Form 497VPU LINCOLN LIFE VARIABLE
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THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Lincoln Life Variable Annuity Account N
Lincoln ChoicePlusSM product suite, Lincoln ChoicePlusSM II product suite,
Lincoln ChoicePlus AssuranceSM (A-Share), Lincoln ChoicePlus AssuranceSM (B-Share),
Lincoln ChoicePlus AssuranceSM (Bonus), Lincoln ChoicePlus AssuranceSM (C-Share),
Lincoln ChoicePlus AssuranceSM (L-Share), Lincoln ChoicePlusSM Rollover,
Lincoln InvestmentSolutionsSM
Supplement dated July 10, 2026 to the
Updating Summary Prospectus for Current Contractowners dated May 1, 2026
This Supplement updates certain information contained in the above-referenced summary prospectus for your individual annuity contract. This Supplement should be read in conjunction with the prospectus filed therein. All other terms and provisions of the prospectus, as supplemented, remain unchanged.
The changes described in this Supplement affect Appendix A – Investment Options Available Under The Contract.
Fund Name Change: Effective August 1, 2026, the fund currently named LVIP BlackRock Global Growth ETF Allocation Managed Risk Fund will be renamed LVIP BlackRock Growth ETF Allocation Managed Risk Fund. All references to the fund in the Prospectus will be revised accordingly. The fund’s investment objective, fee and average total returns will not change.
Addition of a New Investment Option: On or about August 17, 2026, the following fund will be added as an investment option under your Contract:
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Investment Objective
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Fund and Adviser/Sub-adviser
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Current Expenses
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Average Annual Total
Returns (as of 12/31/2025)
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1 Year
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5 Year
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10 Year
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To generate high income while providing reduced downside risk through exposure to the MerQube US Large-Cap Vol Advantage Autocallable VIP Index (the “Autocallable Index”).
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Calamos U.S. Equity Autocallable VIP Fund – Class II
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1.16%*
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N/A
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N/A
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N/A
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*This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, the fund’s annual expenses reflect temporary expense reductions.
For more complete information about the fund, including its principal investment strategies and principal risks, please refer to the underlying fund prospectus.
You may obtain additional information, including underlying fund prospectuses, by contacting your registered representative, visiting www.lfg.com/vaprospectus, or by emailing [email protected].
Please retain this Supplement for future reference.
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