Form 497VPSUB SEPARATE ACCOUNT A OF

 

Supplement dated September 25, 2026, to the Statutory Prospectus, and Updating Summary Prospectus dated May 1, 2026 for the following variable annuity contracts:

 

Issued by Pacific Life Insurance Company	Issued by Pacific Life & Annuity Company
Pacific Advisory Variable Annuity	Pacific Advisory Variable Annuity

 

The purpose of this supplement is to announce various underlying fund changes. This supplement must be preceded or accompanied by the Updating Summary Prospectus or the Statutory Prospectus, as applicable, (collectively, the "Prospectus") for your Contract, as supplemented. Capitalized terms used in this supplement are defined in your Prospectus unless otherwise defined herein. "We'', "us'', or "our" refer to Pacific Life Insurance Company or Pacific Life & Annuity Company, as applicable; "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 722-4448 or (800) 748-6907 for New York Contracts. Please retain this supplement for future reference.   http://www.PacificLife.com/Prospectuses. Please retain this supplement for future reference.

 

The purpose of this supplement is to notify Contract Owners of an upcoming underlying fund substitution (the “Substitution”). On or about November 1, 2026 (the “Substitution Date”), in accordance with standards of the U.S. Securities and Exchange Commission, shares of the following “Current Portfolio” will be substituted for shares of the following “Replacement Portfolio,” as set forth in the table below:

 

Current Portfolio	Replacement Portfolio
LVIP American Century Mid Cap Value Fund Standard Class II	Invesco V.I. American Value Fund Series I

 

After the close of the New York Stock Exchange (typically 4:00 p.m. EST on October 30, 2026), all Contract Value in any Subaccount investing in a Current Portfolio will automatically be reallocated to the Subaccount investing in the corresponding Replacement Portfolio. After the Substitution Date, no new allocations may be made to the Subaccount investing in the Current Portfolio, and such Subaccount will no longer be available for investment under the Contract.

 

Your Contract Value immediately prior to the Substitution will equal your Contract Value immediately after the Substitution. There will be no tax consequences for you as a result of the Substitution. The Substitution will be performed at no cost to you. The Contract’s fees and charges will not increase as a result of the Substitution. Your rights and our obligations under the Contract will not be altered in any way.

 

You may reallocate Contract Value in the Subaccount investing in the Current Portfolio for thirty (30) calendar days prior to the Substitution Date, or from the Subaccount investing in the Replacement Portfolio within thirty (30) calendar days after the Substitution Date. Neither the Substitution, nor any transfer of Contract Value as described above, will count against any limit on free transfers that you are permitted to make each year. All other transfers are subject to limitations as described in your product Prospectus. Any standing instructions or investment restrictions applicable to your Contract that include a Subaccount investing in a Current Portfolio will be automatically updated to include the Subaccount investing in the corresponding Replacement Portfolio.

 

As of November 1, 2026, the underlying fund information related to the Current Expenses in the APPENDIX: FUNDS AVAILABLE UNDER THE POLICY section will be deleted and replaced with the following:

 

Fund; Advisor (Subadvisor)	Current Expenses
Invesco V.I. American Value Fund Series I; Invesco Advisers, Inc.	0.76%1

 

¹To help limit Fund expenses, Fund advisers have contractually agreed to reduce investment advisory fees and/or otherwise reimburse certain of their Funds which reflect temporary fee reductions. There can be no assurance that Fund expense waivers or reimbursements will be extended beyond their current terms as outlined in each Fund prospectus, and they may not cover certain expenses such as extraordinary expenses. See each Fund prospectus for complete information regarding these arrangements.

 

Please work with your financial professional to determine if your existing allocation instructions should be changed before or after the Substitution Date. You may submit a transfer request to us electronically by signing into your account at www.PacificLife.com, by telephone at (800) 722-4448 or (800) 748-6907 for New York Contracts, or by using any other means

 

 

described in the product Prospectus. Please see ADDITIONAL INFORMATION – Inquiries and Submitting Forms and Requests in the product Prospectus for details.

 

Copies of the Replacement Portfolio’s prospectus accompany this Supplement. You should read them carefully.

 

Any references to the Current Portfolio are deleted from the product Prospectus after the Substitution Date.

 

 

Form No.

PAVASUPP0926

 

PAVANYSUPP0926

 

---

Serious News for Serious Traders! Try StreetInsider.com Premium Free!

---

You May Also Be Interested In

• Findev Inc. Provides Update on Victoria Park Loan Exposure and Expected Accounting Impairment
• Masco Corporation Chairman Emeritus, Richard Manoogian, Passes at the Age of 90
• Dhule’s Veerangana Campaign Reaches More Than 17,000 Girls Under IAS Bhagyashree Vispute With Mission Prahar Founder Grandmaster Shifuji Shaurya Bhardwaj Masterji