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Royal Caribbean Group partners with Bank of America on credit cards

March 31, 2026 10:10 AM

Royal Caribbean Group (NYSE: RCL) and Bank of America (NYSE: BAC) announced the launch of two new credit cards that allow customers to earn rewards across Royal Caribbean, Celebrity Cruises, and Silversea brands.

The Royal ONE Visa Signature card carries no annual fee and offers 3X points on purchases with the three cruise brands, 2X points on grocery, gas, and EV charging, and 1X point on other purchases. Cardholders receive priority boarding, a $100 anniversary reward after qualifying spend, and no foreign transaction fees.

The Royal ONE Plus Visa Signature card has a $99 annual fee and provides 4X points on cruise brand purchases, 2X points on grocery, gas, EV charging, air, hotel, and dining, and 1X point on other purchases. Benefits include priority suite boarding, priority luggage handling, a $200 anniversary reward after qualifying spend, and a $120 TSA PreCheck/Global Entry credit every four years.

The cards will be available in the coming weeks and represent what the companies describe as the cruise industry's first tri-branded credit cards. Points earned through the cards can be redeemed for cruise savings or onboard credits for dining, shore excursions, drink packages, and Wi-Fi.

"Royal ONE and Royal ONE Plus strengthen how we recognize and reward our loyal guests across our leading vacation brands," said Jason Liberty, chairman and CEO of Royal Caribbean Group.

Royal Caribbean Group operates 69 ships through its Royal Caribbean, Celebrity Cruises, and Silversea brands, serving more than 1,000 destinations across seven continents.

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