Bank Executives Strongly Back Fed Independence

ARLINGTON, Va., Nov. 12, 2025 /PRNewswire/ -- As policymakers debate the future of central bank independence, bank executives overwhelmingly support preserving the Federal Reserve's autonomy, according to a survey released today by fintech IntraFi.

Ninety-five percent of surveyed bankers said maintaining Fed independence in conducting monetary policy is important, with 75% expressing strong support. Similarly, 92% said the Fed's independence in bank regulation is important.

"Bank leaders are sending a clear message: the independence of the Federal Reserve is fundamental to the stability and integrity of our financial system," said Mark Jacobsen, Cofounder and CEO of IntraFi.

Eighty-eight percent of executives said a president should only be able to remove a Fed governor for proven improper activity, while 6% supported removal for alleged misconduct. Just 4% said a president should have unrestricted discretion to remove Fed governors.

The survey results precede a Supreme Court hearing in January on the president's authority to dismiss Fed governors.

Other Highlights

• Deposit Competition: 93% expect competition for deposits to increase or remain unchanged over the next year 
   
• Funding Costs: 80% expect funding costs to decline over the next 12 months
   
• Loan Demand: 47% expect loan demand to increase over the next 12 months, while 39% expect it to remain steady
   
• Access to Capital: 75% anticipate stable access to capital over the coming year, consistent with prior surveys

IntraFi's Q3 2025 Bank Executive Business Outlook Survey collected responses from CEOs, presidents, and CFOs at 441 banks nationwide. Download the full report.

About IntraFi
A trusted partner chosen by more than 3,000 financial services companies, we define success not by the volume of transactions we enable, but by the quality of relationships we form. Our network, established over 20 years ago, connects institutions of all sizes to help participants build stronger relationships with their customers, fund more loans, seamlessly manage their liquidity needs, and earn fee income. The network brings scale, giving each participant access to tens of billions of dollars in funding, the highest per-depositor and per-bank capacity, and the peace of mind of being able to make large-dollar placements.

View original content:https://www.prnewswire.com/news-releases/bank-executives-strongly-back-fed-independence-302610623.html

SOURCE IntraFi