Form 497VPU Principal Life Insurance

May 4, 2026
VIA EDGAR
RE: Principal Life Insurance Company
Principal Life Insurance Company Separate Account B
Definitive Materials Filing Pursuant to Rule 497(j)
File No. 811-02091
Commissioners:
On behalf of Principal Life Insurance Company and Principal Life Insurance Company Separate Account B (“Registrant”) and pursuant to Rule 497(j) of Regulation C under the Securities Act of 1933, as amended, I hereby represent that the forms of prospectus and statement of additional information for the above-named issuing company and Registrant, each dated April 29, 2026, do not differ from those contained in the amendment to the Registration Statement on Form N-4 that relates the prospectus and statement of additional information for each contract identified below.
Each Post-Effective Amendment for each contract identified below were filed electronically with the Securities and Exchange Commission on EDGAR on April 29, 2026.
| Contract Name | Amend. No. | Registration No. | ||||||
Principal ® Freedom Variable Annuity | 28 | 333-63401 | ||||||
Principal ® Freedom 2 Variable Annuity | 20 | 333-128079 | ||||||
Principal ® Flexible Variable Annuity | 44 | 033-74232 | ||||||
Principal ® Flexible Variable Annuity with Purchase Payment Credit | 29 | 333-40254 | ||||||
Principal ® Premier Variable Annuity | 42 | 033-44670 | ||||||
Principal ® Personal Variable Annuity | 42 | 033-44565 | ||||||
Principal ® Pivot Series Variable Annuity | 18 | 333-197214 | ||||||
Principal ® Lifetime Income Solutions Variable Annuity | 22 | 333-171650 | ||||||
Principal ® Lifetime Income Solutions II Variable Annuity | 13 | 333-213890 | ||||||
Principal ® Investment Plus Variable Annuity (Applications before 08/01/13) | 43 | 333-116220 | ||||||
Principal ® Investment Plus Variable Annuity (Applications on or after 08/01/13) | 22 | 333-188293 | ||||||

If you have any questions regarding the Amendment, please contact me at (317) 874-3803.
Sincerely,
Kate F. Stecklein
Kate F. Stecklein
Variable Annuities & Life Insurance Counsel
Principal Financial Group
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