AM Best Assigns Credit Ratings to USAA Falcon Property & Casualty Insurance Company

OLDWICK, N.J.--(BUSINESS WIRE)-- AM Best has assigned a Financial Strength Rating of A++ (Superior) and a Long-Term Issuer Credit Rating of “aaa” (Exceptional) to USAA Falcon Property & Casualty Insurance Company (USAA Falcon) (San Antonio, TX). The outlook assigned to these Credit Ratings (ratings) is stable.

The ratings of USAA Falcon reflect USAA Group’s (USAA) consolidated balance sheet strength, which AM Best assesses as strongest, as well as its strong operating performance, very favorable business profile and appropriate enterprise risk management.

USAA Falcon underwrites policies for individuals who qualify for USAA’s property/casualty group membership. Within the broader USAA group, USAA Falcon provides enhanced flexibility in pricing, discounts and product differentiation to better serve members and diversify risk across the USAA enterprise. This is accomplished via a modernized and more-agile system platform, with pricing and product segmentation that is more specific and specialized. USAA Falcon is highly integrated into all facets of USAA’s insurance operations.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2026 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

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Raymond Thomson, CPCU, Are
Director
+1 908 882 2394
[email protected]

Doniella Pliss
Director
+1 908 882 2245
[email protected]

Christopher Sharkey
Associate Director, Public Relations
+1 908 882 2310
[email protected]

Al Slavin
Senior Public Relations Specialist
+1 908 882 2318
[email protected]

Source: AM Best

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