MEMBERS LIFE INSURANCE COMPANY
MEMBERS HORIZON VARIABLE SEPARATE ACCOUNT
MEMBERS ZONE ANNUITY
UPDATING SUMMARY PROSPECTUS DATED MAY 1, 2026
MEMBERS HORIZON VARIABLE ANNUITY
UPDATING SUMMARY PROSPECTUS DATED MAY 1, 2026
TRUSTAGE™ HORIZON II ANNUITY
UPDATING SUMMARY PROSPECTUS DATED MAY 1, 2026
Supplement dated July 21, 2026
The purpose of this supplement is to notify Contract owners that our systems are currently unavailable
while we investigate a recent cybersecurity event. As part of our response and recovery efforts, we
proactively shut down many of our systems on July 10 and are working to restore them and resume
operations.
The incident has resulted in a temporary suspension of our ability to process Contract transactions,
including but not limited to: investment allocation changes, cash withdrawals, surrenders, systematic
withdrawals, beneficiary changes, death claim payments, dollar cost averaging, and rebalancing.
Disruption to our online and telephone services has also affected our ability to receive requests. Our
website, www.trustage.com, will provide updated information about contacting us as it becomes available.
We have interim processes in place to facilitate systematic withdrawals, as well as cash withdrawal and
surrender requests received by mail. Withdrawal and surrender requests may be mailed to MEMBERS
Life Insurance Company, 2000 Heritage Way, Waverly, IA 50677. We are diligently working to restore the
ability for Contract owners to submit withdrawal and surrender requests by telephone, and we expect to
provide the additional option to submit withdrawal and surrender requests online through our website
soon. Please note that payments may be delayed due to manual processing requirements and ongoing
system limitations.
While we investigate the scope and impact of the event, our teams are working diligently to restore
services quickly and safely. Pending transactions received in good order after July 10 will be processed
once transaction processing resumes, with systematic withdrawals, cash withdrawal requests, and
surrender requests receiving priority. We will process such requests for existing Contracts as if they had
been processed on the dates that they were received by us in good order, as applicable.
No action is required on your part. By the time you receive this supplement, service and transaction
processing may have already been restored.
Please keep this supplement with your Updating Summary Prospectus and records for future reference.
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