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   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
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   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">7XT</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">XTMIF</category>
   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">7XT</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">XTMIF</category>
   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">7XT</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">7XT</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">XTMIF</category>
   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</guid>
   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">XTMIF</category>
   	  </item>
  <item>
   <title>XTM Files Q3 2025 Interim Financial Results</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Files+Q3+2025+Interim+Financial+Results/25687051.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
Year-to-Date Revenue Up 19%; Net Operating Loss Decreases 25%
&lt;/p&gt;&lt;p class=&quot;bwalignc&quot;&gt;
Sale of Processor Assets Completed
&lt;/p&gt;
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“&lt;strong&gt;XTM&lt;/strong&gt;” or the “&lt;strong&gt;Company&lt;/strong&gt;”) (QB: XTMIF / CSE: PAID / FSE: 7XT), a fintech innovator in automated tip calculations, instant payouts for employees and gig workers, and a provider of Earned Wage Access (“EWA”) through its AnyDay™ platform, today announced the filing of its interim financial statements and management’s discussion and analysis (“MD&amp;amp;A”) for the quarter ended September 30, 2025 (the “&lt;strong&gt;Required Filings&lt;/strong&gt;”).
&lt;/p&gt;&lt;p&gt;
With the October 24, 2025 announcement of a &lt;a target=&quot;_blank&quot; rel=&quot;nofollow&quot; href=&quot;https://cts.businesswire.com/ct/CT?id=smartlink&amp;amp;url=https%3A%2F%2Fwww.businesswire.com%2Fnews%2Fhome%2F20250918703860%2Fen%2FXTM-Closes-Strategic-Asset-Sale-to-Pateno-Payments&amp;amp;esheet=54366618&amp;amp;newsitemid=20251202259857&amp;amp;lan=en-US&amp;amp;anchor=Management+Services+and+Program+Management+Agreement+%28%26%238220%3BMSA%26%238221%3B%29+with+Everyday+People+Financial+Corp.&amp;amp;index=1&amp;amp;md5=de1e705997c408224c2274c710966e49&quot; shape=&quot;rect&quot;&gt;Management Services and Program Management</description>
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   <pubDate>Tue, 02 Dec 2025 09:15:00 -0500</pubDate>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <pubDate>Tue, 18 Nov 2025 09:00:00 -0500</pubDate>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
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&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <title>XTM Signs Letter of Intent with AGORACOM RWA DBX for Preferred Share Tokenization of U.S. Subsidiary</title>
   <link>http://www.streetinsider.com/Business+Wire/XTM+Signs+Letter+of+Intent+with+AGORACOM+RWA+DBX+for+Preferred+Share+Tokenization+of+U.S.+Subsidiary/25629163.html</link>
   <description>
&lt;p&gt;    TORONTO &amp;amp; MIAMI--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has signed a binding Letter of Intent (“LOI”) with AGORACOM RWA DBX, a Dubai-based consulting agency, to support the acquisition of Preferred Shares of its wholly owned U.S. subsidiary, XTM USA, by an arm’s length organization for Tokenization. XTM USA holds the intellectual property for its Earned Wage Access solution and key operating contracts, representing a</description>
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   <pubDate>Tue, 18 Nov 2025 09:00:00 -0500</pubDate>
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  <item>
   <title>XTM Inc. Issues Shares in Settlement of Convertible Debentures Interest</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Inc.+Issues+Shares+in+Settlement+of+Convertible+Debentures+Interest/25522707.html</link>
   <description>
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has elected to satisfy accrued interest payable on its outstanding convertible debentures as at September 30, 2025 through the issuance of common shares.

&lt;/p&gt;&lt;p&gt;
The Company will issue an aggregate of &lt;strong&gt;18,513,695 common shares&lt;/strong&gt;, subject to Canadian Securities Exchange (“CSE”) approval, at a deemed price of &lt;strong&gt;$0.0326 per share&lt;/strong&gt;, representing the 20-day volume-weighted average trading price of the Company’s shares.</description>
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   <pubDate>Wed, 29 Oct 2025 17:22:00 -0500</pubDate>
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  <item>
   <title>XTM Inc. Issues Shares in Settlement of Convertible Debentures Interest</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Inc.+Issues+Shares+in+Settlement+of+Convertible+Debentures+Interest/25522707.html</link>
   <description>
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has elected to satisfy accrued interest payable on its outstanding convertible debentures as at September 30, 2025 through the issuance of common shares.

&lt;/p&gt;&lt;p&gt;
The Company will issue an aggregate of &lt;strong&gt;18,513,695 common shares&lt;/strong&gt;, subject to Canadian Securities Exchange (“CSE”) approval, at a deemed price of &lt;strong&gt;$0.0326 per share&lt;/strong&gt;, representing the 20-day volume-weighted average trading price of the Company’s shares.</description>
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   <pubDate>Wed, 29 Oct 2025 17:22:00 -0500</pubDate>
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  <item>
   <title>XTM Inc. Issues Shares in Settlement of Convertible Debentures Interest</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Inc.+Issues+Shares+in+Settlement+of+Convertible+Debentures+Interest/25522707.html</link>
   <description>
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has elected to satisfy accrued interest payable on its outstanding convertible debentures as at September 30, 2025 through the issuance of common shares.

&lt;/p&gt;&lt;p&gt;
The Company will issue an aggregate of &lt;strong&gt;18,513,695 common shares&lt;/strong&gt;, subject to Canadian Securities Exchange (“CSE”) approval, at a deemed price of &lt;strong&gt;$0.0326 per share&lt;/strong&gt;, representing the 20-day volume-weighted average trading price of the Company’s shares.</description>
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   <pubDate>Wed, 29 Oct 2025 17:22:00 -0500</pubDate>
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   <title>XTM Inc. Issues Shares in Settlement of Convertible Debentures Interest</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Inc.+Issues+Shares+in+Settlement+of+Convertible+Debentures+Interest/25522707.html</link>
   <description>
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has elected to satisfy accrued interest payable on its outstanding convertible debentures as at September 30, 2025 through the issuance of common shares.

&lt;/p&gt;&lt;p&gt;
The Company will issue an aggregate of &lt;strong&gt;18,513,695 common shares&lt;/strong&gt;, subject to Canadian Securities Exchange (“CSE”) approval, at a deemed price of &lt;strong&gt;$0.0326 per share&lt;/strong&gt;, representing the 20-day volume-weighted average trading price of the Company’s shares.</description>
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   <pubDate>Wed, 29 Oct 2025 17:22:00 -0500</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">7XT</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">7XT</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.30835909</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">PAID</category>
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  <item>
   <title>XTM Inc. Issues Shares in Settlement of Convertible Debentures Interest</title>
   <link>http://www.streetinsider.com/Press+Releases/XTM+Inc.+Issues+Shares+in+Settlement+of+Convertible+Debentures+Interest/25522707.html</link>
   <description>
&lt;p&gt;    TORONTO--(BUSINESS WIRE)--
XTM Inc. (“XTM” or the “Company”) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access (“EWA”) solutions through its AnyDay™ platform, today announced that it has elected to satisfy accrued interest payable on its outstanding convertible debentures as at September 30, 2025 through the issuance of common shares.

&lt;/p&gt;&lt;p&gt;
The Company will issue an aggregate of &lt;strong&gt;18,513,695 common shares&lt;/strong&gt;, subject to Canadian Securities Exchange (“CSE”) approval, at a deemed price of &lt;strong&gt;$0.0326 per share&lt;/strong&gt;, representing the 20-day volume-weighted average trading price of the Company’s shares.</description>
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   <pubDate>Wed, 29 Oct 2025 17:22:00 -0500</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.30835909</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">PAID</category>
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