Form N-VP/A AMERICAN SEPARATE ACCOUN

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July 7, 2026 12:56 PM EDT

Supplement, dated July 7, 2026

to Annual Notice to Contract Owners

dated May 1, 2026

Wilton Reassurance Life Company of New York

American Separate Account No. 2

Individual Retirement Annuity Contracts (“IRA Contracts”) and

Flexible Premium Deferred Annuity Contracts (“FPA Contracts”)

The following supplemental information should be read in conjunction with the Annual Notice to Contract Owners dated May 1, 2026 for the IRA Contracts and FPA Contracts issued by Wilton Reassurance Life Company of New York, formerly known as The American Life Insurance Company of New York through its American Separate Account No. 2.

The table below replaces Appendix: Underlying Funds Available as Investment Options Under the IRA Contracts and FPA Contracts of your Annual Notice to Contract Owners:

 

 

APPENDIX: UNDERLYING FUNDS AVAILABLE AS INVESTMENT OPTIONS UNDER THE IRA CONTRACTS AND FPA CONTRACTS

The following is a list of Underlying Funds available under the Contracts. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended from time to time and are available on our website, mutualofamerica.com/AmericanLifeSA2Funds. You can also request this information at no cost by calling 800.574.9267 or by sending an email request to [email protected].

The current expenses and performance information below reflects fees and expenses of the Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance.

 

       

Type/Investment

Objective

  

Underlying Fund and

Adviser/Subadviser

  

Current

Expenses1

   

Average Annual Total Returns as
of 12/31/25

   1 year    5 year   

10 year

   

Life of
Fund

             

Equity Fund

 

Seeks capital growth

  

LVIP American Century Capital Appreciation Fund

 

Adviser: Lincoln Financial Investments Corporation

 

SubAdviser: American Century Investment Management, Inc.

   0.57%     6.95%     5.49%          12.13% 
             

Fixed Income Fund

 

Seeks to provide as high a level of current income as is consistent with the preservation of capital

  

American

Funds Insurance Series – The Bond Fund of America (Class 1)

 

Adviser: Capital Research and Management Company

   0.22%     7.40%     0.10%     2.61%      

 

A-1

 

       

Type/Investment

Objective

  

Underlying Fund and

Adviser/Subadviser

  

Current

Expenses1

   

Average Annual Total Returns as
of 12/31/25

   1 year    5 year   

10 year

   

Life of
Fund

             

Balanced Fund

 

Seeks to achieve competitive total return through actively managed portfolio of stocks, bonds, and money market instruments which offer income and capital growth opportunity

 

  

Calvert VP SRI Balanced Portfolio

 

 

Adviser: Calvert Research and Management

   0.64%     11.48%     8.68%     9.81%      
             

Equity Fund

 

Seeks to achieve long-term capital appreciation

  

Dimensional VA U.S. Targeted Value Portfolio

 

Adviser: Dimensional Fund Advisors LP

   0.29%     8.95%     13.60%     11.00%      
             

Equity Fund

 

Seeks to provide long-term growth of capital

 

  

DWS Capital Growth VIP

 

Adviser: DWS Investment Management Americas, Inc.

 

 

   0.49%     12.53%     10.92%     15.29%      
             

Equity Fund

 

Seeks investment results that correspond to the total return of common stocks publicly traded in the United States , as represented by the S&P 500® Index

  

Fidelity VIP Index 500 (Initial Class)

 

Adviser: Fidelity Management & Research Company LLC (FMR)

 

Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, and Fidelity Management & Research Japan Limited serve as sub-advisers.

   0.09%     17.78%     14.31%     14.70%      
             

Equity Fund

 

Seeks long-term capital appreciation

  

Fidelity VIP Contrafund® Portfolio

 

Adviser: Fidelity Management & Research

Company LLC (FMR)

 

Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, and Fidelity Management & Research Japan Limited serve as sub-advisers.

   0.54%       21.52%     15.37%     15.78%      

 

A-2

 

       

Type/Investment

Objective

  

Underlying Fund and

Adviser/Subadviser

  

Current

Expenses1

   

Average Annual Total Returns as
of 12/31/25

   1 year    5 year   

10 year

   

Life of
Fund

             

Equity Fund

 

Seeks reasonable income and will also consider potential for capital appreciation. Fund’s goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index

 

  

Fidelity VIP

Equity-Income Portfolio

 

Adviser: Fidelity Management & Research Company LLC (FMR)

 

Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, and Fidelity Management & Research Japan Limited serve as sub-advisers.

   0.46%     19.02%     12.51%     11.60%      
             

Balanced Fund

 

Seeks to obtain high total return with reduced risk over the long term by allocating Fund assets among stocks, bonds, and short-term instruments

  

Fidelity VIP Asset Manager Portfolio

 

Adviser: Fidelity Management & Research Company LLC (FMR)

 

Subadvisers: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, and Fidelity Management & Research Japan Limited serve as sub-advisers.

   0.51%     14.98%     5.67%     7.13%      
             

Fixed Income Fund

 

Seeks to maximize current income to the extent consistent with the preservation of capital and the maintenance of liquidity by investing exclusively in high quality money market instruments

  

Goldman Sachs VIT Government Money Market Fund (Institutional)

 

Adviser: Goldman Sachs Asset Management, L.P.

   0.43%     4.20%     3.18%     1.73%      
             

Equity Fund

 

Seeks to provide long-term capital appreciation

  

Vanguard Variable Insurance

Fund International Portfolio®

 

Advisers: Baillie Gifford Overseas Ltd. And Schroder Investment Management North America Inc.

   0.32%     19.97%     0.62%     10.48%      

 

A-3

 

       

Type/Investment

Objective

  

Underlying Fund and

Adviser/Subadviser

  

Current

Expenses1

   

Average Annual Total Returns as
of 12/31/25

   1 year    5 year   

10 year

   

Life of
Fund

             

Balanced Fund

 

Seeks to provide long-term capital appreciation and reasonable current income

  

Vanguard Variable Insurance Funds – Balanced Portfolio

 

Adviser: Wellington Management Company LLC

   0.20%     16.46%     9.29%     10.03%      
             

Equity Fund

 

Seeks to track the performance of a benchmark index that measures the investment return of mid-capitalization stocks

  

Vanguard Variable Insurance Funds –

Mid-Cap Index Portfolio

 

Adviser: The Vanguard Group, Inc.

   0.17%     11.54%     8.46%     10.77%      
             

Equity Fund

 

Seeks to provide long-term capital appreciation

  

Vanguard Variable Insurance Funds - Small Company Growth Portfolio

 

Adviser: The Vanguard Group, Inc. and T. Rowe Price Associates, Inc.

 

   0.32%     6.11%     3.81%     9.61%      
             

Fixed Income Fund

 

Seeks to provide current income while maintaining limited price volatility

  

Vanguard Variable Insurance Funds - Short-Term Investment-Grade Portfolio

 

Adviser: The Vanguard Group, Inc.

   0.14%     6.85%     2.23%     2.81%      

 

1 

Since Inception date September 22, 2017.

 

A-4

 

This Supplement Should Be Retained With Your Notice to Contract Owners For Future Reference.


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