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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  29, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  29, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  29, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  29, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black</description>
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   <pubDate>Fri, 29 May 2026 08:30:00 -0400</pubDate>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
   <link>http://www.streetinsider.com/Globe+Newswire/Herzfeld+Credit+Income+Fund%2C+Inc.+Announces+Distribution+Payment/26571069.html</link>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  29, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
   <link>http://www.streetinsider.com/Globe+Newswire/Herzfeld+Credit+Income+Fund%2C+Inc.+Announces+Distribution+Payment/26571069.html</link>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  29, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black</description>
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   <title>CORRECTION - Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
   <link>http://www.streetinsider.com/Press+Releases/CORRECTION+-+Herzfeld+Credit+Income+Fund%2C+Inc.+Announces+Distribution+Payment/26556831.html</link>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  27, 2026  (GLOBE NEWSWIRE) -- In a release issued under the same headline on May 6, 2026, by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), please note that there was an error in the information reported in the table with respect to Total Cumulative Distributions for the Fiscal Year to Date and % Breakdown of the Total Cumulative Distributions for the Fiscal Year to Date. The corrected release follows:&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared a year-end distribution to stockholders and provided updates on</description>
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   <pubDate>Wed, 27 May 2026 14:00:00 -0400</pubDate>
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   <title>CORRECTION - Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
   <link>http://www.streetinsider.com/Press+Releases/CORRECTION+-+Herzfeld+Credit+Income+Fund%2C+Inc.+Announces+Distribution+Payment/26556831.html</link>
   <description>
&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  27, 2026  (GLOBE NEWSWIRE) -- In a release issued under the same headline on May 6, 2026, by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), please note that there was an error in the information reported in the table with respect to Total Cumulative Distributions for the Fiscal Year to Date and % Breakdown of the Total Cumulative Distributions for the Fiscal Year to Date. The corrected release follows:&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared a year-end distribution to stockholders and provided updates on</description>
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   <title>CORRECTION - Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
   <link>http://www.streetinsider.com/Press+Releases/CORRECTION+-+Herzfeld+Credit+Income+Fund%2C+Inc.+Announces+Distribution+Payment/26556831.html</link>
   <description>
&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  27, 2026  (GLOBE NEWSWIRE) -- In a release issued under the same headline on May 6, 2026, by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), please note that there was an error in the information reported in the table with respect to Total Cumulative Distributions for the Fiscal Year to Date and % Breakdown of the Total Cumulative Distributions for the Fiscal Year to Date. The corrected release follows:&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared a year-end distribution to stockholders and provided updates on</description>
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   <title>CORRECTION - Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  27, 2026  (GLOBE NEWSWIRE) -- In a release issued under the same headline on May 6, 2026, by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), please note that there was an error in the information reported in the table with respect to Total Cumulative Distributions for the Fiscal Year to Date and % Breakdown of the Total Cumulative Distributions for the Fiscal Year to Date. The corrected release follows:&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared a year-end distribution to stockholders and provided updates on</description>
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   <title>CORRECTION - Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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   <description>
&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  27, 2026  (GLOBE NEWSWIRE) -- In a release issued under the same headline on May 6, 2026, by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), please note that there was an error in the information reported in the table with respect to Total Cumulative Distributions for the Fiscal Year to Date and % Breakdown of the Total Cumulative Distributions for the Fiscal Year to Date. The corrected release follows:&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared a year-end distribution to stockholders and provided updates on</description>
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   <title>CORRECTION - Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
   <link>http://www.streetinsider.com/Globe+Newswire/CORRECTION+-+Herzfeld+Credit+Income+Fund%2C+Inc.+Announces+Distribution+Payment/26556831.html</link>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  27, 2026  (GLOBE NEWSWIRE) -- In a release issued under the same headline on May 6, 2026, by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), please note that there was an error in the information reported in the table with respect to Total Cumulative Distributions for the Fiscal Year to Date and % Breakdown of the Total Cumulative Distributions for the Fiscal Year to Date. The corrected release follows:&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared a year-end distribution to stockholders and provided updates on</description>
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   <title>Herzfeld Credit Income Fund, Inc. Declares Distributions in Cash</title>
   <link>http://www.streetinsider.com/Press+Releases/Herzfeld+Credit+Income+Fund%2C+Inc.+Declares+Distributions+in+Cash/26525331.html</link>
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&lt;p&gt;MIAMI BEACH, Fla., May  20, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared monthly distributions to stockholders of record as of the Record Dates set forth below for the months of July, August and September.&lt;/p&gt;  &lt;p&gt;Each monthly distribution will distribute to stockholders substantially all of the Fund’s net investment income and net short-term capital gains, as set forth in the Fund’s Prospectus.&lt;/p&gt;  &lt;p&gt;The Fund has announced distributions of $0.17 per share for the months of July, August, and September, to be paid as follows:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-collapse: collapse; width:100%;</description>
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   <title>Herzfeld Credit Income Fund, Inc. Declares Distributions in Cash</title>
   <link>http://www.streetinsider.com/Press+Releases/Herzfeld+Credit+Income+Fund%2C+Inc.+Declares+Distributions+in+Cash/26525331.html</link>
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&lt;p&gt;MIAMI BEACH, Fla., May  20, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared monthly distributions to stockholders of record as of the Record Dates set forth below for the months of July, August and September.&lt;/p&gt;  &lt;p&gt;Each monthly distribution will distribute to stockholders substantially all of the Fund’s net investment income and net short-term capital gains, as set forth in the Fund’s Prospectus.&lt;/p&gt;  &lt;p&gt;The Fund has announced distributions of $0.17 per share for the months of July, August, and September, to be paid as follows:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-collapse: collapse; width:100%;</description>
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   <title>Herzfeld Credit Income Fund, Inc. Declares Distributions in Cash</title>
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&lt;p&gt;MIAMI BEACH, Fla., May  20, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared monthly distributions to stockholders of record as of the Record Dates set forth below for the months of July, August and September.&lt;/p&gt;  &lt;p&gt;Each monthly distribution will distribute to stockholders substantially all of the Fund’s net investment income and net short-term capital gains, as set forth in the Fund’s Prospectus.&lt;/p&gt;  &lt;p&gt;The Fund has announced distributions of $0.17 per share for the months of July, August, and September, to be paid as follows:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-collapse: collapse; width:100%;</description>
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   <title>Herzfeld Credit Income Fund, Inc. Declares Distributions in Cash</title>
   <link>http://www.streetinsider.com/Globe+Newswire/Herzfeld+Credit+Income+Fund%2C+Inc.+Declares+Distributions+in+Cash/26525331.html</link>
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&lt;p&gt;MIAMI BEACH, Fla., May  20, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared monthly distributions to stockholders of record as of the Record Dates set forth below for the months of July, August and September.&lt;/p&gt;  &lt;p&gt;Each monthly distribution will distribute to stockholders substantially all of the Fund’s net investment income and net short-term capital gains, as set forth in the Fund’s Prospectus.&lt;/p&gt;  &lt;p&gt;The Fund has announced distributions of $0.17 per share for the months of July, August, and September, to be paid as follows:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-collapse: collapse; width:100%;</description>
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   <pubDate>Wed, 20 May 2026 08:30:00 -0400</pubDate>
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   <title>Herzfeld Credit Income Fund, Inc. Declares Distributions in Cash</title>
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&lt;p&gt;MIAMI BEACH, Fla., May  20, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared monthly distributions to stockholders of record as of the Record Dates set forth below for the months of July, August and September.&lt;/p&gt;  &lt;p&gt;Each monthly distribution will distribute to stockholders substantially all of the Fund’s net investment income and net short-term capital gains, as set forth in the Fund’s Prospectus.&lt;/p&gt;  &lt;p&gt;The Fund has announced distributions of $0.17 per share for the months of July, August, and September, to be paid as follows:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-collapse: collapse; width:100%;</description>
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   <title>Herzfeld Credit Income Fund, Inc. Declares Distributions in Cash</title>
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&lt;p&gt;MIAMI BEACH, Fla., May  20, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today declared monthly distributions to stockholders of record as of the Record Dates set forth below for the months of July, August and September.&lt;/p&gt;  &lt;p&gt;Each monthly distribution will distribute to stockholders substantially all of the Fund’s net investment income and net short-term capital gains, as set forth in the Fund’s Prospectus.&lt;/p&gt;  &lt;p&gt;The Fund has announced distributions of $0.17 per share for the months of July, August, and September, to be paid as follows:&lt;/p&gt; &lt;table align=&quot;center&quot; style=&quot;border-collapse: collapse; width:100%;</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  06, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt;  &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid</description>
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   <pubDate>Wed, 06 May 2026 12:30:00 -0400</pubDate>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  06, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt;  &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  06, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt;  &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  06, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt;  &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  06, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt;  &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid</description>
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   <title>Herzfeld Credit Income Fund, Inc. Announces Distribution Payment</title>
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&lt;p align=&quot;justify&quot;&gt;MIAMI BEACH, Fla., May  06, 2026  (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced that the Fund has made its first distribution of net income and realized capital gains since the implementation of its new investment strategy focused on investment in credit related instruments:&lt;/p&gt;  &lt;table align=&quot;center&quot; style=&quot;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid black 1pt ; border-collapse: collapse; width:100%; border-collapse:collapse ;&quot;&gt;&lt;tr&gt;&lt;td style=&quot;max-width:20%; width:20%; min-width:20%;;border-top: solid black 1pt ; border-right: solid black 1pt ; border-bottom: solid black 1pt ; border-left: solid</description>
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   <title>Form  4          Herzfeld Credit Income    For: Apr 15  Filed by: HERZFELD THOMAS J</title>
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