Form IRANNOTICE CAPITAL ONE FINANCIAL

November 3, 2026 4:16 PM EST

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Capital One Financial Corporation
1680 Capital One Drive
McLean, VA 22102-3491

November 3, 2026

U.S. Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549

Re:    Notice of disclosure filed in the Quarterly Report on Form 10-Q under Section 219 of the Iran Threat Reduction and Syria Human Rights Act of 2012 and Section 13(r) of the Securities Exchange Act of 1934

Ladies and Gentlemen:

Pursuant to Section 219 of the Iran Threat Reduction and Syria Human Rights Act of 2012 and Section 13(r) of the Securities Exchange Act of 1934, as amended, notice is hereby provided that Capital One Financial Corporation has made disclosure pursuant to such provisions in its Quarterly Report on Form 10-Q for the quarter ended September 30, 2026, which was filed with the Securities and Exchange Commission on November 3, 2026.

Sincerely,

Capital One Financial Corporation

By:    /s/ David F. Kurzawa
Name:    David F. Kurzawa
Title:    Assistant Secretary





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