Form 497VPU PLICO Variable Annuity
Supplement dated May 1, 2026, to the Initial Summary Prospectus,
Updating Summary Prospectus, and Prospectus dated April 29, 2026, for
Schwab Genesis Variable AnnuityTM and Schwab Genesis Advisory Variable AnnuityTM contracts
issued by Protective Life Insurance Company
PLICO Variable Annuity Account S
This Supplement amends certain information in your variable annuity contract prospectus, initial summary prospectus, and updating summary prospectus (collectively, the “Prospectus”). Please read this Supplement carefully and keep it with your Prospectus for future reference. You may obtain a current prospectus by visiting www.protective.com/productprospectus or by calling 1-800-456-6330.
Effective immediately, the following information in the "APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT" section of the Prospectus is removed and replaced by the following:
Asset
|
Portfolio
Company – Investment Adviser; Sub- Adviser(s), as applicable |
Current Expenses | Average
Annual Total Returns (as of 12/31/2025) |
SecurePay
Life Rider Allocation Investment Category(2) | ||
| 1 Year | 5 Year | 10 Year | ||||
| Taxable Bond | Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC | 1.05% | 8.33% | 2.10% | 4.72% | 2 |
If you have any questions regarding this Supplement, please contact your investment professional or us toll free at 1-800-456-6330. Please keep this Supplement for future reference.
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