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Form 4 FIRST CITIZENS BANCSHARE For: Jun 04 Filed by: HOLDING FRANK B JR

June 8, 2026 6:58 PM
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person *
HOLDING FRANK B JR

(Last) (First) (Middle)
4300 SIX FORKS ROAD

(Street)
RALEIGH NC 27609

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
FIRST CITIZENS BANCSHARES INC /DE/ [ FCNCA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director X 10% Owner
X Officer (give title below) Other (specify below)
Chairman and CEO
3. Date of Earliest Transaction (Month/Day/Year)
06/04/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class B Common 06/04/2026 P 3 A $ 1,712.99 63,325 (1) (2) D
Class B Common 06/04/2026 P 1 A $ 1,721.99 63,326 D
Class B Common 06/04/2026 P 1 A $ 1,727.99 63,327 D
Class B Common 06/04/2026 P 31 A $ 1,730.29 (3) 63,358 D
Class B Common 06/04/2026 P 35 A $ 1,731.99 63,393 D
Class B Common 06/04/2026 P 15 A $ 1,733 63,408 D
Class B Common 06/04/2026 P 26 A $ 1,734 63,434 D
Class B Common 06/04/2026 P 12 A $ 1,744 63,446 D
Class B Common 06/04/2026 P 15 A $ 1,765 63,461 D
Class B Common 06/04/2026 P 15 A $ 1,770 63,476 D
Class B Common 06/04/2026 P 6 A $ 1,775 63,482 D
Class B Common 06/04/2026 P 20 A $ 1,778 63,502 D
Class B Common 06/04/2026 P 45 A $ 1,779.99 (4) 63,547 D
Class A Common 206,942 (5) D
Class A Common 11,140 I As beneficiary of a trust
Class A Common 3,728 I (6) By Spouse
Class A Common 3,416 I (6) As custodian for James Freeman Bailey, Jr.
Class A Common 1,591 I (6) As custodian for Royall Holding Bailey
Class A Common 317 I (6) As custodian for Jones Powell Bailey
Class A Common 95,829 (5) I Frank B. Holding Jr. 2025 #1 GRAT
Class A Common 106,000 I Frank B. Holding Jr. 2025 #2 GRAT
Class A Common 115,000 I (6) By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Class B Common 2,527 I As beneficiary of a trust
Class B Common 9,160 (7) I (6) By Spouse
Class B Common 4,957 I (6) As custodian for James Freeman Bailey, Jr.
Class B Common 4,800 I (6) As custodian for Royall Holding Bailey
Class B Common 5,158 I (6) As custodian for Jones Powell Bailey
Class B Common 0 (1) I Frank B. Holding Jr. 2025 #1 GRAT
Class B Common 9,780 (2) I Frank B. Holding Jr. 2025 #2 GRAT
Class B Common 24,300 (7) I (6) By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. On June 5, 2026, 38,111 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned.
2. On June 5, 2026, 22,370 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #2 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 9,780 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
3. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,729.99 to $1,730.91, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (3) through (4) to this Form 4.
4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,779.97 to $1,780.00, inclusive.
5. On June 5, 2026, 4,825 shares of Class A Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 95,829 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
6. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
7. On June 5, 2026, 8,000 shares of Class B Common Stock were distributed from the Ruth P. Holding 2025 GRAT (the "GRAT") to the reporting person's spouse and continue to be reported in this Form 4 as indirectly owned, and the remaining 24,300 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
Frank B. Holding, Jr., By: E. Knox Proctor V, Attorney-in-fact 06/08/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

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