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   <title>Form  D          First Commerce Bancorp,              </title>
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   <title>Form  D          First Commerce Bancorp,              </title>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
   <link>http://www.streetinsider.com/Press+Releases/First+Commerce+Bancorp%2C+Inc.+Announces+Completion+of+%2440.0+Million+Subordinated+Note+Offering/25792908.html</link>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
   <link>http://www.streetinsider.com/Press+Releases/First+Commerce+Bancorp%2C+Inc.+Announces+Completion+of+%2440.0+Million+Subordinated+Note+Offering/25792908.html</link>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
   <link>http://www.streetinsider.com/Press+Releases/First+Commerce+Bancorp%2C+Inc.+Announces+Completion+of+%2440.0+Million+Subordinated+Note+Offering/25792908.html</link>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Announces Completion of $40.0 Million Subordinated Note Offering</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Dec.  31, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today announced the completion of a private placement of a $40.0 million 7.75% Fixed-to-Floating Rate Subordinated Note due December 30, 2035 (the “Note”).&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;The Note will initially bear interest at a fixed annual rate of 7.75%, payable semi-annually in arrears, until December 30, 2030, and will reset quarterly thereafter to the then current three-month SOFR rate plus 432 basis points, payable quarterly in arrears. Beginning on December 30, 2030, the</description>
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   <title>First Commerce Bancorp, Inc. Reports Third Quarter and Year-to-Date 2025 Results</title>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Oct.  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $2.1 million and $5.1 million for the three and nine months ending September 30, 2025, respectively, as compared to $1.1 million and $3.4 million for the three and nine months ending September 30, 2024, respectively. Basic earnings per common share for the three- and nine-months ending September 30, 2025, were $0.10 and $0.25, respectively, compared to $0.05 and $0.15 for the three- and nine- months ending September</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Oct.  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $2.1 million and $5.1 million for the three and nine months ending September 30, 2025, respectively, as compared to $1.1 million and $3.4 million for the three and nine months ending September 30, 2024, respectively. Basic earnings per common share for the three- and nine-months ending September 30, 2025, were $0.10 and $0.25, respectively, compared to $0.05 and $0.15 for the three- and nine- months ending September</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Oct.  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $2.1 million and $5.1 million for the three and nine months ending September 30, 2025, respectively, as compared to $1.1 million and $3.4 million for the three and nine months ending September 30, 2024, respectively. Basic earnings per common share for the three- and nine-months ending September 30, 2025, were $0.10 and $0.25, respectively, compared to $0.05 and $0.15 for the three- and nine- months ending September</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., Oct.  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $2.1 million and $5.1 million for the three and nine months ending September 30, 2025, respectively, as compared to $1.1 million and $3.4 million for the three and nine months ending September 30, 2024, respectively. Basic earnings per common share for the three- and nine-months ending September 30, 2025, were $0.10 and $0.25, respectively, compared to $0.05 and $0.15 for the three- and nine- months ending September</description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., July  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $1.3 million and $3.0 million for the three and six months ended June 30, 2025, respectively, as compared to $1.1 million and $2.2 million for the three and six months ended June 30, 2024, respectively. Basic earnings per common share for the three and six months ended June 30, 2025, were $0.07 and $0.15, respectively, compared to $0.05 and $0.10 for the three and six months ended June 30, 2024, respectively.&lt;/p&gt; </description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., July  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $1.3 million and $3.0 million for the three and six months ended June 30, 2025, respectively, as compared to $1.1 million and $2.2 million for the three and six months ended June 30, 2024, respectively. Basic earnings per common share for the three and six months ended June 30, 2025, were $0.07 and $0.15, respectively, compared to $0.05 and $0.10 for the three and six months ended June 30, 2024, respectively.&lt;/p&gt; </description>
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&lt;p align=&quot;justify&quot;&gt;LAKEWOOD, N.J., July  29, 2025  (GLOBE NEWSWIRE) -- First Commerce Bancorp, Inc. (the “Company”), (OTC: CMRB), the holding company for First Commerce Bank (the “Bank”), today reported net income of $1.3 million and $3.0 million for the three and six months ended June 30, 2025, respectively, as compared to $1.1 million and $2.2 million for the three and six months ended June 30, 2024, respectively. Basic earnings per common share for the three and six months ended June 30, 2025, were $0.07 and $0.15, respectively, compared to $0.05 and $0.10 for the three and six months ended June 30, 2024, respectively.&lt;/p&gt; </description>
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