Insurtech Startup ZeroedOut Launches Nationwide with a New Approach to Auto Deductibles

PLANO, Texas, Oct. 14, 2025 /PRNewswire/ -- ZeroedOut, a new financial technology company, announced its national launch today, offering a groundbreaking solution for drivers burdened by high auto insurance costs. The company's platform offers a membership that provides drivers with auto deductible protection. This allows members across the country to choose higher-deductible traditional insurance plans and significantly lower their monthly premiums without taking on financial risk.

The platform is designed to combat record-high auto insurance costs. By empowering drivers to confidently raise their deductibles to as high as $2,000, members can unlock immediate, substantial savings. When a member has an accident, ZeroedOut pays that high deductible on the member's behalf, sending funds directly to the auto body shop.

"We created ZeroedOut to give drivers a smarter way to save on auto insurance without the fear of high out-of-pocket costs," said Co-Founders Steven Morgan and Chris Hagans. "By providing our members with deductible protection when accidents happen, we eliminate the tradeoff between lower premiums and financial peace of mind."

Beyond the core benefit of deductible protection, ZeroedOut is building a membership community of financially savvy drivers. The company sees itself as more than a simple service; it's a financial empowerment movement. By joining this club, members unlock significant monthly savings, freeing up household income for debt repayment, savings, or family expenses. This shift represents a fundamental change in a consumer's financial situation, turning a mandatory expense into an opportunity for financial wellness.

ZeroedOut is available to drivers nationwide starting today. Membership plans can be found on its website, www.zeroedout.com. The fully digital sign-up process takes less than five minutes.

About ZeroedOut ZeroedOut is a financial technology company dedicated to making auto insurance more affordable. Headquartered in Plano, Texas, its core offering is a membership that provides auto deductible protection for drivers. This simple, transparent subscription empowers customers nationwide to save money on their insurance premiums without compromising on financial protection.

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SOURCE ZeroedOut