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UnitedHealthcare unveils 2027 Medicare Advantage plan details

October 1, 2026 7:02 AM

UnitedHealthcare, a subsidiary of UnitedHealth Group (NYSE: UNH), has announced details of its 2027 Medicare Advantage plans, according to a company press release.

The plans will include $0 premium options for approximately 90% of Medicare-eligible consumers with access to a UnitedHealthcare Medicare Advantage plan, along with $0 primary care visits, $0 preventive care services and $0 Tier 1 prescription drug copays for all members.

More than 94% of Medicare-eligible individuals nationwide will have access to a UnitedHealthcare Medicare plan. The company states that more than 95% of non-Special Needs Plan members do not reach their annual maximum out-of-pocket limit, with many spending less than $300 per year on care.

For 2027, UnitedHealthcare's Dual Special Needs Plans (D-SNP) will reach approximately 74% of dual-eligible individuals, while its Chronic Special Needs Plans (C-SNP) will be available to approximately 48 million Medicare-eligible individuals. Approximately 95% of Medicare-eligible individuals in the company's service area will have access to a Medicare Advantage HMO plan.

The company is also introducing changes to its UCard benefit card, separating it from the member ID card and adding Mastercard functionality, including real-time utilities payments for qualifying D-SNP members. Members will be able to use UCard benefits at more than 70,000 participating retail locations, including Walmart, Dollar General and Target.

Prescription drug access will include a network of more than 60,000 pharmacies and home delivery options through Optum Home Delivery. The company said 100-day supplies will be available for many commonly prescribed medications.

"Millions of Americans rely on Medicare Advantage because it delivers unmatched value, quality and peace of mind designed for the real needs of people," said Bobby Hunter, president of UnitedHealthcare.

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