Innovative Program Solutions Launches All Lines Program Targeting Ever-Evolving Tunnel Carwash Exposures

 Strategic Partnership With Holmes Murphy and Liberty Mutual Creates Value-Added Risk Management Program

WAUKEE, Iowa, April 30, 2025 /PRNewswire/ -- Innovative Program Solutions (IPS), a subsidiary of Holmes Murphy — one of the nation's largest privately held insurance brokerages — is thrilled to announce the launch of a new all lines program specifically created to meet the ever-evolving and increasing needs for tunnel carwash operators. IPS, in partnership with Liberty Mutual Insurance, an A.M. Best A Rated, class XV carrier and a leader in the specialty program market, designed the program to help drive down the total cost of carwash risks.

"It's an exciting time for IPS, as we work to help carwash owners take control of their insurance with tailored coverage that will grow and evolve with their business," said Tim Anders, President of IPS. "We, along with Holmes Murphy, are equally excited to do so with Liberty Mutual. We believe that by combining our expertise, industry insights, and innovative risk management experience with Liberty Mutual's strong brand, team, and robust product offerings, we are providing a program that offers best-in-class value while providing peace of mind and a collaborative risk-focused partnership for tunnel carwashes."

Features of the program include robust product features, comprehensive risk and safety support, consultative expertise, and timely policy administration.

"Those who take advantage of the program will have access to loss control resources that are designed to identify risks and reduce exposures; a team of professionals with deep industry knowledge who will offer proactive, consultative advice on insurance and risk management strategies; and efficient handling of policy life cycle processes," said Anders. "The pricing approach will reflect the program benefit of risk control and loss reduction. As the program exhibits better-than-average loss activity, pricing will trend favorably, reflecting the positive performance and reduced risk."

Additionally, clients will have access to Liberty Mutual's industry-leading claims services and benefit from the efficiency of its proprietary underwriting platform, broad coverage, and specialized features. The flexibility to add coverage enhancements will also provide unique value to the tunnel carwash segment.

"The program is structured to address the unique needs of automated carwash operations, focused on targeted exposures, loss control, and risk management for operators. Holmes Murphy is a significant partner of Liberty's in multiple profit centers, and we are thrilled to add to the relationship with the Innovative Program Solutions (IPS) team. IPS brings delegated authority, expertise, and a unique distribution strategy that will provide long-term success in this niche," commented Zach Walton, VP and Division Underwriting Manager of Liberty Mutual Programs.

This new all lines program blends the strengths of IPS's seamless program administration, Holmes Murphy's industry expertise, and Liberty Mutual's industry-leading brand and robust insurance offerings to provide an innovative insurance solution aimed at ensuring long-term success for tunnel carwash owners.

About Innovative Program Solutions (IPS)
Innovative Program Solutions (IPS) is a full-service Managing General Agent (MGA) practice focused on designing specialized insurance programs to help businesses in targeted industries drive down expenses and loss ratios with custom solutions created by industry experts who have decades of experience. IPS values agent expertise and relationships and strives to identify an accurate alignment of risk and offer programs designed to solve unique challenges. The company works with a variety of carriers and brokers to provide best-in-class programs tailored to the unique needs of its partners. IPS is led by Tim Anders, a highly respected and successful insurance industry veteran with more than 35 years of experience in underwriting, new program development, program management, and leadership. IPS is part of the Holmes Murphy PLUS family of subsidiary brands.

About Liberty Mutual Global Risk Solutions North America Programs
Liberty Mutual's Global Risk Solutions North America Programs is a leading programs provider offering a wide range of coverages specifically addressing the risk transfer needs of niche markets. The group provides customized solutions using admitted and non-admitted paper backed by the strength and stability of a Fortune 100 company and a seasoned programs team. 

Contact: Jena Brown
(515) 346-8934
[email protected] 

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SOURCE Innovative Program Solutions