Lighthouse Credit Union Introduces 3.85% APY¹ Offer on New Money

DOVER, N.H.--(BUSINESS WIRE)-- Lighthouse Credit Union introduced a 3.85% annual percentage yield (APY)1 on new money deposited into a new Lighthouse Premium Savings account.

New and existing Lighthouse Credit Union members who move funds from another financial institution to a Premium Savings account can take advantage of the promotional rate, while enjoying flexibility and accessibility.

The Lighthouse Premium Savings account offers:

• 3.85% APY1 on qualifying new money
• No minimum balance
• No balance limit
• Access to your money when you need it2

The offer is designed for those who are keeping their savings elsewhere and are looking for an opportunity to earn a competitive rate while maintaining flexibility.

To learn more visit: lighthousecu.org/lighthouse-premium-savings.

About Lighthouse Credit Union

Lighthouse Federal Credit Union is a member-owned, not-for-profit organization based in Dover, NH. From its humble beginnings in 1936 at the Portsmouth Naval Shipyard, the credit union has grown to approximately $2 billion in assets, and over 170,000 members, through services and banking tools that help members achieve financial wellness, while facilitating real structural change in communities. For more information, please visit www.lighthousecu.org.

1APY = Annual Percentage Yield. A promotional 3.78% dividend rate and 3.85% APY are effective as of September 30, 2026, on new Lighthouse Premium Savings accounts opened and funded with qualifying new money deposits. The APY is accurate as of the last dividend declaration date. Lighthouse Premium Savings is a tiered-rate account; however, the promotional dividend rate and APY currently apply to all balance tiers. Dividend rates and APYs are variable and may change at any time after account opening, including by balance tier. Dividend rates and APYs may vary based on account balance. Existing Lighthouse Premium Savings account holders must open a new Lighthouse Premium Savings account with qualifying new money to participate.

“New money” means funds originating from a source outside Lighthouse Credit Union (“Lighthouse”) that were received by Lighthouse within the 30 days immediately preceding their deposit into the Premium Savings Account. Funds may qualify as new money regardless of the Lighthouse deposit account in which they were initially deposited, provided the funds were received by Lighthouse from an external source within that 30-day period. Deposits or transfers from another Lighthouse account, deposit product, loan, or credit card do not qualify as new money unless the funds were originally deposited to Lighthouse from an external source within that 30-day period. Dividends, fee rebates, fee refunds, and fee waivers credited by Lighthouse do not qualify as new money.

Additional new money deposits may be made to the Lighthouse Premium Savings account through March 31, 2027. Beginning April 1, 2027, deposits may continue to be made to the Lighthouse Premium Savings account without restriction as to the source of funds, including both new money and funds already held at Lighthouse.

There is no minimum opening deposit or minimum balance required to earn the stated APY, and there is no maximum balance limit. Fees may reduce earnings. This offer may be withdrawn or modified at any time. Membership eligibility is required. Must be or become a member of Lighthouse by maintaining at least $5 in a Lighthouse Savings account. See account disclosures and Schedule of Fees for additional terms and conditions.

2Deposited funds are subject to our standard funds availability policy. See Your Ability to Withdraw Funds disclosure for details.

View source version on businesswire.com: https://www.businesswire.com/news/home/20261013046624/en/

Media Contact:
Diane Carragher
VP, Communications
[email protected]

Source: Lighthouse Credit Union

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