Lendio Launches Instant SBA Offers in Partnership with Three Banks

Small business owners can now receive real-time SBA loan offers from banks integrated with Lendio's technology - a first-of-its-kind advancement in small business lending.

LEHI, Utah, Aug. 14, 2025 /PRNewswire/ -- Lendio, the nation's leading small business financing platform, today announced the launch of instant SBA loan options - streamlining access to government-backed funding for startups and growing businesses. This capability allows eligible small business owners to view SBA offers from trusted lending partners immediately, including offerings from BayFirst, Bankwell, and Grasshopper Bank.

Building upon a set of 100+ variables from credit, financial and business data, Lendio recently launched automated debt service coverage ratio calculations, in which both the input variables and the calculations themselves are configurable to an individual bank, power instant offers.

Historically, SBA loans have offered some of the most affordable financing for small businesses - but their complexity and lengthy timelines often deterred applicants. Lendio now simplifies that process by delivering instant SBA loan options for 7(a) and microloans to applicants who meet regulatory and lender requirements.

"For the first time, SMBs can see SBA loan options the moment they qualify - right alongside lines of credit, term loans, and other funding choices. This isn't just a product upgrade - it's a redefinition of access," said Brock Blake, CEO and Co-Founder of Lendio.

Lendio has facilitated several thousand SBA loans, and would rank in the top 10 by units if it were a lender. This new launch makes Lendio the only platform to deliver instant SBA loan offers within a multi-lender marketplace.

About Lendio
Lendio is transforming small business lending by connecting small business, lenders, and service providers through a single integrated technology platform. Lendio's mission is to power an ecosystem that helps small businesses survive and thrive. Lendio provides purpose-built software that automates small business loan decisioning and underwriting for both banks and digital lenders, uses AI to match small businesses to the financing offers that best meet their needs, and embeds a full small business loan marketplace directly in service providers' platforms - all of which work together to get entrepreneurs access to the capital they need. For more information, visit www.lendio.com.

Contact
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SOURCE Lendio