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   <title>Form  424B3      Columbia Financial, Inc.             </title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++424B3++++++Columbia+Financial%2C+Inc.+++++++++++++/26785078.html</link>
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&lt;p&gt;&lt;a target=&quot;_blank&quot; href=&quot;http://archive.fast-edgar.com/20260717/AJ2ZLQ2FZ22R2ZZZ272M2ZYQOUK9ZZ22ZS82&quot;&gt;http://archive.fast-edgar.com/20260717/AJ2ZLQ2FZ22R2ZZZ272M2ZYQOUK9ZZ22ZS82&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;
Filed on: July 17, 2026
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   <pubDate>Fri, 17 Jul 2026 17:07:00 -0400</pubDate>
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   <title>Form  424B3      Columbia Financial, Inc.             </title>
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&lt;p&gt;&lt;a target=&quot;_blank&quot; href=&quot;http://archive.fast-edgar.com/20260717/AJ2ZLQ2FZ22R2ZZZ272M2ZYQOUK9ZZ22ZS82&quot;&gt;http://archive.fast-edgar.com/20260717/AJ2ZLQ2FZ22R2ZZZ272M2ZYQOUK9ZZ22ZS82&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;
Filed on: July 17, 2026
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   <title>Form  8-K        Columbia Financial, Inc.  For: Jul 16</title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++Columbia+Financial%2C+Inc.++For%3A+Jul+16/26782249.html</link>
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   <pubDate>Fri, 17 Jul 2026 08:30:00 -0400</pubDate>
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   <title>Form  8-K        Columbia Financial, Inc.  For: Jul 16</title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++Columbia+Financial%2C+Inc.++For%3A+Jul+16/26782249.html</link>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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&lt;p align=&quot;justify&quot;&gt;FAIR LAWN, N.J., July  16, 2026  (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”), a Maryland corporation and the proposed successor to Columbia Financial, Inc. (Nasdaq Global Select Market: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Holding Company” or “Columbia”), announced today that it has completed its firm commitment underwritten offering in connection with Columbia’s second-step conversion. As a result of the firm commitment underwritten offering and the recently completed subscription offering, the Company expects to sell 167,236,353 shares of its common stock at a purchase price of $10.00 per share</description>
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   <title>Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date</title>
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