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- Summary
- Chart
- Profile
- Historical

Data

- Earnings
- Holders
- Dividends (6.4% Yield)

Financials

Income Statement
Balance Sheet
Cash Flow Statement

Upcoming Events

- Earnings (7/23/24 *Est.)

News

- Analyst Ratings
- Earnings Related
- Guidance
- Insider Trades
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UBFO Income Statement

Click line-items for a historical chart and %
Interest Income:
Loans, including fees 7.44M
Investment securities - AFS - taxable 244K
Investment securities - AFS - nontaxable
Federal funds sold
Interest on deposits in FRB 72K
Interest on deposits in other banks 2K
Total interest income 7.75M
Interest Expense:
Interest on deposits 289K
Interest on other borrowings 60K
Total interest expense 349K
Net Interest Income Before Provision for Credit Losses 7.4M
Provision for Credit Losses 4K
Net Interest Income 7.4M
Noninterest Income:
Customer service fees 924K
Increase in cash surrender value of bank-owned life insurance 131K
(Loss) gain on sale of other real estate owned
Gain on sale of securities
Gain on sale of loans
Gain (loss) on fair value of financial liability
Other 154K
Total noninterest income 786K
Noninterest Expense:
Salaries and employee benefits 2.53M
Occupancy expense 1.1M
Data processing 23K
Professional fees 327K
FDIC/DFI insurance assessments 131K
Director fees 75K
Amortization of intangibles
Correspondent bank service charges 20K
Impairment loss on core deposit intangible
Impairment loss on goodwill
Impairment loss on investment securities (cumulative total other-than-temporary loss of $4.3 million, net of $3.9 million recognized in other comprehensive loss, pre-tax)
Impairment loss on OREO
Loss on California tax credit partnership 49K
OREO expense
Other 570K
Total noninterest expense 4.86M
(Loss) Income Before Taxes on Income 3.32M
Provision for Taxes on Income 1.28M
Net (Loss) Income 2.04M
Unrealized (loss) gain on available for sale securities, and past service costs of employee benefit plans - net of income tax (benefit) expense of $(282), $385, $(305), and $763
Comprehensive (Loss) Income
Net (Loss) Income per common share
Basic (in dollars per share) 0.12
Diluted (in dollars per share) 0.12
Shares on which net income per common shares were based
Basic (in shares) 16.54M
Diluted (in shares) 16.55M