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Blend Labs launches AI mortgage tool with five lender customers

July 7, 2026 9:03 AM

Blend Labs, Inc. (NYSE: BLND) announced the commercial availability of Autopilot, its artificial intelligence agent for mortgage pre-underwriting, following a four-month early preview period.

Five lenders, including Onity Mortgage, have expanded their partnerships with Blend to include the product. During the preview, lenders used Autopilot across more than 25,500 loans.

Autopilot reviews documents as they are uploaded, checks them against lending guidelines, identifies missing or inconsistent information, calculates qualifying income, and generates follow-up requests to borrowers during the application process.

"Autopilot is live, working on real loans, and improving every week," said Nima Ghamsari, Co-Founder and Head of Blend. "Agentic AI can help lenders complete more work earlier, reduce delays, and give borrowers faster answers."

Onity Mortgage, formerly PHH Mortgage, said the tool has helped surface and clear loan conditions faster. "Onity Mortgage has seen consistent impact across all condition types surfacing and clearing conditions faster, resulting in quicker response times," said Colin Friday, Senior Vice President of Consumer Lending at Onity Mortgage.

Onity Mortgage also plans to use Blend's MCP Server to support voice agents capable of answering application-related questions and providing real-time information to customer service staff.

Autopilot is now available to all Blend mortgage customers, according to the company's statement.

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