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Form SCHEDULE 13D/A CREDIT ACCEPTANCE CORP Filed by: Watson Jill Foss

June 5, 2026 4:30 PM





If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).




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SCHEDULE 13D




Comment for Type of Reporting Person:
*The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026


SCHEDULE 13D




Comment for Type of Reporting Person:
*The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
*The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
*The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
*The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
*The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026. ** Mrs. Watson is the co-trustee of the Donald A. Foss 2009 Remainder Trust and the Donald A. Foss 2010 Remainder Trust. Mrs. Watson is the trustee of the Jill Foss Watson Living Trust and the Karol A. Foss Irrevocable Grandchildren's Trust. Mr. Todd Watson, spouse of Jill Foss Watson, is the trustee of the Jill Foss Watson Irrevocable Trust.


SCHEDULE 13D


The Donald A. Foss 2009 Remainder Trust
Signature:/s/ Jill Foss Watson
Name/Title:Jill Foss Watson/Trustee
Date:06/05/2026
The Donald A. Foss 2010 Remainder Trust
Signature:/s/ Jill Foss Watson
Name/Title:Jill Foss Watson/Trustee
Date:06/05/2026
Jill Foss Watson Living Trust
Signature:/s/ Jill Foss Watson
Name/Title:Jill Foss Watson/Trustee
Date:06/05/2026
Jill Foss Watson Irrevocable Trust
Signature:/s/ Todd Watson
Name/Title:Todd Watson/Trustee
Date:06/05/2026
Karol A. Foss Irrevocable Grandchildren's Trust
Signature:/s/ Jill Foss Watson
Name/Title:Jill Foss Watson/Trustee
Date:06/05/2026
Jill Foss Watson
Signature:/s/ Jill Foss Watson
Name/Title:Jill Foss Watson, Individually
Date:06/05/2026

ATTACHMENTS / EXHIBITS

EXHIBIT A

Categories

SEC Filings