Opendoor Technologies (NASDAQ: OPEN) launched a new program called "Cash Now, More Later" that allows real estate agents to offer sellers partial cash payments upfront while retaining potential upside when homes sell on the open market.

The program integrates with RealScout, a lead nurture platform used by more than 100,000 real estate agents. Agents can now access Opendoor offer options directly within RealScout without requiring separate logins or workflows.

Under the Cash Now, More Later structure, sellers can receive immediate cash payments through a sliding scale mechanism that allows them to choose how much upfront cash to accept. The remaining value is captured when Opendoor relists and sells the property through traditional market channels.

Opendoor introduced a graduated commission structure for participating agents. The first transaction in a calendar year earns 1% commission, increasing to 1.25% for the second deal, and reaching 2% by the fifth transaction. Agents who completed five or more deals in 2026 receive the 2% rate immediately.

With Cash Now, More Later transactions, agents receive both an acquisition commission and their full listing commission when the property sells on the open market, creating two commission events from the same client.

The program maintains agent-client relationships, with Opendoor stating that requesting offers through RealScout does not result in client solicitation and agents remain the listing agent of record.

The service targets situations where buyers need to sell existing homes before closing on new purchases, potentially converting contingent buyers into non-contingent buyers through immediate cash offers on their current properties.