Revenues | |
Transaction | |
Redemption | |
Finance charges, net | 954.9M |
Database marketing fees and direct marketing services | |
Other revenue | 45.7M |
Total revenue | 1.89B |
Operating expenses | |
Cost of operations | 1.05B |
Provision for loan loss | 251.3M |
General and administrative | 41M |
Depreciation and other amortization | 42.6M |
Amortization of purchased intangibles | |
Total operating expenses | 1.46B |
Operating income | 421M |
Interest expense | |
Securitization funding costs | 31.1M |
Interest expense on certificates of deposit | 22.6M |
Interest expense on long-term and other debt, net | 54.6M |
Total interest expense, net | |
Income before income tax | 312.7M |
Provision for income taxes | 105.2M |
Net income | |
Basic income per share | 3.56 |
Diluted income per share | 3.55 |
Weighted average shares | |
Basic | 58.3M |
Diluted | 58.4M |