Form 497VPI VARIABLE ANNUITY ACCOUNT
Supplement dated December 19, 2025, to the Initial Summary Prospectus, Updating Summary Prospectus,
and Prospectus dated May 1, 2025, for the
Protective® Investors Benefit Advisory Variable Annuity
issued by Protective Life Insurance Company
Protective Variable Annuity Separate Account
Supplement dated December 19, 2025, to the Initial Summary Prospectus, Updating Summary Prospectus,
and Prospectus dated May 1, 2025,
for the Protective® Investors Benefit Advisory Variable Annuity NY
issued by Protective Life and Annuity Insurance Company
Variable Annuity Account A of Protective Life
This Supplement amends certain information in your variable annuity contract prospectus, initial summary prospectus, and updating summary prospectus (collectively, the “Prospectuses”). Please read this Supplement carefully and keep it with your Prospectuses for future reference. You may obtain a current prospectus by visiting www.protective.com/productprospectus or by calling 1-800-456-6330.
Effective immediately, the following information in the "APPENDIX: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT" section of the Prospectuses is removed and replaced by the following:
| Asset Allocation Type |
Portfolio
Company – Investment Adviser; Sub- Adviser(s), as applicable |
Current Expenses |
Average
Annual Total Returns (as of 12/31/2024) |
SecurePay
Pro Rider Allocation Investment Category(2) | ||
| 1 Year | 5 Year | 10 Year | ||||
| U.S. Equity | Vanguard® VIF Diversified Value Portfolio - Aristotle Capital Management, LLC, Harris Associates L.P., Hotchkis and Wiley Capital Management, LLC | 0.28% | 14.89% | 12.24% | 9.76% | 3 |
If you have any questions regarding this Supplement, please contact your investment professional or us toll free at 1-800-456-6330. Please keep this Supplement for future reference.
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