (b) 6,585,793 6,585,793
Total Short-Term Investments
(Cost $10,232,558)   10,232,558
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
7

 

Schwab Target 2025 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $57,737,488 $6,947,890 ($13,416,000) $1,471,251 $12,550,031 $65,290,660 2,147,013 $3,897,890
Laudus U.S. Large Cap Growth Fund 7,470,645 383,139 (3,920,000) 1,974,880 (647,590) 5,261,074 154,193 383,138
Schwab Core Equity Fund 46,480,332 2,304,654 (21,453,000) 3,055,312 6,723,321 37,110,619 1,309,017 2,304,654
Schwab Dividend Equity Fund 930,257 — (1,071,251) 303,691 (162,697) — — 6,820
Schwab Fundamental US Large Company Index Fund — 670,000 — — 126,004 796,004 35,695 —
Schwab Global Real Estate Fund 14,248,053 652,742 (1,170,000) (89,234) 4,313,373 17,954,934 2,235,982 652,742
Schwab International Core Equity Fund 32,272,214 1,223,533 (9,804,000) 354,704 7,273,918 31,320,369 2,728,255 363,532
Schwab S&P 500 Index Fund 77,105,046 10,424,641 (8,210,000) 703,539 26,085,859 106,109,085 1,566,417 1,554,640
Schwab Short-Term Bond Index Fund 36,034,341 7,347,876 (1,200,000) (8,141) (210,045) 41,964,031 4,074,178 377,871
Schwab Small-Cap Equity Fund 12,279,447 28,532 (3,720,000) 485,154 5,381,313 14,454,446 638,447 28,532
Schwab Treasury Inflation Protected Securities Index Fund 12,560,445 5,672,022 — — 801,007 19,033,474 1,495,167 314,021
Schwab U.S. Aggregate Bond Index Fund 93,421,065 25,191,205 (2,000,000) (43,396) (1,163,205) 115,405,669 10,877,066 1,781,725
Schwab U.S. Mid-Cap Index Fund 6,590,860 97,533 (2,059,998) 417,514 1,747,092 6,793,001 109,795 97,534
Schwab Variable Share Price Money Fund, Ultra Shares 10,650,887 2,002,773 — — (1,265) 12,652,395 12,648,601 2,800
Total $407,781,080 $62,946,540 ($68,024,249) $8,625,274 $62,817,116 $474,145,761   $11,765,899
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $474,145,761 $— $— $474,145,761  
Unaffiliated Underlying Funds1 174,457,398 — — 174,457,398  
Short-Term Investments1 — 10,232,558 — 10,232,558  
Total $648,603,159 $10,232,558 $— $658,835,717  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
8

 

Schwab Capital Trust
Schwab Target 2030 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 71.5% of net assets
 
Equity Funds 52.5%
Global Real Estate 3.3%
Schwab Global Real Estate Fund 4,751,160 38,151,813
International 17.8%
Laudus International MarketMasters Fund * 4,352,439 132,357,666
Schwab International Core Equity Fund 6,326,729 72,630,851
    204,988,517
Large-Cap 27.2%
Laudus U.S. Large Cap Growth Fund * 668,100 22,795,564
Schwab Core Equity Fund 2,773,972 78,642,113
Schwab Fundamental US Large Company Index Fund 254,129 5,667,075
Schwab S&P 500 Index Fund 3,056,999 207,081,097
    314,185,849
Mid-Cap 1.2%
Schwab U.S. Mid-Cap Index Fund 232,696 14,396,908
Small-Cap 3.0%
Schwab Small-Cap Equity Fund 1,526,551 34,561,123
    606,284,210
 
Fixed-Income Funds 17.7%
Inflation-Protected Bond 0.8%
Schwab Treasury Inflation Protected Securities Index Fund 702,856 8,947,353
Intermediate-Term Bond 12.5%
Schwab U.S. Aggregate Bond Index Fund 13,564,200 143,916,160
Short-Term Bond 4.4%
Schwab Short-Term Bond Index Fund 4,975,527 51,247,925
    204,111,438
 
Money Market Fund 1.3%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 14,654,071 14,658,468
Total Affiliated Underlying Funds
(Cost $536,827,141)   825,054,116

Unaffiliated Underlying Funds 27.2% of net assets
 
Equity Funds 11.3%
International 1.4%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 1,342,294 16,711,555
Security Number
of Shares 		Value ($)
Large-Cap 8.7%
ClearBridge Large Cap Growth Fund, Class IS 570,223 43,929,985
Dodge & Cox Stock Fund 236,078 56,188,927
    100,118,912
Small-Cap 1.2%
ClearBridge Small Cap Growth Fund, Class IS * 239,494 13,782,890
    130,613,357
 
Fixed-Income Funds 15.9%
Intermediate-Term Bond 11.3%
Baird Aggregate Bond Fund, Institutional Class 1,753,718 20,360,666
Loomis Sayles Investment Grade Bond Fund, Class Y 2,805,428 32,458,798
Metropolitan West Total Return Bond Fund, Class I 7,026,822 77,927,454
    130,746,918
International Bond 4.6%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 4,782,447 52,463,447
    183,210,365
Total Unaffiliated Underlying Funds
(Cost $267,334,955)   313,823,722
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 1.4% of net assets
 
Time Deposits 1.4%
DnB Bank ASA
0.01%, 08/02/21 (b) 4,139,169 4,139,169
Sumitomo Mitsui Trust Bank, Limited
0.01%, 08/02/21 (b) 11,573,000 11,573,000
Total Short-Term Investments
(Cost $15,712,169)   15,712,169
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
9

 

Schwab Target 2030 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $112,996,078 $7,775,592 ($16,124,000) $1,632,463 $26,077,533 $132,357,666 4,352,439 $7,775,592
Laudus U.S. Large Cap Growth Fund 23,072,141 1,298,085 (6,600,000) 3,712,958 1,312,380 22,795,564 668,100 1,298,085
Schwab Core Equity Fund 92,635,966 4,671,441 (38,755,000) 7,641,131 12,448,575 78,642,113 2,773,972 4,671,441
Schwab Dividend Equity Fund 7,754,406 — (8,910,071) 1,860,615 (704,950) — — 52,968
Schwab Fundamental US Large Company Index Fund — 4,770,000 — — 897,075 5,667,075 254,129 —
Schwab Global Real Estate Fund 28,896,417 1,358,516 (920,000) (85,831) 8,902,711 38,151,813 4,751,160 1,358,516
Schwab International Core Equity Fund 66,512,210 741,111 (10,881,000) (10,559) 16,269,089 72,630,851 6,326,729 741,111
Schwab S&P 500 Index Fund 142,592,653 26,363,956 (12,980,000) 1,398,787 49,705,701 207,081,097 3,056,999 2,843,956
Schwab Short-Term Bond Index Fund 43,172,563 8,338,005 — — (262,643) 51,247,925 4,975,527 453,140
Schwab Small-Cap Equity Fund 28,900,959 65,408 (7,921,601) 1,255,243 12,261,114 34,561,123 1,526,551 65,407
Schwab Treasury Inflation Protected Securities Index Fund 4,607,974 4,673,602 (702,353) (10,965) 379,095 8,947,353 702,856 133,603
Schwab U.S. Aggregate Bond Index Fund 112,389,577 36,023,197 (3,071,835) (80,725) (1,344,054) 143,916,160 13,564,200 2,162,942
Schwab U.S. Mid-Cap Index Fund 11,503,681 196,417 (1,490,000) 332,885 3,853,925 14,396,908 232,696 196,417
Schwab Variable Share Price Money Fund, Ultra Shares 12,656,711 2,003,223 — — (1,466) 14,658,468 14,654,071 3,249
Total $687,691,336 $98,278,553 ($108,355,860) $17,646,002 $129,794,085 $825,054,116   $21,756,427
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $825,054,116 $— $— $825,054,116  
Unaffiliated Underlying Funds1 313,823,722 — — 313,823,722  
Short-Term Investments1 — 15,712,169 — 15,712,169  
Total $1,138,877,838 $15,712,169 $— $1,154,590,007  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
10

 

Schwab Capital Trust
Schwab Target 2035 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 72.8% of net assets
 
Equity Funds 59.6%
Global Real Estate 3.8%
Schwab Global Real Estate Fund 2,845,277 22,847,578
International 20.2%
Laudus International MarketMasters Fund * 2,619,975 79,673,451
Schwab International Core Equity Fund 3,763,896 43,209,526
    122,882,977
Large-Cap 30.6%
Laudus U.S. Large Cap Growth Fund * 574,129 19,589,295
Schwab Core Equity Fund 1,636,852 46,404,752
Schwab Fundamental US Large Company Index Fund 311,135 6,938,306
Schwab S&P 500 Index Fund 1,666,858 112,912,945
    185,845,298
Mid-Cap 1.4%
Schwab U.S. Mid-Cap Index Fund 140,455 8,689,964
Small-Cap 3.6%
Schwab Small-Cap Equity Fund 952,940 21,574,569
    361,840,386
 
Fixed-Income Funds 12.2%
Intermediate-Term Bond 9.1%
Schwab U.S. Aggregate Bond Index Fund 5,197,281 55,143,154
Short-Term Bond 3.1%
Schwab Short-Term Bond Index Fund 1,862,091 19,179,541
    74,322,695
 
Money Market Fund 1.0%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 6,014,238 6,016,042
Total Affiliated Underlying Funds
(Cost $299,922,295)   442,179,123

Unaffiliated Underlying Funds 26.2% of net assets
 
Equity Funds 12.8%
International 2.3%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 1,139,943 14,192,285
Security Number
of Shares 		Value ($)
Large-Cap 9.1%
ClearBridge Large Cap Growth Fund, Class IS 285,014 21,957,453
Dodge & Cox Stock Fund 139,376 33,172,887
    55,130,340
Small-Cap 1.4%
ClearBridge Small Cap Growth Fund, Class IS * 151,417 8,714,033
    78,036,658
 
Fixed-Income Funds 13.4%
Intermediate-Term Bond 9.6%
Baird Aggregate Bond Fund, Institutional Class 638,027 7,407,490
Loomis Sayles Investment Grade Bond Fund, Class Y 1,535,849 17,769,775
Metropolitan West Total Return Bond Fund, Class I 2,979,756 33,045,496
    58,222,761
International Bond 3.8%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 2,114,839 23,199,788
    81,422,549
Total Unaffiliated Underlying Funds
(Cost $134,220,025)   159,459,207
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 1.1% of net assets
 
Time Deposits 1.1%
Skandinaviska Enskilda Banken AB
0.01%, 08/02/21 (b) 539,602 539,602
Sumitomo Mitsui Trust Bank, Limited
0.01%, 08/02/21 (b) 6,100,844 6,100,844
Total Short-Term Investments
(Cost $6,640,446)   6,640,446
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
11

 

Schwab Target 2035 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $63,600,010 $8,630,508 ($8,580,000) $586,170 $15,436,763 $79,673,451 2,619,975 $4,321,507
Laudus U.S. Large Cap Growth Fund 16,683,899 938,670 (2,230,001) 763,290 3,433,437 19,589,295 574,129 938,669
Schwab Core Equity Fund 51,276,494 3,259,778 (19,400,000) 1,599,032 9,669,448 46,404,752 1,636,852 2,582,087
Schwab Dividend Equity Fund 7,043,705 — (8,111,279) 738,519 329,055 — — 51,638
Schwab Fundamental US Large Company Index Fund — 5,840,000 — — 1,098,306 6,938,306 311,135 —
Schwab Global Real Estate Fund 16,026,608 1,724,242 — — 5,096,728 22,847,578 2,845,277 794,242
Schwab International Core Equity Fund 36,326,402 3,507,886 (5,820,000) 88,201 9,107,037 43,209,526 3,763,896 427,886
Schwab S&P 500 Index Fund 71,231,322 18,935,736 (4,210,001) 235,257 26,720,631 112,912,945 1,666,858 1,460,277
Schwab Short-Term Bond Index Fund 15,108,866 4,164,089 — — (93,414) 19,179,541 1,862,091 164,089
Schwab Small-Cap Equity Fund 17,736,031 449,881 (4,930,000) (242,007) 8,560,664 21,574,569 952,940 39,882
Schwab U.S. Aggregate Bond Index Fund 40,060,770 16,587,725 (1,000,001) (21,698) (483,642) 55,143,154 5,197,281 817,970
Schwab U.S. Mid-Cap Index Fund 7,118,767 121,549 (1,060,001) 180,921 2,328,728 8,689,964 140,455 121,548
Schwab Variable Share Price Money Fund, Ultra Shares 4,015,524 2,001,119 — — (601) 6,016,042 6,014,238 1,147
Total $346,228,398 $66,161,183 ($55,341,283) $3,927,685 $81,203,140 $442,179,123   $11,720,942
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $442,179,123 $— $— $442,179,123  
Unaffiliated Underlying Funds1 159,459,207 — — 159,459,207  
Short-Term Investments1 — 6,640,446 — 6,640,446  
Total $601,638,330 $6,640,446 $— $608,278,776  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
12

 

Schwab Capital Trust
Schwab Target 2040 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 74.5% of net assets
 
Equity Funds 65.7%
Global Real Estate 4.2%
Schwab Global Real Estate Fund 6,337,347 50,888,899
International 22.0%
Laudus International MarketMasters Fund * 5,688,732 172,994,344
Schwab International Core Equity Fund 8,227,830 94,455,490
    267,449,834
Large-Cap 33.8%
Laudus U.S. Large Cap Growth Fund * 1,664,634 56,797,327
Schwab Core Equity Fund 3,519,043 99,764,873
Schwab Fundamental US Large Company Index Fund 940,181 20,966,039
Schwab S&P 500 Index Fund 3,457,138 234,186,559
    411,714,798
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund 294,308 18,208,807
Small-Cap 4.2%
Schwab Small-Cap Equity Fund 2,269,490 51,381,256
    799,643,594
 
Fixed-Income Funds 8.4%
Intermediate-Term Bond 6.3%
Schwab U.S. Aggregate Bond Index Fund 7,265,636 77,088,403
Short-Term Bond 2.1%
Schwab Short-Term Bond Index Fund 2,471,119 25,452,521
    102,540,924
 
Money Market Fund 0.4%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 4,876,257 4,877,720
Total Affiliated Underlying Funds
(Cost $553,708,957)   907,062,238

Unaffiliated Underlying Funds 24.4% of net assets
 
Equity Funds 13.8%
International 3.1%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 3,039,727 37,844,596
Security Number
of Shares 		Value ($)
Large-Cap 9.1%
ClearBridge Large Cap Growth Fund, Class IS 537,301 41,393,678
Dodge & Cox Stock Fund 291,586 69,400,266
    110,793,944
Small-Cap 1.6%
ClearBridge Small Cap Growth Fund, Class IS * 340,962 19,622,378
    168,260,918
 
Fixed-Income Funds 10.6%
Intermediate-Term Bond 7.5%
Baird Aggregate Bond Fund, Institutional Class 704,892 8,183,797
Loomis Sayles Investment Grade Bond Fund, Class Y 2,917,945 33,760,623
Metropolitan West Total Return Bond Fund, Class I 4,483,994 49,727,494
    91,671,914
International Bond 3.1%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 3,377,964 37,056,261
    128,728,175
Total Unaffiliated Underlying Funds
(Cost $243,827,190)   296,989,093
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 1.2% of net assets
 
Time Deposits 1.2%
DnB Bank ASA
0.01%, 08/02/21 (b) 2,757,025 2,757,025
Sumitomo Mitsui Trust Bank, Limited
0.01%, 08/02/21 (b) 12,229,168 12,229,168
Total Short-Term Investments
(Cost $14,986,193)   14,986,193
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
13

 

Schwab Target 2040 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $139,977,655 $15,921,427 ($18,210,000) $1,755,658 $33,549,604 $172,994,344 5,688,732 $9,721,427
Laudus U.S. Large Cap Growth Fund 45,866,279 3,737,247 (4,690,001) 646,097 11,237,705 56,797,327 1,664,634 2,637,247
Schwab Core Equity Fund 114,355,888 5,759,619 (45,380,000) 7,593,232 17,436,134 99,764,873 3,519,043 5,759,619
Schwab Dividend Equity Fund 19,513,656 — (22,554,863) 2,216,161 825,046 — — 143,057
Schwab Fundamental US Large Company Index Fund — 18,520,000 (910,000) 37,200 3,318,839 20,966,039 940,181 —
Schwab Global Real Estate Fund 36,808,630 2,526,234 — — 11,554,035 50,888,899 6,337,347 1,776,234
Schwab International Core Equity Fund 83,622,077 969,793 (11,100,001) (390,864) 21,354,485 94,455,490 8,227,830 969,793
Schwab S&P 500 Index Fund 148,784,034 38,660,146 (9,525,000) 721,875 55,545,504 234,186,559 3,457,138 3,050,146
Schwab Short-Term Bond Index Fund 21,554,981 4,030,778 — — (133,238) 25,452,521 2,471,119 230,775
Schwab Small-Cap Equity Fund 42,629,978 94,900 (11,260,000) 1,178,477 18,737,901 51,381,256 2,269,490 94,899
Schwab U.S. Aggregate Bond Index Fund 58,368,806 20,439,780 (1,000,000) (21,698) (698,485) 77,088,403 7,265,636 1,143,145
Schwab U.S. Mid-Cap Index Fund 15,436,223 263,561 (2,890,000) 556,563 4,842,460 18,208,807 294,308 263,562
Schwab Variable Share Price Money Fund, Ultra Shares 4,877,113 1,095 — — (488) 4,877,720 4,876,257 1,094
Total $731,795,320 $110,924,580 ($127,519,865) $14,292,701 $177,569,502 $907,062,238   $25,790,998
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $907,062,238 $— $— $907,062,238  
Unaffiliated Underlying Funds1 296,989,093 — — 296,989,093  
Short-Term Investments1 — 14,986,193 — 14,986,193  
Total $1,204,051,331 $14,986,193 $— $1,219,037,524  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
14

 

Schwab Capital Trust
Schwab Target 2045 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 76.4% of net assets
 
Equity Funds 71.2%
Global Real Estate 4.5%
Schwab Global Real Estate Fund 1,370,601 11,005,923
International 24.3%
Laudus International MarketMasters Fund * 1,222,267 37,169,125
Schwab International Core Equity Fund 1,890,458 21,702,453
    58,871,578
Large-Cap 36.3%
Laudus U.S. Large Cap Growth Fund * 425,759 14,526,891
Schwab Core Equity Fund 747,523 21,192,289
Schwab Fundamental US Large Company Index Fund 266,299 5,938,476
Schwab S&P 500 Index Fund 682,108 46,205,971
    87,863,627
Mid-Cap 1.5%
Schwab U.S. Mid-Cap Index Fund 58,566 3,623,490
Small-Cap 4.6%
Schwab Small-Cap Equity Fund 497,817 11,270,587
    172,635,205
 
Fixed-Income Funds 5.0%
Intermediate-Term Bond 3.7%
Schwab U.S. Aggregate Bond Index Fund 853,316 9,053,679
Short-Term Bond 1.3%
Schwab Short-Term Bond Index Fund 302,340 3,114,106
    12,167,785
 
Money Market Fund 0.2%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 425,256 425,384
Total Affiliated Underlying Funds
(Cost $134,059,262)   185,228,374

Unaffiliated Underlying Funds 22.7% of net assets
 
Equity Funds 15.0%
International 4.0%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 772,411 9,616,513
Security Number
of Shares 		Value ($)
Large-Cap 9.1%
ClearBridge Large Cap Growth Fund, Class IS 91,036 7,013,383
Dodge & Cox Stock Fund 62,718 14,927,572
    21,940,955
Small-Cap 1.9%
ClearBridge Small Cap Growth Fund, Class IS * 81,629 4,697,763
    36,255,231
 
Fixed-Income Funds 7.7%
Intermediate-Term Bond 5.7%
Baird Aggregate Bond Fund, Institutional Class 101,418 1,177,468
Loomis Sayles Investment Grade Bond Fund, Class Y 491,708 5,689,063
Metropolitan West Total Return Bond Fund, Class I 625,413 6,935,827
    13,802,358
International Bond 2.0%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 439,300 4,819,119
    18,621,477
Total Unaffiliated Underlying Funds
(Cost $44,571,652)   54,876,708
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investment 0.9% of net assets
 
Time Deposit 0.9%
Skandinaviska Enskilda Banken AB
0.01%, 08/02/21 (b) 2,114,954 2,114,954
Total Short-Term Investment
(Cost $2,114,954)   2,114,954
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
15

 

Schwab Target 2045 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $27,175,788 $4,941,715 ($1,979,998) $114,568 $6,917,052 $37,169,125 1,222,267 $1,909,428
Laudus U.S. Large Cap Growth Fund 10,802,694 1,755,333 (1,000,000) 28,679 2,940,185 14,526,891 425,759 609,923
Schwab Core Equity Fund 22,076,096 1,503,552 (7,369,999) 268,146 4,714,494 21,192,289 747,523 1,120,680
Schwab Dividend Equity Fund 3,996,168 — (4,601,847) (391,953) 997,632 — — 29,295
Schwab Fundamental US Large Company Index Fund — 5,040,000 — — 898,476 5,938,476 266,299 —
Schwab Global Real Estate Fund 7,063,252 1,640,062 — — 2,302,609 11,005,923 1,370,601 360,610
Schwab International Core Equity Fund 16,458,791 2,380,551 (1,379,999) (113,788) 4,356,898 21,702,453 1,890,458 191,831
Schwab S&P 500 Index Fund 27,015,854 9,039,026 (509,999) 20,881 10,640,209 46,205,971 682,108 577,624
Schwab Short-Term Bond Index Fund 2,462,881 665,924 — — (14,699) 3,114,106 302,340 25,925
Schwab Small-Cap Equity Fund 8,281,447 218,836 (1,249,999) (141,252) 4,161,555 11,270,587 497,817 18,836
Schwab U.S. Aggregate Bond Index Fund 6,574,580 2,763,210 (200,000) (4,292) (79,819) 9,053,679 853,316 131,709
Schwab U.S. Mid-Cap Index Fund 2,782,886 47,516 (239,999) 45,373 987,714 3,623,490 58,566 47,516
Schwab Variable Share Price Money Fund, Ultra Shares 425,331 96 — — (43) 425,384 425,256 95
Total $135,115,768 $29,995,821 ($18,531,840) ($173,638) $38,822,263 $185,228,374   $5,023,472
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $185,228,374 $— $— $185,228,374  
Unaffiliated Underlying Funds1 54,876,708 — — 54,876,708  
Short-Term Investment1 — 2,114,954 — 2,114,954  
Total $240,105,082 $2,114,954 $— $242,220,036  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
16

 

Schwab Capital Trust
Schwab Target 2050 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 78.1% of net assets
 
Equity Funds 74.9%
Global Real Estate 4.8%
Schwab Global Real Estate Fund 1,395,314 11,204,374
International 25.4%
Laudus International MarketMasters Fund * 1,244,860 37,856,195
Schwab International Core Equity Fund 1,865,832 21,419,753
    59,275,948
Large-Cap 38.1%
Laudus U.S. Large Cap Growth Fund * 463,508 15,814,883
Schwab Core Equity Fund 743,207 21,069,921
Schwab Fundamental US Large Company Index Fund 305,807 6,819,499
Schwab S&P 500 Index Fund 670,767 45,437,744
    89,142,047
Mid-Cap 1.6%
Schwab U.S. Mid-Cap Index Fund 61,485 3,804,103
Small-Cap 5.0%
Schwab Small-Cap Equity Fund 519,679 11,765,529
    175,192,001
 
Fixed-Income Funds 3.2%
Intermediate-Term Bond 2.4%
Schwab U.S. Aggregate Bond Index Fund 535,809 5,684,936
Short-Term Bond 0.8%
Schwab Short-Term Bond Index Fund 173,450 1,786,536
    7,471,472
 
Money Market Fund 0.0%
Schwab Variable Share Price Money Fund, Ultra Shares 0.03% (a) 28,045 28,053
Total Affiliated Underlying Funds
(Cost $131,372,691)   182,691,526

Unaffiliated Underlying Funds 21.0% of net assets
 
Equity Funds 15.3%
International 4.5%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 851,384 10,599,728
Security Number
of Shares 		Value ($)
Large-Cap 8.9%
ClearBridge Large Cap Growth Fund, Class IS 82,982 6,392,966
Dodge & Cox Stock Fund 60,489 14,397,033
    20,789,999
Small-Cap 1.9%
ClearBridge Small Cap Growth Fund, Class IS * 75,802 4,362,401
    35,752,128
 
Fixed-Income Funds 5.7%
Intermediate-Term Bond 4.3%
Baird Aggregate Bond Fund, Institutional Class 83,354 967,742
Loomis Sayles Investment Grade Bond Fund, Class Y 390,706 4,520,465
Metropolitan West Total Return Bond Fund, Class I 413,961 4,590,827
    10,079,034
International Bond 1.4%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 293,691 3,221,787
    13,300,821
Total Unaffiliated Underlying Funds
(Cost $38,911,086)   49,052,949
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investments 0.9% of net assets
 
Time Deposit 0.9%
Sumitomo Mitsui Banking Corp.
0.01%, 08/02/21 (b) 2,173,350 2,173,350
Total Short-Term Investment
(Cost $2,173,350)   2,173,350
* Non-income producing security.
(a) The rate shown is the 7-day yield.
(b) The rate shown is the current daily overnight rate.
 
    
17

 

Schwab Target 2050 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $29,200,634 $6,267,718 ($5,200,000) $567,773 $7,020,070 $37,856,195 1,244,860 $2,060,939
Laudus U.S. Large Cap Growth Fund 12,216,880 2,659,689 (2,400,000) 272,646 3,065,668 15,814,883 463,508 724,098
Schwab Core Equity Fund 23,187,335 1,177,090 (8,450,000) 354,102 4,801,394 21,069,921 743,207 1,177,091
Schwab Dividend Equity Fund 4,987,939 — (5,743,936) (316,062) 1,072,059 — — 36,567
Schwab Fundamental US Large Company Index Fund — 5,740,000 — — 1,079,499 6,819,499 305,807 —
Schwab Global Real Estate Fund 7,584,737 1,956,839 (740,000) (89,243) 2,492,041 11,204,374 1,395,314 366,838
Schwab International Core Equity Fund 17,195,358 2,295,466 (2,510,000) (71,103) 4,510,032 21,419,753 1,865,832 205,552
Schwab S&P 500 Index Fund 27,248,154 11,793,636 (4,165,002) 229,497 10,331,459 45,437,744 670,767 573,635
Schwab Short-Term Bond Index Fund 1,709,365 86,971 — — (9,800) 1,786,536 173,450 16,969
Schwab Small-Cap Equity Fund 9,203,031 21,384 (1,950,000) (132,488) 4,623,602 11,765,529 519,679 21,384
Schwab U.S. Aggregate Bond Index Fund 4,740,365 984,825 — — (40,254) 5,684,936 535,809 84,851
Schwab U.S. Mid-Cap Index Fund 3,036,218 51,841 (399,999) 86,118 1,029,925 3,804,103 61,485 51,841
Schwab Variable Share Price Money Fund, Ultra Shares 28,050 6 — — (3) 28,053 28,045 6
Total $140,338,066 $33,035,465 ($31,558,937) $901,240 $39,975,692 $182,691,526   $5,319,771
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $182,691,526 $— $— $182,691,526  
Unaffiliated Underlying Funds1 49,052,949 — — 49,052,949  
Short-Term Investment1 — 2,173,350 — 2,173,350  
Total $231,744,475 $2,173,350 $— $233,917,825  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
18

 

Schwab Capital Trust
Schwab Target 2055 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 79.1% of net assets
 
Equity Funds 76.9%
Global Real Estate 4.9%
Schwab Global Real Estate Fund 936,770 7,522,260
International 25.9%
Laudus International MarketMasters Fund * 828,184 25,185,063
Schwab International Core Equity Fund 1,263,177 14,501,276
    39,686,339
Large-Cap 38.9%
Laudus U.S. Large Cap Growth Fund * 341,613 11,655,822
Schwab Core Equity Fund 487,024 13,807,134
Schwab Fundamental US Large Company Index Fund 217,142 4,842,261
Schwab S&P 500 Index Fund 433,182 29,343,719
    59,648,936
Mid-Cap 1.7%
Schwab U.S. Mid-Cap Index Fund 42,588 2,634,904
Small-Cap 5.5%
Schwab Small-Cap Equity Fund 372,688 8,437,664
    117,930,103
 
Fixed-Income Funds 2.2%
Intermediate-Term Bond 1.6%
Schwab U.S. Aggregate Bond Index Fund 233,035 2,472,502
Short-Term Bond 0.6%
Schwab Short-Term Bond Index Fund 85,731 883,027
    3,355,529
Total Affiliated Underlying Funds
(Cost $88,436,677)   121,285,632

Unaffiliated Underlying Funds 20.2% of net assets
 
Equity Funds 15.9%
International 5.0%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 616,576 7,676,368
Security Number
of Shares 		Value ($)
Large-Cap 8.8%
ClearBridge Large Cap Growth Fund, Class IS 46,521 3,584,009
Dodge & Cox Stock Fund 41,901 9,972,896
    13,556,905
Small-Cap 2.1%
ClearBridge Small Cap Growth Fund, Class IS * 54,854 3,156,873
    24,390,146
 
Fixed-Income Funds 4.3%
Intermediate-Term Bond 3.3%
Baird Aggregate Bond Fund, Institutional Class 40,903 474,885
Loomis Sayles Investment Grade Bond Fund, Class Y 207,825 2,404,532
Metropolitan West Total Return Bond Fund, Class I 196,770 2,182,177
    5,061,594
International Bond 1.0%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 145,549 1,596,675
    6,658,269
Total Unaffiliated Underlying Funds
(Cost $24,415,842)   31,048,415
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investment 1.0% of net assets
 
Time Deposit 1.0%
Barclays Bank plc
0.01%, 08/02/21 (a) 1,470,891 1,470,891
Total Short-Term Investment
(Cost $1,470,891)   1,470,891
* Non-income producing security.
(a) The rate shown is the current daily overnight rate.
 
    
19

 

Schwab Target 2055 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $17,531,912 $4,284,004 ($1,300,000) $138,830 $4,530,317 $25,185,063 828,184 $1,237,377
Laudus U.S. Large Cap Growth Fund 8,126,767 1,807,229 (621,290) 30,954 2,312,162 11,655,822 341,613 457,228
Schwab Core Equity Fund 13,835,514 702,351 (3,959,998) 110,210 3,119,057 13,807,134 487,024 702,351
Schwab Dividend Equity Fund 3,126,027 — (3,599,823) (234,162) 707,958 — — 22,917
Schwab Fundamental US Large Company Index Fund — 4,120,000 — — 722,261 4,842,261 217,142 —
Schwab Global Real Estate Fund 4,687,042 1,282,481 — — 1,552,737 7,522,260 936,770 242,481
Schwab International Core Equity Fund 10,523,299 1,350,065 (150,000) (3,462) 2,781,374 14,501,276 1,263,177 125,794
Schwab S&P 500 Index Fund 16,166,175 7,098,611 (516,273) 11,990 6,583,216 29,343,719 433,182 347,611
Schwab Short-Term Bond Index Fund 729,579 157,542 — — (4,094) 883,027 85,731 7,543
Schwab Small-Cap Equity Fund 5,575,641 813,955 (730,000) (55,514) 2,833,582 8,437,664 372,688 12,956
Schwab U.S. Aggregate Bond Index Fund 1,909,309 787,846 (200,000) (4,154) (20,499) 2,472,502 233,035 37,858
Schwab U.S. Mid-Cap Index Fund 1,888,066 32,237 — — 714,601 2,634,904 42,588 32,237
Total $84,099,331 $22,436,321 ($11,077,384) ($5,308) $25,832,672 $121,285,632   $3,226,353
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $121,285,632 $— $— $121,285,632  
Unaffiliated Underlying Funds1 31,048,415 — — 31,048,415  
Short-Term Investment1 — 1,470,891 — 1,470,891  
Total $152,334,047 $1,470,891 $— $153,804,938  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
20

 

Schwab Capital Trust
Schwab Target 2060 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 80.1% of net assets
 
Equity Funds 79.0%
Global Real Estate 5.1%
Schwab Global Real Estate Fund 231,550 1,859,345
International 26.8%
Laudus International MarketMasters Fund * 204,887 6,230,623
Schwab International Core Equity Fund 310,725 3,567,119
    9,797,742
Large-Cap 40.0%
Laudus U.S. Large Cap Growth Fund * 86,441 2,949,381
Schwab Core Equity Fund 111,529 3,161,852
Schwab Fundamental US Large Company Index Fund 56,651 1,263,325
Schwab S&P 500 Index Fund 107,076 7,253,316
    14,627,874
Mid-Cap 1.7%
Schwab U.S. Mid-Cap Index Fund 9,976 617,201
Small-Cap 5.4%
Schwab Small-Cap Equity Fund 87,951 1,991,220
    28,893,382
 
Fixed-Income Funds 1.1%
Intermediate-Term Bond 0.9%
Schwab U.S. Aggregate Bond Index Fund 29,098 308,730
Short-Term Bond 0.2%
Schwab Short-Term Bond Index Fund 7,627 78,557
    387,287
Total Affiliated Underlying Funds
(Cost $22,876,833)   29,280,669

Unaffiliated Underlying Funds 19.3% of net assets
 
Equity Funds 16.2%
International 5.4%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 157,374 1,959,311
Security Number
of Shares 		Value ($)
Large-Cap 8.7%
ClearBridge Large Cap Growth Fund, Class IS 10,341 796,643
Dodge & Cox Stock Fund 10,034 2,388,283
    3,184,926
Small-Cap 2.1%
ClearBridge Small Cap Growth Fund, Class IS * 13,416 772,082
    5,916,319
 
Fixed-Income Funds 3.1%
Intermediate-Term Bond 2.4%
Baird Aggregate Bond Fund, Institutional Class 9,887 114,785
Loomis Sayles Investment Grade Bond Fund, Class Y 36,556 422,951
Metropolitan West Total Return Bond Fund, Class I 32,477 360,170
    897,906
International Bond 0.7%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 22,388 245,594
    1,143,500
Total Unaffiliated Underlying Funds
(Cost $5,653,100)   7,059,819
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investment 0.6% of net assets
 
Time Deposit 0.6%
Sumitomo Mitsui Trust Bank, Limited
0.01%, 08/02/21 (a) 222,148 222,148
Total Short-Term Investment
(Cost $222,148)   222,148
* Non-income producing security.
(a) The rate shown is the current daily overnight rate.
 
    
21

 

Schwab Target 2060 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
10/31/20 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $3,562,611 $2,080,573 ($421,000) $30,272 $978,167 $6,230,623 204,887 $257,246
Laudus U.S. Large Cap Growth Fund 1,763,036 726,081 (100,000) 4,148 556,116 2,949,381 86,441 102,187
Schwab Core Equity Fund 2,819,014 327,364 (690,000) 25,463 680,011 3,161,852 111,529 143,106
Schwab Dividend Equity Fund 677,221 — (785,181) (19,295) 127,255 — — 4,965
Schwab Fundamental US Large Company Index Fund — 1,145,000 (50,000) 331 167,994 1,263,325 56,651 —
Schwab Global Real Estate Fund 944,042 618,709 (40,000) (6,298) 342,892 1,859,345 231,550 54,261
Schwab International Core Equity Fund 2,127,378 955,273 (105,000) (4,219) 593,687 3,567,119 310,725 26,168
Schwab S&P 500 Index Fund 3,253,286 2,999,231 (431,000) 10,160 1,421,639 7,253,316 107,076 70,978
Schwab Short-Term Bond Index Fund 78,241 770 — — (454) 78,557 7,627 762
Schwab Small-Cap Equity Fund 1,201,420 256,792 (80,000) (880) 613,888 1,991,220 87,951 2,791
Schwab U.S. Aggregate Bond Index Fund 232,349 168,363 (90,000) (1,436) (546) 308,730 29,098 4,303
Schwab U.S. Mid-Cap Index Fund 377,955 91,454 — — 147,792 617,201 9,976 6,453
Total $17,036,553 $9,369,610 ($2,792,181) $38,246 $5,628,441 $29,280,669   $673,220
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
   
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $29,280,669 $— $— $29,280,669  
Unaffiliated Underlying Funds1 7,059,819 — — 7,059,819  
Short-Term Investment1 — 222,148 — 222,148  
Total $36,340,488 $222,148 $— $36,562,636  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
22

 

Schwab Capital Trust
Schwab Target 2065 Fund
Portfolio Holdings as of July 31, 2021 (Unaudited)
The following are the portfolio holdings as of the report date. For more information, please refer to the fund’s semiannual or annual shareholder reports. You can also obtain this information at no cost by calling 1-866-414-6349 or by sending an email request to [email protected].    
 
Security Number
of Shares 		Value ($)
Affiliated Underlying Funds 79.8% of net assets
 
Equity Funds 78.8%
Global Real Estate 5.1%
Schwab Global Real Estate Fund 17,797 142,908
International 26.5%
Laudus International MarketMasters Fund * 15,235 463,284
Schwab International Core Equity Fund 24,098 276,640
    739,924
Large-Cap 40.0%
Laudus U.S. Large Cap Growth Fund * 6,662 227,310
Schwab Core Equity Fund 7,451 211,224
Schwab Fundamental US Large Company Index Fund 4,442 99,049
Schwab S&P 500 Index Fund 8,513 576,654
    1,114,237
Mid-Cap 1.6%
Schwab U.S. Mid-Cap Index Fund 732 45,319
Small-Cap 5.6%
Schwab Small-Cap Equity Fund 6,911 156,454
    2,198,842
 
Fixed-Income Funds 1.0%
Intermediate-Term Bond 0.8%
Schwab U.S. Aggregate Bond Index Fund 2,072 21,982
Short-Term Bond 0.2%
Schwab Short-Term Bond Index Fund 537 5,528
    27,510
Total Affiliated Underlying Funds
(Cost $2,096,892)   2,226,352

Unaffiliated Underlying Funds 19.6% of net assets
 
Equity Funds 16.9%
International 5.7%
Goldman Sachs Emerging Markets Equity Insights Fund, Institutional Class 12,782 159,131
Security Number
of Shares 		Value ($)
Large-Cap 9.0%
ClearBridge Large Cap Growth Fund, Class IS 751 57,884
Dodge & Cox Stock Fund 803 191,172
    249,056
Small-Cap 2.2%
ClearBridge Small Cap Growth Fund, Class IS * 1,067 61,415
    469,602
 
Fixed-Income Funds 2.7%
Intermediate-Term Bond 2.2%
Baird Aggregate Bond Fund, Institutional Class 789 9,162
Loomis Sayles Investment Grade Bond Fund, Class Y 2,752 31,841
Metropolitan West Total Return Bond Fund, Class I 1,959 21,730
    62,733
International Bond 0.5%
PIMCO International Bond Fund (U.S. Dollar-Hedged), Institutional Class 1,224 13,425
    76,158
Total Unaffiliated Underlying Funds
(Cost $532,218)   545,760
Issuer
Face
Amount ($) 		Value ($)
Short-Term Investment 0.9% of net assets
 
Time Deposit 0.9%
Sumitomo Mitsui Banking Corp.
0.01%, 08/02/21 (a) 24,261 24,261
Total Short-Term Investment
(Cost $24,261)   24,261
* Non-income producing security.
(a) The rate shown is the current daily overnight rate.
 
    
23

 

Schwab Target 2065 Fund
Portfolio Holdings (Unaudited) continued
Below is a summary of the fund’s transactions with its affiliated underlying funds during the period ended July 31, 2021:
Affiliated Underlying Funds
Value at
02/26/21(a) 		Gross
Purchases 		Gross
Sales 		Realized
Gains (Losses) 		Net Change
in Unrealized
Appreciation
(depreciation)
Value at
07/31/21 		Balance
of Shares
Held at
07/31/21 		Distributions
Received*
Laudus International MarketMasters Fund $— $486,385 ($40,090) ($66) $17,055 $463,284 15,235 $—
Laudus U.S. Large Cap Growth Fund — 212,800 (11,462) 120 25,852 227,310 6,662 —
Schwab Core Equity Fund — 199,953 (7,164) 38 18,397 211,224 7,451 —
Schwab Fundamental US Large Company Index Fund — 94,736 — — 4,313 99,049 4,442 —
Schwab Global Real Estate Fund — 142,899 (7,409) (81) 7,499 142,908 17,797 1,814
Schwab International Core Equity Fund — 274,238 (6,330) 39 8,693 276,640 24,098 —
Schwab International Equity ETF — 36,068 (36,192) 124 — — — —
Schwab S&P 500 Index Fund — 618,845 (84,842) 457 42,194 576,654 8,513 —
Schwab Short-Term Bond Index Fund — 5,520 — — 8 5,528 537 17
Schwab Small-Cap Equity Fund — 159,450 (5,617) 3 2,618 156,454 6,911 —
Schwab U.S. Aggregate Bond Index Fund — 21,692 — — 290 21,982 2,072 112
Schwab U.S. Large-Cap ETF — 49,762 (49,794) 32 — — — —
Schwab U.S. Mid-Cap Index Fund — 42,778 — — 2,541 45,319 732 —
Schwab U.S. Small-Cap ETF — 13,407 (13,505) 98 — — — —
Total $— $2,358,533 ($262,405) $764 $129,460 $2,226,352   $1,943
* Distributions received include distributions from net investment income and capital gains, if any, from the underlying funds.
(a) Commencement of operations.
The following is a summary of the inputs used to value the fund’s investments as of July 31, 2021:
Description Quoted Prices in
Active Markets for
Identical Assets
(Level 1) 		Other Significant
Observable Inputs
(Level 2) 		Significant
Unobservable Inputs
(Level 3) 		Total  
Assets          
Affiliated Underlying Funds1 $2,226,352 $— $— $2,226,352  
Unaffiliated Underlying Funds1 545,760 — — 545,760  
Short-Term Investment1 — 24,261 — 24,261  
Total $2,772,112 $24,261 $— $2,796,373  
1 As categorized in the Portfolio Holdings.
Fund investments in mutual funds are classified as Level 1, without consideration to the classification level of the underlying securities held by the mutual funds, which could be Level 1, Level 2 or Level 3.
24

 

Schwab Target Funds
Notes to Portfolio Holdings
Under procedures approved by the funds’ Board of Trustees (the Board), the investment adviser has formed a Pricing Committee to administer the pricing and valuation of portfolio securities and other assets and to ensure that prices used for internal purposes or provided by third parties reasonably reflect fair value. Among other things, these procedures allow the funds to utilize independent pricing services, quotations from securities and financial instrument dealers and other market sources to determine fair value.
The funds value the securities in their portfolios every business day. The funds use the following policies to value various types of securities:
•   Mutual funds: Mutual funds are valued at their respective net asset values (NAVs).
•  Cash management sweep time deposits: Balances held in cash management sweep time deposits are accounted for on a cost basis, which approximates fair value.
•  Securities for which no quoted value is available: The Board has adopted procedures to fair value each fund’s securities when market prices are not “readily available” or are unreliable. For example, a fund may fair value a security when it is de-listed or its trading is halted or suspended; when a security’s primary pricing source is unable or unwilling to provide a price; or when a security’s primary trading market is closed during regular market hours. Each fund makes fair value determinations in good faith in accordance with the fund’s valuation procedures. The Pricing Committee considers a number of factors, including unobservable market inputs, when arriving at fair value. The Pricing Committee may employ techniques such as the review of related or comparable assets or liabilities, related market activities, recent transactions, market multiples, book values, transactional back-testing, disposition analysis and other relevant information. The Pricing Committee regularly reviews these inputs and assumptions to calibrate the valuations. Due to the subjective and variable nature of fair value pricing, there can be no assurance that a fund could obtain the fair value assigned to the security upon the sale of such security. The Board convenes on a regular basis to review fair value determinations made by the funds pursuant to the valuation procedures.
In accordance with the authoritative guidance on fair value measurements and disclosures under generally accepted accounting principles in the United States of America (GAAP), the funds disclose the fair value of their investments in a hierarchy that prioritizes the significant inputs to valuation techniques used to measure the fair value. The hierarchy gives the highest priority to valuations based upon unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to valuations based upon unobservable inputs that are significant to the valuation (Level 3 measurements). If inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the valuation. If the funds determine that either the volume and/or level of activity for an asset or liability has significantly decreased (from normal conditions for that asset or liability) or price quotations or observable inputs are not associated with orderly transactions, increased analysis and management judgment will be required to estimate fair value.
The three levels of the fair value hierarchy are as follows:
•  Level 1—quoted prices in active markets for identical securities—Investments whose values are based on quoted market prices in active markets, and whose values are therefore classified as Level 1 prices, include active listed equities and mutual funds. Investments in mutual funds are valued daily at their NAVs, which are classified as Level 1 prices, without consideration to the classification level of the underlying securities held by an underlying fund.
•  Level 2—other significant observable inputs (including quoted prices for similar securities, interest rates, prepayment speeds, credit risk, etc.)—Investments that trade in markets that are not considered to be active, but whose values are based on quoted market prices, dealer quotations or valuations provided by alternative pricing sources supported by observable inputs are classified as Level 2 prices. These generally include U.S. government and sovereign obligations, most government agency securities, investment-grade corporate bonds, certain mortgage products, less liquid listed equities, and state, municipal and provincial obligations.
•  Level 3—significant unobservable inputs (including the funds’ own assumptions in determining the fair value of investments)—Investments whose values are classified as Level 3 prices have significant unobservable inputs, as they may trade infrequently or not at all. When observable prices are not available for these securities, the funds use one or more valuation techniques for which sufficient and reliable data is available. The inputs used by the funds in estimating the value of Level 3 prices may include the original transaction price, quoted prices for similar securities or assets in active markets, completed or pending third-party transactions in the underlying investment or comparable issuers, and changes in financial ratios or cash flows. Level 3 prices may also be adjusted to reflect illiquidity and/or non-transferability, with the amount of such discount estimated by the funds in the absence of market information. Assumptions used by the funds due to the lack of observable inputs may significantly impact the resulting fair value and therefore the funds’ results of operations.
The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities.
REG87628JUL21
25

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