Form 497VPU VARIABLE ANNUITY LIFE

April 28, 2026 4:26 PM EDT
The Variable Annuity Life Insurance Company
GUP and GTS-VA
Updating Summary Prospectus
May 1, 2026
This updating summary prospectus provides updated information about GUP and GTS-VA group and individual fixed and variable deferred annuity contracts issued by The Variable Annuity Life Insurance Company. The prospectus for the Contract contains more information about the Contract, including its features, benefits, and risks. You can find the current prospectus and other information about the Contract online at www.corebridgefinancial.com/rs/prospectus-and-reports/annuities.You can also obtain this information at no cost by calling us at 1-800-448-2542 or by writing to our Annuity Service Center (VALIC Document Control, P.O. Box 15648, Amarillo, Texas 79105).
The contract is a complex investment and involves risks that may cause the value of the Contract Owner’s investment to fluctuate including potential loss of principal. When the Contract is surrendered, the value may be higher or lower than the Purchase Payments. The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in surrender charges, tax, and tax penalties, as applicable. Any amounts or obligations that we may pay are subject to our financial strength, claims-paying ability, and our long-term ability to make such payments.
The Contracts are available to Participants in retirement programs that qualify for deferral of federal income taxes. The Contracts permit Participants to invest in and receive retirement benefits in a Fixed Account Option and/or an array of Variable Investment Options described in this prospectus. If your Contract is part of your employer’s retirement program, that program will describe which Variable Investment Options are available to you.
Additional information about certain investment products, including variable annuities, has been prepared by the SEC’s staff and is available at www.Investor.gov.
Special Terms Used in this Summary Prospectus
 
Account Value
The total sum of your Fixed Account Option(s) and/or Variable Investment Option(s) that have not yet
been applied to your annuity payments.
 
Contract
The group and individual fixed and variable deferred annuity contracts summarized in this summary
prospectus and described in more detail in the prospectus.
 
Fixed Account Option
An account that is guaranteed to earn at least a minimum rate of interest while invested in VALIC’s
general account.
 
Fixed Account Plus
A type of Fixed Account Option under the Contract.
 
Market Close
The close of regular trading on the NYSE, generally 4:00 p.m., Eastern Time, on each day the NYSE is
open for business.
 
Participant
The individual (in most cases, you) who makes Purchase Payments or for whom Purchase Payments
are made.
 
Platform Charge
A fee we charge in order to make certain underlying Funds available as an investment option under the
Contract.
 
Portfolio Company
The investment portfolio(s) of a registered open-end management investment company, which serves
as the underlying investment vehicle for each Division represented in VALIC Separate Account A. Also
referred to as Mutual Fund or Fund.
 
Purchase Payment
An amount of money you or your employer pay to VALIC to receive the benefits of a Contract.
 
VALIC (we, us, our)
The Variable Annuity Life Insurance Company.
 
Variable Investment
Option (or Division)
Any variable investment option under the Contract. Each Variable Investment Option invests in the
shares of a single Portfolio Company.
2
Updated Information About Your Contract
The following is a summary of certain Contract features that have changed since the prospectus dated April 29, 2024. This may not reflect all of the changes that have occurred since you entered into your Contract.
At a meeting held on January 22 - 23, 2025, the Board of Directors (the “Board”) of VALIC Company I approved an Investment Sub-Advisory Agreement between The Variable Annuity Life Insurance Company (“VALIC”), the Fund’s investment adviser, and BlackRock Investment Management, LLC (“BlackRock”) with respect to the Stock Index Fund. BlackRock will replace SunAmerica Asset Management, LLC (“SunAmerica”) as subadviser to the Fund. The Board also approved certain changes to the Fund’s principal investment strategies and techniques.
3
Key Information
Important Information You Should Consider About the Contract 
 
FEES AND EXPENSES
Location in
Prospectus
Are There Charges for
Early Withdrawals?
No. There are no surrender or withdrawal charges under the Contract.
Fee Table
Are There Transaction
Charges?
•Yes. In certain states, you may be subject to a loan application fee and loan
interest if you request a loan under the Contract.
•There may also be taxes on Purchase Payments.
•When you make a Purchase Payment to your account, you may be subject
to a Sales and Administrative Charge that will be deducted from the
amount of the Purchase Payment
Fee Table
 
Charges and
Adjustments
Are There Ongoing
Fees and Expenses?
Yes. The table below describes the fees and expenses that you may pay each
year, depending on the Investment Options you choose. Please refer to your
Contract specifications page for information about the specific fees you will
pay each year based on the Investment Options you have elected. Interest on
Contract loans is not reflected below.
Charges and
Adjustments
Annual Fee
Minimum
Maximum
Base Contract1
GUP: 1.00%
GTS-VA: 0.21%
GUP: 1.00%
GTS-VA: 0.85%
Portfolio Company fees and
expenses2
0.31%
0.31%
1 As a percentage of average daily net asset value allocated to a Variable
Investment Option.
2 As a percentage of Portfolio Company net assets, plus any applicable
amounts deemed to be Platform Charges. Currently, there are no amounts
deemed to be Platform Charges.
Because your Contract is customizable, the choices you make affect how
much you will pay. To help you understand the cost of owning your Contract,
the following table shows the lowest and highest cost you could pay each
year, based on current charges. This estimate assumes that you do not take
withdrawals from the Contract.
Lowest Annual Cost:
GUP Contracts: $6,267
GTS-VA Contracts: $3,864
Highest Annual Cost:
GUP Contracts: $6,267
GTS-VA Contracts: $3,864
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of
Contract Classes and Portfolio
Company fees and expenses
•No optional benefits
•No sales charge or advisory fee
•No loans, additional Purchase
Payments, transfers, or
withdrawals
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of
Contract Classes, optional
benefits, and Portfolio Company
fees and expenses
•No sales charge or advisory fee
•No loans, additional Purchase
Payments, transfers, or
withdrawals
4
 
RISKS
Location in
Prospectus
Is There a Risk of Loss
from Poor
Performance?
Yes. You can lose money by investing in this Contract, including your
principal investment.
Principal Risks of
Investing in the
Contract
Is this a Short-Term
Investment?
•No.This Contract is not designed for short-term investing and is not
appropriate for an investor who needs ready access to cash.
•The benefits of tax deferral and long-term income mean the Contract is
generally more beneficial to investors with a long investment time horizon.
What Are the Risks
Associated with
Investment Options?
•An investment in this Contract is subject to the risk of poor investment
performance and can vary depending on the performance of the
Investment Options available under the Contract.
•The Variable Investment Option and Fixed Account Option each have their
own unique risks.
•You should review the Variable Investment Option and Fixed Investment
Option before making an investment decision.
What Are the Risks
Related to the
Insurance Company?
An investment in the Contract is subject to the risks related to us, VALIC. Any
obligations (including under the Fixed Account Option), guarantees, and
benefits of the Contract are subject to the claims-paying ability of VALIC. If
we experience financial distress, we may not be able to meet our obligations
to you. More information about us, including our financial strength ratings, is
available upon request by calling 1-800-448-2542 or visiting
www.corebridgefinancial.com/rs.
 
RESTRICTIONS
 
Are There Restrictions
on the Investment
Options?
•Yes. There are restrictions that may limit the Investment Options that you
may choose as well as limitations on the transfer of the contract value
among the Investment Options. Certain Investment Options may not be
available under your Contract.
•You may transfer funds between the Investment Options, subject to certain
restrictions.
•Transfers between the Investment Options, as well as certain purchases
and redemptions, are subject to policies designed to deter market timing
and frequent transfers.
•Transfers to and from the Fixed Account Option are subject to special
restrictions.
•We reserve the right to remove or substitute Portfolio Companies as
Investment Options.
Variable Investment
Options and Fixed
Account Options
 
Transfers Between
Investment Options
 
TAXES
 
What Are the Contract’s
Tax Implications?
•You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the
Contract.
•If you purchase the Contract through a tax-qualified plan, there is no
additional tax benefit under the Contract.
•Withdrawals may be subject to ordinary income tax and may be subject to
tax penalties, including if you take a withdrawal before age 59½.
Taxes
5
 
CONFLICTS OF INTEREST
Location in
Prospectus
How Are Investment
Professionals
Compensated?
VALIC no longer pays commissions to investment professionals for sales or
subsequent Purchase Payments made into the Contracts. In addition, the
Company and the Distributor no longer enter into marketing and/or sales
agreements with broker-dealers regarding the promotion and marketing of
the Contracts.
Description of
Insurance Company,
Registered Separate
Account, and
Investment Options
Should I Exchange My
Contract?
Some investment professionals may have a financial incentive to offer you a
new contract in place of the one you already own. You should only exchange
a contract you already own only if you determine, after comparing the
features, fees, and risks of both contracts, and any fees or penalties to
terminate the existing contract, that it is preferable for you to purchase the
new contract rather than continue to own your existing contract.
Description of
Insurance Company,
Registered Separate
Account, and
Investment Options
6
Appendix A — Investment Options Available Under the Contract
If your Contract is through certain employer-sponsored qualified retirement plans, the availability of certain Portfolio Companies can vary based on your employer. Refer to your employer’s retirement program documents for a list of the employer-selected Portfolio Companies available in your Contract. All Portfolio Companies may not be available for all plans or Contracts.
The following Portfolio Company is available under the Contract. More information about the Portfolio Company is available in the prospectus for the Portfolio Company, which may be amended from time to time and can be found online at www.corebridgefinancial.com/rs/prospectus-and-reports/annuities. You can also request this information at no cost by calling 1-800-448-2542.
The current expenses and performance information below reflect fees and expenses of the Portfolio Company, but do not reflect the other fees and expenses that your Contract may charge, such as Platform Charge. Expenses would be higher and performance would be lower if these other charges were included. The Portfolio Company’s past performance is not necessarily an indication of future performance. 
Type/Investment
Objective
Portfolio Company and Adviser/Subadviser
Current
Expenses
Platform
Charge2
Current
Expenses
+
Platform
Charge
Average Annual
Total Returns
(as of Dec. 31, 2025)
1
Year
5
Year
10
Year
(or life of fund)
Domestic
Large-Cap
Equity
Stock Index Fund1, 3
Adviser: The Variable Annuity Life Insurance Company
Sub-Adviser: BlackRock Investment Management, LLC
0.23%
None
0.23%
17.55%
14.08%
14.46%
1 A VALIC Company I Fund.
2 A Platform Charge may only be increased to the extent that the Base Contract Expense plus the Platform Charge does not exceed 1.25%.
3 This Portfolio Company is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Portfolio Company prospectus for additional information.
Fixed Account Options
The following is a list of Fixed Account Options currently available under the Contract. We may change the features of the Fixed Account Options listed below, offer new Fixed Account Options, and terminate existing Fixed Account Options. We will provide you with written notice before doing so.
Note: If amounts are withdrawn from a Fixed Account Option before the end of its term, we may apply a Contract Adjustment. This may result in a significant reduction in your Contract value.  
Name
Term
Minimum Guaranteed Interest Rate
Fixed Account Plus
1-Year
1%
* *  *
This summary prospectus incorporates by reference the statutory prospectus and Statement of Additional Information (SAI) for the Contract, both dated May 1, 2026, as may be amended or supplemented from time to time. The SAI may be obtained free of charge in the same manner as the prospectus. 
EDGAR Contract Identifier: C000004707
© 2026 Corebridge Financial, Inc.
All Rights Reserved.
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