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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+2025+Full+Year+and+Fourth+Quarter+Earnings+Results/25962838.html</link>
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&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
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&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+2025+Full+Year+and+Fourth+Quarter+Earnings+Results/25962838.html</link>
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&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+2025+Full+Year+and+Fourth+Quarter+Earnings+Results/25962838.html</link>
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&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
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&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+2025+Full+Year+and+Fourth+Quarter+Earnings+Results/25962838.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+2025+Full+Year+and+Fourth+Quarter+Earnings+Results/25962838.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports 2025 Full Year and Fourth Quarter Earnings Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+2025+Full+Year+and+Fourth+Quarter+Earnings+Results/25962838.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported consolidated net income for the year ended December 31, 2025 of $4.2 million, representing an increase of $60 thousand or 1.5% when compared to $4.1 million for the year ended December 31, 2024. Basic and diluted earnings per common share were $16.17 and $15.94 for the years ended December 31, 2025 and 2024, respectively. Return on average assets and return on average equity for December 31, 2025, were 0.76% and 12.72%, respectively, compared to 0.77% and</description>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <pubDate>Tue, 04 Nov 2025 16:49:00 -0500</pubDate>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <pubDate>Tue, 04 Nov 2025 16:49:00 -0500</pubDate>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <pubDate>Tue, 04 Nov 2025 16:49:00 -0500</pubDate>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <pubDate>Tue, 04 Nov 2025 16:49:00 -0500</pubDate>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <title>JSB Financial Inc. Reports Third Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Reports+Third+Quarter+2025+Results/25554556.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $1.1 million for the quarter ended September 30, 2025, representing a decrease of $835 thousand when compared to $2.0 million for the quarter ended September 30, 2024. Basic and diluted earnings per common share were $4.40 and $7.64 for the third quarter of 2025 and 2024, respectively. The 2024 third quarter results included the recognition of an interest recovery totaling $1.3 million, a recovery to the allowance for credit losses on loans totaling $252 thousand and a recovery of legal fees totaling $17 thousand</description>
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   <pubDate>Tue, 04 Nov 2025 16:49:00 -0500</pubDate>
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  <item>
   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   <pubDate>Thu, 21 Aug 2025 14:53:00 -0500</pubDate>
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   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   <pubDate>Thu, 21 Aug 2025 14:53:00 -0500</pubDate>
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  <item>
   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   <pubDate>Thu, 21 Aug 2025 14:53:00 -0500</pubDate>
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   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   <pubDate>Thu, 21 Aug 2025 14:53:00 -0500</pubDate>
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   	  </item>
  <item>
   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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  <item>
   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   	  </item>
  <item>
   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   <pubDate>Thu, 21 Aug 2025 14:53:00 -0500</pubDate>
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  <item>
   <title>JSB Financial Inc. Announces Semi-Annual Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/JSB+Financial+Inc.+Announces+Semi-Annual+Dividend/25235583.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV), the holding company of Jefferson Security Bank, announced that the Board of Directors declared a common stock dividend of $1.35 per share at its August 20, 2025 meeting. The cash dividend is payable on September 12, 2025 to shareholders of record on September 2, 2025. This dividend is an increase from the previous semi-annual dividend and results in an annual dividend of $2.60 per share in 2025, representing an increase of $0.20 per share or 8.3% from $2.40 per share in 2024.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;About JSB Financial Inc.&lt;/b&gt;

&lt;/p&gt;&lt;p&gt;
&lt;i&gt;JSB Financial Inc. (OTCID: JFWV)</description>
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   <pubDate>Thu, 21 Aug 2025 14:53:00 -0500</pubDate>
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  <item>
   <title>JSB Financial Inc. Reports Second Quarter 2025 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/JSB+Financial+Inc.+Reports+Second+Quarter+2025+Results/25195616.html</link>
   <description>
&lt;p&gt;    SHEPHERDSTOWN, W.Va.--(BUSINESS WIRE)--
JSB Financial Inc. (OTCID: JFWV) reported unaudited net income of $987 thousand for the second quarter of 2025, representing an increase of $196 thousand, or 24.8% when compared to $791 thousand for second quarter of 2024. Basic and diluted earnings per common share were $3.83 and $3.07 for the second quarter of 2025 and 2024, respectively. For the first six months of 2025, unaudited net income was $1.7 million, representing an increase of $248 thousand, or 17.0%, when compared to $1.5 million for the first six months of 2024. Basic and diluted earnings per</description>
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   <pubDate>Wed, 13 Aug 2025 15:16:00 -0500</pubDate>
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