Public Unveils Reserve, a New Membership Tier Providing Higher Yield

NEW YORK, Sept. 22, 2026 /PRNewswire/ -- Public, the company building the Agentic Brokerage, today announced a new membership tier, Reserve, that unlocks over $4,000 in annual value for members. Now members can access even more opportunities to lock in a higher yield on cash and to match on dollars invested across different accounts.

All existing premium features will now be available to all members, regardless of Reserve membership. These features include extended hours, OTC trading fees waived, index option contract fees of $0.35 per contract, investment plans and bond accounts are free, and all data and key metrics are now accessible.

Public's new Reserve offering unlocks over $4,000 in annual value to members:

• NEW – 3.75% APY on Cash: As a Reserve member, you can put your cash to work at 3.75% APY. That's the highest rate available, anywhere. Plus, there are no fees or minimums.
• NEW – IRA Match of 4%: Reserve members get 4x our standard IRA match. That's additional income for your retirement that doesn't count toward your annual contribution limit.
• NEW – 1% Annual Generated Assets Match: You can earn a 1% annual match on up to $250,000 invested in Generated Assets. That's a $2,500 yearly benefit, exclusively for Reserve members.
• NEW – 0.5% Additional Annual Match: Reserve members get a 0.5% annual match on up to $250,000 invested in a Direct Index and/or Treasury Account. That's up to $1,250 every year.
• NEW – Priority Customer Support: Reserve members are moved to the top of the customer service queue to ensure all questions are answered in a timely manner.

"As Public continues to serve sophisticated investors, we saw an opportunity to evolve our subscription offering around what matters most: improving the after-tax, after-fee returns our members earn," said Stephen Sikes, COO at Public. "Reserve's enhanced 3.75% yield on HYCA and 0.50% match on Treasury Accounts create a compelling value proposition for investors looking to put more of their cash to work—whether they're building an emergency fund, saving toward a near-term goal, or optimizing the income-generating portion of their portfolio."

Reserve membership will be available for $20/month. Join Reserve today: public.com/reserve

About Public
Public is the world's first Agentic Brokerage. Investors use AI and a vast variety of asset classes, from stocks and bonds to crypto and options, to build portfolios for the long haul. Launched in 2019, Public has been trusted with billions in assets of affluent investors. The company is headquartered in New York City with investors ranging from Tiger to Accel.

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SOURCE Public