Ford Pro Insure Coverage expanded to Pennsylvania and Texas

• Businesses in Pennsylvania and Texas have a new commercial auto insurance option: Ford Pro Insure¹
• For businesses, managing vehicle fleets can be easier with a Ford Pro Insure commercial auto insurance policy, along with the Ford Pro suite of vehicles, software, charging, service and financing
• Usage-based insurance now is available in two more states, Pennsylvania and Texas, potentially helping customers with fleet management and costs

DEARBORN, Mich., April 16, 2025 /PRNewswire/ -- More than 4 million small businesses in Pennsylvania² and Texas³ have a new option for vehicle fleet insurance. A Ford Pro Insure policy from Ford subsidiary, The American Road Insurance Company (TARIC), powered by Pie Insurance, is now available.

"We're making fleet management easy with Ford Pro Insure traditional and usage-based insurance, along with the vehicles, financing, software and services in the Ford Pro suite," said Craig Carrington, Ford Credit executive vice president Operations and Insurance. "Ford Pro Insure is a new solution for businesses with fleets of Ford or other vehicles."

TARIC underwrites the Ford Pro Insure policies, which cover commercial vehicles purchased through Ford Pro and other channels. TARIC works with Pie, which specializes in serving small businesses with commercial insurance and, as managing general agent, providing sales, distribution, underwriting, policy servicing and claims management. 

Usage-based insurance (UBI) that leverages vehicle data is available in Arizona, Illinois, Minnesota, Pennsylvania, Texas, and Wisconsin. UBI policies offer a 10% discount on enrollment, and Ford Pro Telematics subscribers may be eligible for additional savings.  

"Data-driven insurance allows business owners greater influence over rates," Carrington said. Data is collected only with explicit customer permission.

"Small business owners and their insurance agents need coverage that's straightforward, affordably priced, and tailored to their individual needs," said John Swigart, CEO of Pie. "In states like Pennsylvania and Texas where vehicles are vital to small business success, our commercial auto offering empowers owners to manage their fleets safely and efficiently, helping them protect their assets when accidents happen."

Ford Pro Insure commercial auto coverage from TARIC is available through fordpro.com/en-us/insurance/, pieinsurance.com and affiliated Pie agents.

¹Ford Pro Insure is a brand of commercial auto policies issued by The American Road Insurance Company (TARIC) (NAIC 19631), an admitted insurance carrier and subsidiary of Ford Motor Company and Ford Credit. Ford Pro Insure policies are sold and administered by Pie Insurance Services, Inc. (Pie Insurance), a licensed insurance producer and non-affiliate of TARIC. (Licenses available at pieinsurance.com/legal/.) Information provided is subject to Pie's and TARIC's privacy policies (pieinsurance.com/privacy and fordpro.com/privacy). Not available in all states and situations. Coverage subject to policy terms and conditions.

²2023     Small Business Profile for Pennsylvania, U.S. Small Business Administration Office of Advocacy.

³2023     Small Business Profile for Texas, U.S. Small Business Administration Office of Advocacy.

About Ford Motor Credit Company

Ford Motor Credit Company is a leading automotive financial services company, providing dealer and customer financing to support the sale of Ford Motor Company products around the world. This includes financial services through Lincoln Automotive Financial Services in the United States, Canada and China, and for commercial customers through the Ford Pro FinSimple brand in North America and Europe. Its retail insurance brands include Ford Insure and Lincoln Motor Company Insure. Ford Credit is a subsidiary of Ford established in 1959. For more information, visit www.fordcredit.com,  www.lincolnafs.com or on the financing or insurance buttons at www.fordpro.com.

About Pie Insurance

Pie Insurance is leveraging technology to transform how small businesses buy and experience commercial insurance, with the goal of making it affordable and as easy as pie. Pie's intense focus on granular, sophisticated pricing, and data-driven customer segmentation enables Pie to match price with risk accurately across a broad spectrum of small business types, which allows Pie to offer more affordable insurance to small business owners. Since 2017, Pie has received over $615 million in funding and partnered with over 4,000 agencies nationwide.

Media Contact:
Allie Pergram & Sofia Spieler
On Behalf of Pie Insurance
[email protected]

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SOURCE Pie Insurance