Investing.com -- Mortgage rates in the United States increased this week, with the 30-year fixed-rate mortgage reaching its highest level in a year, according to data released by Freddie Mac (OTCQB: FMCC) on Thursday.

The 30-year fixed-rate mortgage averaged 6.66% as of July 30, 2026, up from 6.58% the previous week. This marks the highest rate in a year, though it remains below the 6.72% recorded at this time last year.

The 15-year fixed-rate mortgage averaged 6.04%, rising from 5.96% the prior week. A year ago, the 15-year rate stood at 5.85%.

"The 30-year fixed-rate mortgage averaged 6.66% this week," said Sam Khater, Freddie Mac's Chief Economist. "The housing market continues to benefit from more available inventory, providing prospective homebuyers with additional options and helping support buyer activity as mortgage rates fluctuate."

The data comes from Freddie Mac's Primary Mortgage Market Survey.