Form 497VPU TALCOTT RESOLUTION LIFE
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E-mailTalcott Resolution Life Insurance Company
Talcott Resolution Life Insurance Company Separate Account Seven
Personal Retirement Manager Series III
[The Contract was previously sold under various marketing names depending on which distribution partner sold the product and/or when the product was sold. These marketing names include: Personal Retirement Manager Series III and Huntington Personal Retirement Manager Series III]
Talcott Resolution Life and Annuity Insurance Company
Talcott Resolution Life and Annuity Insurance Company Separate Account Seven
Personal Retirement Manager Series III
Supplement dated May 1, 2026 to the prospectus dated May 1, 2026
and the updating summary prospectus dated May 1, 2026
The following supplements and amends the prospectus and updating summary prospectus for the above-mentioned Contracts. Please read this supplement carefully and retain it for future reference. Special terms not defined in this supplement have the same meanings as in the prospectus or updating summary prospectus.
NOTICE OF FUND SUBSTITUTION
We have applied for and received an order from the U.S. Securities and Exchange Commission approving the substitution of certain underlying mutual funds under the Contracts (the “Substitution”). At the close of business on September 4, 2026 (the “Substitution Date”), shares of each “Existing Fund” will be substituted with shares of the corresponding “Replacement Fund,” as set forth in the table below.
| Existing Fund | Replacement Fund | ||||
| AB VPS Discovery Value Portfolio - Class B | Franklin Small Cap Value VIP Fund - Class 2 | ||||
| Invesco V.I. Core Equity Fund - Series II | Putnam VT Core Equity Fund - Class IB | ||||
| Invesco V.I. EQV International Equity Fund - Series II | Putnam VT Focused International Equity Fund - Class IB | ||||
| Invesco V.I. Government Money Market Fund - Series II | Putnam VT Government Money Market Fund - Class IB | ||||
| Invesco V.I. Government Securities Fund - Series II | Franklin U.S. Government Securities VIP Fund - Class 2 | ||||
| Invesco V.I. Main Street Mid Cap Fund - Series II | ClearBridge Variable Mid Cap Portfolio - Class II | ||||
MFS® Growth Series - Service Class | Putnam VT Large Cap Growth Fund - Class IB | ||||
MFS® New Discovery Series - Service Class | Putnam VT Small Cap Growth Fund - Class IB | ||||
MFS® Total Return Series - Service Class | Putnam VT Global Asset Allocation Fund - Class IB | ||||
MFS® Value Series - Service Class | Putnam VT Large Cap Value Fund - Class IB | ||||
Each Existing Fund will be closed to new investment (i.e., allocations of new premium payments and transfers) under the Contract after September 4, 2026. Each Replacement Fund will be available for new investment (i.e., allocations of new premium payments and transfers) under the Contract on or about September 8, 2026. Please see Appendix A.1 to review a list of investment options by product.
Information regarding each Replacement Fund, including (i) its name, (ii) its type, (iii) its investment adviser and any sub-investment adviser, (iv) current expenses, and (v) performance is available in Appendix A in your prospectus or updating summary prospectus. Each Replacement Fund has also issued a prospectus that contains more detailed information about the Fund. Prospectuses for the Replacement Funds may be obtained free of charge by visiting the website listed in Appendix A of your prospectus or updating summary prospectus or by contacting us as instructed below.
On the Substitution Date, any Contact Value allocated to the Sub-Account investing in an Existing Fund (an “Existing Fund Sub-Account”) will be automatically transferred to the Sub-Account investing in the corresponding Replacement Fund (a “Replacement Fund Sub-Account”).
The Substitution will be effected at the relative net asset values of the Existing Funds’ and the Replacement Funds’ shares. Your Contract Value immediately prior to the Substitution will equal your Contract Value immediately after the Substitution. Contract Values will be automatically transferred without charge and without being subject to any limitations on transfers. There will be no tax consequences for you as a result of the Substitution. The Substitution will be performed at no cost to you. The fees and charges under your Contract will not increase as a result of the Substitution. Your rights and our obligations under your Contract will not be altered in any way.
For any optional benefit subject to investment restrictions, on the Substitution Date, the investment restrictions will be updated such that any eligible Existing Fund Sub-Account will be replaced by the corresponding Replacement Fund Sub-Account as an eligible investment option. See Appendix A of your prospectus or summary prospectus. The Substitution will not cause your optional benefit, if any, to be in violation of any applicable investment restrictions.
Please note the following important information about your free transfer rights:
•From the date of this Supplement through the Substitution Date, you may make a free transfer of Contract Value from any Existing Fund Sub-Account to any other Sub-Account available under your Contract. For 30 days after the Substitution Date, you may make a free transfer of Contract Value from any Replacement Fund Sub-Account to any other Sub-Account available under your Contract. Any such transfer will be free of charge and will not count against any restrictions or limits on the number of transfers that may be performed under your Contract, except that market timing policies and procedures and optional benefit investment restrictions will apply.
•If you own an optional benefit subject to investment restrictions: You are not permitted to transfer Contract Value to any ineligible investment options. Your optional benefit will be automatically terminated, in accordance with its terms, if you violate the applicable investment restrictions, including as a result of a pre- or post-Substitution transfer.
•Except as described above, we will not otherwise exercise any rights reserved by us under the Contract to impose additional restrictions on transfers from the date of this Supplement until at least 30 days after the Substitution Date.
Additional Information Related to the Substitution:
•Unless you provide us with new instructions in good order, on the Substitution Date:
◦Your standing instructions for future premium payments or withdrawals will be automatically updated to replace any Existing Fund Sub-Account with the corresponding Replacement Fund Sub-Account.
◦If you are participating in any automatic transfer, rebalancing, or withdrawal program, your program instructions will be automatically updated to replace any Existing Fund Sub-Account with the corresponding Replacement Fund Sub-Account and your participation in such program will continue without interruption.
•For any asset allocation models under the Contract, any Existing Fund Sub-Account that comprises a model will be replaced by the corresponding Replacement Fund Sub-Account. If you are participating in any such model, your participation will continue without interruption.
You may submit transfer requests, request copies of the Replacement Funds’ prospectuses, or provide updated instructions by mailing Talcott Resolution at PO Box 14293, Lexington, KY 40512-4293; calling 1-800-862-6668; or e-mailing asccontactus@talcottresolution.com.
If you have any questions regarding the Substitution, please call us at 1-800-862-6668.
HV-8204
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PERSONAL RETIREMENT MANAGER SERIES III
TALCOTT RESOLUTION LIFE INSURANCE COMPANY AND
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY
Updating Summary Prospectus for Existing Investors
May 1, 2026
This updating summary prospectus provides updated information about Personal Retirement Manager Series III, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company and Talcott Resolution Life Insurance Company (collectively, “Talcott Resolution,” “we, ”us,” ”our”)
The contract was previously sold under various marketing names depending on which distribution partner sold the contract and/or when the product was sold. These marketing names include: Personal Retirement Manager Series III and Huntington Personal Retirement Manager Series III.
The contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in surrender charges, federal and state income taxes, and a 10% federal penalty tax. Withdrawals will also reduce death benefits and other guaranteed benefits under the contract.
The contract is a complex investment and involves risks, including potential loss of principal. All guarantees and obligations under the contract are subject to the financial strength and claims-paying ability of the company that issued your contract, either Talcott Resolution Life and Annuity Insurance Company or Talcott Resolution Life Insurance Company.
The prospectus for the contract contains more information about the contract including its features, benefits and risks. You can find the current prospectus and other information about the contract online at:
Issued by Talcott Resolution Life Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y285 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y343 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y335 | |||||||
| Huntington Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y293 | |||||||
Issued by Talcott Resolution Life and Annuity Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A254 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A288 | |||||||
| Personal Retirement Manager Series III I Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A262 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A270 | |||||||
You can also obtain this information at no cost by contacting us as instructed below.
Additional information about certain investment products, including variable and fixed annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.
For additional information, please contact your investment professional or contact us by:
a.Mailing: Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling: 1-800-862-6668
b. Emailing: asccontactus@cognisurance.com
c. Visiting: www.talcottresolution.com
Table of Contents
Special Terms Used in this Summary Prospectus
| Contract Owner | The owner or holder of the contact including any joint owner(s) (or ”you”). | ||||
| Contract Value | The total value of your allocations to the Sub-Accounts (and the Fixed Accumulation Feature, if applicable). | ||||
| Fixed Accumulation Feature or FAF | A fixed account option that guarantees principal and a rate of interest. In your Contract, the FAF maybe called the Fixed Account. The FAF was not offered in all Contracts and is not available in all states. Effective October 4, 2013, we no longer accept new allocations or premium payments to the FAF except for contracts issued in Massachusetts. | ||||
| Fund | A registered investment company or a series thereof in which assets of a Sub-Account may be invested. | ||||
| Payment Base | The amount used to determine benefit payments under certain optional benefits under the contract. | ||||
| Premium Payment | Money sent to us to be invested in your Contract. | ||||
| Sub-Accounts | The variable investment options under the Contract, also referred to as Fund options. | ||||
| Sub-Account Value | The value of your allocations to the Sub-Accounts. | ||||
Updated Information About Your Contract
The following is a summary of certain contract features that have changed since the prospectus dated May 1, 2025, This may not reflect all of the changes that have occurred since you entered into your contract.
Summary of recent contract changes:
• At the close of business on September 4, 2026, the Company intends to substitute shares of certain underlying mutual funds under the Contract with shares of certain replacement funds (the “Substitution”). Additional information regarding the Substitution, including a list of existing funds and corresponding replacement funds, as well as your free transfer rights, is provided in the Notice of Substitution, also dated May 1, 2026, that supplements this updating summary prospectus.
2
Important Information You Should Consider About the Contract
| FEES AND EXPENSES | Location in Prospectus | |||||||||||||||||||
| Are there Charges for Early Withdrawals? | Yes. Your Contract may be subject to surrender charges depending on the class of Contract that you own (i.e., B Share, C Share, I Share or L Share). Surrender charges may apply to both partial and full Surrenders. •B Share. If you withdraw money from your contract within 7 years following your last premium payment, you may be assessed a surrender charge of up to 8.5% (as a percentage if premium payments withdrawn), declining to 0% over that time period. •C Share. No surrender charges. •I Share. No surrender charges. •L Share. If you withdraw money from your contract within 4 years following your last premium payment, you may be assessed a surrender charge of up to 8% (as a percentage of premium payments withdrawn), declining to 0% over that time period. For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $8,500 for a Core contract or $8,000 for an Outlook contract, No surrender charges would apply to a C Share contract or an I Share contract. Losses due to surrender charges will be greater if there are taxes or tax penalties. | 4. Fee Table 7. The Contract - c. Charges and Fees - Sales Charges | ||||||||||||||||||
| Are there Transaction Charges? | No. Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options). | 4. Fee Table | ||||||||||||||||||
| Are there Ongoing Fees and Expenses? | Yes. The table below describes the current fees and expenses of the contract that you may pay each year, depending on the investment options and optional benefits you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner. If such charges were reflected, the fees and expenses would be higher. | 4. Fee Table 7. The Contract - c. Charges and Fees Appendix A - Investment Options Available Under the Contract | ||||||||||||||||||
| Annual Fee | Minimum | Maximum | ||||||||||||||||||
| Base Contract (varies by contract class) | 0.31%¹ | 1.51%¹ | ||||||||||||||||||
| Fund fees and expenses | 0.39%² | 2.32%² | ||||||||||||||||||
| Optional benefits available for an additional charge (for a single optional benefit, if elected) | 0.75%3 | 2.50%3 | ||||||||||||||||||
1 As a percentage of average daily Sub-Account Values. Includes the Mortality and Expense Risk Charge and Administrative Charge, plus a percentage attributable to the Annual Maintenance Fee. In addition to base contract fees, B Share contracts are also subject to an annual Premium Based Charge equal to 0.50% (as a percentage of Remaining Gross Premiums invested in the Fund Options). 2 As a percentage of Fund net assets. 3 As a percentage of average daily Contract Value or Payment Base depending on the optional benefit selected. | ||||||||||||||||||||
Because your contract is customizable, the choices you make effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs. | ||||||||||||||||||||
| Lowest Annual Cost: $862 | Highest Annual Cost: $8,127 | |||||||||||||||||||
| Assumes: | Assumes: | |||||||||||||||||||
•Investment of $100,000 | •Investment of $100,000 | |||||||||||||||||||
•5% annual appreciation | •5% annual appreciation | |||||||||||||||||||
3
•Least expensive combination of contract classes and Fund fees and expenses | •Most expensive combination of contract classes, optional benefits and Fund fees and expenses | |||||||||||||||||||
•No optional benefits | •No sales charges or advisory fees | |||||||||||||||||||
•No sales charges or advisory fees | •No additional premium payments, transfers or withdrawals | |||||||||||||||||||
•No additional premium payments, transfers or withdrawals | ||||||||||||||||||||
| RISKS | Location in Prospectus | |||||||||||||||||||
| Is there a Risk of Loss from Poor Performance? | Yes. You can lose money by investing in this contract, including loss of principal. | 5. Principal Risks of Investing in the Contract | ||||||||||||||||||
| Is this a Short-Term Investment? | No. •This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. •Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive. •The benefits of tax deferral, long-term income, and living benefit guarantees are generally more beneficial to investors with a long-time horizon. •Withdrawals may be subject to taxes and a 10% penalty tax may be applied to withdrawals before age 59½. | |||||||||||||||||||
| What are the Risks Associated with the Investment Options? | •An investment in this contract is subject to the risk of poor investment performance can vary depending on the performance of the investment options available under the contract (e.g., Funds). •Each investment option (including the FAF, if available) has its own unique risks. •You should review the available investment options before making an investment decision. | |||||||||||||||||||
| What are the Risks Related to the Insurance Company? | An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF or Personal Pension Account), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by calling 1-800-862-6668. | |||||||||||||||||||
| RESTRICTIONS | Location in Prospectus | |||||||||||||||||||
| Are there Restrictions on the Investment Options? | Y Yes. •Certain investment options may not be available under your contract. •You are allowed to make 1 transfer between the Fund options per day. You are allowed to make 20 transfers between the Fund options per contract year before we require you to submit additional transfer requests by mail. Your transfers between the Fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs. •There are restrictions on the maximum amount that may be transferred annually from the FAF to the Fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs. •We reserve the right to remove or substitute Funds as investment options. •Except for contracts issued in certain states, we no longer accept new allocations or premium payments unto the FAF or the Personal Pension Account. •The availability of Contract benefits may vary depending on the broker-dealer through which the Contact is sold. | 6. General Information 7. The Contract - a. Purchases and Contract Value Appendix A - Investment Options Available Under the Contract Appendix A.1 - Investment Options by Product Appendix D - Financial Intermediary Variations | ||||||||||||||||||
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| Optional Benefits | Yes. •Optional benefits may further limit or restrict the investment options that you may select under the contract. We may impose these restrictions in the future. •Withdrawals may significantly reduce the death benefit. •Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or may may result in termination of the benefit. •Contract Benefits may not be modified or terminated by us, except as otherwise provided. •If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, that fee is in addition to Contract fees and expenses. If you elect to pay the advisory fee by taking withdrawals from your Contract Value, the deduction for that fee is subject to surrender charges and will count toward your Annual Withdrawal Amount. Withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax. •The availability of Contract benefits may vary depending on the broker-dealer through which the Contact is sold. | 7.a. Purchases and Contract Value - Deduction of Advisory Fee 7.c. Charges and Fees 9. Death Benefits 10. Optional Withdrawal Benefits 11. Optional Accumulation Benefits 13. Federal Tax Considerations Appendix A - Investment Options Available Under the Contract Appendix D - Financial Intermediary Variations | ||||||||||||||||||
| TAXES | Location in Prospectus | |||||||||||||||||||
| What are the Contract's Tax Implications? | •Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract. •If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract. •Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59½. | 13. Federal Tax Considerations | ||||||||||||||||||
| CONFLICTS OF INTEREST | Location in Prospectus | |||||||||||||||||||
| How are Investment Professionals Compensated? | Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less. | 12. Additional Information - (e) How Contracts Were Sold | ||||||||||||||||||
| Should I Exchange My Contract? | Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contracts, and any fees or penalties to terminate your existing contract, that it is better for you to purchase the new contract rather than continue to own your existing contract. | 7.a. Purchases and Contract Value - Replacement of Annuities | ||||||||||||||||||
5
Appendix A — Investment Options Available Under the Contract
The following is a list of Funds available under the contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:
Issued by Talcott Resolution Life Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y285 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y343 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y335 | |||||||
| Huntington Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Y293 | |||||||
Issued by Talcott Resolution Life and Annuity Insurance Company:
| Class of Contract | Website Address | |||||||
| Personal Retirement Manager Series III B Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A254 | |||||||
| Personal Retirement Manager Series IV C Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A288 | |||||||
| Personal Retirement Manager Series III I Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A262 | |||||||
| Personal Retirement Manager Series III L Share | https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A270 | |||||||
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@cognisurance.com.
The availability of Contract benefits may vary depending on the broker-dealer through which the Contact is sold. See Appendix D - Financial Intermediary Variations in your prospectus for additional information.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund’s past performance is not necessarily an indication of future performance.
Depending on the optional benefits you choose, you may not be able to invest in certain investment options, as noted below under "Optional Rider Investment Restrictions."
| Type | Fund and Adviser/Subadviser | Current Expenses | Average Annual Total Returns (as of 12/31/25) | ||||||||||||||
| 1 Year | 5 Year | 10 Year | |||||||||||||||
| Allocation | AB VPS Balanced Hedged Allocation Portfolio - Class B Adviser: AllianceBernstein, L.P. | 0.95%* | 17.36% | 5.64% | 6.74% | ||||||||||||
| U.S. Equity | AB VPS Discovery Value Portfolio - Class B Adviser: AllianceBernstein, L.P. | 1.06% | 2.64% | 8.48% | 8.27% | ||||||||||||
| Fixed Income | American Funds Capital World Bond Fund - Class 4 Adviser: Capital Research and Management Company | 0.98% | 9.03% | (2.76)% | 0.97% | ||||||||||||
| International Equity | American Funds Capital World Growth and Income Fund - Class 4 Adviser: Capital Research and Management Company | 0.91%* | 24.46% | 10.01% | 10.74% | ||||||||||||
| International Equity | American Funds Global Small Capitalization Fund - Class 4 Adviser: Capital Research and Management Company | 1.15%* | 14.33% | 0.23% | 6.96% | ||||||||||||
| U.S. Equity | American Funds Growth Fund - Class 4 Adviser: Capital Research and Management Company | 0.83% | 19.93% | 13.09% | 17.67% | ||||||||||||
| U.S. Equity | American Funds Growth-Income Fund - Class 4 Adviser: Capital Research and Management Company | 0.78% | 17.77% | 13.62% | 13.63% | ||||||||||||
| International Equity | American Funds International Fund - Class 4 Adviser: Capital Research and Management Company | 0.97%* | 26.41% | 3.14% | 6.73% | ||||||||||||
| International Equity | American Funds New World Fund - Class 4 Adviser: Capital Research and Management Company | 1.07%* | 27.93% | 5.06% | 8.98% | ||||||||||||
| Fixed Income | American Funds The Bond Fund of America - Class 4 Adviser: Capital Research and Management Company | 0.72%* | 6.98% | (0.38)% | 2.11% | ||||||||||||
APP A-1
| Type | Fund and Adviser/Subadviser | Current Expenses | Average Annual Total Returns (as of 12/31/25) | ||||||||||||||
| 1 Year | 5 Year | 10 Year | |||||||||||||||
| U.S. Equity | American Funds Washington Mutual Investors Fund - Class 4 Adviser: Capital Research and Management Company | 0.75%* | 16.90% | 13.60% | 12.08% | ||||||||||||
| U.S. Equity | BlackRock Capital Appreciation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | 1.04%* | 11.77% | 10.50% | 15.32% | ||||||||||||
| U.S. Equity | BlackRock Equity Dividend V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | 0.93%* | 21.32% | 11.45% | 11.01% | ||||||||||||
| Allocation | BlackRock Global Allocation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | 1.01%* | 19.51% | 5.51% | 7.33% | ||||||||||||
| Allocation | BlackRock Managed Volatility V.I. Fund - Class III Adviser: BlackRock Advisors, LLC Subadviser: BlackRock International Limited Edinburgh, United Kingdom, BlackRock Asset Management North Asia Limited, Hong Kong, and BlackRock (Singapore) Limited, 079912 Singapore | 0.85%* | 5.72% | 5.29% | 3.83% | ||||||||||||
| U.S. Equity | BlackRock S&P 500 Index V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | 0.39% | 17.42% | 14.00% | 14.34% | ||||||||||||
| U.S. Equity | ClearBridge Variable Mid Cap Portfolio - Class II Adviser: Franklin Templeton Fund Adviser, LLC Subadviser: ClearBridge Investments, LLC | 1.07% | 4.08% | 4.23% | 7.24% | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| U.S. Equity | Fidelity® VIP Contrafund® Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers | 0.79% | 21.19% | 15.08% | 15.49% | ||||||||||||
| U.S. Equity | Fidelity® VIP Mid Cap Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers | 0.80% | 11.49% | 9.83% | 10.31% | ||||||||||||
| Fixed Income | Fidelity® VIP Strategic Income Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: Fidelity Investments Money Management, Inc. (FIMM), FMR Co., Inc. (FMRC), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers | 0.88% | 8.58% | 2.79% | 4.40% | ||||||||||||
| Allocation | Franklin Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC | 0.82% | 12.43% | 7.54% | 7.19% | ||||||||||||
| International Equity | Franklin Mutual Global Discovery VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited | 1.26% | 23.25% | 11.88% | 8.41% | ||||||||||||
| Allocation | Franklin Mutual Shares VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC | 1.05% | 11.45% | 9.11% | 7.43% | ||||||||||||
| U.S. Equity | Franklin Rising Dividends VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC | 0.99% | 11.66% | 9.38% | 11.98% | ||||||||||||
| U.S. Equity | Franklin Small Cap Value VIP Fund - Class 2 Adviser: Franklin Advisory Services, LLC | 0.91%* | 7.65% | 8.86% | 9.81% | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| U.S. Equity | Franklin Small Cap Value VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC | 1.01%* | 7.49% | 8.75% | 9.71% | ||||||||||||
| Fixed Income | Franklin Strategic Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. | 1.18%* | 7.05% | 1.81% | 3.00% | ||||||||||||
| Fixed Income | Franklin U.S. Government Securities VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. | 0.79% | 6.69% | 0.02% | 1.14% | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| U.S. Equity | Hartford Capital Appreciation HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 0.92% | 13.42% | 9.68% | 11.64% | ||||||||||||
| U.S. Equity | Hartford Disciplined Equity HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 0.84% | 14.01% | 11.78% | 13.18% | ||||||||||||
| U.S. Equity | Hartford Dividend and Growth HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 0.91% | 17.19% | 12.41% | 12.20% | ||||||||||||
APP A-2
| Type | Fund and Adviser/Subadviser | Current Expenses | Average Annual Total Returns (as of 12/31/25) | ||||||||||||||
| 1 Year | 5 Year | 10 Year | |||||||||||||||
| International Equity | Hartford International Opportunities HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 1.01% | 30.06% | 6.60% | 7.86% | ||||||||||||
| Fixed Income | Hartford Total Return Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 0.76% | 7.04% | (0.29)% | 2.49% | ||||||||||||
| Fixed Income | Hartford Ultrashort Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | 0.70% | 4.32% | 2.62% | 1.96% | ||||||||||||
| Allocation | Invesco V.I. Balanced Risk Allocation Fund - Series II Adviser: Invesco Advisers, Inc. | 1.13%* | 8.69% | 2.27% | 4.91% | ||||||||||||
| U.S. Equity | Invesco V.I. Core Equity Fund - Series II Adviser: Invesco Advisers, Inc. | 1.05% | 15.89% | 12.52% | 11.46% | ||||||||||||
| International Equity | Invesco V.I. EQV International Equity Fund - Series II Adviser: Invesco Advisers, Inc. | 1.15% | 16.23% | 3.42% | 5.96% | ||||||||||||
| Money Market | Invesco V.I. Government Money Market Fund - Series II** Adviser: Invesco Advisers, Inc. | 0.63% | 3.76% | 2.85% | 1.77% | ||||||||||||
| Fixed Income | Invesco V.I. Government Securities Fund - Series II Adviser: Invesco Advisers, Inc. | 0.95% | 6.95% | (0.22)% | 1.34% | ||||||||||||
| Fixed Income | Invesco V.I. High Yield Fund - Series II Adviser: Invesco Advisers, Inc. | 1.17% | 6.35% | 3.40% | 4.55% | ||||||||||||
| U.S. Equity | Invesco V.I. Main Street Mid Cap Fund - Series II Adviser: Invesco Advisers, Inc. | 1.19% | 8.97% | 8.83% | 9.08% | ||||||||||||
| U.S. Equity | Invesco V.I. Small Cap Equity Fund - Series II Adviser: Invesco Advisers, Inc. | 1.21% | 7.83% | 7.06% | 9.28% | ||||||||||||
| Fixed Income | Lord Abbett Bond-Debenture Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC | 0.98% | 8.32% | 2.09% | 4.72% | ||||||||||||
| U.S. Equity | Lord Abbett Fundamental Equity Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC | 1.08%* | 14.29% | 11.36% | 9.75% | ||||||||||||
| U.S. Equity | Lord Abbett Growth and Income Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC | 0.93% | 17.29% | 13.35% | 11.12% | ||||||||||||
| U.S. Equity | LVIP American Century VP Mid Cap Value Fund - Service Class Adviser: American Century Investment Management, Inc. | 0.86%* | 8.83% | 8.72% | 8.96% | ||||||||||||
| U.S. Equity | LVIP American Century VP Value Fund - Service Class Adviser: American Century Investment Management, Inc. | 0.71%* | 15.85% | 11.47% | 10.07% | ||||||||||||
| U.S. Equity | MFS® Growth Series - Service Class Adviser: Massachusetts Financial Services Company | 0.98%* | 11.90% | 10.82% | 15.31% | ||||||||||||
| U.S. Equity | MFS® New Discovery Series - Service Class Adviser: Massachusetts Financial Services Company | 1.12%* | 12.56% | (0.54)% | 10.46% | ||||||||||||
| Fixed Income | MFS® Total Return Bond Series - Service Class Adviser: Massachusetts Financial Services Company | 0.78%* | 6.94% | (0.09)% | 2.38% | ||||||||||||
| Allocation | MFS® Total Return Series - Service Class Adviser: Massachusetts Financial Services Company | 0.86%* | 10.92% | 6.16% | 7.36% | ||||||||||||
| U.S. Equity | MFS® Value Series - Service Class Adviser: Massachusetts Financial Services Company | 0.94%* | 12.77% | 9.69% | 9.77% | ||||||||||||
| Allocation | PIMCO All Asset Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC Subadviser: Research Affiliates | 2.23%* | 14.19% | 5.49% | 6.67% | ||||||||||||
| Allocation | PIMCO Global Managed Asset Allocation Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC | 1.31%* | 21.77% | 6.94% | 7.88% | ||||||||||||
| International Equity | PIMCO StocksPLUS Global Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC | 0.93%* | 24.25% | 10.89% | 11.07% | ||||||||||||
| U.S. Equity | Putnam VT Core Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 0.92% | 16.81% | 15.96% | 15.20% | ||||||||||||
| International Equity | Putnam VT Focused International Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC | 1.03%* | 36.44% | 9.13% | 9.38% | ||||||||||||
APP A-3
| Type | Fund and Adviser/Subadviser | Current Expenses | Average Annual Total Returns (as of 12/31/25) | ||||||||||||||
| 1 Year | 5 Year | 10 Year | |||||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Allocation | Putnam VT Global Asset Allocation Fund - Class IB Adviser: Franklin Advisers, Inc. Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC | 1.09%* | 14.38% | 8.39% | 8.43% | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Money Market | Putnam VT Government Money Market Fund - Class IB** Adviser: Franklin Advisers, Inc. Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited | 0.69% | 3.67% | 2.76% | 1.69% | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| U.S. Equity | Putnam VT Large Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 0.88% | 14.34% | 13.44% | 17.67% | ||||||||||||
| U.S. Equity | Putnam VT Large Cap Value Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 0.79% | 20.35% | 15.38% | 13.30% | ||||||||||||
| U.S. Equity | Putnam VT Small Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 1.12%* | 8.80% | 6.18% | 11.45% | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| International Equity | Templeton Foreign VIP Fund - Class 4 Adviser: Templeton Investment Counsel, LLC | 1.18%* | 28.97% | 8.14% | 5.64% | ||||||||||||
| Fixed Income | Templeton Global Bond VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. | 0.85%* | 15.56% | (1.05)% | (0.25)% | ||||||||||||
| International Equity | Templeton Growth VIP Fund - Class 4 Adviser: Templeton Global Advisors Limited | 1.22%* | 23.71% | 7.84% | 6.93% | ||||||||||||
| * | As noted, annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement. | ||||
| ** | In a low interest rate environment, yields for money market funds, after deduction of contract charges, may be negative even though the fund’s yield, before deducting for such charges, is positive. If you allocate a portion of your Contact Value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract Value is allocated to a money market Sub-Account, that portion of the value of your Contract Value may decrease in value. | ||||
The following is a list of fixed options currently available under the Contract. We may change the features of the fixed options listed below, offer new fixed options, and terminate existing fixed options. We will provide you with written notice before doing so.
| Name | Term | Minimum Guaranteed Interest Rate | ||||||
| Fixed Accumulation Feature | N/A | 1.5% | ||||||
| Personal Pension Account | N/A | 1.5% | ||||||
APP A-4
Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.
Models Available For The Following Contracts:
Personal Retirement Manager B-Share VA 3
Personal Retirement Manager C-Share VA 4
Huntington Personal Retirement Manager B-Share VA 3
Personal Retirement Manager I-Share VA 3
Personal Retirement Manager L-Share VA 3
The Portfolio Planner Models
The following model(s) (introduced as of May 2, 2022) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.
| Fund | 2022 Series 113 | 2022 Series 213 | 2022 Series 313 | 2022 Series 413 | 2022 Series 513 | ||||||||||||
| AB VPS Small/Mid-Cap Value Portfolio | 2% | 3% | 3% | 4% | 5% | ||||||||||||
| American Funds Growth Fund | 5% | 6% | 8% | 10% | 11% | ||||||||||||
| Fidelity VIP Mid Cap Portfolio | 2% | 3% | 4% | 4% | 5% | ||||||||||||
| Hartford Disciplined Equity HLS Fund | 5% | 7% | 9% | 10% | 12% | ||||||||||||
| Hartford Dividend and Growth HLS Fund | 5% | 7% | 8% | 10% | 12% | ||||||||||||
| Hartford International Opportunities HLS Fund | 9% | 12% | 15% | 18% | 21% | ||||||||||||
| Hartford Total Return Bond HLS Fund | 55% | 48% | 40% | 32% | 24% | ||||||||||||
| Invesco V.I. Government Securities Fund | 5% | 4% | 3% | 3% | 2% | ||||||||||||
| Invesco V.I. High Yield Fund | 10% | 8% | 7% | 5% | 4% | ||||||||||||
| MFS New Discovery Series | 2% | 2% | 3% | 4% | 4% | ||||||||||||
| Total | 100% | 100% | 100% | 100% | 100% | ||||||||||||
APP A-5
Optional Rider Investment Restrictions
| Investment Restrictions For | ||
Daily Lock Income Benefit Future6
Legacy Lock Safety Plus
| Applicable To The Following Products | ||
Personal Retirement Manager C-Share VA 4
Personal Retirement Manager I-Share VA 3
Personal Retirement Manager L-Share VA 3
Huntington Personal Retirement Manager B-Share VA 3
You must choose one of the following models. The models will be re-balanced monthly. For Future6, in the event that your Contract Value reduces below the minimum amount rule and you fail to transfer your remaining Contract Value to an approved Sub-Account(s) and/or Programs within ten business days, we will exercise our reserved contractual rights to reallocate these sums to the money market Sub-Account.
PERSONAL PROTECTION PORTFOLIOS
| Series 8076 | |||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford Capital Appreciation HLS Fund | 20 | % | |||
| Hartford Dividend and Growth HLS Fund | 20 | % | |||
| Hartford International Opportunities HLS Fund | 10 | % | |||
| Total | 100 | % | |||
| Series 8077 | |||||
| Fund | |||||
| American Funds Growth Fund | 20 | % | |||
| American Funds Growth-Income Fund | 20 | % | |||
| American Funds International Fund | 10 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Total | 100 | % | |||
| Series 8078 | |||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Franklin Mutual Shares VIP Fund | 20 | % | |||
| Franklin Rising Dividends VIP Fund | 10 | % | |||
| Templeton Growth VIP Fund | 20 | % | |||
| Total | 100 | % | |||
APP A-6
| Series 8079 | |||||
| Fund | |||||
| American Funds Growth-Income Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford International Opportunities HLS Fund | 10 | % | |||
| Invesco V.I. Core Equity Fund | 20 | % | |||
| Total | 100 | % | |||
| Series 8080 | |||||
| Fund | |||||
| BlackRock Capital Appreciation V.I. Fund | 17 | % | |||
| BlackRock Equity Dividend V.I. Fund | 18 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| PIMCO StocksPLUS Global Portfolio | 15 | % | |||
| Total | 100 | % | |||
| Series 8081 | |||||
| Fund | |||||
| American Funds Growth Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. International Growth Fund | 10 | % | |||
| Lord Abbett Fundamental Equity Portfolio | 20 | % | |||
| Total | 100 | % | |||
| Series 8082 | |||||
| Fund | |||||
| American Funds Washington Mutual Investors Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford Dividend and Growth HLS Fund | 20 | % | |||
| Templeton Foreign VIP Fund | 10 | % | |||
| Total | 100 | % | |||
| Series 8083 | |||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Fidelity VIP Contrafund Portfolio | 20 | % | |||
| Invesco V.I. International Growth Fund | 5 | % | |||
| MFS Value Series | 20 | % | |||
| Templeton Foreign VIP Fund | 5 | % | |||
| Total | 100 | % | |||
| Series 8084 | |||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| BlackRock S&P 500 Index V.I. Fund | 50 | % | |||
| Total | 100 | % | |||
APP A-7
| Series 8085 | |||||
| Fund | |||||
| American Funds Growth Fund | 15 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. International Growth Fund | 10 | % | |||
| Lord Abbett Fundamental Equity Portfolio | 20 | % | |||
| MFS New Discovery Series | 5 | % | |||
| Total | 100 | % | |||
| Series 8086 | |||||
| Fund | |||||
| American Funds Growth-Income Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Hartford International Opportunities HLS Fund | 10 | % | |||
| Invesco V.I. Core Equity Fund | 15 | % | |||
| Invesco V.I. Small Cap Equity Fund | 5 | % | |||
| Total | 100 | % | |||
| Series 8087 | |||||
| Fund | |||||
| American Funds Washington Mutual Investors Fund | 20 | % | |||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Franklin Small Cap Value VIP Fund | 5 | % | |||
| Hartford Dividend and Growth HLS Fund | 15 | % | |||
| Templeton Foreign VIP Fund | 10 | % | |||
| Total | 100 | % | |||
| Series 8088 | |||||
| Fund | |||||
| American Funds International Fund | 5% | ||||
| BlackRock Managed Volatility V.I. Fund | 50% | ||||
| Invesco V.I. Government Money Market Fund | 15% | ||||
| Invesco V.I. Small Cap Equity Fund | 5% | ||||
| MFS Value Portfolio | 20% | ||||
| Templeton Foreign VIP Fund | 5% | ||||
| Total | 100 | % | |||
Series 80931 | |||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. Government Money Market Fund | 50 | % | |||
| Total | 100 | % | |||
1Series 8093 is available only to Huntington Personal Retirement Manager contract owners. | |||||
APP A-8
| Series 8095 | |||||
| Fund | |||||
| BlackRock Managed Volatility V.I. Fund | 50 | % | |||
| Invesco V.I. International Growth Fund | 5 | % | |||
| LVIP American Century VP Value Fund | 20 | % | |||
| Putnam VT Large Cap Growth Fund | 20 | % | |||
| Templeton Foreign VIP Fund | 5 | % | |||
| Total | 100 | % | |||
| Investment Restrictions For | ||
Future5
Maximum Anniversary Value V
Maximum Daily Value
| Applicable To The Following Products | ||
Personal Retirement Manager C-Share VA 4
Personal Retirement Manager I-Share VA 3
Personal Retirement Manager L-Share VA 3
Huntington Personal Retirement Manager B-Share VA 3
You may choose to invest in either the Portfolio Planner Asset Allocation Models, the Investment Strategy Models or approved individual Sub-Accounts. The Models will be re-balanced quarterly. For Future5, in the event that your Contract Value reduces below the minimum amount rule and you fail to transfer your remaining Contract Value to an approved Sub-Account(s) and/or Programs within ten business days, we will exercise our reserved contractual rights to reallocate these sums to the money market Sub-Account.
PORTFOLIO PLANNER ASSET ALLOCATION MODELS
As of May 2, 2022, the following models are available:
| Fund | 2022 Series 113 | 2022 Series 213 | 2022 Series 313 | 2022 Series 413 | 2022 Series 513 | ||||||||||||
| AB VPS Small/Mid-Cap Value Portfolio | 2% | 3% | 3% | 4% | 5% | ||||||||||||
| American Funds Growth Fund | 5% | 6% | 8% | 10% | 11% | ||||||||||||
| Fidelity VIP Mid Cap Portfolio | 2% | 3% | 4% | 4% | 5% | ||||||||||||
| Hartford Disciplined Equity HLS Fund | 5% | 7% | 9% | 10% | 12% | ||||||||||||
| Hartford Dividend and Growth HLS Fund | 5% | 7% | 8% | 10% | 12% | ||||||||||||
| Hartford International Opportunities HLS Fund | 9% | 12% | 15% | 18% | 21% | ||||||||||||
| Hartford Total Return Bond HLS Fund | 55% | 48% | 40% | 32% | 24% | ||||||||||||
| Invesco V.I. Government Securities Fund | 5% | 4% | 3% | 3% | 2% | ||||||||||||
| Invesco V.I. High Yield Fund | 10% | 8% | 7% | 5% | 4% | ||||||||||||
| MFS New Discovery Series | 2% | 2% | 3% | 4% | 4% | ||||||||||||
| Total | 100% | 100% | 100% | 100% | 100% | ||||||||||||
INVESTMENT STRATEGIES MODELS
APP A-9
| Series 8028 | |||||
| Fund | |||||
| Hartford Capital Appreciation HLS Fund | 33 | % | |||
| Hartford Dividend and Growth HLS Fund | 33 | % | |||
| Hartford Total Return Bond HLS Fund | 34 | % | |||
| Total | 100 | % | |||
| Series 8029 | |||||
| Fund | |||||
| Franklin Income VIP Fund | 34 | % | |||
| Franklin Mutual Shares VIP Fund | 33 | % | |||
| Templeton Growth VIP Fund | 33 | % | |||
| Total | 100 | % | |||
| Series 8074 | |||||
| Fund | |||||
| American Funds Global Small Capitalization Fund | 10 | % | |||
| American Funds Growth Fund | 25 | % | |||
| American Funds Growth-Income Fund | 20 | % | |||
| American Funds International Fund | 15 | % | |||
| American Funds The Bond Fund of America | 30 | % | |||
| Total | 100 | % | |||
| Series 8075 | |||||
| Fund | |||||
| American Funds International Fund | 25 | % | |||
| Franklin Income VIP Fund | 25 | % | |||
| Hartford Disciplined Equity HLS Fund | 25 | % | |||
| Hartford Total Return Bond HLS Fund | 25 | % | |||
| Total | 100 | % | |||
Series 80901 | |||||
| Fund | |||||
| American Funds Capital World Growth and Income Fund | 15 | % | |||
| Franklin Income VIP Fund | 15 | % | |||
| Hartford Disciplined Equity HLS Fund | 15 | % | |||
| Hartford Total Return Bond HLS Fund | 25 | % | |||
| Invesco V.I. Government Money Market Fund | 30 | % | |||
| Total | 100 | % | |||
1Series 8090 is available only to Huntington Personal Retirement Manager contract owners. | |||||
INDIVIDUAL SUB-ACCOUNTS: | |||||
| AB VPS Balanced Hedged Allocation Portfolio | American Funds The Bond Fund of America | ||||
| BlackRock Global Allocation V.I. Fund | MFS Total Return Bond Series | ||||
| Invesco V.I. Balanced Risk Allocation Fund | Hartford Ultrashort HLS Fund | ||||
| MFS Total Return Series | Hartford Total Return Bond Fund | ||||
| PIMCO All Asset Portfolio | PIMCO Global Managed Asset Allocation Portfolio | ||||
APP A-10
Appendix A.1 — Investment Options by Product
Investment options available to your specific Contract are listed in the following table.
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
| AB VPS Balanced Hedged Allocation Portfolio - Class B Adviser: AllianceBernstein, L.P. | X | X | X | X | X | ||||||||||||
| AB VPS Discovery Value Portfolio - Class B Adviser: AllianceBernstein, L.P. | X | X | X | X | X | ||||||||||||
| American Funds Capital World Bond Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds Capital World Growth and Income Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds Global Small Capitalization Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds Growth Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds Growth-Income Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds International Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds New World Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds The Bond Fund of America - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| American Funds Washington Mutual Investors Fund - Class 4 Adviser: Capital Research and Management Company | X | X | X | X | X | ||||||||||||
| BlackRock Capital Appreciation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | X | X | X | X | X | ||||||||||||
| BlackRock Equity Dividend V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | X | X | X | X | X | ||||||||||||
| BlackRock Global Allocation V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | X | X | X | X | X | ||||||||||||
| BlackRock Managed Volatility V.I. Fund - Class III Adviser: BlackRock Advisors, LLC Subadviser: BlackRock International Limited Edinburgh, United Kingdom, BlackRock Asset Management North Asia Limited, Hong Kong, and BlackRock (Singapore) Limited, 079912 Singapore | X | X | X | X | X | ||||||||||||
| BlackRock S&P 500 Index V.I. Fund - Class III Adviser: BlackRock Advisors, LLC | X | X | X | X | X | ||||||||||||
| ClearBridge Variable Mid Cap Portfolio - Class II Adviser: Franklin Templeton Fund Adviser, LLC Subadviser: ClearBridge Investments, LLC | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Fidelity® VIP Contrafund® Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers | X | X | X | X | X | ||||||||||||
| Fidelity® VIP Mid Cap Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers | X | X | X | X | X | ||||||||||||
| Fidelity® VIP Strategic Income Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: Fidelity Investments Money Management, Inc. (FIMM), FMR Co., Inc. (FMRC), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers | X | X | X | X | X | ||||||||||||
| Franklin Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC | X | X | X | X | X | ||||||||||||
APP A.1-1
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
| Franklin Mutual Global Discovery VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited | X | X | X | X | X | ||||||||||||
| Franklin Mutual Shares VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC | X | X | X | X | X | ||||||||||||
| Franklin Rising Dividends VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC | X | X | X | X | X | ||||||||||||
| Franklin Small Cap Value VIP Fund - Class 2 Adviser: Franklin Advisory Services, LLC | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Franklin Small Cap Value VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC | X | X | X | X | X | ||||||||||||
| Franklin Strategic Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Franklin U.S. Government Securities VIP Fund - Class 2 Adviser: Franklin Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Hartford Capital Appreciation HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | X | X | X | X | X | ||||||||||||
| Hartford Disciplined Equity HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | X | X | X | X | X | ||||||||||||
| Hartford Dividend and Growth HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | X | X | X | X | X | ||||||||||||
| Hartford International Opportunities HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | X | X | X | X | X | ||||||||||||
| Hartford Total Return Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | X | X | X | X | X | ||||||||||||
| Hartford Ultrashort Bond HLS Fund - Class IB Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP | X | X | X | X | X | ||||||||||||
| Invesco V.I. Balanced Risk Allocation Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. Core Equity Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. EQV International Equity Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. Government Money Market Fund - Series II** Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. Government Securities Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. High Yield Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. Main Street Mid Cap Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Invesco V.I. Small Cap Equity Fund - Series II Adviser: Invesco Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Lord Abbett Bond-Debenture Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC | X | X | X | X | X | ||||||||||||
| Lord Abbett Fundamental Equity Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC | X | X | X | X | X | ||||||||||||
APP A.1-2
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
| Lord Abbett Growth and Income Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC | X | X | X | X | X | ||||||||||||
| LVIP American Century VP Mid Cap Value Fund - Service Class Adviser: American Century Investment Management, Inc. | X | X | X | X | X | ||||||||||||
| LVIP American Century VP Value Fund - Service Class Adviser: American Century Investment Management, Inc. | X | X | X | X | X | ||||||||||||
| MFS® Growth Series - Service Class Adviser: Massachusetts Financial Services Company | X | X | X | X | X | ||||||||||||
| MFS® New Discovery Series - Service Class Adviser: Massachusetts Financial Services Company | X | X | X | X | X | ||||||||||||
| MFS® Total Return Bond Series - Service Class Adviser: Massachusetts Financial Services Company | X | X | X | X | X | ||||||||||||
| MFS® Total Return Series - Service Class Adviser: Massachusetts Financial Services Company | X | X | X | X | X | ||||||||||||
| MFS® Value Series - Service Class Adviser: Massachusetts Financial Services Company | X | X | X | X | X | ||||||||||||
| PIMCO All Asset Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC Subadviser: Research Affiliates | X | X | X | X | X | ||||||||||||
| PIMCO Global Managed Asset Allocation Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC | X | X | X | X | X | ||||||||||||
| PIMCO StocksPLUS Global Portfolio - Advisor Class Adviser: Pacific Investment Management Company LLC | X | X | X | X | X | ||||||||||||
| Putnam VT Core Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | X | X | X | X | X | ||||||||||||
| Putnam VT Focused International Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Putnam VT Global Asset Allocation Fund - Class IB Adviser: Franklin Advisers, Inc. Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Putnam VT Government Money Market Fund - Class IB** Adviser: Franklin Advisers, Inc. Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Putnam VT Large Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | X | X | X | X | X | ||||||||||||
| Putnam VT Large Cap Value Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | X | X | X | X | X | ||||||||||||
| Putnam VT Small Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | X | X | X | X | X | ||||||||||||
| Note: Available for investments on or about September 8, 2026. | |||||||||||||||||
| Templeton Foreign VIP Fund - Class 4 Adviser: Templeton Investment Counsel, LLC | X | ||||||||||||||||
APP A.1-3
| Portfolio Company and Adviser/Subadviser | Personal Retirement Manager Series III B Share (TL/TLA) | Huntington Personal Retirement Manager Series III B Share (TL) | Personal Retirement Manager Series IV C Share (TL/TLA) | Personal Retirement Manager Series III I Share (TL/TLA) | Personal Retirement Manager Series III L Share (TL/TLA) | ||||||||||||
| Templeton Global Bond VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. | X | X | X | X | X | ||||||||||||
| Templeton Growth VIP Fund - Class 4 Adviser: Templeton Global Advisors Limited | X | X | X | X | X | ||||||||||||
APP A.1-4
The prospectus and Statement of Additional Information ("SAI") contain additional information about the contract and Talcott Resolution. The prospectus and SAI, dated the same date as this updating summary prospectus, are incorporated by reference. The prospectus and SAI are available, without charge, upon request. You may request copies of the prospectus or SAI, request information about your contract, and make other inquiries about your contract by:
a Mailing: Talcott Resolution, PO Box 14293, Lexington, KY 40512-4293
a. Calling: 1-800-862-6668
b. Emailing: asccontactus@cognisurance.com
c. Visiting: www.talcottresolution.com
EDGAR Identifier : C000105761 PRM Series III (TLIC)
C000105762 Huntington PRM Series III (TLIC)
C000105764 PRM Series III (TLA)
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