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Form 3 LINCOLN NATIONAL CORP For: Jun 01 Filed by: Spurr Paul P.

June 4, 2026 4:21 PM
FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Spurr Paul P.
(Last) (First) (Middle)
150 NORTH RADNOR CHESTER ROAD
(Street)
RADNOR PA 19087
(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
06/01/2026 		3. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP, CRO & CA
 5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock 51,735 (1)
D
Common Stock 8.33 (2)
I
In 401(k)
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (Right to Buy) (3) 02/22/2027 Common Stock 2,894 71.7 D
Employee Stock Option (Right to Buy) (4) 02/21/2028 Common Stock 3,013 78.32 D
Employee Stock Option (Right to Buy) (5) 02/27/2029 Common Stock 4,454 63.01 D
Employee Stock Option (Right to Buy) (6) 02/19/2030 Common Stock 4,827 60.86 D
Employee Stock Option (Right to Buy) (7) 02/17/2031 Common Stock 4,098 54.52 D
Employee Stock Option (Right to Buy) (8) 02/16/2032 Common Stock 2,097 73.51 D
Employee Stock Option (Right to Buy) (9) 12/05/2032 Common Stock 3,230 37.74 D
Employee Stock Option (Right to Buy) (10) 02/15/2033 Common Stock 4,053 34.99 D
Explanation of Responses:
1. Includes 6,604 restricted stock units ("RSUs") that vest on February 21, 2027, 6,885 RSUs that vest on February 19, 2028, 4,246 RSUs that vest on February 19, 2029, and 5,267 RSUs that vest on May 28, 2029.
2. Represents the number of shares of common stock beneficially owned through the Company's 401(k) Plan as of 6/1/2026.
3. The option vested in three equal installments on February 22, 2018, 2019 and 2020.
4. The option vested in three equal installments on February 21, 2019. 2020 and 2021.
5. The option vested in three equal installments on February 27, 2020, 2021 and 2022.
6. The option vested in three equal installments on February 19, 2021, 2022 and 2023.
7. The option vested in three equal installments on February 17, 2022, 2023 and 2024.
8. The option vested in three equal installments on February 16, 2023, 2024 and 2025.
9. The option vested in full on December 5, 2025.
10. The option vested in three equal installments on February 15, 2024, 2025 and 2026.
/s/ Claire H. Hanna, Attorney-in-Fact 06/04/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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