Form 485BPOS NATIONWIDE VARIABLE ACCO
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
WASHINGTON, D.C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 | File No. 333-160635 |
Pre-Effective Amendment No. | □ |
Post-Effective Amendment No. 21 | ☑ |
and/or
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940 | File No. 811-03330 |
Amendment No. 931 | ☑ |
(Check appropriate box or
boxes.)
Nationwide Variable Account-II
(Exact Name of Registrant)
Nationwide Life Insurance Company
(Name of Depositor)
One Nationwide Plaza, Columbus, Ohio 43215
(Address of Depositor's Principal Executive Offices) (Zip Code)
(614) 249-7111
Depositor's Telephone Number, including Area Code
Denise L. Skingle, Senior Vice President Corporate Governance
and Secretary,
One Nationwide Plaza, Columbus, Ohio 43215
One Nationwide Plaza, Columbus, Ohio 43215
(Name and Address of Agent for Service)
September 23, 2021
Approximate Date of Proposed Public Offering
It is proposed that this filing will become effective (check
appropriate box)
☑ immediately upon filing
pursuant to paragraph (b)
□ on [date] pursuant to
paragraph (b)
□ 60 days after filing pursuant to
paragraph (a)(1)
□ on (date) pursuant to paragraph
(a)(1)
If appropriate, check the following box:
□ this post-effective amendment designates a new
effective date for a previously filed post-effective amendment.
Incorporation by Reference
The prospectus supplements dated June 9, 2021, August 6, 2021,
the prospectus, and the Statement of Additional Information, except as modified herein, that were effective May 1, 2021, previously filed with the Commission under SEC file No. 333-160635, are hereby incorporated by reference and made a part of this
registration statement.
Prospectus Supplements:
Prospectus:
Statement of Additional Information:
1
Prospectus supplement dated September 23, 2021
to the following prospectus(es):
to the following prospectus(es):
BOA IV, BOA America's VISION
Annuity, BOA America's FUTURE Annuity II, Nationwide Destination All American Gold, Compass All American Gold, Key All American Gold, M&T All American Gold, Wells Fargo Gold Variable Annuity, BOA Achiever Annuity, BOA Future Venue Annuity,
Nationwide Heritage Annuity, Nationwide Destination C, BOA Elite Venue Annuity, Nationwide Destination B, Nationwide Destination L, Nationwide Destination EV (2.0), Nationwide Destination EV NY (2.0), Nationwide Destination B (2.0), Nationwide
Destination B NY (2.0), Nationwide Destination L (2.0), Nationwide Destination L NY (2.0), Nationwide Destination Navigator (2.0), Nationwide Destination Navigator NY (2.0), Nationwide Destination All American Gold (2.0), Nationwide Destination All
American Gold NY (2.0), Nationwide Destination Architect 2.0, America's marketFLEX II Annuity, America's marketFlex Edge Annuity, America's marketFLEX Advisor Annuity, Nationwide Destination Freedom+ Variable Annuity, BOA America's Future Annuity,
and BOA V prospectuses dated May 1, 2021
This supplement updates certain information contained in your prospectus. Please read it and keep it with your prospectus for future reference. |
The prospectus offers the following underlying mutual fund as
an investment option under the contract.
1. | Effective on or about September 7, 2021, the name of the investment option is updated as indicated below: |
CURRENT NAME | UPDATED NAME |
Nationwide Variable Insurance Trust – NVIT Core Plus Bond Fund | Nationwide Variable Insurance Trust – NVIT BNY Mellon Core Plus Bond Fund |
2. | Effective on or about September 24, 2021, the following underlying mutual fund is added as investment option under the contract. The underlying mutual fund is added to the bulleted list on the cover of the prospectus and Appendix A: Underlying Mutual Fund Information: |
• | Nationwide Variable Insurance Trust – NVIT BNY Mellon Core Plus Bond Fund: Class P |
Accordingly, Appendix A:
Underlying Mutual Fund Information is amended to add the following:
Nationwide Variable Insurance Trust –
NVIT BNY Mellon Core Plus Bond Fund: Class P
Investment Advisor: | Nationwide Fund Advisors |
Sub-advisor: | Insight North America LLC |
Investment Objective: | The Fund seeks long-term total return consistent with reasonable risk by investing in investment-grade fixed-income securities. |
3. | Effective on or about September 24, 2021, the following underlying mutual fund is no longer available to receive transfers or new purchase payments. The underlying mutual fund is removed from the bulleted list on the cover of the prospectus and Appendix A: Underlying Mutual Fund Information: |
• | Nationwide Variable Insurance Trust - NVIT BNY Mellon Core Plus Bond Fund: Class II |
Accordingly, Appendix A: Underlying Mutual Fund Information is
amended as follows:
PROS-0559
2
Nationwide Variable Insurance Trust - NVIT
BNY Mellon Core Plus Bond Fund: Class II (formerly, Nationwide Variable Insurance Trust – NVIT Core Plus Bond Fund: Class II)
This underlying mutual fund is no longer
available to receive transfers or new purchase payments effective September 24, 2021
Investment Advisor: | Nationwide Fund Advisors |
Sub-advisor: | Insight North America LLC |
Investment Objective: | The Fund seeks long-term total return consistent with reasonable risk by investing in investment-grade fixed-income securities. |
PROS-0559
3
PART C. OTHER INFORMATION
Item 24. Financial Statements and Exhibits
A) | Financial Statements |
1) | Nationwide Variable Account-II: |
Report of Independent Registered Public Accounting Firm. | |
Statements of Assets, Liabilities and Contract Owners’ Equity as of December 31, 2020. | |
Statements of Operations for the year ended December 31, 2020. | |
Statements of Changes in Contract Owners’ Equity for the years ended December 31, 2020 and 2019. | |
Notes to Financial Statements. | |
2) | Nationwide Life Insurance Company: |
Independent Auditors’ Report. | |
Statutory Statements of Admitted Assets, Liabilities, Capital and Surplus as of December 31, 2020 and 2019. | |
Statutory Statements of Operations for the years ended December 31, 2020, 2019 and 2018. | |
Statutory Statements of Changes in Capital and Surplus for the years ended December 31, 2020, 2019 and 2018. | |
Statutory Statements of Cash Flow for the years ended December 31, 2020, 2019 and 2018. | |
Notes to Statutory Financial Statements. |
B) | Exhibits |
7) | Not Applicable. |
8) | Form of Participation Agreements – |
The following fund participation agreements
were previously filed and are hereby incorporated by reference.
Item 25. Directors and Officers of the Depositor
The business address of the Directors and Officers of the
Depositor is:
One Nationwide Plaza, Columbus, Ohio 43215
One Nationwide Plaza, Columbus, Ohio 43215
President and Chief Operating Officer and Director | Carter, John L. |
Executive Vice President-Chief Human Resources Officer | Clements, Vinita J. |
Executive Vice President-Chief Information Officer | Fowler, James R. |
Executive Vice President and Director | Thresher, Mark R. |
Senior Vice President-NF Strategic Customer Solutions | Ambrozy, Tina S. |
Senior Vice President-Marketing Management - Financial Services | Bair, Ann S. |
Senior Vice President-Head of Taxation | Biesecker, Pamela A. |
Senior Vice President-Chief Investment Officer | Coleman, Joel L. |
Senior Vice President-Nationwide Financial Services Legal | Dankovic, Rae Ann |
Senior Vice President-External Affairs | English, Steven M. |
Senior Vice President-Chief Financial Officer and Director | Frommeyer, Timothy G. |
Senior Vice President-Chief Financial Officer - Nationwide Financial and Director | Ginnan, Steven A. |
Senior Vice President-Human Resources - P&C | Hairston, Mia S. |
Senior Vice President-Annuity Distribution | Hawley, Craig A. |
Senior Vice President-Nationwide Annuity and Director | Henderson, Eric S. |
Senior Vice President and Treasurer | LaPaul, David |
Senior Vice President-IT Chief Financial Officer, Procurement & BTO | O'Brien, Kevin G. |
Senior Vice President-Corporate Solutions | Perez, Juan J. |
Senior Vice President-Retirement Plan Sales | Ramey, Scott |
Senior Vice President | Rich, Sandra L. |
Senior Vice President-Chief Technology Officer - Nationwide Financial | Richardson, Michael A. |
Senior Vice President-Nationwide Retirement Institute | Rodriguez, Kristi L. |
Senior Vice President-Finance & Strategy Legal and Corporate Secretary | Skingle, Denise L. |
Senior Vice President-Nationwide Life | Snyder, Holly R. |
Senior Vice President-Investment Management Group | Spangler, Michael S. |
Senior Vice President-Retirement Plan Sales | Stevenson, Eric |
Director | Walker, Kirt A. |
Item 26. Persons Controlled
by or Under Common Control with the Depositor or Registrant.
Following is a list of entities directly or indirectly
controlled by or under common control with the depositor or registrant. Ownership is indicated through indentation. Unless otherwise indicated, each subsidiary is either wholly-owned or majority-owned by the parent company immediately preceding it.
(For example, Nationwide Fund Distributors, LLC is either wholly-owned or majority owned by NFS Distributors, Inc.) Separate accounts that have been established pursuant to board resolution but are not, and have never been, active are omitted.
Company | Jurisdiction
of Domicile |
Brief Description of Business |
Nationwide Financial Services, Inc. | Delaware | The company acts primarily as a holding company for companies within the Nationwide organization that offer or distribute life insurance, long-term savings and retirement products. |
NFS Distributors, Inc. | Delaware | The company acts primarily as a holding company for Nationwide Financial Services, Inc. companies. |
Nationwide Financial General Agency, Inc. | Pennsylvania | The company is a multi-state licensed insurance agency. |
Nationwide Fund Distributors, LLC | Delaware | The company is a limited purpose broker-dealer. |
Company | Jurisdiction
of Domicile |
Brief Description of Business |
Nationwide Fund Management, LLC | Delaware | The company provides administration, transfer and dividend disbursing agent services to various mutual fund entities. |
Nationwide Retirement Solutions, Inc. | Delaware | The company markets and administers deferred compensation plans for public employees. |
Nationwide Securities, LLC | Delaware | The company is a general purpose broker-dealer and investment adviser registered with the Securities and Exchange Commission. |
Nationwide Trust Company, FSB | Federal | This is a federal savings bank chartered by the Office of Thrift Supervision in the United States Department of Treasury to exercise deposit, lending, agency, custody and fiduciary powers and to engage in activities permissible for federal savings banks under the Home Owners’ Loan Act of 1933. |
Nationwide Financial Services Capital Trust | Delaware | The trust’s sole purpose is to issue and sell certain securities representing individual beneficial interests in the assets of the trust |
Nationwide Life Insurance Company 2 | Ohio | The corporation provides individual life insurance, group and health insurance, fixed and variable annuity products and other life insurance products. |
Jefferson National Financial Corporation3 | Delaware | A stock corporation. The corporation is the holding company of Jefferson National Life Insurance Company, Jefferson National Life Insurance Company of New York, Jefferson National Securities Corporation, and JNF Advisors, Inc., offering annuity products and services. |
Jefferson National Life Insurance Company2,3 | Texas | The company provides life, health and annuity products. |
Jefferson National Life Annuity Company C2,3 | A separate account issuing variable annuity products. | |
Jefferson National Life Annuity Account E2,3 | A separate account issuing variable annuity products. | |
Jefferson National Life Annuity Account F2,3 | A separate account issuing variable annuity products. | |
Jefferson National Life Annuity Account G2,3 | A separate account issuing variable annuity products. | |
Jefferson National Life Insurance Company of New York2,3 | New York | The company provides variable annuity products. |
Jefferson National Life of New York Annuity Account 12,3 | A separate account issuing variable annuity products. | |
Jefferson National Securities Corporation3 | Delaware | The company is a limited purpose broker-dealer and distributor of variable annuities for Jefferson National Life Insurance Company and Jefferson National Life Insurance Company of New York. |
MFS Variable Account2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Multi-Flex Variable Account2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-II2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-32,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-42,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-52,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-62,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-72,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-82,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-92,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-102,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-112,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-122,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-132,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-142,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Variable Account-152,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Provident VA Separate Account 12,3 | Pennsylvania | A separate account issuing variable annuity contracts. |
Nationwide VLI Separate Account2,3 | Ohio | A separate account issuing variable life insurance policies. |
Company | Jurisdiction
of Domicile |
Brief Description of Business |
Nationwide VLI Separate Account-22,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VLI Separate Account-32,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VLI Separate Account-42,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VLI Separate Account-52,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VLI Separate Account-62,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VLI Separate Account-72,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide Provident VLI Separate Account 12,3 | Pennsylvania | A separate account issuing variable life insurance policies. |
Nationwide Investment Services Corporation3 | Oklahoma | This is a limited purpose broker-dealer and distributor of variable annuities and variable life products for Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company. The company also provides educational services to retirement plan sponsors and its participants. |
Nationwide Financial Assignment Company3 | Ohio | The company is an administrator of structured settlements. |
Nationwide Investment Advisors, LLC3 | Ohio | The company provides investment advisory services. |
Eagle Captive Reinsurance, LLC3 | Ohio | The company is engaged in the business of insurance |
Nationwide Life and Annuity Insurance Company2,3 | Ohio | The company engages in underwriting life insurance and granting, purchasing and disposing of annuities. |
Nationwide VA Separate Account-A2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide VA Separate Account-B2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide VA Separate Account-C2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide VA Separate Account-D2,3 | Ohio | A separate account issuing variable annuity contracts. |
Nationwide Provident VA Separate Account A2,3 | Delaware | A separate account issuing variable annuity contracts. |
Nationwide VL Separate Account-C2,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VL Separate Account-D2,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide VL Separate Account-G2,3 | Ohio | A separate account issuing variable life insurance policies. |
Nationwide Provident VLI Separate Account A2,3 | Delaware | A separate account issuing variable life insurance policies. |
Olentangy Reinsurance, LLC3 | Vermont | The company is a captive life reinsurance company. |
Nationwide SBL, LLC | Ohio | The company is a lender offering securities-back lines of credit. |
Registered Investment Advisors Services, Inc. | Texas | The company is a technology company that facilitates third-party money management services for registered investment advisors |
Nationwide Fund Advisors4 | Delaware | The trust acts as a registered investment advisor. |
1 | This subsidiary/entity is controlled by its immediate parent through contractual association. |
2 | This subsidiary/entity files separate financial statements. |
3 | Information for this subsidiary/entity is included in the consolidated financial statements of its immediate parent. |
4 | This subsidiary/entity is a business trust. |
Item 27. Number of Contract Owners
The number of Contract Owners of Qualified and Non-Qualified
Contracts as of February 28, 2021, was 23,753 and 12,445 respectively.
Item 28. Indemnification
Provision is made in Nationwide’s Amended and Restated
Code of Regulations and expressly authorized by the General Corporation Law of the State of Ohio, for indemnification by Nationwide of any person who was or is a party or is threatened to be made a party to any threatened, pending or completed
action, suit or proceeding, whether civil, criminal, administrative or investigative by reason of the fact that such person is or was a director, officer or employee of Nationwide, against expenses, including attorneys fees, judgments, fines and
amounts paid in settlement actually and reasonably incurred by such person in connection with such action, suit or proceeding, to the extent and under the circumstances permitted by the General Corporation Law of the State of Ohio.
Insofar as indemnification for liabilities arising under the
Securities Act of 1933 ("Act") may be permitted to directors, officers or persons controlling Nationwide pursuant to the foregoing provisions, Nationwide has been informed that in the opinion of the Securities and Exchange Commission such
indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a
director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant
will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will
be governed by the final adjudication of such issue.
Item
29. Principal Underwriter
Nationwide Investment Services
Corporation ("NISC")
a) | NISC serves as principal underwriter and general distributor for the following separate investment accounts of Nationwide or its affiliates: |
MFS Variable Account | Nationwide VA Separate Account-C |
Multi-Flex Variable Account | Nationwide VA Separate Account-D |
Nationwide Variable Account | Nationwide VLI Separate Account |
Nationwide Variable Account-II | Nationwide VLI Separate Account-2 |
Nationwide Variable Account-3 | Nationwide VLI Separate Account-3 |
Nationwide Variable Account-4 | Nationwide VLI Separate Account-4 |
Nationwide Variable Account-5 | Nationwide VLI Separate Account-5 |
Nationwide Variable Account-6 | Nationwide VLI Separate Account-6 |
Nationwide Variable Account-7 | Nationwide VLI Separate Account-7 |
Nationwide Variable Account-8 | Nationwide VL Separate Account-C |
Nationwide Variable Account-9 | Nationwide VL Separate Account-D |
Nationwide Variable Account-10 | Nationwide VL Separate Account-G |
Nationwide Variable Account-11 | Nationwide Provident VA Separate Account 1 |
Nationwide Variable Account-12 | Nationwide Provident VA Separate Account A |
Nationwide Variable Account-13 | Nationwide Provident VLI Separate Account 1 |
Nationwide Variable Account-14 | Nationwide Provident VLI Separate Account A |
Nationwide Variable Account-15 | |
Nationwide VA Separate Account-A | |
Nationwide VA Separate Account-B |
b) | Directors and Officers of NISC: |
President and Director | Ambrozy, Tina S. |
Senior Vice President-Head of Taxation | Biesecker, Pamela A. |
Senior Vice President and Secretary | Skingle, Denise L. |
Vice President-Tax | Eppley, Daniel P. |
Vice President and Assistant Secretary | Garman, David A. |
Vice President-Chief Compliance Officer | Rabenstine, James J. |
Vice President-Performance Management & Accounting and Financial Operations | Rothermel, Peter J. |
Associate Vice President and Assistant Treasurer | Conner, David A. |
Associate Vice President and Assistant Treasurer | Hacker, Hope C. |
Associate Vice President and Assistant Secretary | Hartman, Mark E. |
Associate Vice President and Assistant Treasurer | Reese, John A. |
Associate Vice President and Treasurer | Roswell, Ewan T. |
Assistant Secretary | Bowman, Heidi |
Assistant Secretary | Hinze, Keith W. |
Director | Henderson, Eric S. |
Director | Stevenson, Eric |
The business address of the
Directors and Officers of NISC is:
One Nationwide Plaza, Columbus, Ohio 43215.
One Nationwide Plaza, Columbus, Ohio 43215.
c)
Name of Principal Underwriter | Net
Underwriting Discounts and Commissions |
Compensation
on Redemption or Annuitization |
Brokerage
Commissions |
Compensation | ||||
Nationwide Investment Services
Corporation |
N/A | N/A | N/A | N/A |
Item 30. Location of Accounts and
Records
Steven A. Ginnan
Nationwide Life Insurance Company
One Nationwide Plaza
Columbus, OH 43215
Nationwide Life Insurance Company
One Nationwide Plaza
Columbus, OH 43215
Item 31. Management Services
Not Applicable
Item 32. Undertakings
The Registrant hereby undertakes to:
a) | file a post-effective amendment to this registration statement as frequently as is necessary to ensure that the audited financial statements in the registration statement are never more than 16 months old for so long as payments under the variable annuity contracts may be accepted; |
b) | include either (1) as part of any application to purchase a contract offered by the prospectus, a space that an applicant can check to request a Statement of Additional Information, or (2) a post card or similar written communication affixed to or included in the prospectus that the applicant can remove to send for a Statement of Additional Information; and |
c) | deliver any Statement of Additional Information and any financial statements required to be made available under this form promptly upon written or oral request. |
The Registrant represents that any of the contracts which are
issued pursuant to Section 403(b) of the Internal Revenue Code, are issued by Nationwide through the Registrant in reliance upon, and in compliance with, a no-action letter issued by the Staff of the Securities and Exchange Commission to the
American Council of Life Insurance (publicly available November 28, 1988) permitting withdrawal restrictions to the extent necessary to comply with Section 403(b)(11) of the Internal Revenue Code.
Nationwide Life Insurance Company represents that the fees and
charges deducted under the contract in the aggregate are reasonable in relation to the services rendered, the expenses expected to be incurred and risks assumed by Nationwide Life Insurance Company.
SIGNATURES
As required by the Securities Act of 1933 and the Investment
Company Act of 1940, the Registrant certifies that it meets the requirements of Rule 485(b) under the Securities Act of 1933 for effectiveness of the Registration Statement and has caused this Registration Statement to be signed by the undersigned,
duly authorized, in the City of Columbus, and State of Ohio, on September 23, 2021.
Nationwide Variable Account-II |
(Registrant) |
Nationwide Life Insurance Company |
(Depositor) |
By: /s/ Stephen M. Jackson |
Stephen
M. Jackson Attorney-in-Fact |
As
required by the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities indicated, on September 23, 2021.
JOHN L. CARTER | |
John L. Carter, President and Chief Operating Officer, and Director | |
MARK R. THRESHER | |
Mark R. Thresher, Executive Vice President and Director | |
TIMOTHY G. FROMMEYER | |
Timothy G. Frommeyer, Senior Vice President-Chief Financial Officer and Director | |
ERIC S. HENDERSON | |
Eric S. Henderson, Senior Vice President-Nationwide Annuity and Director | |
STEVEN A. GINNAN | |
Steven A. Ginnan, Senior Vice President-Chief Financial Officer-Nationwide Financial and Director | |
KIRT A. WALKER | |
Kirt A. Walker, Director | |
By /s/ Stephen M. Jackson | |
Stephen
M. Jackson Attorney-in-Fact |
Consent of Independent Registered Public Accounting Firm
We consent to the use of our report dated April 2, 2021, with
respect to the financial statements of the sub-accounts that comprise the Nationwide Variable Account-II, and the related notes (collectively, the financial statements), incorporated by reference herein, and to the reference to our firm under the
heading "Independent Registered Public Accounting Firm" in the Statement of Additional Information that was previously filed under SEC File No. 333-160635 and is incorporated by reference herein.
/s/ KPMG LLP
Columbus, Ohio
September 20, 2021
September 20, 2021
Consent of Independent Registered Public Accounting Firm
We consent to the use of our report on the statutory
financial statements and financial statement schedules of Nationwide Life Insurance Company (the Company), dated March 19, 2021, incorporated by reference herein, and to the reference to our firm under the heading "Independent Registered Public
Accounting Firm" in the Statement of Additional Information that was previously filed on Form N-4 under SEC File No. 333-160635 and is incorporated by reference herein.
Our report relating to the Company’s statutory financial
statements, dated March 19, 2021, states that the Company prepared its financial statements using statutory accounting practices prescribed or permitted by the Ohio Department of Insurance, which is a basis of accounting other than U.S. generally
accepted accounting principles. Accordingly, our report states that the Company’s financial statements are not intended to be and, therefore, are not presented fairly in accordance with U.S. generally accepted accounting principles and further
states that those statements are presented fairly, in all material respects, in accordance with the statutory accounting practices prescribed or permitted by the Ohio Department of Insurance.
/s/ KPMG LLP
Columbus, Ohio
September 20, 2021
September 20, 2021
POWER OF ATTORNEY
Each of the undersigned as directors and/or officers of
NATIONWIDE LIFE INSURANCE COMPANY and NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, both Ohio corporations, which have filed or will file with the U.S. Securities and Exchange Commission under the provisions of the Securities Act of 1933, as
amended; the Investment Company Act of 1940, as amended; and, if applicable, the Securities Exchange Act of 1934, various registration statements and amendments thereto for the registration of current, as well as any future, separate accounts
established by said corporations for the purpose of registering under said Act(s) immediate or deferred variable annuity contracts, fixed interest rate options subject to a market value adjustment, group flexible fund retirement annuity contracts
and variable life insurance policies in connection with the separate accounts and contracts listed below:
Variable Annuities and Variable Life Insurance Policies | ||
Separate Account (1940 Act File No.) | 1933 Act File Nos. | |
MFS Variable Account (811-02662) | 002-73432 | |
Nationwide Multi-Flex Variable Account (811-03338) | 033-23905, 002-75174 | |
Nationwide Variable Account (811-02716) | 002-58043, 333-80481, 033-60239, 333-176908 | |
Nationwide Variable Account-II (811-03330) | 002-75059, 033-67636, 033-60063, 333-103093, 333-103094, 333-103095, 333-104513, 333-104511, 333-104512, 333-104510, 333-151990, 333-105992, 333-147273, 333-140621, 333-144053, 333-147198, 333-160635, 333-164886, 333-168818, 333-177934, 333-177581, 333-177582, 333-177316, 333-177319, 333-177439, 3333-177441, 333-177729, 333-177731, 333-173349, 333-177938, 333-182494, 333-235382, 333-235383; Nationwide O Series (33 Act No. TBD) | |
Nationwide Variable Account-3 (811-05405) | 033-18422, 033-24434 | |
Nationwide Variable Account-4 (811-05701) | 033-25734, 033-26454, 333-62692, 333-135650, 333-140812, 333-201820, 333-240010, 333-240009 | |
Nationwide Variable Account-5 (811-08142) | 033-71440 | |
Nationwide Variable Account-6 (811-08684) | 033-82370, 333-21909 | |
Nationwide Variable Account-7 (811-08666) | 033-82190, 033-82174, 033-89560 | |
Nationwide Variable Account-8 (811-07357) | 033-62637, 033-62659 | |
Nationwide Variable Account-9 (811-08241) | 333-28995, 333-52579, 333-56073, 333-53023, 333-79327, 333-69014, 333-75360 | |
Nationwide Variable Account-10 (811-09407) | 333-81701 | |
Nationwide Variable Account-11 (811-10591) | 333-74904, 333-74908 | |
Nationwide Variable Account-12 (811-21099) | 333-88612, 333-108894, 333-178057, 333-178059 | |
Nationwide Variable Account-13 (811-21139) | 333-91890 | |
Nationwide Variable Account-14 (811-21205) | 333-104339 | |
Nationwide Variable Account-15 (811-23386) | 333-227783, 333-227780 | |
Nationwide VA Separate Account-A (811-05606) | 033-85164, 033-22940 | |
Nationwide VA Separate Account-B (811-06399) | 033-86408, 033-93482, 333-11415 | |
Nationwide VA Separate Account-C (811-07908) | 033-66496, 333-44485 | |
Nationwide VA Separate Account-D (811-10139) | 333-45976 | |
Nationwide VLI Separate Account (811-04399) | 033-00145, 033-44290, 033-35698 | |
Nationwide VLI Separate Account-2 (811-05311) | 033-16999, 033-62795, 033-42180, 033-35783, 033-63179, 333-27133 | |
Nationwide VLI Separate Account-3 (811-06140) | 033-44789, 033-44296 | |
Nationwide VLI Separate Account-4 (811-08301) | 333-31725, 333-43671, 333-52617, 333-94037, 333-52615, 333-53728, 333-69160, 333-83010, 333-137202, 333-153343, 333-169879, 333-229640 | |
Nationwide VLI Separate Account-5 (811-10143) | 333-46338, 333-46412, 333-66572, 333-121881, 333-125481, 333-125482 | |
Nationwide VLI Separate Account-6 (811-21398) | 333-106908 |
Variable Annuities and Variable Life Insurance Policies | ||
Separate Account (1940 Act File No.) | 1933 Act File Nos. | |
Nationwide VLI Separate Account-7 (811-21610) | 333-117998, 333-121879, 333-146649, 333-140606, 333-149295, 333-156020, 333-182893, 333-182887; 333-258039; 333-258035 | |
Nationwide VL Separate Account-A (811-06137) | 033-44792, 033-44300, 033-35775, 333-27123, 333-22677 | |
Nationwide VL Separate Account-B (811-07819) | 333-12333 | |
Nationwide VL Separate Account-C (811-08351) | 333-43639, 333-36869 | |
Nationwide VL Separate Account-D (811-08891) | 333-59517 | |
Nationwide VL Separate Account-G (811-21697) | 333-121878, 333-140608, 333-146073, 333-146650, 333-149213, 333-155153, 333-182897, 333-182896, 333-215169, 333-215173, 333-223705, 333-253123 | |
Nationwide Provident VA Separate Account 1 (811-07708) | 333-164127, 333-164125, 333-164126, 333-164124 | |
Nationwide Provident VLI Separate Account 1 (811-04460) | 333-164180, 333-164117, 333-164178, 333-164179, 333-164119, 333-164120, 333-164115, 333-164118, 333-164116 | |
Nationwide Provident VA Separate Account A (811-06484) | 333-164131, 333-164130, 333-164132, 333-164129, 333-164128 | |
Nationwide Provident VLI Separate Account A (811-08722) | 333-164188, 333-164123, 333-164185, 333-164122, 333-164121 |
General Account Products | ||
Insurance Company | 1933 Act File Nos. | |
Nationwide Life Insurance Company | 333-149613, 333-160418, 333-229802, 333-237472, 333-237471, 333-254817; 333-255535 | |
Nationwide Life and Annuity Insurance Company | 333-47640 |
hereby constitute and appoint Kirt
A. Walker, John L. Carter, Eric S. Henderson, Steven A. Ginnan, Jamie Ruff Casto, Michael Stobart, Paige L. Ryan, Stephen M. Jackson, and Benjamin W. Mischnick, and each of them with power to act without the others, as his/her attorney, with full
power of substitution for and in his/her name, place and stead, in any and all capacities, to approve, and sign such Registration Statements, and any and all amendments thereto, with power to affix the corporate seal of said corporation thereto and
to attest said seal and to file the same, with all exhibits thereto and other documents in connection therewith, with the U.S. Securities and Exchange Commission, hereby granting unto said attorneys, and each of them, full power and authority to do
and perform all and every act and thing requisite to all intents and purposes as he/she might or could do in person, hereby ratifying and confirming that which said attorneys, or any of them, may lawfully do or cause to be done by virtue hereof.
This instrument may be executed in one or more counterparts.
IN WITNESS WHEREOF, the undersigned have herewith set their
names as of this 27th day of July, 2021.
/s/ Timothy G. Frommeyer | /s/ Eric S. Henderson | |
TIMOTHY G. FROMMEYER, Director | ERIC S. HENDERSON, Director | |
/s/ Steven A. Ginnan | /s/ Mark R. Thresher | |
STEVEN A. GINNAN, Director | MARK R. THRESHER, Director | |
/s/ Kirt A. Walker | /s/ John L. Carter | |
KIRT A. WALKER, Director | JOHN L. CARTER, Director |