Upstart Holdings (UPST) Misses Q1 EPS by 42c, provides guidance

Upstart Holdings (NASDAQ: UPST) reported Q1 EPS of ($0.03), $0.42 worse than the analyst estimate of $0.39. Revenue for the quarter came in at $308 million versus the consensus estimate of $302.73 million.

GUIDANCE:

Upstart Holdings sees FY2026 revenue of $1.4 billion, versus the consensus of $1.413 billion.
Adjusted EBITDA (Margin % of Total Revenue) of approximately $294 million (21%)

There is no change to the Company’s 2025-2028 targets previously shared on February 10, 2026:

2025 - 2028: Total Revenue CAGR: Approximately 35%
2028: Adjusted EBITDA Margin: Approximately 25%

For earnings history and earnings-related data on Upstart Holdings (UPST) click here.

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