Form 485BPOS USL Separate Account RS

October 30, 2026 3:30 PM EDT
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File Nos. 333-283470

811-24014
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form
N-4
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
 
Pre-Effective Amendment No.
[]
Post-Effective Amendment No. 2
[X]
and/or
REGISTRATION STATEMENT
UNDER
THE INVESTMENT COMPANY ACT OF 1940
 
Amendment No. 24
[X]
USL Separate Account RS
(Exact Name of Registered Separate Account)
THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK
(Name of Insurance Company)
1133 Avenue of the Americas, 33rd Floor, New York, NY 10036
(Address of Insurance Company’s Principal Offices) (Zip Code)
Insurance Company’s Telephone Number, including Area Code: (713) 831-3575
Johnpaul S. Van Maele

The United States Life Insurance Company in the City of New York

2919 Allen Parkway, Houston, Texas 77019
(Name and Address of Agent for Service)
 
Approximate Date of Proposed Public Offering: Continuous
It is proposed that this filing will become effective:
☒
immediately upon filing pursuant to paragraph (b) of Rule 485
☐
on October 30, 2026 pursuant to paragraph (b) of Rule 485
☐
60 days after filing pursuant to paragraph (a)(1) of Rule 485
☐
on (date) pursuant to paragraph (a)(1) of Rule 485.
If appropriate, check the following box:
☐
This post-effective amendment designates a new effective date for a previously filed post-effective amendment.
Check each box that appropriately characterizes the Registrant:
☐
New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act
registration statement or amendment thereto within 3 years preceding this filing)
☐
Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 (“Exchange Act”))
☐
If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition
period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of
Securities Act
☐
Insurance Company relying on Rule 12h-7 under the Exchange Act
☐
Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)
Title of Securities Being Registered:
Units of interest in USL Separate Account RS of The United States Life Insurance
Company in the City of New York under variable annuity contracts.
EXPLANATORY NOTE: The prospectus and Statement of Additional Information each dated May 1, 2026, as
filed
under
Form N-4, post-effective amendment No. 1 under the Securities Act of 1933 and Amendment No. 18 under the Investment
Company Act of 1940, File Nos.
333-283470
and 811-24014, filed May 1, 2026, are incorporated by reference.
 
SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY PROSPECTUSES, EACH DATED May 1, 2026
THE UNITED STATES LIFE INSURANCE COMPANY IN THE
CITY OF NEW YORK
USL SEPARATE ACCOUNT RS
Fixed and Variable Deferred Annuity Contracts
Portfolio Director
®
NY SP
This supplement updates certain information in the above referenced prospectus and initial summary prospectus (collectively, the “Prospectus”). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A—
Investment Options Available Under the Contract
(“Appendix A”), including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus. The Prospectus is revised as follows:
In the “Key Information: Important Information You Should Consider About the Contract” section, the following changes are made:
 
  •  
In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the minimum fee for Investment Options is 0.015% and the Lowest Annual Cost is $220.
  •  
In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is 0.93% and the Highest Annual Cost is $1,152.
In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:
 
  •  
In the “Annual Fund Expenses” table, the minimum Annual Fund Expenses is 0.015%.
  •  
In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is 0.93%.
  •  
In the “Examples” section, the following replaces the most expensive expense examples:
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses. Based on these assumptions, your costs would be:
 
  (1)
If you surrender your Contract at the end of the applicable time period:
 
       
1 Year
  
3 Years
  
5 Years
  
10 Years
   
$1,152
   $3,594   $6,232   $13,794
 
  (2)
If you annuitize your Contract or you do not surrender your Contract:
 
       
1 Year
  
3 Years
  
5 Years
  
10 Years
   
$220
   $693   $1,214   $2,756
Effective immediately, the following Portfolio Companies are hereby available as investment options under the Contract:
 
  •  
Vanguard Real Estate Index Institutional
 
Page 1 of 3
 
 
The following table replaces the current table in its entirety in Appendix A:
 
              
 
Average Annual Total Returns
(as of Dec. 31, 2025)
         
Type/Investment
Objective
   Portfolio Company and Adviser/Subadviser1   Current
Expenses		   1 Year   5 Year   10 Year
(or life of fund)
Target Date Funds
   Vanguard Target Retirement 2020 Fund
Adviser: The Vanguard Group, Inc.		   0.08%   12.15%   4.77%   6.87%
    Vanguard Target Retirement 2025 Fund
Adviser: Vanguard		   0.08%   14.60%   5.90%   7.87%
    Vanguard Target Retirement 2030 Fund
Adviser: Vanguard		   0.08%   16.24%   6.83%   8.66%
    Vanguard Target Retirement 2035 Fund
Adviser: Vanguard		   0.08%   17.54%   7.71%   9.40%
    Vanguard Target Retirement 2040 Fund
Adviser: Vanguard		   0.08%   18.76%   8.57%   10.13%
    Vanguard Target Retirement 2045 Fund
Adviser: Vanguard		   0.08%   19.99%   9.41%   10.74%
    Vanguard Target Retirement 2050 Fund
Adviser: Vanguard		   0.08%   21.41%   9.95%   11.02%
    Vanguard Target Retirement 2055 Fund
Adviser: Vanguard		   0.08%   21.43%   9.96%   11.02%
    Vanguard Target Retirement 2060 Fund
Adviser: Vanguard		   0.08%   21.42%   9.96%   11.02%
    Vanguard Target Retirement 2065 Fund
Adviser: Vanguard		   0.08%   21.43%   9.98%   10.62%*
    Vanguard Target Retirement 2070 Fund
Adviser: Vanguard		   0.08%   21.42%   N/A   16.13%*
    Vanguard Target Retirement Income Fund
Adviser: Vanguard		   0.08%   11.31%   3.82%   5.33%
Index Funds
   Fidelity 500 Index
Adviser: Fidelity Management & Research Company LLC
Sub-Adviser: Geode Capital Management, LLC		   0.015%   17.86%   14.41%   14.81%
    Vanguard FTSE Social Index I
Adviser: Vanguard		   0.03%   17.31%   13.54%   15.17%
    Vanguard Real Estate Index Institutional Shares
Adviser: The Vanguard Group. Inc. 		  0.11%   3.23%   4.66%   5.16%
    Fidelity Mid Cap Index
Adviser: Fidelity
Sub-Adviser: Geode		   0.025%   10.57%   8.67%   11.01%
    Fidelity Small Cap Index
Adviser: Fidelity
Sub-Adviser: Geode		   0.025%   12.93%   6.20%   9.76%
    Fidelity Total International Index
Adviser: Fidelity
Sub-Adviser: Geode		   0.06%   32.62%   7.87%   8.40%
    Fidelity U.S. Bond Index
Adviser: Fidelity
Sub-Adviser: Geode		   0.025%   7.13%   -0.43%   1.96%
 
Page 2 of 3
 
 
              
 
Average Annual Total Returns
(as of Dec. 31, 2025)
         
Type/Investment
Objective
  
Portfolio Company and Adviser/Subadviser
1
  
Current
Expenses
  
1 Year
  
5 Year
  
10 Year
(or life of fund)
Actively Managed
Funds
  
Allspring Core Plus Bond – Class R6

Adviser: Allspring Funds Management, LLC

Sub-Adviser:
Allspring Global Investments, LLC
   0.30%   7.41%   0.34%   2.84%
   
EUPAC Fund– Class R6

Adviser:
Capital Research and Management Company
   0.47%   29.18%   5.59%   8.46%
    Fidelity Advisor Focused Emerging Markets – Class Z
Adviser: Fidelity
   0.80%   40.26%   5.47%   10.71%
   
Fidelity Inflation-Protected Bond Index

Adviser: Fidelity
   0.05%   6.79%   1.04%   3.03%
   
Franklin Small Cap Value – Class R6

Adviser: Franklin Mutual Advisers, LLC
   0.60%   7.67%   9.14%   10.16%
   
Impax Global Environmental Markets – Institutional Class 

Adviser: Impax Asset Management LLC

Sub-Adviser:
Impax Asset Management Ltd.		   0.93%   13.97%   5.84%   9.98%
   
JPMorgan Large Cap Growth – Class R6

Adviser: J.P. Morgan Investment Management Inc.
   0.44%   14.40%   12.97%   18.56%
   
Nuveen Core and Impact Bond – Class R6

Adviser: Nuveen Fund Advisors, LLC. and Nuveen Asset Management, LLC.
   0.35%   7.50%   -0.10%   2.32%
   
Parnassus Core Equity – Investor Shares

Adviser: Parnassus Investment, LLC
   0.81%   11.64%   11.41%   13.32%
   
PGIM High Yield – Class R6

Adviser: PGIM Fixed Income

Sub-Adviser:
PGIM Limited
   0.38%   9.14%   4.60%   6.59%
    T. Rowe Price Diversified Mid-Cap Growth – I Class 
Adviser: T. Rowe Price Associates, Inc.
   0.67%   10.54%   7.36%   12.95%
    Vanguard Equity- Income – Admiral Shares
Advisers: Vanguard and Wellington Management Company LLP
   0.17%   17.22%   12.82%   11.73%
   
Vanguard Explorer – Admiral Shares

Advisers: Vanguard, ClearBridge Investments, LLC, Stephens Investment Management Group, LLC, Wellington Management Company LLP and T. Rowe Price Associates, Inc.
   0.28%   7.23%   4.88%   11.47%
   
Vanguard Federal Money Market – Investor Class 

Adviser: Vanguard
   0.11%   4.22%   3.20%   2.14%
   
Victory Sycamore Established Value – Class R6

Adviser: Victory Capital Management Inc.
   0.54%   2.68%   9.95%   10.98%
You should read the Fund prospectus for more detailed information about the Fund. The
Fund
prospectus may be obtained by visiting our website at
https://www.corebridgefinancial.com/rs/prospectus-and-reports/annuities
or by calling us at
1-800-448-2542.
Please keep this supplement with your Prospectus.
 
Page 3 of 3

Part C — Other InformatiON
Item 27.
 
Exhibit
Number
Description
Location
(a)
Incorporated by reference to Initial Registration Statement of
Form N-4, File Nos. 333-283470 and 811-24014, filed on
November 26, 2024, Accession No. 0001193125-24-266067.
(b)
Custodian Agreements
Not Applicable.
(c)
Incorporated by reference to Post-Effective Amendment
No. 24 and Amendment No. 24, File Nos. 333-178841 and
811-08810, filed on April 25, 2019, Accession
No. 0001193125-19-119350.
(d)(1)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(d)(2)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(e)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(f)(1)
Incorporated by reference to Post-Effective AmendmentNo. 1
and Amendment No. 2, File Nos. 333-171493
and811-04865-01, filed on May 2, 2011,
AccessionNo. 0001193125-11-120900.
(g)
Reinsurance Contracts
Not Applicable.
(h)(1)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(h)(1)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(h)(2)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(3)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(3)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(3)(iii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(4)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
Exhibit
Number
Description
Location
h(4)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(5)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(5)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(6)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(6)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(7)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(7)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(8)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(8)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(9)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(9)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(10)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(10)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(11)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
Exhibit
Number
Description
Location
h(11)(ii)
Filed herewith.
h(12)(i)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
h(12)(ii)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(i)
Administrative Contracts
Not Applicable.
(j)
Other Material Contracts
Not Applicable.
(k)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(l)
Filed herewith.
(m)
Omitted Financial Statements
None.
(n)
Initial Capital Agreements
Not Applicable.
(o)
Incorporated by reference to Pre-Effective Amendment No. 1
and Pre-Effective Amendment No. 6, File Nos. 333-283470
and 811-24014, filed on August 27, 2025, Accession
No. 0001193125-25-189869.
(p)
Incorporated by reference to Pre-Effective Amendment No. 1
to Form N-4, File No. 333-284520, filed on October 24,
2025, Accession No. 0001193125-26-016617.
Item 28.  Directors and Officers of the Insurance Company
The directors and principal officers of the Company are set forth below. The business address of each officer and director is 1133 Avenue of the Americas, 33rd Floor, New York, NY 10036, unless otherwise noted. 
Names, Positions and Offices Held with Depositor
Christopher B. Smith* (6)
Director, Chairman of the Board, and President
John P. Bryne* (3)
President, Financial Distributor
Terri N. Fiedler* (3)
President, Group Retirement
Jonathan J. Novak* (1)
Director, President, Institutional Markets
Bryan A. Pinsky* (2)
Director, President, Individual Retirement
Steven D. (“Doug”) Caldwell, Jr.*
Executive Vice President and Chief Risk Officer
David Ditillo* (4)
Executive Vice President and Chief Information Officer
Lisa M. Longino*
Executive Vice President and Chief Investment Officer
Elizabeth B. Cropper*(6)
Executive Vice President and Chief Human Resources Officer
Christopher P. Filiaggi*
Senior Vice President and Chief Financial Officer
Emily W. Gingrich*
Senior Vice President, Chief Actuary and Corporate Illustration
Actuary
Patricia M. Schwartz* (2)
Senior Vice President, Head of Valuation and Financial Reporting,
and Appointed Actuary
Christopher V. Muchmore (2)
Senior Vice President, Chief Financial Officer, Individual Retirement
Sai P. Raman (5)
Senior Vice President, Institutional Markets
Eric G Tarnow
Senior Vice President, Head of Life Insurance
Mallary L. Reznik (2)
Senior Vice President, General Counsel and Assistant Secretary
Stephen Brenneman
Senior Vice President, Individual Retirement Products
Johnathan A. Gold (6)
Senior Vice President and Deputy Investment Officer
Names, Positions and Offices Held with Depositor
Kevin J. Adamson (4)
Senior Vice President
Brigitte K. Lenz*
Vice President and Controller
Jennifer Powell (3)
Vice President and Chief Compliance Officer, and 38a-1 Compliance
Officer
Brian O. Moon* (6)
Vice President and Treasurer
Mersini G. Keller
Vice President and Tax Officer
Angel R. Ramos (3)
Vice President and Tax Officer
Aimy T. Tran (2)
Vice President, Product Filing
Tyra G. Wheatley (3)
Vice President, Product Filing
Barbara L. Rayll (3)
Vice President, Business Case Development
Korey L. Dalton (1)
Vice President
Christopher J. Hobson (2)
Vice President
Jennifer N. Miller (1)
Vice President
Mary Brodd*
Vice President and Corporate Secretary
Jeannette N. Pina
Assistant Secretary
Donald M. Spence
Assistant Secretary
Marjorie D. Brothers (3)
Assistant Secretary
Alison Chen (1)
Assistant Secretary
William Langston (6)
Assistant Secretary
Ami Shah
Anti-Money Laundering and Economic Sanctions Compliance Officer
Joey D. Zhou (3)
Illustration Actuary
Michael F. Mulligan (1)
Head of International Pension Risk Transfer
Ethan D. Bronsnick (6)
Head of U.S. Pension Risk Transfer
Aileen V. Apuy (2)
Senior Manager, Product Regulatory Compliance
Connie C. Merer (2)
Assistant Manager, State Filings
Melissa H. Cozart (3)
Privacy Officer
Thomas Bartolomeo (4)
Chief Information Security Officer
(1)
10880 Wilshire Boulevard, Suite 1101, Los Angeles, CA 90024
(2)
21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367
(3)
2919 Allen Parkway, Woodson Tower, Houston, TX 77019
(4)
3211 Shannon Road, Durham, NC 27707
(5)
401 Meritt 7, Norwalk, CT 06897
(6)
30 Hudson Street, Jersey City, NJ 07302
Item 29. Persons Controlled by or Under Common Control with Insurance Company or the Registered Separate Account
The Registered Separate Account is a separate account of The United States Life Insurance Company in the City of New York (“Insurance Company”). The Insurance Company is an indirect, wholly owned subsidiary of Corebridge Financial, Inc. (“Corebridge”). An organizational chart for Corebridge can be found as Exhibit 21 in Corebridge Form 10-k, SEC File No. 001-41504, Accession No. 0001889539-26-000022, filed on February 11, 2026. Exhibit 21 is incorporated herein by reference.
Item 30.  Indemnification
Insofar as indemnification for liability arising under the Securities Act of 1933 (“Act”) may be permitted to directors, officers and controlling persons of the Registered Separate Account pursuant to the foregoing provisions, or otherwise, the Registered Separate Account has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registered Separate Account of expenses incurred or paid by a director, officer or controlling person of the Registered Separate Account in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registered Separate Account will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
The United States Life Insurance Company in the City of New York
To the full extent authorized by law, The United States Life Insurance Company in the City of New York shall indemnify any person made, or threatened to be made, a party to an action or proceeding, whether criminal or civil, by reason of the fact that he, his testator or intestate is or was a director or officer of the corporation or serves or served in any capacity in any other corporation at the request of The United States Life Insurance Company in the City of New York. Nothing contained herein shall affect any rights to indemnification to which corporate personnel other than directors and officers may be entitled by contract or otherwise under law.
Item 31.  Principal Underwriter
(a)  Corebridge Capital Services, Inc. acts as distributor for the following investment companies:
American General Life Insurance Company
Variable Separate Account
Variable Annuity Account Five
Variable Annuity Account Seven
Variable Annuity Account Nine
Variable Annuity Account Ten
AG Separate Account D
AGL Separate Account I of AGL
AGL Separate Account VL-R
The United States Life Insurance Company in the City of New York
FS Variable Separate Account
FS Variable Annuity Account Five
USL Separate Account USL VL-R
USL Separate Account USL A
USL Separate Account RS
The Variable Annuity Life Insurance Company
Variable Annuity Life Insurance Co Separate Account A
VALIC Company 1
(b)  Directors, Officers and principal place of business: 
Officer/Directors*
Position
Christina M. Nasta
Director, Chairman of the Board, President and Executive Chief
Officer
John P. Byrne III (1)
Director
Nicholas G. Intrieri
Director
Ryan Tapak
Director
Cynthia L. Burnette (1)
Vice President, Chief Financial Officer, Chief Operations
Michael Fortey (1)
Chief Compliance Officer
Mersini G. Keller
Vice President, Tax Officer
Anish Cheeran (1)
Vice President, Tax Officer
Angel Ramos (1)
Vice President, Tax Officer
Mallary L. Reznik (2)
Vice President
Marjorie Brothers (1)
Assistant Secretary
Alison Chen (2)
Assistant Secretary
William Langston
Assistant Secretary
Mary Brodd
Vice President and Corporate Secretary
Jeannette N. Pina
Assistant Secretary
Donald M. Spence (1)
Assistant Secretary
* Unless otherwise indicated, the principal business address of Corebridge Capital Services, Inc. and of each of the above individuals is 30 Hudson Street, 16th Floor, Jersey City, NJ 07302.
Principal business address 2919 Allen Parkway, Houston, TX 77019
Principal business address 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997
(c)  Corebridge Capital Services, Inc. retains no compensation or commissions from the Registered Separate Account.
Item 32.  Location of Accounts and Records
All records referenced under Section 31(a) of the Investment Company Act of 1940, and Rules 31a-1 through 31a-3 thereunder, are maintained and in the custody of The United States Life Insurance Company in the City of New York located at 28 Liberty Street, Floor 47, New York, NY 10005-1400.
Item 33.  Management Services
Not Applicable.
Item 34. Fee Representation and Other Representations
Fee Representation
Depositor represents that the fees and charges to be deducted under the Contracts described in the prospectus contained in this Registration Statement, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Depositor in accordance with Section 26(f)(2)(A) of the Investment Company Act of 1940.
Other Representations
The Registrant hereby represents that it is relying on the No-Action Letter issued by the Division of Investment Management to the American Council of Life Insurance dated November 28, 1988 (Commission Ref. No. IP-6-88). Registrant has complied with conditions one through four on the No-Action Letter.
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant, USL Separate Account RS certifies that meets all of the requirements for effectiveness of this Registration Statement under rule 485(b) under the Securities Act, and has duly caused this Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Jersey City, and State of New Jersey, on this 29th of October 2026.
USL SEPARATE ACCOUNT RS
(Registered Separate Account)
BY: THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK
(On behalf of the Registered Separate Account and itself)
BY:
* CHRISTOPHER P. FILIAGGI
CHRISTOPHER P. FILIAGGI
DIRECTOR, SENIOR VICE PRESIDENT, AND CHIEF FINANCIAL OFFICER
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated. 
Signature
Title
Date
*CHRISTOPHER B. SMITH
CHRISTOPHER B. SMITH
Director, Chairman of the Board, and President
(Principal Executive Officer)
October 29, 2026
 
*CHRISTOPHER P. FILIAGGI
CHRISTOPHER P. FILIAGGI
Director, Senior Vice President, and Chief Financial
Officer (Principal Accounting Officer)(Principal
Financial Officer)
October 29, 2026
 
*LISA M. LONGINO
LISA M. LONGINO
Director
October 29, 2026
 
*JONATHAN J. NOVAK
JONATHAN J. NOVAK
Director
October 29, 2026
 
*BRYAN A. PINSKY
BRYAN A. PINSKY
Director
October 29, 2026
 
*WILLIAM J. CARR
WILLIAM J. CARR
Director
October 29, 2026
 
*GLEN D. KELLER
GLEN D. KELLER
Director
October 29, 2026
 
*SANDRA M. MCDERMOTT
SANDRA M. MCDERMOTT
Director
October 29, 2026
 
*ERIC G. TARNOW
ERIC G. TARNOW
Director
October 29, 2026
 
 
 
 
*BY:/s/  JOHNPAUL S. VAN MAELE
JOHNPAUL S. VAN MAELE
Attorney-in-Fact pursuant to Powers
of Attorney filed previously and/or
herewith.
 
October 29, 2026

ATTACHMENTS / EXHIBITS

AMENDED TO FUND PARTICIPATION AGREEMENT

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

XBRL TAXONOMY EXTENSION SCHEMA

IDEA: d136105d485bpos_htm.xml

IDEA: R1.htm

IDEA: FilingSummary.xml

IDEA: MetaLinks.json

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