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Form 3 Inter & Co, Inc. For: Mar 16 Filed by: Ximenes de Almeida Guilherme

March 16, 2026 7:54 PM
FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Ximenes de Almeida Guilherme

(Last) (First) (Middle)
AV BARBACENA 1219

(Street)
BELO HORIZONTE-MG D5 30190-131

(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
03/16/2026
3. Issuer Name and Ticker or Trading Symbol
Inter & Co, Inc. [ INTR ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Information Officer
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Share 112,857
D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Non-Qualified Stock Option (Right to Buy) 02/01/2023 02/01/2027 Class A Common Share 6,750 21.5 D
Non-Qualified Stock Option (Right to Buy) 02/01/2024 02/01/2027 Class A Common Share 6,750 21.5 D
Non-Qualified Stock Option (Right to Buy) 02/01/2025 02/01/2027 Class A Common Share 18,000 21.5 D
Non-Qualified Stock Option (Right to Buy) 12/01/2022 12/01/2028 Class A Common Share 16,500 15.5 D
Non-Qualified Stock Option (Right to Buy) 12/01/2023 12/01/2028 Class A Common Share 16,500 15.5 D
Non-Qualified Stock Option (Right to Buy) 12/01/2024 12/01/2028 Class A Common Share 16,500 15.5 D
Non-Qualified Stock Option (Right to Buy) 12/01/2025 12/01/2028 Class A Common Share 16,500 15.5 D
Non-Qualified Stock Option (Right to Buy) 12/01/2026 12/01/2028 Class A Common Share 44,000 15.5 D
Restricted Stock Unit (1) (1) Class A Common Share 22,500 (1) D
Restricted Stock Unit (2) (2) Class A Common Share 50,000 (2) D
Restricted Stock Unit (3) (3) Class A Common Share 67,500 (3) D
Restricted Stock Unit (4) (4) Class A Common Share 65,508 (4) D
Explanation of Responses:
1. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share on December 1, 2026.
2. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share in two equal installments on December 1, 2026 and December 1, 2027.
3. Unless earlier forfeited under the terms of the RSU, the award vests and converts into Class A Common Share in three equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028.
4. The award vests and converts into Class A Common Share in four equal installments on December 1, 2026 and December 1, 2027 and December 1, 2028 and December 1, 2029.
/s/ Guilherme Ximenes de Almeida 03/16/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

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