Form 497VPI Nationwide Variable Acco

February 27, 2025 12:31 PM EST
Supplement dated February 27, 2025
to the following initial summary prospectus(es):
Nationwide Advisory Retirement Income Annuity and Nationwide Advisory Retirement Income Annuity - New York dated May 1, 2024 
This supplement updates certain information contained in your initial summary prospectus. Please read and
retain this supplement for future reference.
The January 23, 2025 supplement addressed the merger of the NVIT BNY Mellon Core Plus Bond Fund: Class Y and the NVIT Loomis Core Bond Fund: Class Y effective on or about February 28, 2025. The following changes apply:
•
There is no availability restriction for the NVIT Loomis Core Bond Fund: Class Y, it is available for all contracts effective February 28, 2025.
Accordingly, the following changes apply to the initial summary prospectus prospectus:
(1) The Appendix is amended as follows:  
Type
Underlying Mutual Fund and Adviser/
Subadviser
Current
Expenses
Low Cost
Fund
Fee1
Current
Expenses +
Low Cost
Fund
Fee
Average Annual
Total Returns
(as of 12/31/2023)
1
year
5
year
10
year
Fixed Income
NVIT Loomis Core Bond Fund: Class Y
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Loomis, Sayles & Company, L.P
0.48%
0.00%
0.48%
7.63%
2.23%
2.30%
*
This underlying mutual fund’s current expenses reflect a temporary fee reduction.
1
Reflects the current Low Cost Fund Fee. The maximum Low Cost Fund Fee applicable for any Sub-Account is 0.70%.
ISP-0842
1

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