BofI Federal Bank Launches Emerald Advance(R) Through H&R Block Partnership

SAN DIEGO, CA -- (Marketwired) -- 12/22/15 -- BofI Federal Bank (the "Bank"), the nationwide bank subsidiary of BofI Holding, Inc. (NASDAQ: BOFI), began offering the H&R Block Emerald Advance® line of credit through H&R Block tax office locations starting November 19, 2015. Qualified borrowers can get access to up to $1,000 loaded on an H&R Block Emerald Prepaid MasterCard®.

The H&R Block Emerald Advance® line of credit ("Emerald Advance") is an open-end line of credit provided by BofI Federal Bank to current, prior and potential clients of H&R Block. Draws from the Emerald Advance are loaded to the H&R Block Emerald Prepaid MasterCard® ("Emerald Card"). Upon approval by the Bank, qualified borrowers receive a line of credit between $350 and $1,000 and are able to use these funds for unexpected expenses, emergencies, and other uses.

H&R Block Emerald Advance® line of credit and H&R Block Emerald Savings® offered through BofI Federal Bank, Member FDIC. H&R Block Emerald Prepaid MasterCard® issued by BofI Federal Bank pursuant to a license by MasterCard International Incorporated. All products are subject to ID verification. Line of credit subject to credit and underwriting approval. Fees apply. Products offered at participating H&R Block offices. Promotional period 11/19/2015 - 12/30/2015. Emerald Financial Services, LLC is a registered agent of BofI Federal Bank. MasterCard is a registered trademark of MasterCard International Incorporated. Emerald Advance is a tax refund-related credit product and Emerald Card is a tax refund-related deposit product.

About BofI Holding, Inc. and BofI Federal Bank BofI Holding, Inc. ("BOFI") is the holding company for BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With approximately $6.3 billion in assets, BofI Federal Bank provides consumer and business banking products through its low-cost distribution channels and affinity partners. BofI Holding, Inc.'s common stock is listed on the NASDAQ Global Select Market under the symbol "BOFI" and is a component of the Russell 2000® Index and the S&P SmallCap 600® Index. For more information on BofI Federal Bank, please visit bofifederalbank.com.

Source: BofI Federal Bank

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