Upstart Holdings (NASDAQ: UPST) reported Q4 EPS of ($0.25), $0.22 better than the analyst estimate of ($0.47). Revenue for the quarter came in at $147 million versus the consensus estimate of $134.31 million.

GUIDANCE:

Upstart Holdings sees Q1 2023 revenue of $100 million, versus the consensus of $158 million.

• Revenue of approximately $100 million
• Revenue From Fees of approximately $110 million
• Net Interest Income (Loss) of approximately ($10) million
• Contribution Margin of approximately 55%
• Net Income (Loss) of approximately ($145) million
• Adjusted Net Income (Loss) of approximately ($70) million
• Adjusted EBITDA of approximately ($45) million
• Basic Weighted-Average Share Count of approximately 81.9 million shares
• Diluted Weighted-Average Share Count of approximately 81.9 million shares

For earnings history and earnings-related data on Upstart Holdings (UPST) click here.