Form 497VPU DELAWARE LIFE VARIABLE

June 30, 2026 4:50 PM EDT
UPDATING SUMMARY PROSPECTUS
FUTURITY CORPORATE VARIABLE UNIVERSAL LIFE INSURANCE
Issued By
DELAWARE LIFE INSURANCE COMPANY
June 30, 2026
The Futurity Corporate Variable Universal Life Insurance policy is the flexible premium corporate variable universal life insurance policy issued by Delaware Life Insurance Company (the “Company”). The Policy is being offered to corporations to insure employees and other persons in whom they have an insurable interest on an individual basis.
This Updating Summary Prospectus summarizes key features of the Policy. This Updating Summary Prospectus also provides a summary of the Policy features that have changed since the prospectus dated May 1, 2025. This may not reflect all the changes that have occurred since you entered into your Policy.
NOTICE REGARDING THE AVAILABILITY OF THE COMPANY’S AUDITED FINANCIAL STATEMENTS
Audited financial statements for the Company for the year ended December 31, 2025 are now available to you online at https://dfinview.com/DelawareLife/TAHD/CUSIP0003?site=Life. Copies are also available to you upon request, without charge, by calling (888) 594-2654 or by sending an email request to [email protected]. As a reminder, the Company’s 2025 audited financial statements were delayed due to a review of the Company’s affiliate and related-party transactions, which has been completed. The review identified errors relating to the identification and presentation of certain related-party investments and, to correct the errors, the Company has restated certain 2024 disclosures in the Notes to the 2025 audited financial statements. Other than the corrected Notes disclosures, there has been no restatement of the 2024 information set forth in the 2025 financial statements. Please see the Company’s 2025 audited financial statements for additional information.
The financial guarantees we provide under your Policy are supported by the Company’s general account and are subject to the Company’s financial strength and claims-paying ability. The Company’s financial statements are relevant to the Company’s ability to meet its financial obligations under your Policy and should not be considered as having any bearing on the investment performance of the assets held in Delaware Life Variable Account G (the “Variable Account”).
Audited financial statements for the Variable Account for the year ended December 31, 2025 are available to you online at https://dfinview.com/DelawareLife/TAHD/CUSIP0003?site=Life. Additional copies may be obtained upon request, without charge, by calling (888) 594-2654 or by sending an email request to [email protected].
*****************************************
The prospectus for the Policy contains more information about the Policy including its features, benefits, and risks. You can find the current prospectus and other information about the Policy at https://dfinview.com/DelawareLife/TAHD/CUSIP0003?site=Life. You can also request this information at no cost at https://dfinreports.com/delawarelife, by calling (888) 594-2654 or by sending an email request to [email protected]
If you have any questions about your Policy, please contact us at the Service Address:
Delaware Life Insurance Company
Attn: Corporate Markets
230 Third Avenue, 6th Floor
Waltham, MA 02451
Telephone: (888) 594-2654
Facsimile: (877) 795-5661
https://www.delawarelife.com/contact-us/contact-page
Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission’s staff and is available at www.Investor.gov.
The Securities and Exchange Commission has not approved or disapproved these securities or determined if this prospectus is accurate or complete. Any representation to the contrary is a criminal offense.
GLOSSARY OF POLICY TERMS
Account Value - The sum of the amounts in each Sub-Account, the Fixed Account and the amount of the Loan Account. Account Value does not include Policy Debt. Policy Debt, which includes the amount of loans and interest charged, is not deducted from the Account Value. It is reflected in the amounts received upon surrender or payment of Policy Proceeds. It is also reflected in the amount of total Account Value that may be borrowed against.
APB Rider - An Additional Protection Benefit Rider (APB Rider) with which the Policy may be issued to provide additional life insurance coverage under the Policy. The APB Rider terminates no later than the Insured’s Attained Age 121 (100 if 1980 CSO applies).
APB Rider Death Benefit - The death benefit under the APB Rider.
Base Death Benefit - The death benefit under the Policy, exclusive of any APB Rider Death Benefit or any other supplemental benefits.
Class - The risk, underwriting, and substandard table rating, if any, classification of the Insured.
CSO - The Commissioners Standard Ordinary (CSO) Mortality Table is an actuarial table used to calculate reserve requirements for the Company. It is the legally recognized method for calculating required reserves and nonforfeiture values for the Company. There are three CSO tables in this Prospectus that are applied to your Policy, depending on the Investment Start Date of your Policy: the 1980 CSO, 2001 CSO, and 2017 CSO. The CSOs affect your cost of insurance, mortality and expense charge and APB Rider.
Death Benefit - The sum of the Base Death Benefit and any APB Rider Death Benefit. For purposes of calculating the Death Benefit, the Account Value will be increased by the value provided under the Enhanced Cash Surrender Value Endorsement.
Fixed Account - The portion of the Account Value funded by assets invested in our General Account.
Fund - A mutual fund in which a Sub-Account invests.
General Account - The assets held by us other than those allocated to the Sub-Accounts or any of our other separate accounts.
Insured - The person on whose life the Policy is issued.
Investment Option - The Fixed Account and any of the Sub-Accounts of the Variable Account.
Policy - The form issued by Delaware Life Insurance Company which evidences the insurance coverage provided and is a contract between the policyowner and the Company.
Policy Debt - The principal amount of any outstanding loans against the Policy, plus accrued but unpaid interest on such loans.
Policy Proceeds - The amount determined in accordance with the terms of the Policy that is payable at the death of the Insured prior to maturity.
Policy Year - A one-year period commencing on the Issue Date or any Anniversary and ending on the next Anniversary.
SEC - Securities and Exchange Commission.
Sub-Accounts - Sub-Accounts into which the assets of the Variable Account are divided, each of which corresponds to an investment choice available to You, and the Fixed Account. Also known as variable investment options.
4
Target Premium - An amount of premium specified as such in the Policy, used to determine our Expense Charge Applied to Premium.
Variable Account - Delaware Life Variable Account G, one of our separate accounts established for the purposes including the funding of variable insurance benefits payable under the Policy.
You - The owner of the Policy.
5
UPDATED INFORMATION ABOUT THE POLICY
The information in this Updating Summary Prospectus is a summary of the Policy features that have changed since the prospectus dated May 1, 2025. This may not reflect all the changes that have occurred since you entered into your Policy.
Changes Affecting the Funds
Fund Transaction
On December 1, 2025, Nomura Holding America Inc. acquired Macquarie Asset Management's US and European public investments business.  As summarized in the table below, the Funds’ names changed and some of the Funds’ investment advisory arrangements changed as well. 
Fund name
Investment Management
Before Transaction
December 1, 2025
Before Transaction
December 1, 2025
LVIP Macquarie
SMID Cap Core
Fund
LVIP Nomura SMID Cap
Core Fund
Adviser: Lincoln
Financial Investment
Corporation
 
Subadviser: Delaware
Investments Fund
Advisers
 
Sub-Subadviser:
Macquarie Investment
Management Global
Limited
Adviser: Lincoln
Financial Investment
Corporation
 
Subadviser: Nomura
Investments Fund
Advisers
Macquarie VIP
Small Cap Value
Series
Nomura VIP Small Cap
Value Series
Adviser: Delaware
Management Company
 
Subadviser: Macquarie
Investment Management
Global Limited
Adviser: Delaware
Management Company
Subclassification and Other Changes
For the Goldman Sachs U.S. Equity Insights Fund, effective June 12, 2026, the Fund’s subclassification under the Investment Company Act of 1940 has changed from “diversified” to “non-diversified” and related fundamental investment restrictions have been eliminated.
Name Changes  
Current Fund Name
New Fund Name
American Funds Insurance Series® International Fund
American Funds Insurance Series® EUPACTM Fund
American Funds Insurance Series® Global Small  
Capitalization Fund
American Funds Insurance Series® SMALLCAP  
World FundTM
Expenses and Performance Information
The expenses and performance information have been updated and are reflected in Appendix A- Funds Available under the Policy and “IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY”, “FEES AND EXPENSES” in this updating summary prospectus.
6
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY 
 
FEES AND EXPENSES
Location In The
Prospectus
Transaction
Charges
You may be charged for transactions under the Policy. A front-end load, also
known as an Expense Charge, may be charged on each premium payment.
The front-end load for premiums up to and including the Target Premium
differs from the front-end load for premiums in excess of the Target
Premium. You may be charged for requested Policy illustrations.
FEE TABLE –
TRANSACTION
FEES
CHARGES,
DEDUCTIONS
AND
REFUNDS
Ongoing Fees
and Expenses
(annual
charges)
In addition to transaction charges, an investment in the Policy is subject to
certain ongoing fees and expenses, including fees and expenses covering the
cost of insurance under the Policy and the cost of the Additional Protection
Benefit (APB) Rider available under the Policy. Certain fees and expenses
are set based on characteristics of the insured (e.g., age, sex, and rating
classification). You should view your Policy specifications page for rates
applicable to your Policy. You will also bear expenses associated with the
Funds under the Policy, as shown in the following table:
FEE TABLE
CHARGES,
DEDUCTIONS
AND
REFUNDS
APPENDIX A –
INVESTMENT
OPTIONS
AVAILABLE
UNDER
THE POLICY
Annual Fee
Minimum
Maximum
Investment Options (Fund fees and
expenses)1
0.27%1
1.83%1
1
As a percentage of Fund net assets.
 
RISKS
Location In The
Prospectus
Risk of Loss
You can lose money by investing in the Policy.
PRINCIPAL
RISKS
OF INVESTING
IN THE
POLICY
Not a Short-
Term
Investment
●The Policy is not a short-term investment and is not appropriate for an
investor who needs ready access to cash.
●Full surrender of this Policy is discouraged in the early Policy Years
because the front-end loads on premiums are higher in those years.
●Upon partial surrender, your death benefit protection may be reduced, and
your risk of lapse will increase. You may partially surrender the Policy
only once per year and only after the Policy has been in force for one year.
●If You fully or partially surrender the Policy, You may be subject to
income taxes and potential tax penalties. There may be tax consequences
associated with Policy loans.
Risks
Associated
with
Investment
Options
●An investment in the Policy is subject to the risk of poor investment
performance and can vary depending on the performance of the
Investment Options available under the Policy (e.g., the Funds).
●Each Investment Option (including the Fixed Account) has its own unique
risks.
●You should review the Investment Options before making an investment
decision.
 
Insurance
Company
Risks
●An investment in the Policy is subject to the risks related to the Company.
●Any Company obligations (including under the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of the
Company.
●Additional information about the Company, including its financial
strength ratings, is available upon request by calling 1-888-594-2654 or
visiting https://www.delawarelife.com/our-company.
PRINCIPAL
RISKS
OF INVESTING
IN THE
POLICY
7
 
RISKS (CONT.)
Location In The
Prospectus
Policy
Lapse
●Poor investment performance, insufficient premiums, fees and charges,
partial surrenders, and unpaid loans or loan interest could cause your
Policy to lapse and You could lose your insurance coverage.
●There are costs associated with reinstating a lapsed Policy.
●Death benefits will not be paid if the Policy has lapsed.
INSUFFICIENT
VALUE
 
RESTRICTIONS
Location In The
Prospectus
Investments
●Certain Investment Options may not be available under your Policy.
●Transfers from the Fixed Account are subject to special restrictions that
may prolong the time it takes to transfer Account Value from the Fixed
Account.
●Transfers between the Fund options are subject to additional restrictions
designed to prevent short-term and disruptive trading.
●All transfers are subject to our consent, and we reserve the right to impose
limitations on transfers.
●We reserve the right to remove or substitute Funds as Investment Options.
APPENDIX A –
INVESTMENT
OPTIONS
AVAILABLE
UNDER
THE POLICY
TRANSFER
PRIVILEGES
MODIFICATION
Optional
Benefits
●The Enhanced Cash Surrender Value (ECSV) is only available during the
first ten Policy Years and is not available if a surrender is made pursuant
to an exchange under Section 1035 of the Internal Revenue Code (or any
successor provision).
●The ECSV is not available for Policy loans or upon partial surrender.
●The ECSV may not be available in all states.
ENHANCED
CASH
SURRENDER
VALUE
BENEFIT
ENDORSEMENT
 
TAXES
Location In The
Prospectus
Tax
Implications
●You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the Policy.
●There is no additional tax benefit if the Policy is purchased through a
tax-qualified plan.
●Full and partial surrenders will be subject to ordinary income tax, and
may be subject to tax penalties.
ABOUT THE
POLICY
FEDERAL
INCOME
TAX
CONSIDERA-
TIONS
 
CONFLICTS OF INTEREST
Location In The
Prospectus
Investment
Professional
Compensation
Your investment professional may receive compensation for selling the
Policy to You, including commissions, other cash compensation, and
non-cash compensation. We may share the revenue we earn on this Policy
with your investment professional’s firm. As a result of these compensation
arrangements, your investment professional may have a financial incentive
to offer or recommend this Policy over another investment.
DISTRIBUTION
OF POLICY
Exchanges
Some investment professionals may have a financial incentive to offer You a
new policy in place of the one You already own. You should only exchange
a policy You already own if You determine, after comparing the features,
fees, and risks of both policies, that it is better for You to purchase the new
policy rather than continue to own your existing policy.
 
8
APPENDIX A - INVESTMENT OPTIONS
AVAILABLE UNDER THE POLICY
Variable Options
The following is a list of Funds available under the Policy. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at https://dfinview.com/DelawareLife/TAHD/CUSIP0003?site=Life. You can also request this information at no cost at https://dfinreports.com/DelawareLife, by calling (888) 594-2654, or by sending an email request to [email protected].
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Policy may charge. Expenses would be higher and performance would be lower if these other charges were included. A Fund’s past performance is not necessarily an indication of future performance. 
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - US Large Cap
Value
AB Variable Products Series Fund, Inc.
Relative Value Portfolio
Class B
AllianceBernstein, L.P.
0.85%1
10.20%
11.15%
10.30%
Equity - US Small Cap
AB Variable Products Series Fund, Inc.
Small Cap Growth Portfolio
Class B2
AllianceBernstein, L.P.
1.15%1
4.45%
-0.69%
10.99%
Equity - Global Large
Cap
AB Variable Products Series Fund, Inc.
Sustainable Global Thematic Portfolio
Class B
AllianceBernstein, L.P.
1.20%1
6.02%
3.02%
9.80%
Fixed Income - US
American Funds Insurance Series®
American High-Income Trust®
Class 2
Capital Research and
Management Company
0.62%1
8.24%
5.60%
6.96%
Equity - Global Large
Cap
American Funds Insurance Series®
Capital World Growth and Income Fund®
Class 2
Capital Research and
Management Company
0.66%1
24.80%
10.29%
11.02%
Equity - Global Large
Cap
American Funds Insurance Series®
EUPAC Fund™3
Class 2
Capital Research and
Management Company
0.72%1
26.77%
3.40%
7.00%
Equity - Global Large
Cap
American Funds Insurance Series®
Global Growth Fund
Class 2
Capital Research and
Management Company
0.65%1
21.62%
8.23%
12.17%
Equity - US Large Cap
Growth
American Funds Insurance Series®
Growth Fund
Class 2
Capital Research and
Management Company
0.58%
20.24%
13.37%
17.97%
Equity - US Large Cap
Blend
American Funds Insurance Series®
Growth-Income Fund
Class 2
Capital Research and
Management Company
0.53%
18.06%
13.90%
13.92%
Equity - Global Mid/
Small Cap
American Funds Insurance Series®
SMALLCAP World Fund®4
Class 2
Capital Research and
Management Company
0.90%1
14.64%
0.49%
7.23%
Fixed Income - US
American Funds Insurance Series®
The Bond Fund of America®
Class 2
Capital Research and
Management Company
0.47%1
7.26%
-0.14%
2.36%
Equity - US Large Cap
Value
American Funds Insurance Series®
Washington Mutual Investors Fund
Class 2
Capital Research and
Management Company
0.50%1
17.21%
13.89%
12.36%
Equity - US Mid Cap
BNY Mellon Investment Portfolios:
MidCap Stock Portfolio
Initial Shares
BNY Mellon Investment
Adviser, Inc. / Newton
Investment Management
North America, LLC
0.87%1
10.07%
9.67%
8.78%
9
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - US Large Cap
Blend
BNY Mellon Stock Index Fund, Inc.
Initial Shares
BNY Mellon Investment
Adviser, Inc. / Mellon
Investments Corporation
0.27%
17.53%
14.11%
14.52%
Equity - US Small Cap
Delaware VIP® Trust
Nomura VIP Small Cap Value Series5
Standard Class
Delaware Management
Company, a series of Nomura
Investment Management
Business Trust
0.74%
8.16%
9.26%
9.15%
Equity - US Small Cap
Deutsche DWS Investments VIT Funds
DWS Small Cap Index VIP
Class B6
DWS Investment
Management Americas, Inc. /
 Northern Trust Investments,
Inc.
0.66%1
12.37%
5.54%
9.03%
Equity - US Large Cap
Growth
Variable Insurance Products Fund II
Fidelity® Variable Insurance Products
Contrafund® Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.79%
21.24%
15.08%
15.49%
Equity - US Large Cap
Growth
Variable Insurance Products Fund
Fidelity® Variable Insurance Products
Growth Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.80%
14.63%
13.42%
17.16%
Equity - Global Large
Cap
Variable Insurance Products Fund
Fidelity® Variable Insurance Products
Overseas Portfolio
Service Class 2
Fidelity Management &
Research Company, LLC /
 FIL Investment Advisors, FIL
Investment Advisors (UK)
Limited, FMR Investment
Management (UK) Limited,
Fidelity Management &
Research (Hong Kong)
Limited, Fidelity Management
& Research (Japan) Limited
0.97%
20.05%
6.35%
7.66%
Equity - US Large Cap
Growth
Goldman Sachs Variable Insurance Trust
Goldman Sachs Strategic Growth Fund
Institutional Shares
Goldman Sachs Asset
Management, L.P.
0.70%1
17.92%
12.75%
16.41%
Equity - US Large Cap
Blend
Goldman Sachs Variable Insurance Trust
Goldman Sachs U.S. Equity Insights Fund
Institutional Shares
Goldman Sachs Asset
Management, L.P.
0.56%1
15.75%
13.81%
13.73%
Equity - US Large Cap
Growth
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I American Franchise Fund
Series I
Invesco Advisers, Inc.
0.85%
11.67%
10.35%
14.87%
Equity - US Large Cap
Blend
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Core Equity Fund
Series I
Invesco Advisers, Inc.
0.80%
16.17%
12.81%
11.73%
Equity - US Large Cap
Growth
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Discovery Large Cap Fund
Series I
Invesco Advisers, Inc.
0.80%1
12.79%
11.69%
14.22%
Equity - US Mid Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Discovery Mid Cap Growth
Fund
Series I
Invesco Advisers, Inc.
0.86%
4.79%
3.90%
11.38%
10
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - Global Large
Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. EQV International Equity
Fund
Series I
Invesco Advisers, Inc.
0.90%
16.50%
3.68%
6.22%
Equity - US Small Cap
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Small Cap Equity Fund
Series I
Invesco Advisers, Inc.
0.96%
8.05%
7.32%
9.55%
Equity - US Small Cap
Lincoln Variable Insurance Products Trust
LVIP Nomura SMID Cap Core Fund7
Standard Class
Lincoln Financial Investments
Corporation / Nomura
Investments Fund Advisers
0.80%1
8.85%
9.10%
9.65%
Equity - US Large Cap
Blend
MFS® Variable Insurance Trust II
MFS® Blended Research® Core Equity
Portfolio
Service Class
Massachusetts Financial
Services Company
0.55%1
15.82%
15.01%
13.59%
Equity - US Small Cap
MFS® Variable Insurance Trust III
MFS® Blended Research® Small Cap
Equity Portfolio
Initial Class
Massachusetts Financial
Services Company
0.58%1
5.76%
6.92%
9.10%
Equity - US Large Cap
Blend
MFS® Variable Insurance Trust II
MFS® Core Equity Portfolio
Service Class
Massachusetts Financial
Services Company
1.03%1
12.22%
11.26%
13.53%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Corporate Bond Portfolio
Service Class
Massachusetts Financial
Services Company
0.88%1
7.30%
-0.32%
3.06%
Equity - Real Estate
Sector
MFS® Variable Insurance Trust III
MFS® Global Real Estate Portfolio
Initial Class
Massachusetts Financial
Services Company
0.90%1
3.53%
1.32%
5.01%
Equity - Global Large
Cap
MFS® Variable Insurance Trust II
MFS® Global Research Portfolio
Service Class
Massachusetts Financial
Services Company
1.10%1
16.07%
9.03%
10.93%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Government Securities Portfolio
Service Class
Massachusetts Financial
Services Company
0.81%1
6.63%
-0.94%
1.03%
Equity - US Large Cap
Growth
MFS® Variable Insurance Trust
MFS® Growth Series
Service Class
Massachusetts Financial
Services Company
0.98%1
11.90%
10.82%
15.31%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® High Yield Portfolio
Initial Class
Massachusetts Financial
Services Company
0.72%1
8.65%
3.87%
5.56%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® High Yield Portfolio
Service Class
Massachusetts Financial
Services Company
0.97%1
8.47%
3.63%
5.30%
Fixed Income - US
MFS® Variable Insurance Trust II
MFS® Income Portfolio
Service Class
Massachusetts Financial
Services Company
0.92%1
7.09%
0.41%
3.33%
Equity - Global Large
Cap
MFS® Variable Insurance Trust II
MFS® International Growth Portfolio
Service Class
Massachusetts Financial
Services Company
1.13%1
20.81%
6.80%
9.60%
Fixed Income - US
MFS® Variable Insurance Trust III
MFS® Limited Maturity Portfolio
Initial Class
Massachusetts Financial
Services Company
0.48%1
5.83%
2.56%
2.70%
Equity - US Large Cap
Growth
MFS® Variable Insurance Trust II
MFS® Massachusetts Investors Growth
Stock Portfolio
Service Class
Massachusetts Financial
Services Company
0.97%1
9.61%
9.74%
13.98%
11
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - US Mid Cap
MFS® Variable Insurance Trust
MFS® Mid Cap Growth Series
Initial Class
Massachusetts Financial
Services Company
0.81%1
3.66%
3.26%
11.60%
Equity - US Mid Cap
MFS® Variable Insurance Trust
MFS® Mid Cap Growth Series
Service Class
Massachusetts Financial
Services Company
1.06%1
3.40%
3.03%
11.32%
Equity - US Mid Cap
MFS® Variable Insurance Trust III
MFS® Mid Cap Value Portfolio
Initial Class
Massachusetts Financial
Services Company
0.79%1
5.98%
10.18%
9.95%
Equity - US Small Cap
MFS® Variable Insurance Trust
MFS® New Discovery Series
Service Class8
Massachusetts Financial
Services Company
1.12%1
12.56%
-0.54%
10.46%
Equity - US Large Cap
Blend
MFS® Variable Insurance Trust
MFS® Research Series
Initial Class
Massachusetts Financial
Services Company
0.74%1
12.85%
11.15%
12.93%
Fixed Income - US
MFS® Variable Insurance Trust
MFS® Total Return Bond Series
Initial Class
Massachusetts Financial
Services Company
0.53%1
7.17%
0.15%
2.63%
Allocation - Moderate
MFS® Variable Insurance Trust
MFS® Total Return Series
Service Class
Massachusetts Financial
Services Company
0.86%1
10.91%
6.16%
7.36%
US Money Market
MFS® Variable Insurance Trust II
MFS® U.S. Government Money Market
Portfolio
Initial Class9
Massachusetts Financial
Services Company
0.45%1
3.85%
2.87%
1.77%
Equity - Utilities
Sector
MFS® Variable Insurance Trust
MFS® Utilities Series
Service Class
Massachusetts Financial
Services Company
1.03%1
14.76%
7.38%
9.22%
Equity - US Large Cap
Value
MFS® Variable Insurance Trust
MFS® Value Series
Initial Class
Massachusetts Financial
Services Company
0.69%1
13.01%
9.95%
10.05%
Equity - US Large Cap
Value
MFS® Variable Insurance Trust
MFS® Value Series
Service Class
Massachusetts Financial
Services Company
0.94%1
12.77%
9.69%
9.77%
Equity - US Mid Cap
Neuberger Berman Advisers Management
Trust
Mid Cap Intrinsic Value Portfolio
Class I
Neuberger Berman
Investment Advisers LLC
0.85%1
11.56%
10.06%
7.75%
Fixed Income -
Emerging Markets
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Administrative Class
Pacific Investment
Management Company LLC
1.17%
14.98%
2.44%
5.06%
Fixed Income - US
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class
Pacific Investment
Management Company LLC
1.39%
7.85%
1.21%
3.21%
Fixed Income - US
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class
Pacific Investment
Management Company LLC
0.73%
8.89%
0.02%
2.36%
Equity - US Large Cap
Blend
Rydex Variable Trust
NASDAQ-100® Fund
Security Investors, LLC
(Guggenheim Investments)
1.76%1
19.04%
13.32%
17.60%
Equity - US Large Cap
Growth
Rydex Variable Trust
Nova Fund
Security Investors, LLC
(Guggenheim Investments)
1.74%1
20.87%
16.53%
17.73%
Equity - US Large Cap
Value
T. Rowe Price Equity Series, Inc.
T. Rowe Price Equity Income Portfolio
T. Rowe Price Associates, Inc.
0.74%
14.36%
11.17%
10.51%
12
Type
Fund
Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year
5 Year
10 Year
Equity - Global Large
Cap
Franklin Templeton Variable Insurance
Products Trust
Templeton Foreign VIP Fund
Class 2
Templeton Investment
Counsel, LLC
1.08%1
29.19%
8.25%
5.75%
Equity - Global Large
Cap
Franklin Templeton Variable Insurance
Products Trust
Templeton Growth VIP Fund
Class 2
Templeton Global Advisors
Limited / Templeton Asset
Management Ltd.
1.12%1
23.83%
7.95%
7.04%
1
The Fund’s current expenses are subject to a temporary expense reimbursement and/or fee waiver. Please refer to the Fund’s prospectus for more information.
2
This Portfolio is not an available investment option for Policies with Investment Start Dates on or after February 1, 2013.
3
Prior to May 1, 2026, the name of this fund was International Fund.
4
Prior to May 1, 2026, the name of this fund was Global Small Capitalization Fund.
5
Prior to November 3, 2025, the name of this fund was Macquarie VIP Small Cap Value Series.
6
Not available for investment of new premium or transfers on and after November 15, 2010.
7
Prior to November 3, 2025, the name of this fund was LVIP Macquarie SMID Cap Core Fund.
8
Not available for investment of new premium or transfers on and after July 1, 2008.
9
There is no assurance that this Fund will be able to maintain a stable net asset value per share. In addition, during periods of low interest rates, and partly as a result of asset based separate account charges, the yield on this Fund may become low and possibly negative.
 
13
The Prospectus and statement of additional information (“SAI”) dated June 30, 2026, include additional information. The Prospectus and SAI are dated the same as this Updating Summary Prospectus and are incorporated by reference. The Prospectus and SAI are available, without charge, upon request. For a free copy of the Prospectus and SAI, or to request other information about the Policy or make other inquiries, call us at 1-888-594-2654.
You may also request a free copy of the Prospectus and SAI at https://dfinreports.com/delawarelife and the Prospectus and SAI are also available on our website at https://dfinview.com/DelawareLife/TAHD/CUSIP0003?site=Life.
Reports and other information about the Variable Account are available on the SEC’s website at https://www.sec.gov/, and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: [email protected]
EDGAR Contract Identifier No.: C000008738.
14

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