Form 497VPU DELAWARE LIFE VARIABLE

June 30, 2026 4:50 PM EDT
UPDATING SUMMARY PROSPECTUS
PRIME VARIABLE UNIVERSAL LIFE INSURANCE
Issued By
DELAWARE LIFE INSURANCE COMPANY
June 30, 2026
The Prime Variable Universal Life Insurance policy is an individual flexible premium variable universal life insurance policy issued by Delaware Life Insurance Company (the “Company”). The Policy is being offered to individuals to provide life insurance protection (i.e., a death benefit) while providing for the allocation of assets to Variable Sub-Accounts and/or a Fixed Account.
This Updating Summary Prospectus summarizes key features of the Policy. This Updating Summary Prospectus also provides a summary of the Policy features that have changed since the prospectus dated May 1, 2025. This may not reflect all the changes that have occurred since you entered into your Policy.
NOTICE REGARDING THE AVAILABILITY OF THE COMPANY’S AUDITED FINANCIAL STATEMENTS
Audited financial statements for the Company for the year ended December 31, 2025 are now available to you online at https://dfinview.com/DelawareLife/TAHD/86680A608?site=Life. Copies are also available to you upon request, without charge, by calling (800) 477-6545 or by sending an email request to [email protected]. As a reminder, the Company’s 2025 audited financial statements were delayed due to a review of the Company’s affiliate and related-party transactions, which has been completed. The review identified errors relating to the identification and presentation of certain related-party investments and, to correct the errors, the Company has restated certain 2024 disclosures in the Notes to the 2025 audited financial statements. Other than the corrected Notes disclosures, there has been no restatement of the 2024 information set forth in the 2025 financial statements. Please see the Company’s 2025 audited financial statements for additional information.
The financial guarantees we provide under your Policy are supported by the Company’s general account and are subject to the Company’s financial strength and claims-paying ability. The Company’s financial statements are relevant to the Company’s ability to meet its financial obligations under your Policy and should not be considered as having any bearing on the investment performance of the assets held in Delaware Life Variable Account I (the “Variable Account”).
Audited financial statements for the Variable Account for the year ended December 31, 2025 are available to you online at https://dfinview.com/DelawareLife/TAHD/86680A608?site=Life. Additional copies may be obtained upon request, without charge, by calling (800) 477-6545 or by sending an email request to [email protected].
*****************************************
The prospectus for the Policy contains more information about the Policy including its features, benefits, and risks. You can find the current prospectus and other information about the Policy at https://dfinview.com/DelawareLife/TAHD/86680A608?site=Life. You can also request this information at no cost at https://dfinreports.com/delawarelife, by calling (888) 594-2654 or by sending an email request to [email protected].
If you have any questions about your Policy, please contact us at the Service Address:
Delaware Life Insurance Company
P.O. Box 758581
Topeka, Kansas 66675-8581
Phone (877) 253-2323
Facsimile (877) 795-5661
https://www.delawarelife.com/contact-us/contact-page
Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission’s staff and is available at www.Investor.gov.
The Securities and Exchange Commission has not approved or disapproved these securities or determined if this prospectus is accurate or complete. Any representation to the contrary is a criminal offense.
GLOSSARY OF POLICY TERMS
Account Value: The sum of the amounts in each Variable Sub-Account and the Fixed Account with respect to a Policy. Account Value does not include Policy Debt. Policy Debt, which includes the amount of loans and interest charged, is not deducted from Account Value. It is reflected in the amounts received upon surrender or payment of Policy Proceeds. It is also reflected in the amount of total Account Value that may be borrowed against.
Class: The risk and underwriting classification of the Insured.
Fixed Account: The portion of the Account Value funded by assets invested in our general account.
Fund: A mutual fund portfolio in which a Variable Sub-Account invests.
Initial Premium: The amount necessary to put the coverage in force. Generally, this is two Minimum Monthly Premiums. The Initial Premium is shown in the Policy.
Insured: The person on whose life a Policy is issued.
Minimum Monthly Premium: The Initial Premium is two Minimum Monthly Premiums. The Minimum Monthly Premium is determined by the Specified Face Amount, death benefit option election, optional rider election and risk and underwriting classification of the Insured.
Monthly Cost of Insurance: A deduction made on a monthly basis for the Specified Face Amount provided by the Policy and for the Waiver of Monthly Deductions rider, Payment of Stipulated Amount rider, Supplemental Insurance rider and Enhanced Cash Surrender Benefit rider.
No-Lapse Guarantee Period: The term when the Policy will not terminate if the premiums paid less partial withdrawals less Policy Debt exceed the sum of Minimum Monthly Premiums from the Policy Date to the Valuation Date. The No-Lapse Guarantee Period is based on the Insured’s age. It may vary in length by state but may not exceed 20 years.
Policy: The form issued by Delaware Life Insurance Company and is a contract between the policyowner and the Company.
Policy Debt: The principal amount of any outstanding loan against the Policy, plus accrued but unpaid interest on such loan.
Policy Proceeds: The amount determined in accordance with the terms of the Policy which is payable at the death of the Insured. This amount is the death benefit, decreased by the amount of any outstanding Policy Debt and any unpaid charges and deductions, and increased by the amounts payable under any supplemental benefits.
Policy Year: A Policy Year is a one-year period commencing on the Policy Date or any Anniversary and ending on the next Anniversary.
Premium Expense Charge: A percentage charge deducted from each premium payment.
Specified Face Amount: The amount of life insurance coverage You request as specified in the Policy.
Sub-Accounts: Sub-accounts into which the assets of the Variable Account are divided. Also known as variable investment options.
Target Premium: An amount of premium specified as such in the Policy, used to determine the amount of commissions paid by the Company to the Selling Broker-Dealer.
Variable Account: Delaware Life Variable Account I.
4
Variable Sub-Accounts: Sub-accounts into which the assets of the Variable Account are divided, each of which corresponds to an investment choice available to You.
You: The owner of the Policy.
5
UPDATED INFORMATION ABOUT THE POLICY
The information in this Updating Summary Prospectus is a summary of the Policy features that have changed since the prospectus dated May 1, 2025. This may not reflect all the changes that have occurred since you entered into your Policy.
 Changes Affecting the Funds
Adviser
For the Acorn Fund, effective July 7, 2025, Columbia Management Investment Advisers, LLC replaced Wanger Asset Management LLC as adviser of the Fund.
Subadviser
For Templeton Growth VIP Fund, effective August 1, 2025, Templeton Asset Management Ltd. no longer served as sub-adviser of the Fund. 
Reorganization
On April 24, 2026, M Fund Inc. reorganized into Northern Lights Fund Trust II and the following Funds became series of Northern Lights Fund Trust II: M Capital Appreciation Fund, M International Equity Fund, M Large Cap Growth Fund and M Large Cap Value Fund.
Name Changes  
Current Fund Name
New Fund Name
Columbia Variable Portfolio-Large Cap Growth Fund
Columbia Variable Portfolio-Cornerstone Growth Fund
Wanger Acorn Fund
Columbia Variable Portfolio - Acorn Fund
Expenses and Performance Information
The expenses and performance information have been updated and are reflected in Appendix A- Funds Options Available under the Policy and “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY”, “FEES AND EXPENSES” in this updating summary prospectus.
 
6
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY 
 
FEES AND EXPENSES
Location In The
Prospectus
Charges for
Early
Withdrawals
If You surrender your Policy in the first 10 years or within the first 10 years
after an increase in the Specified Face Amount, we will apply a surrender
charge to the initial Specified Face Amount and to each increase in the
Specified Face Amount other than an increase resulting from a change in
the death benefit option. If You make an early withdrawal, the Maximum
Charge would be $4,013 based on an initial Specified Face Amount of
$100,000.
FEE TABLE –
TRANSACTION
FEES
SURRENDERS
AND
SURRENDER
CHARGES
Transaction
Charges
In addition to charges for early withdrawals, You may be charged for
transactions under the Policy. A front-end load may be charged on each
premium payment. The front-end load for premiums up to and including the
Target Premium differs from the front-end load for premiums in excess of
the Target Premium. You may be charged for requested Policy illustrations.
If You elect an accelerated benefit under the Accelerated Benefits Rider, the
payment may be subject to certain deductions. If the Loan Lapse Protection
Rider is elected, a front-end load may be charged on the Election Date.
Currently, we do not charge for transfers. However, we reserve the right to
charge $15 per transfer after the first 12 transfers per Policy Year.
FEE TABLE –
TRANSACTION
FEES
CHARGES,
DEDUCTIONS
AND
REFUNDS
TRANSFER
PRIVILEGES
SUPPLEMENTAL
BENEFITS
Ongoing Fees
and Expenses
In addition to charges for early withdrawals and transaction charges, an
investment in the Policy is subject to certain ongoing fees and expenses,
including fees and expenses covering the cost of insurance under the Policy
and the cost of the optional benefit available under the Policy. Certain fees
and expenses are set based on characteristics of the insured (e.g., age, sex,
and rating classification). You should view your Policy specifications page
for rates applicable to your Policy. You will also bear expenses associated
with the Funds under the Policy, as shown in the following table:
FEE TABLE
CHARGES,
DEDUCTIONS
AND
REFUNDS
APPENDIX A -
INVESTMENT
OPTIONS
AVAILABLE
UNDER THE
POLICY
Annual Fee
Minimum
Maximum
Investment Options (Fund fees and
expenses)1
0.34%1
3.38%1
1
As a percentage of Fund net assets.
7
 
RISKS
Location In The
Prospectus
Risk of Loss
You can lose money by investing in the Policy.
PRINCIPAL
RISKS OF
INVESTING IN
THE
POLICY
Not a
Short-Term
Investment
●The Policy is not a short-term investment and is not appropriate for an
investor who needs ready access to cash.
●Full surrender of this Policy is discouraged in the early Policy Years
because the front-end loads on premiums are higher in those years.
●Upon partial surrender, your death benefit protection may be reduced and
your risk of lapse will increase. You may partially surrender the Policy
only once per year and only after the Policy has been in force for one year.
●If You fully or partially surrender the Policy, You may be subject to
income taxes and potential tax penalties. There may be tax consequences
associated with Policy loans.
Risks Associated
with
Investment
Options
●An investment in the Policy is subject to the risk of poor investment
performance and can vary depending on the performance of the
Investment Options available under the Policy (e.g., the Funds).
●Each Investment Option (including the Fixed Account) has its own unique
risks.
●You should review the Investment Options before making an investment
decision.
Insurance
Company Risks
●An investment in the Policy is subject to the risks related to the Company.
●Any Company obligations (including under the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of the
Company.
●Additional information about the Company, including its financial
strength ratings, is available upon request by calling (877) 253-2323 or
visiting https://www.delawarelife.com/our-company.
Policy Lapse
●Death benefits will not be paid if the Policy has lapsed.
●Poor investment performance, insufficient premiums, fees and charges,
partial surrenders, and unpaid loans or loan interest could cause your
Policy to lapse and You could lose your insurance coverage.
●There are costs associated with reinstating a lapsed Policy
●The Policy will not terminate due to insufficient value if You are within
the No-Lapse Guarantee Period and You have paid sufficient premium to
satisfy the “minimum premium test”
●The Policy will not terminate due to insufficient value if the Loan Lapse
Protection Rider is in effect and all conditions thereunder have been met.
INSUFFICIENT
VALUE
8
 
RESTRICTIONS
Location In The
Prospectus
Investments
●Certain Investment Options may not be available under your Policy.
●Transfers from the Fixed Account are subject to special restrictions that
may prolong the time it takes to transfer Account Value from the Fixed
Account.
●Transfers between the Fund options are subject to additional restrictions
designed to prevent short-term and disruptive trading.
●All transfers are subject to our consent, and we reserve the right to impose
limitations on transfers.
●We reserve the right to impose a transfer charge of $15 for each transfer
above 12 transfers in any Policy Year.
●We reserve the right to limit the number of Sub-Accounts to which You
may allocate your Account Value to not more than 20.
●We reserve the right to remove or substitute Funds as Investment Options.
APPENDIX A –
INVESTMENT
OPTIONS
AVAILABLE
UNDER
THE POLICY
TRANSFER
PRIVILEGES
MODIFICATION
9
 
RESTRICTIONS (CONT.)
Location In The
Prospectus
Optional
Benefits
●There is a charge for this rider.
●Must be elected at issue.
●Cannot elect both this rider and the Payment of Stipulated Amount Rider.
●Disability must begin while this rider is in force and continue for 6
months.
●Requires proof of eligibility.
 
SUPPLEMENTAL
BENEFITS –
Waiver of
Monthly
Deductions
Rider
●There is a charge for this rider.
●Must be elected at issue.
●You must choose the amount of the monthly payment on your application.
●Payments continue while the disability continues but no later than the end
of the payment option at the Insured’s age 65 or 70.
●Does not guarantee that Account Value will be sufficient to keep the
Policy in force.
●Cannot elect both this rider and the Waiver of Monthly Deductions Rider.
●Disability must begin while this rider is in force and continue for 6
months.
●Requires proof of eligibility.
 
SUPPLEMENTAL
BENEFITS –
Payment of
Stipulated
Amount Rider
●There is a charge for this rider.
●Must be elected at issue.
●Cannot be discontinued by You.
●Does not provide a waiver for surrenders made as part of a tax-free
exchange.
●Cannot elect both this rider and the Long Term Accumulation rider.
 
SUPPLEMENTAL
BENEFITS –
Enhanced Cash
Surrender Value
Rider
●Must be elected at issue.
●Cannot be discontinued by You.
●Significantly increases certain Policy charges (Premium Expense Charge,
Monthly Expense Charge, Monthly Cost of Insurance Charge).
●No asset credit will be paid unless the Policy’s persistency, mortality
experience and expense assumptions are at least as favorable as those
assumed by the Company at issue.
●No guaranteed minimum asset credit.
●Cannot elect both this rider and the Enhanced Cash Surrender Value
Rider.
 
SUPPLEMENTAL
BENEFITS –
Long Term
Accumulation
Rider
●There is a charge for this rider.
●Additional underwriting requirements may apply.
●Scheduled face amount increases are only available if you elect death
benefit option A.
●Scheduled increases terminate if You change from death benefit option A.
●Scheduled increases terminate if You decrease the face amount.
●No-Lapse Guarantee applies to this rider for only 5 years, and not for the
No-Lapse Guarantee Period on the base Policy.
●Rider terminates when the Insured reaches Attained Age 121.
 
SUPPLEMENTAL
BENEFITS –
Supplemental
Insurance Rider
10
 
TAXES
Location In The
Prospectus
Tax Implications
●You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the Policy.
●There is no additional tax benefit if the Policy is purchased through a
tax-qualified plan.
●Full and partial surrenders will be subject to ordinary income tax, and
may be subject to tax penalties.
ABOUT THE
POLICY
FEDERAL
INCOME TAX
CONSIDERA -
TIONS
 
CONFLICTS OF INTEREST
Location In The
Prospectus
Investment
Professional
Compensation
Your investment professional may receive compensation for selling the
Policy to You, including commissions, other cash compensation, and
non-cash compensation. We may share the revenue we earn on this Policy
with your investment professional’s firm. As a result of these compensation
arrangements, your investment professional may have a financial incentive
to offer or recommend this Policy over another investment.
DISTRIBUTION
OF
POLICY
Exchanges
Some investment professionals may have a financial incentive to offer You a
new policy in place of the one You already own. You should only exchange
a policy you already own if you determine, after comparing the features,
fees, and risks of both policies, and any fees or penalties to terminate the
existing policy, that it is better for You to purchase the new policy rather
than continue to own your existing policy.
11
APPENDIX A - INVESTMENT OPTIONS
AVAILABLE UNDER THE POLICY
Variable Options
The following is a list of Funds available under the Policy. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at https://dfinview.com/DelawareLife/TAHD/86680A608?site=Life. You can also request this information at no cost at https://dfinreports.com/DelawareLife, by calling (877) 253-2323, or by sending an email request to [email protected].
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. A Fund’s past performance is not necessarily an indication of future performance. 
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Allocation - Moderate
AB Variable Products Series Fund, Inc.
Balanced Hedged Allocation Portfolio
Class B1
AllianceBernstein, L.P.
0.98%2
17.36%
5.64%
6.74%
Equity - Global Large
Cap
AB Variable Products Series Fund, Inc.
International Value Portfolio
Class B
AllianceBernstein, L.P.
1.17%
41.27%
10.19%
6.37%
Allocation - Moderate
BlackRock Variable Series Funds, Inc.
BlackRock Global Allocation V.I. Fund
Class III
BlackRock Advisors, LLC /
 BlackRock International
Limited, BlackRock
(Singapore) Limited
1.01%2
19.42%
5.51%
7.33%
Equity - US Small Cap
Columbia Funds Variable Insurance Trust
Acorn Fund1
Columbia Management
Investment Advisers, LLC
0.91%2
4.47%
1.02%
8.66%
Equity - US Large Cap
Growth
Columbia Funds Variable Series Trust II
Columbia Variable Portfolio –
Cornerstone Growth Fund3
Class 2
Columbia Management
Investment Advisers, LLC
0.97%
15.85%
13.75%
15.69%
Equity - US Small Cap
Deutsche DWS Investments VIT Funds
DWS Small Cap Index VIP
Class B4
DWS Investment
Management Americas, Inc. /
 Northern Trust Investments,
Inc.
0.66%2
12.37%
5.54%
9.03%
Allocation - Moderate
Variable Insurance Products Fund III
Fidelity® Variable Insurance Products
Balanced Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.66%
14.96%
9.24%
10.84%
Equity - US Large Cap
Growth
Variable Insurance Products Fund II
Fidelity® Variable Insurance Products
Contrafund® Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.79%
21.24%
15.08%
15.49%
Allocation - Target
Date
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2015 Portfolio
Service Class 24
Fidelity Management &
Research Company, LLC
0.66%
11.66%
3.73%
6.33%
12
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Allocation - Target
Date
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2020 Portfolio
Service Class 24
Fidelity Management &
Research Company, LLC
0.69%
12.99%
4.57%
7.11%
Allocation - Target
Date
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2030 Portfolio
Service Class 24
Fidelity Management &
Research Company, LLC
0.74%
15.16%
5.98%
8.61%
Equity - US Large Cap
Blend
Variable Insurance Products Fund II
Fidelity® Variable Insurance Products
Index 500 Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 Geode Capital Management,
LLC
0.34%
17.48%
14.03%
14.42%
Equity - US Mid Cap
Variable Insurance Products Fund III
Fidelity® Variable Insurance Products
Mid Cap Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.80%
11.49%
9.83%
10.31%
Equity - International
All Cap
First Eagle Variable Funds
First Eagle Overseas Variable Fund
First Eagle Investment
Management, LLC
1.21%2
37.47%
9.02%
7.61%
Allocation - Moderate
Franklin Templeton Variable Insurance
Products Trust
Franklin Allocation VIP Fund
Class 24
Franklin Advisers, Inc. /
 Templeton Global Advisors
Limited, Franklin Templeton
Institutional, LLC,
Brandywine Global
Investment Management,
LLC, ClearBridge
Investments, LLC, Western
Asset Management Company,
LLC, Western Asset
Management Company
Limited
0.82%2
12.60%
5.73%
7.32%
Allocation - Cautious
Franklin Templeton Variable Insurance
Products Trust
Franklin Income VIP Fund
Class 2
Franklin Advisers, Inc.
0.72%
12.56%
7.66%
7.30%
Allocation -Large Cap
Equity
Franklin Templeton Variable Insurance
Products Trust
Franklin Mutual Shares VIP Fund
Class 2
Franklin Mutual Advisers,
LLC
0.94%
11.52%
9.20%
7.53%
Equity - US Small Cap
Franklin Templeton Variable Insurance
Products Trust
Franklin Small Cap Value VIP Fund
Class 2
Franklin Mutual Advisers,
LLC
0.91%2
7.65%
8.86%
9.81%
Fixed Income - US
Franklin Templeton Variable Insurance
Products Trust
Franklin Strategic Income VIP Fund
Class 2
Franklin Advisers, Inc.
1.07%2
7.24%
1.92%
3.10%
Fixed Income - US
Franklin Templeton Variable Insurance
Products Trust
Franklin U.S. Government Securities VIP
Fund
Class 21
Franklin Advisers, Inc.
0.79%
6.69%
0.02%
1.14%
Equity - US Mid Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. American Value Fund
Series II
Invesco Advisers, Inc.
1.14%
20.76%
17.56%
12.01%
13
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - US Large Cap
Value
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Comstock Fund
Series II
Invesco Advisers, Inc.
1.00%
17.14%
15.14%
11.67%
Equity - US Large Cap
Blend
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Core Equity Fund
Series I
Invesco Advisers, Inc.
0.80%
16.17%
12.81%
11.73%
Equity - US Large Cap
Growth
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Discovery Large Cap Fund
Series II
Invesco Advisers, Inc.
1.05%2
12.53%
11.41%
13.94%
Allocation - Moderate
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Equity and Income Fund
Series II
Invesco Advisers, Inc.
0.82%
12.52%
8.68%
8.64%
Equity - Global Large
Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. EQV International Equity
Fund
Series I
Invesco Advisers, Inc.
0.90%
16.50%
3.68%
6.22%
Equity - Global Large
Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Global Fund
Series II
Invesco Advisers, Inc.
1.06%
15.02%
7.01%
10.72%
Equity - US Large Cap
Blend
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Main Street Fund®
Series II1
Invesco Advisers, Inc.
1.05%2
15.64%
12.19%
12.25%
Equity - US Small Cap
MFS® Variable Insurance Trust III
MFS® Blended Research® Small Cap
Equity Portfolio
Initial Class
Massachusetts Financial
Services Company
0.58%2
5.76%
6.92%
9.10%
Allocation - Cautious
MFS® Variable Insurance Trust III
MFS® Conservative Allocation Portfolio
Initial Class
Massachusetts Financial
Services Company
0.70%
10.00%
3.09%
5.70%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Corporate Bond Portfolio
Service Class
Massachusetts Financial
Services Company
0.88%2
7.30%
-0.32%
3.06%
Equity - Global
Emerging Markets
MFS® Variable Insurance Trust II
MFS® Emerging Markets Equity
Portfolio
Service Class
Massachusetts Financial
Services Company
1.48%2
33.35%
4.11%
7.65%
Equity - Real Estate
Sector
MFS® Variable Insurance Trust III
MFS® Global Real Estate Portfolio
Initial Class
Massachusetts Financial
Services Company
0.90%2
3.53%
1.32%
5.01%
Allocation - Cautious
MFS® Variable Insurance Trust II
MFS® Global Tactical Allocation Portfolio
Service Class
Massachusetts Financial
Services Company
1.03%2
15.21%
4.60%
5.40%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Government Securities Portfolio
Service Class
Massachusetts Financial
Services Company
0.81%2
6.63%
-0.94%
1.03%
Allocation - Aggressive
MFS® Variable Insurance Trust III
MFS® Growth Allocation Portfolio
Initial Class
Massachusetts Financial
Services Company
0.80%
12.18%
6.19%
9.22%
Equity - US Large Cap
Growth
MFS® Variable Insurance Trust
MFS® Growth Series
Initial Class
Massachusetts Financial
Services Company
0.73%2
12.19%
11.10%
15.60%
14
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® High Yield Portfolio
Initial Class
Massachusetts Financial
Services Company
0.72%2
8.65%
3.87%
5.56%
Fixed Income - US
MFS® Variable Insurance Trust III
MFS® Inflation-Adjusted Bond Portfolio
Initial Class
Massachusetts Financial
Services Company
0.60%2
8.63%
-3.09%
1.10%
Equity - Global Large
Cap
MFS® Variable Insurance Trust II
MFS® International Growth Portfolio
Service Class
Massachusetts Financial
Services Company
1.13%2
20.81%
6.80%
9.60%
Fixed Income - US
MFS® Variable Insurance Trust III
MFS® Limited Maturity Portfolio
Initial Class
Massachusetts Financial
Services Company
0.48%2
5.83%
2.56%
2.70%
Equity - US Mid Cap
MFS® Variable Insurance Trust
MFS® Mid Cap Growth Series
Initial Class
Massachusetts Financial
Services Company
0.81%2
3.66%
3.26%
11.60%
Equity - US Mid Cap
MFS® Variable Insurance Trust III
MFS® Mid Cap Value Portfolio
Initial Class
Massachusetts Financial
Services Company
0.79%2
5.98%
10.18%
9.95%
Allocation - Moderate
MFS® Variable Insurance Trust III
MFS® Moderate Allocation Portfolio
Initial Class
Massachusetts Financial
Services Company
0.72%
11.29%
4.82%
7.62%
Equity - US Small Cap
MFS® Variable Insurance Trust
MFS® New Discovery Series
Initial Class
Massachusetts Financial
Services Company
0.87%2
12.96%
-0.28%
10.74%
Equity - US Small Cap
MFS® Variable Insurance Trust III
MFS® New Discovery Value Portfolio
Initial Class
Massachusetts Financial
Services Company
0.88%2
3.08%
8.48%
10.58%
Equity - Global Large
Cap
MFS® Variable Insurance Trust II
MFS® Research International Portfolio
Service Class
Massachusetts Financial
Services Company
1.15%2
21.75%
5.25%
7.27%
Equity - US Large Cap
Blend
MFS® Variable Insurance Trust
MFS® Research Series
Initial Class
Massachusetts Financial
Services Company
0.74%2
12.85%
11.15%
12.93%
Fixed Income - US
MFS® Variable Insurance Trust
MFS® Total Return Bond Series
Initial Class
Massachusetts Financial
Services Company
0.53%2
7.17%
0.15%
2.63%
Allocation - Moderate
MFS® Variable Insurance Trust
MFS® Total Return Series
Service Class
Massachusetts Financial
Services Company
0.86%2
10.91%
6.16%
7.36%
US Money Market
MFS® Variable Insurance Trust II
MFS® U.S. Government Money Market
Portfolio
Initial Class5
Massachusetts Financial
Services Company
0.45%2
3.85%
2.87%
1.77%
Equity - Utilities
Sector
MFS® Variable Insurance Trust
MFS® Utilities Series
Service Class
Massachusetts Financial
Services Company
1.03%2
14.76%
7.38%
9.22%
Equity - US Large Cap
Value
MFS® Variable Insurance Trust
MFS® Value Series
Initial Class
Massachusetts Financial
Services Company
0.69%2
13.01%
9.95%
10.05%
Equity - US Large Cap
Value
MFS® Variable Insurance Trust
MFS® Value Series
Service Class
Massachusetts Financial
Services Company
0.94%2
12.77%
9.69%
9.77%
Equity - US Mid Cap
Morgan Stanley Variable Insurance Fund,
Inc.
Discovery Portfolio
Class II
Morgan Stanley Investment
Management, Inc.
1.05%2
12.44%
-5.46%
14.04%
15
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - US Small Cap
Northern Lights Fund Trust II
M Capital Appreciation Fund6
M Financial Investment
Advisers, Inc. / Frontier
Capital Management
Company, LLC
0.95%
18.06%
9.10%
11.24%
Equity - Global Large
Cap
Northern Lights Fund Trust II
M International Equity Fund6
M Financial Investment
Advisers, Inc. / Dimensional
Fund Advisors LP
0.62%
32.44%
8.77%
6.99%
Equity - US Large Cap
Growth
Northern Lights Fund Trust II
M Large Cap Growth Fund6
M Financial Investment
Advisers, Inc. / Federated
Hermes, Inc.
0.53%
19.61%
12.43%
15.06%
Equity - US Large Cap
Value
Northern Lights Fund Trust II
M Large Cap Value Fund6
M Financial Investment
Advisers, Inc. / Brandywine
Global Investment
Management, LLC
0.60%
17.31%
13.92%
9.61%
Commodities Broad
Basket
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn®
Strategy Portfolio
Administrative Class
Pacific Investment
Management Company LLC
3.19%2
18.79%
10.55%
6.54%
Fixed Income -
Emerging Markets
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Administrative Class
Pacific Investment
Management Company LLC
1.17%
14.98%
2.44%
5.06%
Allocation - Moderate
PIMCO Variable Insurance Trust
PIMCO Global Managed Asset Allocation
Portfolio
Administrative Class
Pacific Investment
Management Company LLC
1.21%2
21.90%
7.02%
7.98%
Fixed Income - US
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class1
Pacific Investment
Management Company LLC
1.39%
7.85%
1.21%
3.21%
Fixed Income - US
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class1
Pacific Investment
Management Company LLC
0.73%
8.89%
0.02%
2.36%
Equity - Global Large
Cap
Franklin Templeton Variable Insurance
Products Trust
Templeton Growth VIP Fund
Class 2
Templeton Global Advisors
Limited / Templeton Asset
Management Ltd.
1.12%2
23.83%
7.95%
7.04%
1
Only available for investment under Policies with Investment Start Dates prior to October 6, 2008.
2
The Fund’s current expenses are subject to a temporary expense reimbursement and/or fee waiver. Please refer to the Fund’s prospectus for more information.
3
Prior to May 1, 2026, the name of this fund was Columbia Variable Portfolio - Large Cap Growth Fund.
4
Not available for investment of new premium or transfers on and after November 15, 2010.
5
There is no assurance that this Fund will be able to maintain a stable net asset value per share. In addition, during periods of low interest rates, and partly as a result of asset based separate account charges, the yield on this Fund may become low and possibly negative.
6
Prior to April 24, 2026, this fund was a series of M Fund, Inc.
 
16
The prospectus and statement of additional information (“SAI”) dated include June 30, 2026, additional information. The prospectus and SAI are incorporated by reference into this Updating Summary Prospectus. The prospectus and SAI are available, without charge, upon request. For a free copy of the Prospectus and SAI, or to request other information about the Policy or make other inquiries, call us at 1-888-594-2654.
You may also request a free copy of the prospectus and SAI at https://dfinreports.com/delawarelife and the prospectus and SAI are also available on our website at https://dfinview.com/DelawareLife/TAHD/86680A608?site=Life.
Reports and other information about the Variable Account are available on the SEC’s website at https://www.sec.gov/, and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: [email protected]
EDGAR Contract Identifier No.: C000051352
17

FREE Breaking News Alerts from StreetInsider.com!

E-mail Address

StreetInsider.com Top Tickers, 6/30/2026

1. SPY
2. AVAV
3. NVDA
4. EOSE
5. NKE
6. MU
7. DLR
8. AAPL
9. TSLA
10. VSH


Serious News for Serious Traders! Try StreetInsider.com Premium Free!

You May Also Be Interested In





Related Categories

SEC Filings