Hurricane Insurance Now Available in Hawaii

Fast, hassle-free payouts for flood, storm surge, wind, and business interruption

OVERLAND PARK, Kan., March 18, 2025 /PRNewswire/ -- Vortex Weather Insurance, a leader in parametric hurricane coverage, is excited to announce the expansion of its supplemental hurricane insurance solutions to Hawaii. These products provide businesses and commercial and community property managers with fast, reliable financial protection against hurricane-related losses. 

As part of this expansion, Vortex is partnering with: 

✅ ExcurInsure (www.excurinsure.com) – a trusted provider of innovative insurance solutions designed to help businesses properly de-risk their exposure to weather events.   

✅ Hawaiian Hurricane Group (www.hawaiianhurricanegroup.com) – specialists in hurricane insurance coverage for Hawaii residents and businesses. Hawaiian Hurricane Group is an MGA/MGU who specialize in bringing innovative, custom built hurricane insurance products to the Hawaiian Islands.  

✅ Skyline Partners (www.skyline.partners) – the parametric catalyzer – helps re/insurers, brokers, underwriting and distribution agents, affinity partners, and government agencies solve intractable risk challenges with custom-crafted, data-driven insurance products.  

✅ Augment Risk (www.augmentrisk.com) – Global provider of strategic reinsurance & risk capital solutions. Our approach integrates customized solutions with rigorous market analysis to enhance enterprise value and secure long-term capital partnerships. 

Simple, Fast, and Reliable Hurricane Protection 

Unlike traditional insurance, Vortex's parametric hurricane coverage provides automatic payouts based on objective National Hurricane Center data—eliminating claims adjusters, financial documentation, and inspections. 

How It Works:  

• Automatic Payouts: Swift claims process, no proof of loss required.
  
  
• Broad Coverage: Payments can contribute towards any financial loss including flood, storm surge, wind, and business interruption.
  
  
• Flexible Triggers:
  • A recorded hurricane path of any category (1-5) within 30 miles of the insured business.
  • A recorded Category 3+ hurricane path within 60 miles of the insured business.
    
    
• Multiple Payouts: If more than one hurricane crosses your coverage area in the same year, your policy still pays out (subject to limits).
  
  
• Lasting Coverage: Policies activate 30 days after signing and last for 12 months. 

"Bringing Vortex's hurricane coverage to Hawaii means businesses and commercial and community property managers (including Home and Condominium Owners Associations) can recover quickly after a storm," said Andy Klaus, Vortex's Vice President of Business Development. "With the support of ExcurInsure, Hawaiian Hurricane Group, Skyline Partners and Augment Risk, we're helping to make hurricane protection simple and accessible in Hawaii." 

"We are excited to team up with Vortex Weather Insurance, Hawaiian Hurricane Group, Skyline Partners, and Augment Risk to bring this innovative solution to Hawai'i," said Jon Mitchell, President of ExcurInsure. "Oftentimes commercial and community properties do not realize that damages to the shared spaces such as pools and landscaping are not covered under traditional indemnity programs. With this new parametric solution, Associations can be confident that when a named storm occurs, they will have the coverage they truly need." 

"Building on our foundation of expertise and experience in the personal lines market, HHG is honored to partner with Vortex, ExcurInsure, Skyline Partners and Augment Risk to bring this innovative hurricane insurance solution to Hawaii," said Cody Doucette, President of Hawaiian Hurricane Group.

"We are pleased to have worked with all the partners to get this innovative, much-needed insurance coverage to market," said Laurent Sabatié, Executive Director at Skyline Partners. "We saw a great match in Vortex and Hawaiian Hurricane Group, brought HHG's insurance capacity to the project, then structured coverage and a trigger which ensures that when a hurricane passes over or near an insured property in Hawaii, the claim we calculate will be paid almost immediately, without quibble." 

"Partnering with Vortex, Skyline Partners, Hawaiian Hurricane Group and ExcurInsure presents a significant opportunity to collaborate and distribute Parametric expertise and best in class products for our partners," said Paul Ramiz, Associate Partner – Parametric Solutions, Augment Risk. "We look forward to working together to deliver cutting-edge Parametric hurricane solutions to a wider client audience in Hawaii." 

Secure Coverage Before the Next Storm 

Hurricanes can cause severe financial losses, but with Vortex's fast, hassle-free insurance, businesses and property owners in Hawaii now have a better way to help protect themselves. 

This product is exclusively available and offered in Hawaii through this partnership. For more information or to secure coverage in Hawaii, visit www.excurinsure.com 

For information on this product's availability along the Gulf and Atlantic coasts, please contact Vortex Weather Insurance at www.vortexinsurance.com  

ABOUT VORTEX WEATHER INSURANCE:     

Vortex Weather Insurance (dba Vortex Insurance Agency, LLC) is a data-driven weather risk insurtech that offers businesses a variety of affordable parametric weather index insurance products, including commercial supplemental hurricane insurance. Since 2008, Vortex has provided insurance for outdoor events ranging from fairs and festivals, motorsports, youth sports, pickleball events, professional golf tournaments and golf clubs to outdoor theaters and concerts, haunted houses and holiday light events. Insurance is underwritten by Mitsui Sumitomo Insurance USA, Inc. (MSU), admitted in all 50 states and has an AM Best rating of A+ (Superior). Weather or not … Vortex it. Contact us at vortexinsurance.com 

ABOUT EXCURINSURE: 

ExcurInsure is the only insurance brokerage in Hawai'i that is strictly focused on bringing Parametric Insurance solutions to the market.  With ever-rising premiums and increasing lists of exclusions, parametric coverage helps fill specific weather-related gaps.  Supporting commercial, recreational and agricultural businesses across Hawai'i, ExcurInsure works collaboratively with businesses and their current risk partners to define solutions that solve the weather challenges unique to Hawai'i. 

ABOUT HAWAIIAN HURRICANE GROUP: 

Hawaiian Hurricane Group was established in 2013 with the goal of bringing a new approach to hurricane insurance throughout the Hawaiian Islands. We started with the idea that a rating approach solely focused on the Hawaiian Islands & not imported from the mainland could provide enhanced coverage and superior pricing. So, we created a custom-built insurance product for Hawaii, shaped by the islands' unique structural, geographical, topographical & meteorological environments. The results are lower rates and key coverage enhancements for Hawaii homeowners.

ABOUT SKYLINE PARTNERS: 

London-based Skyline Partners helps re/insurance underwriters, brokers, agents, affinity partners, and government agencies solve risk challenges with innovative, data-driven solutions. A private-equity-funded UK insurTech dedicated to the development and computation of parametric insurances, Skyline deploys, as necessary, tools such as its proprietary InsDex platform, its MGA accreditation, and its expertise in data science to build and operate insurance products which create insurability for clients world-wide. Skyline has the technology, expertise and relationships to transform any data stream into transparent, reactive protection delivered with minimal frictional costs and no surprises. Learn more at www.skyline.partners. 

ABOUT AUGMENT RISK: 

Augment Risk is an innovative risk capital and reinsurance solutions broker, focused on designing and placing bespoke protections for a variety of clients. With a wide range of solutions, Augment Risk creates growth and equity value through tailored transactions to deliver long-term capital and partnerships. Augment Risk's expertise extends beyond reinsurance, allowing the company to disrupt the value chain and build creative, value-accretive solutions for individual client needs. For more information about Augment Risk please visit www.augmentrisk.com  

Media Contact:                                                                              
Stacy Stephens 
Vortex Weather Insurance
913.253.1205
[email protected]

View original content to download multimedia:https://www.prnewswire.com/news-releases/hurricane-insurance-now-available-in-hawaii-302403647.html

SOURCE Vortex Weather Insurance